CashCall, Inc., a growing lending company in Anaheim, is currently seeking Software Quality Assurance Analyst Interns. The position will be responsible for assisting with verification and validation of software developed and implemented by the Development team. Ideal candidates will be a self-starter, innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be given the opportunity to learn on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies with a group of energetic and talented professionals.

Responsibilities:
Develop and maintain test plans, test cases, test data, test scenarios, and other test documentations
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Knowledge of testing processes, methodologies and understanding of all phases of the software development life cycle is a plus
Hands-on experience with programming languages such as Java, C#, and C++ is desirable
Knowledge of Apache and JBOSS server is a plus
Experience in writing test scripts/units tests and writing scripts for automated scripting is a plus
Strong attention to details and ability to do multi-tasking
Strong communication and organizational skills
Analytical and problem solving skills with hands-on, “get it done” attitude
Self-Starter, customer service oriented and ability to communicate with business partners
Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=228

Access National Mortgage is a division of Access National Bank which is headquartered in Reston, Virginia. As a federally-chartered Bank traded on the NASDAQ (ANCX), our company is able to lend in all 50 states.
Our Nashville branch, located in Green Hills, has been with Access National Bank for almost 10 years, and our Loan Officers have over 40 years of combined lending and sales experience. Our team’s goal is to provide on time closings and excellent communication throughout the client’s experience. We enjoy a very positive working environment at Access National. Access National Nashville has the power of a bank with a personalized style.
Access National Nashville takes the time to hire great people. A great person is someone who is good from the inside out, and who wants to always get better. Honesty, integrity and a positive outlook are essential qualities of an associate here. We believe that the Processing Department is the heart of our operations and has a significant influence on the quality of a client’s experience during the loan process. There are 2 Processors in the Department - Head Processor and Front End/Back End Processor. This is a fulltime position. Regular hours are 8:00am-5:00pm with a one hour lunch break, yet the demands of this business may require flexibility in hours.

Responsibilities:
• Pre-Underwrite loan files (review documentation, disclosures, application, etc)
• Contact client for additional documentation for loan submission and conditions
• Knowledge of DU
• Submission of files to Underwriting
• Loan approval conditions - complete conditions and submit to Underwriting

Desired Skills & Experience:
• At least 2 years in mortgage banking with emphasis on servicing/processing
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Excellent written and verbal communication skills
• Team player
• Credit report with a 720 FICO or higher
• Reliable transportation
• Punctual - here and ready to work by 8:00am
• College degree preferred

The way we train our Loan Officers and the systems and processes we employ allow us to manage our time frames. Our goal is to provide the ultimate in customer service, and that applies to internal clients (employees) as well. Our Operations Manager oversees the Processing Department with regards to file flow, and communication between LOs and Processors. We are not licensed to do THDA. Also, we do not Broker loans or have Construction loans, and we do little Rural Housing. All of our loans are in-house. We strive for a fun, productive environment with a low level of stress.

The position is salary plus bonus and benefits.

Interested candidates should email their resume to Dorothy Curtis at dcurtis@accessnational.com

Access National Corporation is proud to be an Equal Opportunity Employer.

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a Payroll Clerk. The Payroll Clerk will provide payroll administrative support by performing daily tasks associated to the full lifecycle of the payroll process at CashCall, Inc.

Responsibilities:
Accurately updating timecards
Assists with filing large volumes of documents
Assisting employees with payroll related inquiries
Calculating manual checks
Assist with screening and auditing payroll

Requirements:
Excellent written and verbal communication skills
Detail oriented, organized and a team player
Ability to manage multiple projects, prioritize and meet deadlines
Ability to understand full payroll cycle to independently execute payrolls for CashCall, Inc.

Other Requirements:
1-2 years of experience required
Microsoft Excel required
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=227

CashCall’s Las Vegas Office is hiring experienced Mortgage Loan Processors!
Receive up to $10,000 Signing Bonus for those who qualify! *Restrictions apply.

Responsibilities:
• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:
• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:
• minimum of 4 to 5 years of current Processing experience is required
• maintain a production average of 3 - 4 loan decisions per day

Compensation: $3,000 + Commission/month or $5,000/month Guaranteed. Plus up to $10,000 signing bonus for qualified Processors!
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=137

LOCATION
Rancho Cordova, CA

Genworth Financial, Home Equity Access is one of the nation’s leaders in the Reverse Mortgage industry. Our focus is to help Change the Lives of the seniors we work with. This is a growing industry and this growth leads to an exciting career opportunity for an enthusiastic and motivated Underwriter. We are looking for people who will take their roles seriously and professionally, yet still want to have fun and enjoy what they do.

RESPONSIBILITIES

POSITION SUMMARY:
Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

ESSENTIAL FUNCTIONS:
The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons.

• Review and analyze the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of FHA HECM mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
• Sign off conditions in a timely manner set by management
• Work with staff and management to find solutions on escalated loans
• May be requested to make recommendations for improving Internal Audit’s policies and practices
• Manage loans by using all functions of Mortgage Cadence (Tasks, Comments, Case information)
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments

BASIC QUALIFICATIONS

• Two to four years related experience or equivalent.
• Must have mortgage industry experience- strongly preferred in reverse mortgage field.
• Thorough working knowledge of real estate documentation, policies, compliance, and procedures
• High level of proficiency with mortgage loan processing and underwriting systems
• Commitment to excellence and high standards
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills
• Ability to manage priorities and workflow
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Acute attention to detail
• Proficient on computer programs required for position
• Excellent customer service skills
• Proven ability to handle multiple projects and meet deadlines
• Strong interpersonal skills
• Good judgment with the ability to make timely and sound decisions
• Ability to effectively present information and respond to questions
• Ability to effectively communicate with people at all levels and from various backgrounds

PREFERRED QUALIFICATIONS

• Reverse Mortgage industry experience
• DE Underwriter preferred
• Bilingual skills a plus

Please post for job number RP13911 at http://www.genworth.com/employment

- Must have prior experience in mortgage servicing: Loss mitigation for FHA, using the Single Family Servicing default monitoring system, how to post payments, calculate payoffs, do releases, etc.
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

CashCall, Inc., a growing lending company in Anaheim, is currently seeking an exceptional Software Quality Assurance Analyst for a junior-to-mid level position. The position will be responsible for verification and validation of software developed and implemented by the Development team. Ideal candidates will be innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be able to work on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies.

Responsibilities:
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Gain a firm understanding of business rules and new features being implemented
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Experience in creating and executing test plans and test cases
Experience with defect tracking tools (i.e. StarTeam)
In-depth knowledge of QA methodologies and best practices
Strong understanding of testing techniques, approaches and strategies
Good understanding of RDBMS and SDLC
Client/Server and Web/Internet application testing experience
Proficiency working with Excel

Other Requirements:
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment

Education:
Bachelor’s degree in computer science related field

Pluses:
Banking and lending experience specifically Mortgage
Experience with Quick Test Pro automation tool

Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

PROCESSOR MANAGER POSITION AVAILABLE

EXCELLENT SALARY POTENTIAL WITH FULL MEDICAL BENEFITS

ALL APPLICANTS MUST MEET BELOW CRITERIA IN ORDER TO BE CONSIDERED:

1) APPLICANT MUST HAVE NO LESS THAN (5) FIVE YEARS EXPERIENCE
2) APPLICANT MUST BE ABLE TO EFFECTIVELY MANAGE OTHERS WHILE WORKING ON A LARGE PIPELINE
3) APPLICANT MUST BE 100% FAMILIAR WITH ELLIE MAE ENCOMPASS SOFTWARE AND REQUIRE NO TRAINING
4) APPLICANT MUST BE ABLE TO ANALYZE COMPLEX LOANS AND FORM CREATIVE SOLUTIONS TO ADDRESS PROBLEMS THAT ARISE DURING PROCESS
5) APPLICANT MUST HAVE AN ABOVE AVERAGE ABILITY TO COMMUNICATE WITH BOTH BORROWERS AND INVESTORS
6) APPLICANT MUST BE 100% FAMILIAR WITH DU/LP/FHA CONNECTION
7) APPLICANT MUST HAVE MANAGERIAL SKILLS AND BE ABLE TO MANAGE A PIPELINE AS WELL AS SUBORDINATE PROCESSORS
8 ) DE POSITION WOULD REQUIRE NO LESS THAN THREE (3) YEARS EXPERIENCE
9) APPLICANT MUST BE 100% WITH READING AND ANALYZING THE FOLLOWING:

a) TAX RETURNS
b) CREDIT REPORTS
c) APPRAISAL REPORTS
d) TITLE REPORTS
e) PAY STUBS
f) VERIFICATION(S) OF EMPLOYMENT

10) APPLICANT MUST BE 100% FAMILIAR WITH PROCESSING FHA/CONVENTIONAL/FHA 203K/VA AND ABLE TO SUBMIT COMPLETE PACKAGE(S) IN BOTH PAPER AND IMAGED FORMATS TO INVESTOR(S) AS WELL AS HUD
11) APPLICANT MUST BE EXTREMELY ORGANIZED
12) APPLICANT MUST BE ABLE TO INTERACT WITH MORTGAGE LOAN ORIGINATORS
13) APPLICANT MUST BE ABLE TO COMPLETE THE PROCESS OF A MORTGAGE APPLICATION FROM INTAKE UNTIL CLOSING WITH NO ASSISTANCE AND BE ABLE TO SOLVE ISSUES ENCOUNTERED DURING PROCESS

To be considered for this position please e-mail your resume to: jason.rappaport@iccmortgage.com

Queens, NY Mortgage Company seeks Mortgage Loan Processor for its Ozone Park office.

Candidate will have minimum of 2 years’ experience in processing FHA & Conventional loans w/good communication & customer service skills. Knowledge of Calyx Point and/or bilingual is a plus.

Responsibilities include reviewing loan applications, obtaining additional documentation, submitting files to automated u/w systems, packaging files for u/w, reviewing loan commitments, clearing conditions, coordinating closings w/attorneys and borrowers.

Strong verbal/written communication, customer service and organizational skills are also necessary. Ability to thrive in a team environment

Base salary with bonus potential is commensurate with experience.

Email resumes with Salary Requirements to arehman@northpointonline.com

Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:
- Reviewing loans and signed borrower mortgage applications upon receipt.
- Making a credit decision on each loan reviewed.
- Answering underwriting questions from processors and loan officers.
- Conducting final checks of conditions before final approval.
- Utilizing reports and other systems to manage their pipeline.
- Working with underwriting leaders on difficult loan decisions.
- Complying with all local and federal fair lending laws and net benefit requirements.
- Submitting mortgage applications and borrower information thru an AUS.
- Reviewing the AUS findings to status the application accordingly.

