Underwriter - 275
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Shift/Hours
Job Title : Underwriter
Education : High school diploma or equivalent
Location : CREVE COEUR, MO CREVE COEUR, MO 63141, US
Career Level
Experienced (Non-Manager)
Category
1. mortgage
2. Residential Lending
3. Underwriting
Salary Grade
Date Needed By
N/A : Job Type
Full-time : Travel Required
0 - 10%
Job Description
This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.Must demonstrate knowledge of the industry in terms of laws and regulations including the Bank Secrecy Act relative to his/her
Job responsibilities:
1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.
2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.
3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.
4. Partner with the SVP -Lending Operations or VP/Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements
5. Responsible for reviewing, pricing, and decisions of portfolio products.
6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.
# of Hires Needed : 1
Exemption Type : exempt
Hiring Manager : 0
Job Code : 358
Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.
High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field (s) is required.
No physical exertion required. Work performed is in an office environment.
We are proud to be an EEO/AA employer M/F/D/V.
Open Date
6/22/2010
Skills
Division
Underwriting - 124
Tags: mortgage, mortgage jobs, underwriter job, underwriting
