Underwriter
Education High school diploma or equivalent
Location CREVE COEUR, MO CREVE COEUR, MO, US 63141
Career Level Experienced (Non-Manager)
Category
Underwriting
mortgage
Lending
Salary Range $ - $
Date Needed By N/A
Job Type Full-time
Travel 0 - 10%
Job Description
This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.
1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.
2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.
3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.
4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements.
5. Responsible for reviewing, pricing, and decisions of portfolio products.
6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.
# of Hires Needed 3
Exemption Type Non-Exempt
Hiring Manager
Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.
High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field(s) is required.
We are proud to be an EEO/AA employer M/F/D/V.
Skills
Division Underwriting - 124