Qualifications:
- Excellent interpersonal and written-oral communication skills.
- Strong sense of urgency a passion to provide exceptional client service.
- 5 years previous mortgage experience.
- 3 years previous mortgage underwriting experience.
- FHA and VA experience a plus but not required.
- Business Degree preferred but not required.

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

CLICK TO APPLY

¿ Determine the acceptability, conditions and pricing of specific property & casualty insurance risks for a wide range of niche markets.

¿ Prices business according to company & underwriting guidelines

¿ Maintains familiarity with the products, services, priorities and target markets in the property & casualty line of business or insurance segment.

¿ Maintains familiarity with the loss experience and business conditions of key accounts as well as loss trends and any major legal or economic factors affecting the property & casualty line of business

¿ Communicates effectively with colleagues in underwriting and all support areas in order to meet the property & casualty insurance needs of customers.

¿ You will also meet with existing and potential agents to develop relationships and generate additional business.
Qualifications
Successful candidates will have the following ¿

¿ Bachelor¿s Degree
¿ At least three years Commercial Package Underwriting experience
¿ Excellent analytical & communication skills
¿ The ability to work in a fast paced environment
Benefits
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
EEO Statement
Philadelphia Insurance Companies is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.

CLICK TO APPLY

Job Responsibilities:

• Underwrite Conventional & FHA residential mortgage loans
• Review and signoff conditions for loan approval
• Evaluate appraisals and title reports to determine if the property meets investor guidelines
• Review credit reports and disclosures
• Review income and asset documentation to determine investor eligibility

Requirements

• 2+ years as FHA /Fannie Mae/ Freddie Mac underwriting experience
• Ability to work in a paperless environment
• Excellent written and verbal communication skills
• Knowledge of current market underwriting guidelines
• Strong knowledge of mortgage related software including Calyx Point, DU, LP, Datatrac

Compensation

• Salary DOE
• Bonus + Full Benefits

Please send resume and cover letter to Andrew Soss and Andrew@StewartSoss.com

Stewart & Soss Mortgage, a division of Pinnacle Capital Mortgage Corporation, is a highly rated Mortgage Banking Company headquartered in San Jose, CA with offices in Marin and Newport Beach.

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for residential loan applications. Components include but are not limited to: AUS decision report, credit report, all sources of income, type of loan, appraisal report, assets, debt to income ratios, occupancy, preliminary title report and fraud detail reports.

Responsibilities:

• Ability to review all loan components in the file for completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. Qualifying income used is supported by documentation provided; Appraised value used is supported by appraisal and supporting documentation)

• Examine transaction and investor manual to ensure compliance with all investor guidelines.

• Implement and enforce fraud detection techniques–Request supplemental information/documentation as necessity dictates.

• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk–Acquire a 2nd level underwriter when deemed necessary.

• Recognize risk factors that may compromise the overall quality of the loan file.

• Execute loan decisions and review loan conditions in a timely manner- Expected production level is 4 underwriting decisions per day.

• Effectively communicate and engage proactively with loan agents, processors, funders and post-closers in regards to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenarios.

• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, title report issues, derogatory credit and non-traditional income sources, etc.)

• Aid in the resolution of pre-purchase loan deficiencies by assisting the post-closing department in making necessary file corrections as well as retrieving loan suspense conditions.

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to analyze large volume of financial data
• Effective critical thinking skills and abilities to manage assigned files
• Experience with LP/DU a MUST
• Knowledge of the Mortgage Underwriting process is a MUST
• Strong understanding of various mortgage documents
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a full-time senior software developer to join our development team. This position will require someone who is able to work in a fast-paced and dynamic environment. The developer will be able to work on a variety of projects, such as web, e-commerce, intranet, and WinForms applications, in Microsoft.NET and Java technologies.

Responsibilities:

Analyze, architect, and design web based n-tier applications.
Clearly translate business requirements into a system design and functional specifications.
Develop, write and implement software applications based on functional specifications.
Highly motivated, organized, and able to work effectively with minimum supervision.
Communicate requirements with business and technical stakeholders to model business processes.
Must be able to serve in a team lead capacity.

Requirements:

Previous experience with Microsoft.NET (C#, ASP.NET, Web Services, WinForms, ADO.NET and the 2.0 and above Framework)
Demonstrated experience in Software Development Life Cycle methodology
Previous experience with relational databases such as Oracle
4+ years of web application development and object oriented programming experience, including ASP.NET, HTML, CSS and JavaScript
Strong communication and organizational skills
Exhibits good judgment and assessment
Must be highly motivated and independent
Relies on experience and judgment to plan and accomplish goals
Ability to work independently or in a team environment

Additional Requirements:

Experience in the lending and financial industry
Experience with Loan Origination Systems (Empower)
Experience with Oracle 10g and above, extensive PL/SQL experience
Experience with accounting related projects
Microsoft certification
Experience with Microsoft .NET 4.0
Experience with Microsoft SharePoint Portal Server, Microsoft Project Server and Microsoft Team Foundation Server

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of identifying top notch sales techniques?

Are you detailed oriented and have the innate ability to identify issues and convert them into profitable solutions?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

The position of Quality Control - Sales Analyst will listen to live and pre-recorded sales calls and provide evaluation reports to upper management based on the strengths, weaknesses, missed opportunities, and other variables sensitive to the Company.

Listen to live and pre-recorded calls
Complete sales evaluation templates measuring how the sales agents represented the Company
Provide detailed evaluation analysis the overall phone conversation process such as: initial greeting, opening, discovery, presentation, overcoming of objections, conclusion, and summary
Taking large volume of inbound calls
Assisting management by providing detailed reports with recommended identifiable solutions
Identify the effectiveness of an Agent’s loan origination abilities
Entering accurate information into our web-based application and verifying the information to be correct
Meeting ongoing evaluation report feedback objectives and goals that change on a monthly basis
Update all status report files such as feedback, recommendations, and concrete findings on a daily basis
Provide clear and concise reporting analysis on every phone evaluation while maintaining complete confidentiality on all viewed data

Requirements:

Must have 2+ years of recent mortgage experience preferably in a high volume call center environment
Must have strong sales and follow-up experience
Enthusiastic and dynamic personality with high motivation
Strong and clear communication skills
Excellent attention to detail and follow-up with ability to articulate report findings to management
Ability to work methodically in a fast-paced, high energy environment
Knowledge of Outlook, Internet and average typing skills

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Month-end meal celebration provided

We offer hourly rate of $12.00 plus variable commissions with each completed report with findings and excellent benefits…never take a draw again. Must have current mortgage experience and must be a quick learner.

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible to ensure exceptions noted in internal and external reviews are corrected and that corrective actions to prevent reoccurrences are implemented.

Responsibilities:

Recommends, monitors and follows-up on corrective action plans if and where needed in order
To improve loan processes and procedures
Identify significant findings resulting from issues with underlying business practices
Underwriting and/or fraud exposure
Candidates will be responsible for assisting with miscellaneous administrative tasks as assigned
By management
Other tasks as assigned by management

Requirements:

Strong attention to detail
Ability to read and understand information presented verbally and in writing
Ability to follow written and verbal directives
Strong organizational skills
Ability to communicate information clearly and concisely both verbally and in writing.
Experience in QA/QC Preferred
Experience in the financial/mortgage industry a PLUS

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible for the overall auditing of mortgage files for the Shipping Department. Candidates will analyze multiple data, verify and cross-reference files to ensure any outstanding items be addressed promptly to the respected parties and investors.

Responsibilities:

• Review, analyze, and audit mortgage files and prepare for final shipment to investors (15-25 files daily)
• Working with other departments within the company to get issues corrected for file shipment
• Occasional scanning of Mortgage doc’s
• Perform daily file management specific to investors’ preference
• Occasional moving and organizing files for storage
• Other tasks as assigned by management

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to communicate information clearly and concisely both verbally and in writing with employees and investors
• Effective critical thinking, analyzing, and error proofing skills
• Manage and follow-up of personal pipeline to ensure files are processed in a proper and timely manner
• Experience in the Mortgage and Real Estate field is a PLUS
• Ability to adapt to changing conditions regarding job procedures and work flow processes independently with minimal supervision.
• Working knowledge of Microsoft Word and Excel
• Experience and working knowledge of Blitz Docs and a variety of investor’s document loaders
• Strong understanding of various mortgage documents such as 1003’s, 1008’s, DU & LP
• Ability to use multi-facet copiers and scanners
• Ability to lift a minimum 10 lbs.

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a mortgage professional with a proven track record of originating and closing loans?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

• Professionally communicating with potential mortgage clients via inbound/outbound call leads
• Selling and producing mortgage loans
• Build long-term relationship while rapidly responding to the needs of the client
• Prescreen and analyze client’s financial overview to determine appropriate loan products
• Actively follow up with clients to ensure all initial required supporting documents are received
• Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
• Build and manage pipeline by professionally developing sound follow-up methods with existing clients
• Keeping Team Manager abreast of daily performance to ensure compliance measures are met
• Individually monitor production performance and identify areas of opportunities with Team Manager and Loan Agent Trainer to ensure ongoing productivity dynamics

The Boost:

• Newly hired Mortgage Loan Agents who are eligible will have an opportunity to participate in a fast track Agent Training Program that will enable complete competence in specific focus areas such as:
 Developing communication effectiveness with clients
 Pipeline Management
 Understanding the dynamics of Results and Advances/Desired Outcomes
 State of The Art utilization of Point of Sale Systems and systems integration
 Core knowledge in policy, procedures and compliance
 Developing expertise knowledge in latest industry news and trends relating to Mortgage
• Additional Topics Covered:
 Day 1: General Overview / Expectations/Scope and culture /Policies and Procedures
 Day 2: Introduction to systems (Prime / Empower / DU-LP) - Subject Matter Experts
 Day 3: Continued system training and intro to blitz docs - Subject Matter Experts
 Day 4: Logistics Support / Creating Disclosure packages / Loan Stacking / Common QC errors - Subject Matter Experts
 Day 5: Class review - Questions and answers - Exit interviews

Requirements:

• Must have experience in delivering excellent customer service, pleasant phone skills, and understand the changing mortgage industry
• Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
• Must have strong and clear communication skills both verbally and in writing
• Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
• Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions
• Registered with NMLS with either DRE or DOC designations a PLUS
• NMLS SAFE ACT compliant
• Ability to maintain active MLO license status

Unique & Exclusive to YOU!

