Job Description
Brief Description of the Organization
CitiMortgage prides itself in making the dream of homeownership come true for a wide range of customers and partners across the country every day. As a member of Citigroup, we are focused on providing the highest quality mortgage products as part of an expansive portfolio of financial services that includes banking, insurance, asset management, credit cards, and much more. CitiMortgage offers products to help first-time homebuyers, as well as those interested in building a new home, refinancing, or tapping into the equity of an existing home.
Underwriter-10019100
Description
Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.
**NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Qualifications
High school diploma plus 2-3 years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies. Excellent oral and written communication skills are required. Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff. Good analytical, problem solving, organizational and communication skills needed.
No Relocation Available.
Primary Location: NAM-USA-MO-O’fallon
Schedule: Full-time
Education Level: High School Diploma/GED
Shift: Day Job
Employee Status: Regular
Travel: No
Office Location / Address: O’Fallon, MO (St. Louis)
Tags: mortgage, mortgage jobs, underwriter job, underwriting
