Role Title: Underwriter
Job ID: 66819
Location: KS - OVERLAND PARK
Full/Part Time: Full-Time
Regular/Temporary: Regular
Org Marketing Statement
CIGNA’s Mission: To help the people we serve improve their health, well-being and sense of security.
At CIGNA, we are committed to providing our customers with benefits, expertise, and services that improve their health, well-being, and sense of security. Our people are the key to success in a changing and increasingly competitive marketplace. The collective skills, behaviors, and work experiences of all CIGNA employees enable us to make a real difference in the lives of our customers. We seek the most talented and creative minds in the industry to develop innovative solutions our customers value and expect. CIGNA is committed to recruiting, developing, motivating, and retaining a diverse workforce representing the best and brightest both inside and outside of our industry - a workforce that reflects our customers and the communities where we operate.
Role Summary
Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings. Performs case-specific risk assessments. Responsible for account level rate development and conducting customer negotiations with other underwriting areas and Sales on low complexity book of business. Evaluates claim experience and analyzes total case profitability. Becomes familiar with local competition, networks, and provider discounts to assist with recommendations for sales strategy, conduct development, and market pricing decisions. May assist Sales as financial consultant on case-specific issues. Requires Bachelor’s degree or equivalent work experience. Basic understanding of manual rating models and related pricing tools. Basic knowledge of pricing adjustments and available plan designs. Basic understanding of logic and concepts of Experience Rating to develop claim costs. Ability to assess financial risk based on multiple information sources. Manages low/medium complexity accounts: case size generally <1000 lives, exclusive business, and limited number of markets/products offered.
Responsibilities
* Performs case-specific risk assessments.
* Responsible for account level rate development and conducting customer negotiations with other underwriting areas and Sales on low complexity book of business.
* Evaluates claim experience and analyzes total case profitability.
* Becomes familiar with local competition, networks, and provider discounts to assist with recommendations for sales strategy, conduct development, and market pricing decisions.
* May assist Sales as financial consultant on case-specific issues.
Qualifications
* Bachelor’s degree or equivalent work experience.
* 1-3 years of underwriting experience
* Basic understanding of manual rating models and related pricing tools.
* Basic knowledge of pricing adjustments and available plan designs.
* Basic understanding of logic and concepts of Experience Rating to develop claim costs.
* Ability to assess financial risk based on multiple information sources.
* Manages low/medium complexity accounts: case size generally <1000 lives, exclusive business, and limited number of markets/products offered.
Pay Benefits Work Schedule
CIGNA offers a competitive compensation and comprehensive benefits package including health and wellness benefits, 401k plan, and work/life balance programs, as well as opportunities for career growth and development.
How To Apply
We encourage you to complete all questions on the candidate profile if you wish to be considered for this opportunity.
EEO Statement
CIGNA is an Equal Opportunity Employer
Tags: mortgage, mortgage jobs, underwriter job, underwriting