• The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Legitimate uncirculated inbound leads provided
• On-the-job training and licensing coordination
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts
• Month-end meal celebration provided
• Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall is seeking qualified and enthusiastic Loan Agent Support who is self-motivated, trustworthy, and can quickly adapt to change in a fast paced professional environment. Qualified candidates will support and promote a positive work atmosphere. Teamwork is essential to our success and we are looking for individuals that demonstrate caring, compassion, and an ability to get along with others.

Responsibilities:

Receive large volume of inbound calls plus make outbound calls via Auto Dialer or manual calling.
Loan Agent Support will identify, gather and verify customer’s information
Initial pre-application data entry into our web-based application and verifying the information to be correct
Provide excellent customer service regarding application status and conduct preliminary data review
Accurately document all information in a high production environment
Assisting customers throughout the loan origination process by providing excellent follow-up, documentation assurance review, and resolving issues in a timely manner
Review documents for accuracy and completeness
Meet call quotas and individual goals on a monthly basis

Requirements:

High school diploma or equivalent
1-2 years of customer service experience (Call Center Environment Preferred)
The ability to negotiate with customers
Strong and clear communication skills
Excellent attention to detail and follow-up
Ability to work methodically in a fast-paced, highly energetic environment
Ability to work towards being a licensed Mortgage Loan Agent (NMLS)
Ability to work towards passing S.A.F.E. Act Requirements
Ability to work with changing work schedules

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

Immediate openings for Loan Agents. Work for a company that powered through the recession. We advertise on the radio, television nation-wide, and on the Internet.
MORE INBOUND CALLS THAN YOU CAN HANDLE!
Do you have a burning desire to earn 60k to 150k? Our top agents have the potential to make this and more. You MUST be a closer and know how to sell over the phone. Great income is the reward for hard work and dedication. Incredible income potential.
Requirements:
Must be flexible to work on weekends and holidays!
We offer hourly plus commission and excellent benefits…never take a draw again. No experience necessary, but must be a quick learner.

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
On-the-job training and licensing coordination
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for consumer loan applications. Components include: credit report, all sources of income, analyzing the bank statements, ach bank information, type of loan program, FICO score, CDS score, residual income and fraud detail reports.

Responsibilities:

• Review all loan components in the consumer loan application to include but not limited to completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. qualifying income used is supported by documentation provided.)
• Examine transaction to ensure compliance with all Cashcall consumer loan policies.
• Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Also, forwarding files to the fraud que for review when necessary.
• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk-Acquire a 2nd level underwriter when deemed necessary.
• Recognize risk factors that may compromise the overall quality of the application request.
• Execute prudent loan decisions and review loan conditions in a timely manner.
• On average underwrite and disposition 50 consumer loans applications per day.
• Every file must be reviewed to completion on the initial review, (application, credit, faxes, call logs & all calculations) no matter the decision, unless an incomplete application was given.
• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, derogatory credit and non-traditional income sources, etc.)
• Effectively communicate an engage proactively with loan agents, funders and servicing/collections in regards to loan decisions, assignment of loan conditions and possible loan scenarios.
• Each underwriter is to uphold exceptional customer service.

Requirement:

• Ability to be detailed oriented while working in changing working conditions
• Knowledge of CDS Scores, FICO Scores, consumer loan applications, ACH transactions
• Ability to analyze large amounts of financial data and the ability to document financial data accurately
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook
• Ability to communicate verbally and in writing
• Experience in Consumer Underwriter preferred

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.
CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.
CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.
CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Our company is looking to hire one dedicated candidate to the position of Senior Mortgage Loan Processor.

Some of the things we are looking for in a potential employee are:

- Excellent written and verbal skills.
- A positive attitude.
- Ability to remain focused considering short deadlines.
- Must be organized and able to manage workflow without direct supervision.
- Must have an attention to detail.
- MUST HAVE A MINIMUM 5 YEARS EXPERIENCE IN LOAN PROCESSING.

Education necessary for this position:

High School diploma or equivalent.

Skills necessary for this position include:

- Must be able and willing to provide direct customer service with borrowers.
- Must have knowledge of computers (specifically Microsoft Office and Adobe Acrobat Standard).
- Must be able to accurately input data in a timely manner and meet deadlines.
- Must have experience with mortgage processing and be able to process loans without extensive training or direct supervision.
- Must be able to contribute tasks outside of job description as needed.
- Must be able to work day shift hours (8AM-5PM)
- Must have experience with Conventional, VA, FHA and USDA loan programs.
- Applicant will be working with “A” paper only.

Training related to office systems will be offered to qualified applicants upon hire.
Knowledge of Encompass 360 or Lenders Office a plus.

Any interested applicants should submit a formal resume via email to Laura@rate1mortgage.com - you will be notified via phone call if you are considered for an interview so please include your phone number with your resume!

Category
Underwriting
mortgage
Lending
Salary Range $ - $
Job Type Full-time
Travel 0 - 10%

Job Description
This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.
1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements.

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

# of Hires Needed 2
Exemption Type Non-Exempt
Hiring Manager
Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field(s) is required.
We are proud to be an EEO/AA employer M/F/D/V.

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.
CLICK TO APPLY

Immediate Opening for Mortgage Loan Processor - Domain Expert
Location: Irvine, CA

We are a software development firm seeking an experienced mortgage loan processor to assist with domain expertise. We will provide a complete working environment and provide Fannie Mae loan scenarios.

Candidate Requirements:

• 3 + (three) year’s recent experience with Encompass or Calyx
• Ability to successfully work within a casual, but professional environment.
• Detailed oriented - self starter with ability to anticipate requirements with a wide variety of loan types - purchase, refi, refi-cashout, reverse, construction
• Multi-state experience highly beneficial
• Very attractive hourly compensation with flexible hours.

This is an hourly contract position. Candidates with other full time or contract work are welcome.
If you are interested please contact James Reid at (323) 974-3309, or via email at james.reid@opensoftdev.com

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications

- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience
Preferred Skills/Experience

- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

Job Summary: Responsible for the underwriting of conventional and government loans

Responsibilities:

 Underwrite Conventional, FHA, and VA loans according to approved underwriting credit guidelines as prescribed by Freddie Mac, Fannie Mae, FHA, VA, and USDA; and follow individual investor guidelines with respect to possible additional overlays on each product
 Coach/counsel personnel in the interpretation and application of underwriting guidelines, providing guidance and recommendations in person or via email or telephone conversations
 Identify and recommend alternative loan structuring and financing solutions as needed
 Communicate all loan decisions in a timely manner
 Prior to any notice of declination, provide file to be reviewed by Regional Underwriting Manager and loan committee for alternative solutions
 Communicate all loan declinations and suspensions verbally to the Mortgage Banker or Branch Manager as quickly as possible
 Clear underwriting conditions to facilitate closing and funding of loans within current turn times posted
 Condition for Field Review on appraisal reports as needed
 Ensure that final loan information is accurate in loan origination system prior to file being submitted to closing, including but not limited to loan amounts, appraised value, interest rate, income, assets, and monthly payments
 Assist when required to satisfy any post-closing issues
 Perform other duties as assigned

Skills:

 Professional, polished, and clear verbal and written communication skills
 Able to work effectively in a collaborative team environment
 Customer-centric attitude

Requirements:

 Minimum of 5-7 years’ experience in mortgage loan underwriting
 Lender system Encompass knowledge preferred

Interested applicants please email cover letter and resume to careers@sentemortgage.com

Description
Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.

NVR is seeking a highly self-motivated individual to assume the position of Underwriter in our Brecksville, Ohio location.
The Underwriter has responsibility for the daily underwriting of conventional, FHA and VA loans.
Essential Functions:
• Underwrite loans for compliance with investor and/or agency guidelines.
• Submit loans through an automated underwriting system for a decision.
• Approve or pend loans; present appropriate loans daily to loan committee.
• Assist branches with underwriting questions, scenarios and problems.
• Maintain 24 - 48 hour underwriting turnaround on new loans and resubmitals.
• Limited job related travel could be required.
• Operation of office equipment and maintenance of loan filing system.
This position offers:
• A service oriented work environment
This position requires:
• Candidate must be an approved FHA, DE (Direct Endorsed) Underwriter
• Excellent customer service skills
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY

Category: Insurance
Type: Employee
Description: Headquartered in Newport Beach, Calif., Alliant Insurance Services, Inc. is one of the largest insurance brokerage firms in the United States and has a history dating back to 1925. Alliant provides property and casualty, workers’ compensation, employee benefits, surety, and financial products and services to some 20,000 specialized clients nationwide, including public entities, tribal nations, healthcare, energy, law firms, real estate, construction, and other industry groups. Alliant Insurance Services ranks among the 15 largest insurance brokerage firms in the United States.

More information is available on the company’s web site at: www.alliantinsurance.com

This position is looking to hire in Kearny Mesa (San Diego) Ca or Centennial, Co.

SUMMARY
Responsible for reviewing, underwriting and rating broker submissions for new and renewal business. Ensures content of submissions is complete; obtains additional information from Retail Producers and Account Managers as needed. Markets to carrier to obtain quotes, negotiate pricing, define coverage’s, and determine commissions.

ESSENTIAL DUTIES AND RESPONSIBILITIES
Underwrites a book of business both new and renewal in accordance with underwriting guidelines;
Analyzes policies and endorsements to identify errors, omissions or discrepancies to ensure agreement with application, quote, proposal, and/or binder;
Orders necessary reports or documents that are critical to the underwriting process such as credit, location, motor vehicle, and/or inspection reports, as well as building cost estimates;
Analyzes inspection reports to accept or reject new business;
Issues policies and endorsements; binds coverage and coordinates binders/evidences;
Prepares Renewal Specifications as required by management;
Maintains and manages coverage bordereaux;
Coordinates the preparation of policy delivery with all related documents;
Services Account Manager calls, answers questions regarding client coverage, limits and deductibles;
Maintains files for submissions and written or lost business;
Maintains client suspense and conducts follow-ups as appropriate;
Serves as a technical expert, assisting Account Managers to resolve complex issues;
Assists in training of Assistant Underwriters and administrative staff;
Other duties as assigned.
Requirements: QUALIFICATIONS

EDUCATION / EXPERIENCE
Bachelor’s degree or equivalent combination of education and experience
6 - 8 years related work experience; knowledge of insurance industry preferred
Requires a valid insurance license; must continue to meet requirements for license renewal
Requires a valid driver’s license

SKILLS
Excellent oral and written communication skills
Good customer service skills, including telephone and listening skills
Good problem solving and time management skills
Ability to work within a team and to foster teamwork
Excellent planning, organizational and prioritization skills
Proficient in agency or related type of computer system
Proficient in Microsoft Office products

We are proud to provide comprehensive, high quality employee programs to meet employees’ needs now and in the future, including a very competitive financial package. We encourage you to explore what we have to offer.

