Posted: 06/10/2010
Requisition ID: 21273
Job Title: Underwriter
Job Type: Full Time Regular
Shift:
Division: Mortgage and Cons Lending

Primary Location: M&T Center
Three Fountain Plaza
Buffalo
NY 14203
USA

Basic Function:

Position is responsible for mortgage loans originated by correspondents according to guidelines set by M&T Mortgage Corp., FNMA, FHLMC and FHA.

Responsibilities:

-Analyze credit, income, assets and appraisals
-Underwrite loan files in accordance with investor, product, state and company
requirements.
-Underwrite loan files to ensure quality loans for M&T Bank
-Maintain open lines of communication between underwriting, management,
brokers, account executives and sales managers.
-Underwrite government loans in accordance with HUD and VA
Basic Qualifications:
-Bachelors degree or equivalent work experience
-Experience underwriting conforming and non conforming product parameters
-Manual underwriting experience
-Excellent verbal and written communication skills
-Experience with Word, Excel and windows
Ideal Qualifications:
-DE and LAPP underwriter designation

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