Company Overview
At CSI, we only serve the Mortgage and Finance Industry. We are the preferred vendor for many of the largest financial institutions in the country. We have been placing Mortgage Professionals for over 20 years and do business nationwide in all 50 states. CSI has access to many job postings that you would not ordinarily find in the newspapers or on job boards.
CSI is your Premier Contractor/Temporary Staffing and Direct Hire and Executive Placement Provider.
By working with CSI we offer vacation pay, holiday pay, group medical benefits, matching 401K plan, Section 125 flexible spending, direct deposit and referral bonuses.
Mortgage Underwriter / Government Underwriter Apply for this job now!
Report It
Job Overview
Company: Contemporary Services
Required Education: Not Specified
Job Type: Banking
Finance Required Experience: At least 4 year(s)
Base Pay: $0.00 - $35.00 /Hour Required Travel: Other Pay: Great opportunity, competitive compensation! Location: US-NJ-Cranford
Employee Type: Full-Time
Manages Others: No
Relocation Covered: Not Specified
Industry: Banking - Financial Services
Mortgage
Reference ID: 00000V07
Job Description
Immediate Job Opportunity for Mortgage Government Underwriter! Cranford, NJ
Immediate long term contract position with a well known mortgage lender, excellent job opportunity and competitive pay! Local candidates only.
All interested candidates please submit your resume to an Employment Consultant at [Click Here to Email Your Resumé]
The (DE) Underwriters are responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products (government loans) within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager. Perform miscellaneous tasks and special projects as needed or required.
Job Requirements
Direct Endorsement (DE) to underwrite FHA loans is absolutely required for consideration. 4+ years mortgage underwriting experience. Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation. High degree of attention to detail. Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines. Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment.
DE designation required.