For immediate consideration for this position, please click on the “Apply” button below.
Keywords: Underwriter, Renewal, Motor Vehicle, Inspections Reports, Credit, New Business, Endorsements, Binds Coverage, Renewal Specifications and Employee Benefits
Location Centennial , CO
Minimum Experience (yrs): 6-8
Required Education: Bachelors Degree
Benefits:

CLICK TO APPLY

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

Position Description:
Quicken Loans is the #1 online mortgage lenders in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:
- Reviewing loans and signed borrower mortgage applications upon receipt.
- Making a credit decision on each loan reviewed.
- Answering underwriting questions from processors and loan officers.
- Conducting final checks of conditions before final approval.
- Utilizing reports and other systems to manage their pipeline.
- Working with underwriting leaders on difficult loan decisions.
- Complying with all local and federal fair lending laws and net benefit requirements.
- Submitting mortgage applications and borrower information thru an AUS.
- Reviewing the AUS findings to status the application accordingly.

Qualifications:
- Excellent interpersonal and written-oral communication skills.
- Strong sense of urgency a passion to provide exceptional client service.
- 5 years previous mortgage experience.
- 3 years previous mortgage underwriting experience.
- FHA and VA experience a plus but not required.
- Business Degree preferred but not required.

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

CLICK TO APPLY

Location: Irvine, CA

First National Bank, a national mortgage lender, is looking for an experienced Processor for its Irvine California Retail Loan Center. This is a permanent position.

Candidate Requirements:

• 3 + (three) year’s advanced recent experience with Encompass.
• 5 + (five) years of recent processing experience with no employment gaps verifiable by the FBI and FDIC.
• 3 + (three) year’s recent FHA experience along with FNMA and FHLMC.
• Familiarity with national lending practices preferred.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing casual, but professional environment.
• Ability to process 30 + loans per month.
• Must have experience working for a direct/correspondent lender NOT a broker.

First National Bank offers excellent benefits, including medical, dental, 401(k) and more! If you are interested in joining an aggressive, entrepreneurial company, please fax your resume to (877) 545-8776.

First National Bank is an Equal Opportunity Employer

Location: CA - San Francisco
Business Unit: Foreign Casualty & Global Ser
Recruiter: Salvati,Talia

Job Details

A. Title: Senior Underwriter
B. KEY OBJECTIVE: Under limited supervision, primary responsibility is to underwrite individual risks.

B. MAJOR DUTIES & RESPONSIBILITIES:
Duties may include but are not limited to:

a. Solicits new and renewal submissions from brokers
b. Determines terms and conditions and complex rating plans
c. Binds coverage
d. Documents the underwriting files
e. Handles more complex files and portfolios within underwriting authority
f. Guides and mentors junior staff

C. SCOPE

D. MINIMUM REQUIREMENTS:
• 5-7 years underwriting experience
• Experience underwriting multiple lines of insurance
• Bachelor’s degree

E. DESIRED QUALIFICATIONS:
• Knowledge of insurance industry
• Knowledge of underwriting concepts, practices, and procedures
• Microsoft Word, Excel, and Outlook
• Internet usage
• Oral and written communication skills
• Negotiation skills
• Marketing skills
• Basic leadership skills

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications

- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience

- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.

CLICK TO APPLY

The Appraisal Desk Specialist candidate chosen will be working for a Growing Financial Services Company in downtown San Francisco. The ideal candidate will have a strong understanding of the entire loan process and familiar with appraisals.

The Appraisal Desk Specialist will be responsible for handling the three phases of getting an appraisal for a mortgage loan as shown below.

Pre-order duties: determining the appropriate appraiser(s) to appraise a particular property, sending out bid requests to the appraiser, following up on unanswered bid requests, forwarding bids to the Loan Officers, looking for new bids if the Loan Officers reject, following up with Loan Officers why bids have not turned to orders

Order duties: ordering appraisals, confirming orders have been received by the appraisers, following up on inspection dates, forwarding documents or information required by the appraiser, following up on late appraisals

Post order duties: forwarding received appraisals to the Loan Officers, storing the appraisals, processing the invoices for payment by Accounts Payable, resolving invoice or payment issues, contacting the appraiser for report corrections

Perform duties as required by the Appraisal Desk Manager and Director of Lending Strategy, Products and Sales

Basic Skills and Experience Required:

Strong home mortgage processing background
Knowledge and understanding of appraisals.
Have worked with loan origination systems.
Familiar with government regulations on appraisals (a plus)
Strong written and verbal communication skills.
Strong initiative and detail oriented.
Ability to work independently and multi-task efficiently.
Have a positive attitude with outstanding customer service skills.
Proficient in Microsoft Office.

Please email kmitchell@condegroup.com with your updated resume if you are interested.

This position will be responsible for the underwriting process to include the investigation process in the Franchise Department.

Duties/Responsibilities:
- Ensure that all decisions are communicated verbally to the dealership and notated
- Ensure that all information has been obtained before decisioning an application
- Call the potential customer if necessary to obtain missing information that may help in the decision making process (complete minimum interviews)
- Help build and maintain business relationships with dealerships
- Ensure that the company is in compliance with State and Federal Guidelines
- Be creative and come up with ideas to increase business
- Review independent Dealer packages within 24 hours received and worked daily until package is approved or denied as assigned by the Director of Credit
- Ensure that all Contract Files in “Funder/Investigator” are worked daily

10% Travel required

Candidate must have effective written/communication skills. Excellent organization skills and have a strong desire to succeed.

Education and Experience:
4 Year degree required and 5 years of experience in Sub-Prime Industry

CLICK TO APPLY

Flagship Financial Group is seeking a highly self-motivated individual to assume the position of Mortgage Loan Officer in the Minneapolis area.

Flagship Financial has over 30 lenders and offers Loan Officers the opportunity to build clientele base with our multiple lead programs, realtors and marketing support specialist. Our processor is the best in the business and will get your loans closed. Additional support is provided with our in house credit repair specialist. Our branch is licensed in: CA, MN, ND, OH, TX and WI.

Essential Functions:

1. Prepare loan applications for clients and discuss client’s expectation of loan process. Qualify clients to determine if financing is possible.
2. Keep communications with Branch Manager regarding loan pipeline and prospects.
3. Maintain, develop and have a thorough understanding of all home loan programs, guidelines and changes that are up and coming.
4. Obtain pertinent documents for processing.
5. Must obtain the Nationwide Mortgage Licensing System and Registry.

Please contact Tina to discuss your future with Flagship Financial Group.
tanthony@ffgpartners.com
877-782-7696 ext. 101

Mortgage Banker looking for Govt Underwriter

Must have active CHUMS # and VA Lapp approval.

Underwriter FHA VA USDA and Conv loans to investor and
agency guidelines.

Salary based on experience up to 70K. Health Insurance.
Must have underwritten FHA and VA loans within the last year.

Send resume to dwolfe@wolfefin.com

Strong team player with excellent written/verbal communication and computer skills. NMLS License preferred.

Location: Aventura - Miami Dade FL

• Compensation: 20,000 - 30,000 plus $200 to $300 bonus per loan closed (average 5 loans per month)

Please send all resumes to info@kalbadvisors.com

Contract to permanent position for right candidate.

Office Location: Laguna Hills, CA

Candidate Requirements:

• Dedicated work ethic to maintain pipeline demands.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing professional environment.
• Ability to process 20-30 loans per month.
• 8+ years (but no less than 5) experience with verifiable references.
• Must have experience working for a direct/correspondent lender NOT a broker.
• Advanced experience working with Calyx Point, DU & LP. Sales Force a plus.
• Excellent interpersonal, verbal, and written communication skills a must.
Candidates must not have greater than a 6-month lapse from last employment as a processor to be considered.

Salary + Bonus negotiated based on experience and performance.

Please email resume, references, and cover letter to brandi@romancap.com

Submissions without references will not be considered.

Cambridge Savings Bank is searching for an experienced Mortgage Underwriter to join our Underwriting department in Arlington Center. In this position, you will be responsible for making loan decisions on behalf of CSB and Secondary Market investors. You will analyze financial and collateral documentation provided to ensure a strong, sound and compliant underwriting decision is made on all loans. You will maintain a constant working knowledge of all Secondary Market Underwriting and Product guidelines as appropriate to investors that we sell loans to. You will make appropriate lending decisions to approve, decline, counteroffer or suspend applications as necessary, adhering to bank or secondary marketing guidelines. Additionally, you will work closely with Loan Analysts and Mortgage Originators to ensure all required documentation is obtained, reviewed and acceptable.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of three years of recent experience in Residential Mortgage loan underwriting. You must possess a thorough understanding of standard Secondary Market guidelines, specifically FNMA along with excellent analytical, oral and written communication skills. FHA experience is a plus.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.

Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information www.cambridgesavings.com

Member FDIC Member DIF

An Equal Opportunity Employer
EEO/D/V

Cambridge Savings Bank is searching for a detailed-oriented consumer lending professional to join our lending department. As a Loan Analyst, you will be responsible for processing and closing all residential and consumer loans. You will prepare residential and consumer loan closing packages for the Bank’s closing agent and branch personnel and ensure a smooth process from application to closing. You will provide assistance to the loan officers by updating loan data for entry into the Bank’s loan system and keep the loan officers and branch personnel informed of the status and conditional requirements of the loans and loan modifications. Additionally, you will communicate key updates to borrowers regarding loan condition requirements and loan status while ensuring efficient turnaround times and managing your assigned pipeline.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of two years experience as a loan processor or loan closer. Working knowledge of MS Office along with exceptional communication (both written and oral), customer service skills, and a thorough understanding of lending procedures and regulations are required.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.
Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information, please visit our website at www.cambridgesavings.com

An Equal Opportunity Employer
EEO/D/V

First American Mortgage Trust is seeking an enthusiastic loan processor to join our growing team. This is a great opportunity for a processor with some experience who is looking to take an active role. The opportunity offers the potential for advancement for motivated individuals. Candidates who are inexperienced in the industry who show a strong ability to learn will be considered for this role.

The person hired for this role would be responsible for gathering loan conditions, communicating between underwriters, registration, account executives, brokers/lenders and borrowers. The person in this role would be required to create loan disclosures out of our loan software.

The person in this role may be cross trained to work with the closing department. Candidates should have the desire and ability to be trained for management track.

Idea candidates will have the following skills:

• B.A. or B.S. in Business, Finance, Economics, Mathematics or related
• Strong written and verbal communication skills
• Strong determination to learn
• Strong analytical abilities
• Strong attention to detail
• Professional phone manner, strong English language skills

Preferred candidates will also:

• Have experience with FHA loans
• Have some processing experience

First American Mortgage Trust is an FHA mortgage lender specializing in true manual underwriting. We work with wholesale and correspondent loans as well as some retail loans. We are licensed in approximately 20 states and have a national presence. Find us on the web at www.nxtloan.com.

To apply, please send your resume in PDF or MS Word format to Kenneth Milton at Kenneth.milton@nxtloan.com. If you have any questions, please call Kenneth at 617-232-1225 x59.

Mortgage Loan Processor - San Antonio, TX - 00147945

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Mortgage Loan Processor - Charlotte, NC - 00147718

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Closer - San Antonio, TX - 00147503
People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support client initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The primary responsibility of the Closer is to review and approve the Title on the front end, follow up with Title Company for correct Title, send out preliminary loan documents, follow up for and receive HUD and approve or ask for changes. The Closer is also responsible for sending out final loan documents and ordering the funds. These steps must be completed with accuracy in a limited amount of time.

Basic Qualifications:

• Minimum of 2 years closing experience
• High School diploma or equivalent

Professional Skill Requirements:

• Ability to effectively handle projects in a timely manner
• Meets deadlines while working under time constraints and pressure
• Excellent written and verbal communication skills
• Detail oriented and exceptional organizational skills
• Must be able to multi-task, be flexible/adaptable

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).

Accenture is an Equal Opportunity Employer.

Underwriter II - San Antonio, TX - 00147943

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Underwriter II has the following responsibilities:

• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required

Basic Qualifications:

• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma

Preferred Skills:

• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:

• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY

Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our clients move ahead of the competition.

Our Accenture Credit Services BPO professionals can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
for a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Location(s) WI-Appleton - Ballard Road

Position Type Full Time
Job Summary Location: Appleton

This position underwrites insurance applications for one or more products by evaluating the insurability of applicants within established guidelines. Reviews risk factors, which include medical history, financial requirements, and occupational classes (where relevant). Makes final underwriting decision for all ages and classes within specified dollar limits and according to suitability guidelines and compliance policy. (The dollar limit for this position is <=$500,000 if life, $2,500 if DI)
Job Roles / Responsibilities / Accountabilities • Contributes to accurate and consistent risk selection as well as fraud detection.

• Ensures high level of customer satisfaction by partnering with financial associates and co-workers
and effectively handling complex and sensitive written and verbal communications. May be called
upon to influence behavior via these communications.

• Actively engages in the self-managed activities of their team. These activities evolve and might
include assisting less experienced coworkers, managing workflow, flexing to ensure appropriate
coverage and using interpersonal skills to increase effectiveness of working relationships as well
as team performance.
Job Qualifications • High School & a minimum of 2-5 years of experience in insurance or financial services.
• Completion of select CLU, ALU, HIAA, FLMI, and Computer Based Training courses may be required.

Competencies
• In-depth knowledge of medical terminology and human anatomy.
• Ability to comprehend variety of medical and financial records to extract and combine relevant
pieces of information to form judgment.
• Familiarity with contract law and regulations governing underwriting practices.
• Well-developed interpersonal skills - written and verbal communication, coaching, and
negotiation.
• High level decision making skills.
• Strong customer focus.
• Comfort working in a fast paced, quickly changing and sometimes ambiguous environment.
• Working knowledge of membership eligibility requirements as well as present and past products.
• Strong PC skills

External/Internal Dependencies
• Effective relationships with financial associates in the delivery of underwriting and issue services.
• Effective relationships with other team members, managers, and specialists.
As part of Thrivent Financial’s hiring process, a verification of a candidate’s background will be made to complete the hiring process. In addition, fingerprints will be taken upon hiring into the Member & Field Support Services and Administrative divisions for submission to the Federal Bureau of Investigation for review against nationwide fingerprint records.

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Underwriter (Contract)
DEPARTMENT: Mortgage

Mortgage Loan Underwriter (Contract-March-July)

The following statements are intended to describe the general nature and level of work performed by employees assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of incumbents.

SUMMARY: Responsible for analyzing and underwriting mortgage loan files and all documentation needed to determine the risk and compliance within guidelines to render a credit decision.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performs an in-depth analysis of all loans and documentation to ensure compliance with company and/or investor guidelines.
Underwrites and evaluates risk associated with the transaction in order to make a sound, prudent loan decision.
Reviews all documentation on the loan received from the originators, processor(s) and/or members.
Communicates file status and/or any problems with a loan to any necessary party.
Interacts closely with management, staff and members to achieve divisional goals in turn time, pull through and member satisfaction.
Manages pipeline for timely and accurate underwriting of loan files to maintain consistent and acceptable turnaround times.
Analyzes collateral and appraisal reports to determine the acceptability of the collateral, that the value is supported and that it meets investor, Andrews Federal and secondary market guidelines.
Reviews all major changes in the loan throughout the process to determine whether those changes will affect the original credit decision and make necessary adjustments as required. Transmit, submit and update AUS findings as required.
Collaborates with management on questionable loans to determine a possible course of action.
Assists in the audit and response to Quality Control and Audit findings.
Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.
Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.
Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.
Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
Supports management with special projects and assignments as required.
Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires five to ten years of conventional mortgage underwriting experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act). Must possess an analytical ability to conduct a thorough review of an applicant’s financial position and documentation in order to provide a final decision on the loan within program guidelines. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS AND WORK ENVIRONMENT:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Processor (Contract)
DEPARTMENT: Mortgage

SUMMARY: Responsible for gathering and analyzing documentation required to facilitate the movement of first mortgage and home equity loans through to Underwriting and Closing as efficiently and timely as possible. Proactively assists within the department to help Management achieve department goals and objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
1. Manages pipeline for timely and accurate collection of documentation needed to process loan files in preparation for submission to Underwriting.

2. Processes mortgage applications that are originated by Andrews Federal. Processing activities include, but are not limited to: verification of income, employment, assets, down payments, debts, and property values.
3. Responsible for ensuring that all applications are complete, including preparation and issuance of required disclosures, etc.

4. Reviews and evaluates the title examination report to determine loan eligibility and proper ownership. Establishes appropriate closing instructions to ensure proper lien position.

5. Coordinates and prepares pre-closing, working with Title companies and/or attorneys in conjunction with the closing process and documents. Performs all system file maintenance and coordinates the elimination of any obstacles to closing.

6. Serves as a primary contact with all parties on individual loans originated from application to closing.

7. Assists and/or provides back up for the Home Equity Loan Processor when needed.

8. Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.

9. Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.

10. Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.

11. Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
1. Supports the servicing functions within the department as necessary (e.g. FICS daily processes).

2. Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires three to five years of conventional mortgage processing experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act)… Must possess an analytical ability to review all documentation needed for the loan files to determine qualifications up front prior to submission of loan to Underwriting or Closing. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

Location(s) TX - Dallas
Telecommute No
Employment Status Full-Time
Estimated Travel Minimum
Relocation Available No
Job Summary

Working within the structure of a formalized underwriting training program, individual will learn the fundamentals of multi-line underwriting, including measuring exposure, analyzing risk, price, quote, set coverage, etc. Upon completion of the underwriting training, and under close supervision and guidance, Associate Underwriter will perform basic market-facing underwriting functions in a field office setting, working within defined authority levels.

Job Qualifications

Bachelors Degree required with a minimum 3.0 cumulative GPA
Knowledge or limited experience in a broker/agency environment is a plus (however not a requirement)
Flexibility to travel to Schaumburg, IL for 8-weeks while participating in formal study/classroom training of program.

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Job Type Permanent
Job Function Insurance
Industry/Subindustry Financial / Insurance
Career Level Entry-level Professional (Non-Manager, Less than 2 years experience)
Salary Range
Location denver, CO, US

Job Description
My client one of the largest and fastest growing real estate program managers in the country. They write business through hundreds of independent agents and brokers in virtually every state. They have ten unique real estate programs, over 800 employees including a subsidiary in China and are growing all the time. My client writes umbrella, directors and officers, and crime insurance for commercial real estate classes of business.

There’s a lot of opportunity for advancement and they are looking for people who are interested in working in an entrepreneur environment, and who are interested in growing their careers. They’re looking for people who are creative, energetic, fun, and who are hungry for knowledge and success.

I’m looking for someone with 1-2 years of insurance experience in either commercial or personal lines underwriting, claims, or sales. A Bachelor Degree is required.

Great entry level salary + bonus and great benefits.

If interested in this opportunity, please give me a call at 770-642-1230 or email your resume to edavis@cjwalshgroup.com. All resumes and conversations are confidential.

For more information about CJ Walsh, please visit our website at www.cjwalshgroup.com.

Keywords:

Commercial Underwriter, Commercial Underwriting, Property & Casualty, P&C, Underwriter, Claims Adjuster, Loss Control, Producer, Agent, Underwriting Assistant, UA,

Office CJ Walsh Group
Education Bachelor’s Degree

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Company Description
Founded in 2001, Avista Solutions offers a suite of mortgage origination technology that provides all-in-one, end-to-end, web-based solutions that can be rapidly implemented across all origination channels. A leader in the mortgage technology industry, Avista Solutions was Mortgage Technology magazine’s 2007 Help Desk Award winner and a Mortgage Technology magazine Top 50 Mortgage Technology Provider in 2007, 2008, 2009, and 2010.

Our products include our flagship product, Avista Agile LOS^TM (available in Retail, Wholesale and Correspondent platforms); our Consumer Direct website; Avista Product Advisor^TM, a fully integrated product and pricing engine, and Avista ImageFlow^TM, a document imaging, storage and workflow solution. Our commitment to stellar customer service shines during our implementation program for new customers, which includes hands-on training sessions and is followed by ongoing support from Avista Solutions staff members trained in both technology and mortgage banking.

With our innovative products and services, we strive to help community banks, regional banks, credit unions and mortgage bankers increase the efficiency of their loan management processes, reduce costs, heighten their level of customer service, close more loans and ultimately, reap greater profits.

Job Description
Responsibilities:
Provide technical support to assist with the functionality of software.
Conduct onsite and remote customer training on all aspects of Avista’s Products
Gather information, coordinate and execute implementation of clients on software system with cross-functional departments
Strategize and document process improvements for a SaaS product
Analyze technical data files to solve customer reported issues
Coordinate with engineers during coding and release testing phases
Evaluation, prioritization, management, and test newly incorporated features/enhancements
Work closely with customers and potential customers for product improvement
Qualifications
Requirements:

A successful candidate will have 3-5 years mortgage underwriting experience. In particular, we are seeking individuals with:
Strong analytical skills
Excellent interpersonal skills
Self-motivated
Thorough understanding of credit and an ability to review complex financial documents
Ability to verify all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
Ability to work in a fast-paced, high volume environment
Must have excellent problem solving skills: Listen hard and read people well - when a group is in trouble you are the first to figure out why
Have no problem with impromptu speaking, training, or technology demonstrations
Have strong meeting facilitation skills and create excellent written business communications

Desired Skills:
Graduation with a 4-year degree.
Experience with mortgage origination system, mortgage product configuration, and/or testing
Experience in a change management, software implementation, or consulting role.
Training in and successful with a methodology for rolling out business or technology projects.
Additional Information
All your information will be kept confidential according to EEO guidelines.

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A. Title: Underwriter
B. KEY OBJECTIVE: Under limited supervision, primary responsibility is to underwrite individual risks.

C. MAJOR DUTIES & RESPONSIBILITIES:
Duties may include but are not limited to:

a. Solicits new and renewal submissions from brokers
b. Determines terms and conditions and complex rating plans
c. Binds coverage
d. Documents the underwriting files
e. Handles more complex files and portfolios within underwriting authority

D. SCOPE

E. MINIMUM REQUIREMENTS
• 3-5 years underwriting experience
• Bachelor’s degree

F. DESIRED QUALIFICATIONS
• Knowledge of insurance industry
• Knowledge of underwriting concepts, practices, and procedures
• Microsoft Word, Excel, and Outlook
• Internet usage
• Oral and written communication skills
• Negotiation skills
• Marketing skills

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Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our client’s move ahead of the competition.
Our Accenture Credit Services BPO professionals can expect to:
• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

APPLY ONLINE
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

This position will be responsible for assisting members in obtaining conventional first mortgage loans. Obtains and maintains all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Qualification include: High School graduate; college education with a focus on real estate/business preferred, but not required. Prior mortgage origination experience with conventional mortgage processing preferred. Must know and understand preparation of various mortgage forms for each type of conventional mortgage. Excellent knowledge of mortgage documentation requirements as well as federal, state, and local real estate regulations required. Working knowledge of conventional lending programs, mortgage insurance guidelines, and pricing. Experience using automated underwriting systems preferred. Excellent oral and written communication skills combined with the ability to make sound decisions and good math aptitude and strong sales ability. Ability to analyze financial information. Computer experience required. Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)

Candidates must complete an application and have satisfactory credit history in order to be considered for employment. www.vacu.org EOE

Capital Financial Mortgage, a progressive correspondent lender, has an immediate opening available for a mortgage loan processor with a minimum of seven years of current experience. If you are looking for a tremendous place to work, with a wonderful work attitude and environment, and if you bring the same qualities and experience with you, we want to meet you.

Here are some of the qualities the person we hire will have:
- Absolute honesty and integrity
- Experience with the new GFE, RESPA and compliance laws
- FHA, VA, and conventional correspondent lender processing experience
- Can work independently, without a lot of supervision
- Problem solving and critical thinking skills
- Strong skills and experience calculating income from all forms of documentation
- Team player, with a great attitude

Benefits you can expect from Capital Financial Mortgage:
- A great working environment
- Family friendly
- Cutting edge technology
- Highest industry, ethical and moral standards
- Medical, dental and retirement benefits
- Very fair compensation and bonus package

If you qualify, and would like to work with a company of professionals, please send your resume to:
Fax number: 253.656.4201.

We look forward to meeting you.

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investors, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously
To Apply: www.usbank.com/careers

Contact: Bob@staffordlends.com

Compensation: $45,000 Base + Liberal Production Bonus

Job Description: Stafford Financial, an independent mortgage broker company seeking outstanding candidate to join our team. To qualify, you must have:

• 3+ years conventional processing experience in retail environment
• Familiarity with loan programs and compliance regulations
• Proficiency with Calyx Point
• Knowledge of DU and LP
• Excellent written and verbal skills
• Able to take charge of loan process from submission through closing process

Please send resume to bob@staffordlends.com for immediate consideration.

What level of education or specialized training is required to perform the job?
Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.
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Are you an Underwriter who is interested in being a part of an entrepreneurial and dynamic organization that is re-setting the bar for an entire industry?Carrington Mortgage Services, a subsidiary of Carrington Mortgage Holdings, is a specialty finance company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service several billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Carrington Mortgage Holdings manages every aspect of single family assets in any phase of the market. Our core markets include asset manager and broker dealer, residential mortgage origination and special servicing, property management and maintenance and real estate sales and settlement services.

The Carrington Family of Companies employs in excess of 1600 full time associates in various locations throughout the US.

The Underwriter will underwrite loans in accordance with company and investor policies and procedures under general supervision. Must be able to make sound underwriting decisions and ensures that all decisions meet legal and policy requirements.

Duties and Responsibilities:

• Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines
• Apply and interpret company underwriting guidelines and make sound credit decision
• Complete credit, income analysis of loan, ensure proper audits are completed and verify consistency of loan file information
• Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs
• Determine any conditions, stipulations or pre-funding requirements
• Review any conditions, stipulations or pre-funding requirements received
• Communicate with Account Executives, Operations Manager, and Production Manager as required to resolve outstanding issues
• Assist departmental support staff when necessary
• Perform other related duties as assigned

EDUCATION, EXPERIENCE AND/OR LICENSES:
• Any combination of education and experience equivalent to a bachelor’s degree and/or experience that demonstrate a thorough knowledge of mortgage loan underwriting
• Three to five years of experience as a mortgage loan underwriter with multiple investors and loan products
• Must demonstrate thorough knowledge of all aspects of mortgage loan underwriting and investor loan guidelines
• Excellent computer skills and working knowledge of Microsoft Office products
• Calyx Point, DataTrac, DU, LP and other AUS experience preferred
• Ability to communicate effectively both verbally and in writing
• Strong customer service skills
• Ability to handle detailed assignments
• Ability to organize and prioritize workload and meet deadlines
• FHA Direct Endorsement designation preferred

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POSITION SUMMARY:
Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

ESSENTIAL FUNCTIONS:
The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons.

• Review and analyze the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of FHA HECM mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
• Sign off conditions in a timely manner set by management
• Work with staff and management to find solutions on escalated loans
• May be requested to make recommendations for improving Internal Audit’s policies and practices
• Manage loans by using all functions of Mortgage Cadence (Tasks, Comments, Case information)
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments
QUALIFICATIONS:
• Two to four years related experience or equivalent. DE Underwriter preferred.
• Must have mortgage industry experience- strongly preferred in reverse mortgage field.
• Thorough working knowledge of real estate documentation, policies, compliance, and procedures
• High level of proficiency with mortgage loan processing and underwriting systems
• Commitment to excellence and high standards
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills
• Ability to manage priorities and workflow
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Acute attention to detail
• Proficient on computer programs required for position
• Excellent customer service skills
• Proven ability to handle multiple projects and meet deadlines
• Strong interpersonal skills
• Good judgment with the ability to make timely and sound decisions
• Ability to effectively present information and respond to questions
• Ability to effectively communicate with people at all levels and from various backgrounds
• Bilingual skills a plus

Interested candidates should apply at www.genworth.com.

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Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:

- Reviewing loans and signed borrower mortgage applications upon receipt
- Making a credit decision on each loan reviewed
- Answering underwriting questions from processors and loan officers
- Conducting final checks of conditions before final approval
- Utilizing reports and other systems to manage their pipeline
- Working with underwriting leaders on difficult loan decisions
- Complying with all local and federal fair lending laws and net benefit requirements
- Submitting mortgage applications and borrower information thru an AUS
- Reviewing the AUS findings to status the application accordingly

Qualifications:

- Excellent interpersonal and written-oral communication skills
- Strong sense of urgency a passion to provide exceptional client service
- 5 years previous mortgage experience
- 3 years previous mortgage underwriting experience
- FHA and VA experience a plus but not required
- Business Degree preferred but not required
- Need to have Reverse Underwriting experience/guideline knowledge

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Location: US-TX-Richardson
Job Purpose:
Analyze financial information and assess the risk of offering credit to individuals. Market, train, counsel, advise, and communicate credit department policy and procedures to external and internal members. An active participant of the Consumer Lending Organization consisting of Equity Lending, Direct Lending, and Indirect Lending. Actively participates and communicates in the team-based work groups that make up the credit department.
Responsibilities:
Working within the credit union’s consumer credit program consistent with strategic initiatives, governing consumer credit laws, rules and regulations.

Meet with your manager (scheduled one on one) weekly and participate in team meetings monthly (all meeting minutes to be documented and shared with CLO).

Participate in analyzing data to evaluate the present and future status of consumer loan production, products, policies and procedures.

Provide member service and develops relationships with internal and external members.

Participates in achieving strategic initiatives and consumer lending goals. Follows a clear plan of action to achieve stated goals in all areas.

Assist Lending Manager with reports, communications and special projects.

Promotes and cross-sells credit union services/products that are beneficial to
the member.

Achieve measurable goals and other duties as necessary to achieve the goals of the credit union and department.

Maintain response time on loan decisions of under 30 minutes. Originate a minimum of $5M per month in loans within current underwriting guidelines.

Interpersonal Characteristics and Technical Qualifications:
Specific knowledge, skills, and abilities required for this position:
Working knowledge of a variety of financial products and services; excellent member service skills; exceptional interpersonal and oral communication skills; extensive knowledge in the areas of Truth-in-Lending, Equal Credit Opportunity Act, Fair Credit Reporting Act as well as a supporting knowledge in market trends in the area of Consumer lending.

Education: Bachelor’s degree in Finance, Economics, or Business.

Experience: Minimum 5 years or more of similar or related experience.

Currently Relocation and Visa Sponsorship are Not Available

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Now Hiring 2 Loan Officer Assistant for broker shop located in McHenry County

Requirements-
• at least 3 years mortgage experience
• Familiar with mortgage broker environment
• Working knowledge of FNMA, FHLMC, FHA, VA, Jumbo underwriting guidelines, DU/LP underwriting systems
• Familiar with short sales, and HARP refinances
• Must know how to complete in its entirety a loan application package including but not limited to 1003, GFE, itemization, Safe Harbor Disclosure, TIL, FHA application documentation.
• Must have strong communication skills to deal with all interested parties such as borrowers, lenders, title companies, realtors, attorneys, inspectors, appraisers etc via in person, phone or email.
• Loan Processing experience a huge plus
• Microsoft Office, ,Encompass LOS system

Looking for someone who is detail oriented, quick thinker, enjoys fast paced, multitasking environment and takes pride in job well done.

One position is for 25-30 hours a week. Polish speaking a plus
One position is for 30- 40 hours a week.

Send resume to: Lmarubio@mmsmtg.com

Type: Full time
Salary: (Verify your salary with Salary.com)
Location: United States - Missouri - St. Louis JobJob Description:
American Equity Mortgage has Career Opportunities for Underwriters in St. Louis!

American Equity Mortgage is one of the nation’s leading mortgage lenders and a home loan expert. We have a branch network that spans the country, with the corporate headquarters in St. Louis, Missouri.

Our organization has over 19 years of integrity, leadership, strength and stability making us highly respected in the industry, as well as throughout the communities we serve. With hundreds of different home loan programs - Agency, FHA, VA, Jumbo, debt consolidation, refinances and purchases, we are able to provide individualized service that is just right for our customers.

Position Overview
The Underwriting position is responsible for underwriting all in-house programs for FHA, VA, and Conventional loans according to American Equity Mortgage’s high standards and expectations.
Skills:
Qualifications:
•Previous mortgage underwriting experience required
•Excellent mathematical and problem solving skills
•Ability to adapt to constant change
•Work with extremely high integriy and ethical standards
•Working knowledge of Microsoft Office
•Excellent interpersonal skills
•Self-motivated and goal oriented
Responsibilities:
•Underwriting of conforming, non-conforming, FHA, and VA loans
•Performing pre-approvals and pre-determinations of the loan’s ability to fit into a program on a preliminary basis
•Performing final approvals and reviewing the entire loan file through verifications processes, including adherence to investor guidelines and compliance
•Providing impeccable customer service to loan officers, branch managers and others within the organization on pending files to accommodate borrowers’ lending needs
•Ensuring 100% adherence to all new and existing guidelines and investor programs
Comments:
Benefits
Benefits include 401k, medical, dental and paid holidays.

Come and be a part of our team and help people get to a better place!

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Description
Join our Underwriting team! The duties and responsibilities of this position encompass the underwriting of Conventional, FHA and VA loans in accordance with company and investor guidelines.

ESSENTIAL FUNCTIONS:

Complete a thorough analysis of entire loan package to determine compliance with company, investor, and FHA/VA guidelines. Provide training for Loan Officers, when needed.

Be available to Production and processing staff for questions in general or for specific loan files.

Understand and review Residential appraisals.

Understand and maintain a thorough knowledge of all company, investor, correspondent programs and requirements.

Calculate qualifying income including analyzing tax returns and financial statements.

Assume additional duties as they arise, cross-train within the department, and be responsive to changing needs within the department.

REQUIREMENTS:

Minimum three years senior level loan processing or loan underwriting experience.

Possess good judgment, ability to accept responsibility and handle confidential information.

Good at problem solving, researching, and decision making.

Willing to work overtime, when needed, to maintain an acceptable response time to our production staff, as outlined by manager.

Excellent communication skills: phone, personal contact and written.

Able to work as part of a team, as well as independently, and with people of diverse backgrounds.

Maintain effective communication and working relationship with manager, co-workers, branches, home office departments, correspondents and brokers.

Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.

Professional in standards, skills and manner of dealing with others.

Able to accept and facilitate change whether indicated by corporate needs, market, or regulatory requirements.

Data entry skills and computer skills.

HomeStreet Bank is an Equal Opportunity Employer

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Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:

* Reviewing loans and signed borrower mortgage applications upon receipt
* Making a credit decision on each loan reviewed
* Answering underwriting questions from processors and loan officers
* Conducting final checks of conditions before final approval
* Utilizing reports and other systems to manage their pipeline
* Working with underwriting leaders on difficult loan decisions
* Complying with all local and federal fair lending laws and net benefit requirements
* Submitting mortgage applications and borrower information thru an AUS
* Reviewing the AUS findings to status the application accordingly

Qualifications:

* Excellent interpersonal and written-oral communication skills
* Strong sense of urgency a passion to provide exceptional client service
* 5 years previous mortgage experience
* 3 years previous mortgage underwriting experience
* FHA and VA experience a plus but not required
* Business Degree preferred but not required
* Need to have Reverse Underwriting experience/guideline knowledge

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

CLICK TO APPLY

About the Organization AmTrust Financial Services, Inc., (Nasdaq: AFSI) headquartered in New York City, is a multinational insurance holding company, which, through its insurance carriers, offers specialty property and casualty insurance products, including workers’ compensation, commercial automobile and general liability; extended service and warranty coverage. For more information about AmTrust, visit www.amtrustgroup.com, or call AmTrust toll-free at 866.203.3037.

Position Underwriter

Location IL, Chicago

Description
The Workers Compensation Underwriter is responsible for growth and profit of assigned agents within a regional territory. The RU’s objectives include new and renewal production (on Accounts with $10,000 Package premium or greater), underwriting and processing along with effective communication with the assigned Agencies.

Principal Job Accountabilities

Agency Management

Review and discuss appropriate target classes, underwriting philosophies, trends and other appropriate information.
Communicate with the assigned Agency Plant during new business and the renewal underwriting process.
As appropriate, discuss information regarding the underwriting analysis, underwriting reports and other underwriting criteria applicable to underwriting acceptability.
Discuss and attain appropriate pricing.
Follow through appropriately with agency to gain new or renewal order for issuance.
Appropriate Field Travel will occur to enhance agency communications and relationship.
Underwriting

Selects appropriate new business account prospects for quotation-follows declination procedures on others.
Initiates and follows through all new business prep.
Logs submissions including declines
Orders necessary reports on new and renewal business (Accounts >$10,000)
GDM
Loss Control
Obtains appropriate rate and protection grade information (renewals will be prepped by Account Technicians)
MVRs.
Refers to Regional Mgmt. or HO Mgmt. as applicable via established Authorities.
Completes new/renewal quote based on the underwriting analysis and agency specifications
Follows through with Agency for order and issues per quote.
Documents underwriting and pricing thought process through proper Archive/Imaging and update of the Underwriting Workbook.
Leads Large Account Review Program on any applicable accounts.
Customer Service

Provides assistance on any customer service type issue.
Corrects any errors on new or renewals etc.
Coordinate resolution of customer service issues.
Respond to referral items that are over the authority of the Account Technicians.
Act as liaison with Audit or Accounting.
Profitability

Follows established corporate underwriting guidelines with appropriate documentation.
Prices accounts based on profitability objectives for territory.
Skills

Must be able to navigate and enter information in both a windows based and DOS environment.
Must be proficient in Word, Excel and Access database.
Must be familiar with internet business transactions and demonstrate the ability to navigate various state and vendor sites to procure information related to establishing rate and accurately determining premium.
Must become proficient in the use of AmTrust systems such as ANA, premium issuance and other systems necessary to support transactions related to processing business.
Position Objectives

Specific Objectives will be established for each territory and will entail:

Profitability Objectives
New Business Objectives
Proficiency of underwriting analysis/thought process through the CURE process.
Renewal retention.
Large Lines Program involvement.
Position Requirements

Full-Time/Part-Time Full-Time

Shift

Number of Openings 1

CLICK TO APPLY

Job Description
This position is for an Underwriter 2 (Junior Underwriter) and is designed for the Senior Processors and Senior Auditors that are looking to take the next step in their career and become a Mortgage Underwriter!

Underwriters provide underwriting to Wholesale Brokers and Retail Loan Officers. Our goal is to provide all clients, internal and external, with the best service in the industry. Our team can only achieve this goal by possessing and constantly demonstrating a positive attitude, excellent communication, superior program knowledge, knowledge of all company policies and procedures, as well as knowledge of the guidelines of our Investors.

Underwriters must be fully competent in underwriting fundamentals including property evaluation, and they are required to have a thorough knowledge of all products and guidelines in order to approve loans to be sellable in the secondary market.

Must be able to analyze each loan submission to determine if the loan meets our investor’s guidelines and offer alternatives when the loan cannot be approved the way it was submitted. Must have the ability to review conditions on approved loan files and clear them when needed, and know and answer product questions.
Qualifications
3-5 recent years of mortgage processing or auditing experience.

CLICK TO APPLY

Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.

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Job Summary
To underwrite low income housing tax credit investments.Job Responsibilities
• Underwrite tax credit investments as assigned by the Originator including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
• Under the direction of the originator, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
• Provide regular communication to originator regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
• Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator) and help to complete and organize closed deal files for transition to Asset Management.
• Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
• Participate in and contribute to group meetings and discu sions.
• Performs other duties as assigned.
Qualifications
• Bachelor’s degree or equivalent in Business, Accounting or Finance, or related field. Master’s degree a plus.
• 3-5+ years experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
• Extensive knowledge of LIHTC and strong financial analysis skill is required.
• Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines
• Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
• Strong writing /editing skills needed to produce correspondence and reports
• Demonstrated verbal communication and interpersonal skills to represent company to all parties.
• Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
• Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
• Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
• Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
• Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
• Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
• Ability to work evening and weekend hours during peak periods.

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Description

The HSBC Private Bank Underwriter is knowledgeable in the areas of credit and risk based products with emphasis in wealth management/private banking. The underwriter provides credit-related support to Private Banking relationship managers, and directors of credit advisory for assigned portfolio. This includes the development of appropriate recommendations for credit approval, credit analysis and completion of annual reviews in a timely manner. Must ensure compliance with documented covenants, financial reporting requirements, documentation requirements and all HBUS and GPB credit policies and FIMs.

Primary Responsibilities/Essential Functions

Effectively communicate HSBC Private Bank lending strategy and risk appetite
Operate with a sense of urgency, ability to work under tight deadlines
Establish a reputation of execution excellence. Gain confidence of credit advisory associates and managers, and relationship managers
Support the credit advisors and portfolio managers to insure that all credit facilities are consistent with HBUS, GPB credit policies and credit FIMs.
Balance objectives of risk management and the client
· Financial Statement, cash flow and Tax Return analysis ,
· Risk assessment and credit structure recommendation
· Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor and industry risks and trends
· Monitors an assigned credit portfolio and completes annual reviews, modifications and extensions for existing loan portfolio
Complete all required CARMs and supporting documentation
Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations
Recommend risk ratings
Serve as secondary contact on complex borrowing relationships and primary contact for others
· Maintains a thorough understanding of the content and aggregate risks within the portfolio, trends and other KRIs.
Participate in special projects as assigned by management

Decision Making Responsibilities

Recommend changes to debt structure/risk ratings in response to changes in risk
Recommend and review documentation
Actively work to maintain and improve portfolio quality and prevent loss
Stays abreast of legal and regulatory changes, industry trends and applies as relevant

Qualifications

Knowledge and Skill Requirements

5+ years experience and proven success in area of risk and portfolio management with credit products including, but not limited to, securities based lending, both purpose and non purpose, single stock lending, hedge funds and alternative investments, commercial real estate loans, home loans including first mortgages and HELOCs, private equity capital call lines, unsecured loans, foreign exchange and derivatives
Excellent credit analytics, interpersonal, portfolio management and risk management skills
Strong relationship building skills and presence, understands importance of building credibility
Ability to meet deadlines
High quality collaboration skills in a team-oriented environment
Excellent computer skills including Microsoft Office
Possess excellent oral and written communication skills.
Completion of formal credit training preferred.
· BA Required; MBA preferred

Job Field : Private Banking
Primary Location : North America-United States-New York-New York
Schedule : Full-time Shift : Day Job

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POSITION DESCRIPTION:
• Underwrite the traditional CIP Engineering business at the direction of the Sr. Underwriter, CIP and through contacts with Brokers, and Captives. • Coordinate the underwriting referral function with the Sr. Underwriter, CIP for CIP Engineering business, as required in the underwriting guidelines and mandates. • Complete the pricing and layering models of CIP Engineering and the MR rating process and when necessary motivate modifications of it. • Ensure a consistent standard in the underwriting process of CIP Engineering business. • Assist the Sr. Underwriter, CIP with completing the referral audit process with overall adherence to risk selection and pricing techniques developed for the CIP Engineering Group. • Develop and support new products and filings to satisfy client needs by using depth of underwriting background/experience for program development. • In coordination with the Sr. Underwriter, CIP negotiate and conclude the offers, and terms of contract with Brokers/Clients. • Analyze and evaluate our participation on CIP Engineering programs to maximize profitability potential. Claims Settlement: • Use claim reports to assist with implementing adequate underwriting terms. Administration: • Capture required risk information for CIP Engineering business, e.g. Cat accumulations, risks, written, etc. Assist Sr. Underwriter, CIP with maintaining records and monitoring business development and renewals for CIP Engineering business.

PREFERRED QUALIFICATIONS:
• Minimum of 5 years engineering insurance experience. • Knowledge of internal processing procedures and systems would be highly beneficial. • Negotiation and relationship marketing skills • Strong computer skills • Excellent verbal/written, language and communication skills • Ability to travel.

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Position Summary
The Property/Casualty Underwriter for the LARM account that maintains underwriting quality, proper rating classification and targeted loss ratios of risk associated with liability, property, and workers’ compensation coverage(s) for new applications and existing pool and commercial accounts. This position also provides technical expertise to JILB and clients in these areas.

Duties and responsibilities:
Evaluates new and reinstatement applications to determine quality of risks, proper rating classification, acceptability; and determine premium or contribution level to support targeted growth goals and targeted loss ratios
Declines or modifies applications/accepts or binds risks
Determines coverage(s) to be extended and endorsements or policy forms to be used
Coordinates negotiations for reinsurance on an individual account basis
Coordinates, reviews, and takes action on loss control inspection reports as needed
Reviews payroll audits of individual pool members for accuracy and completeness
Maintains and updates underwriting guideline & policy manuals for self-insured pools
Reviews and compares pool coverage documents to standard market policies and makes recommendations for changes in wording to address emerging issues, prevents coverage gaps with the reinsurance policies and to develop new coverage(s) and products
Reviews contract wording for pool members to assess compliance with requirements for insurance coverage(s), limits, certificates of insurance, additional insured status and waivers of subrogation as well as make recommendations on hold harmless/indemnity clauses
Assists in the training and development of existing and new team members
Assists Customer Service Associates and Customer Service Representatives by means of personal consultation and written instructions in matters of procedure and underwriting judgment
Coordinates with Program Executives to develop and amend underwriting policies and practices
Performs field activities such as attendance at client board meetings, marketing/sales meetings, assisting in conducting educational clinics for pool members or agents, and making inspection tours, as needed and approved
Provides technical advice and assistance to JILB and clients regarding coverage interpretations, policy and endorsement provisions and underwriting acceptability for assigned lines of business
Fulfill other responsibilities as needed

Position requirements:

Bachelor’s degree (B.A.) from four-year college or university; or one to two years’ related experience and/or training; or equivalent combination of education and experience
At least 5 years of property/casualty and workers’ compensation underwriting experience, preferably with experience in both the standard market and public entity arena as well as with municipalities
Valid Texas Driver’s license with acceptable driving record
Holds an active Texas General Lines insurance license, preferred
CPCU, AU, ARM, CIC or CRM professional designations, preferred
Strong verbal and written communication skills as well as the ability to work in a team environment
Other skills needed include organizational, time management and strong analytical skills and technical knowledge of insurance coverage(s)
Ability to develop and maintain effective working relationships with all levels of the organization and external customers
Understanding the rating methodology of workers’ compensation, property, and liability insurance coverage(s) in Texas and Nebraska, preferred
Working knowledge of public entity self-insured pool legal structures (immunities, tort limits, etc.) and general reinsurance arrangements commonly used
Ability to read, analyze and interpret common scientific and technical journals, financial reports, and legal documents; ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community; ability to write speeches and articles for publication that conform to prescribed style and format; ability to effectively present information to top management, public groups, and/or boards of directors
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry; ability to apply concepts such as fractions, percentages, ratios and proportions to practical solutions
Ability to define problems, collect data, establish facts, and draw valid conclusions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables
Proficient with Microsoft Office suite and contact management systems software/database (AMS 360, RPMS)
Ability to travel 5-10% when needed
Ability to lift up to 25 pounds

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When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Essential Functions
Manage Approval and Condition Queue to maintain company published service standards
Publish Underwriting Dispositions, clear conditions, analyze Change Requests
Analyze risk as it relates to investment quality loans
Underwrite a loan package to investor/agency guidelines
Maintain thorough understanding of loan documents
Maintain complete knowledge of loan products
Maintain complete knowledge of underwriting guidelines
Complete computer data entry as needed; i.e. Tigris approval screens, Point and various AUS systems
Communicate with originator, per service standards; answer underwriting and product questions
Complete Underwriting Certifications, as necessary
Qualifications
Minimum five years experience in the mortgage industry preferably with underwriting experience for minimum of 2 years.
DE and VA underwriting designations
Strong communication, organization and time management skills
Team player with a positive attitude willing to work with others in and out of the Operations Center
Attention to detail
Fast paced individual
Computer skills

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Job Description
This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.
1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements.

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

# of Hires Needed 3
Exemption Type Non-Exempt
Hiring Manager

Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field(s) is required.

We are proud to be an EEO/AA employer M/F/D/V.

Skills
Division Underwriting - 124

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Advance your Underwriting career at Liberty Mutual - A Fortune 100 Company!

Our underwriters focus on answering two fundamental questions. Should we write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, but as an underwriter, you will possess a curiosity that propels you to dig a little deeper for the answers. You will rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.

With limited supervision, the Underwriter analyzes a company’s exposures, hazards, financial ratios, commercial casualty insurance coverage (workers’ compensation, commercial auto, general liability, etc.), loss history, pricing targets, and desired program structure to recommend whether to proceed with an account, and if so, under what terms and conditions. You will also act as a leader assigned to a set of producers to ensure book meets growth, profit, retention, rate, mix of business, and other objectives while maintaining a designated underwriting authority level.

Responsibilities:
Evaluates a prospect’s/renewal’s financial standing, operational strategy, and industry trends to determine whether to proceed with the account, and if so, under what terms and conditions
Performs a hazard analysis by combining knowledge and experience with available information on the prospect’s/renewal’s and its industry, and, where appropriate, collaborates with experienced underwriters and other departments to evaluate a prospect’s/renewal’s potential exposure to loss
Applies understanding of insurance with the hazards identified for the customer to assess the customer/broker request and determine acceptable coverage grants by line of business that address the customer’s critical insurance and service needs
Using assessments of the prospect’s/renewal’s operations and anticipated hazards, losses (primary & excess), and expenses (service requirements), applies knowledge of pricing tools, manual rates, rating plans, and reinsurance, develops a price for each coverage and rating plan option under consideration that meets or exceeds target returns, and has accountability and ownership of account pricing recommendations
Given the customer/broker request, the hazard, coverage, and loss analyses, and the competitive situation, recommends program structures (coverage, limits/retention, rating plan/pricing, and billing combinations) achieving desired Business Unit goals, including long term profitability
Creates a proposal that presents a business case reflecting the prospect’s/renewal’s critical risk and financial requirements and our unique value proposition; understands the customer and/or producer buying decisions; leads the proposal presentation (production underwriting model) or supports the territory manager who leads the proposal presentation
Cultivates effective business relationship with accounts, providing risk stewardship including initial setup of service commitments and ongoing consultation; completes all required steps on account setup, documentation, and account management; partners with service providers to build long-term relationships between customers/brokers and Liberty and manages expectations of all parties
Qualifications:
Intermediate level understanding of commercial casualty insurance coverages, forms/filings, underwriting standards and competitive practices
Ability to independently analyze complex financial statements, hazards, coverage, losses, pricing terms, and competitive positions
Demonstrated ability to make disciplined underwriting decisions while reaching new business, retention and other goals
Effective mathematical, interpersonal (relationship building, persuasion, etc.), and organizational skills as normally obtained through a Bachelor’s degree (or equivalent) and a minimum of 8 years’ casualty underwriting experience
Commitment to making progress towards attaining the CPCU
Benefits:
We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:
401K and Company paid pension plan
Medical coverage
Dental coverage
Paid time-off
Pay-for-Performance
Discounts on automobile and homeowner’s insurance
Discount fitness memberships
Flexible spending accounts
Tuition reimbursement
Vision care coverage
Work/Life resources
Credit Union membership
Employee and Dependent life insurance
Disability insurance
Long-term care insurance
Overview:

We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.

We believe that the Company’s success is inextricably linked to our employees’ satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.

We believe our employees take pride in knowing that they help people live safer more secure lives every day.

Responsibility. What’s your policy?
Job Underwriting
Primary LocationUS-CA-San Ramon
Other LocationsUS-CA-Orange
Schedule Full-time
Salary (Pay Basis)

66,000-83,000
Education Level Bachelor’s Degree (±16 years)
Shift Day Job
Travel Yes, 10% of the time

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- Must have prior training experience in mortgage underwriting and processing, specializing in FHA VA
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

Position Requirements
5+ years of Casualty (preferably General Liability) underwriting experience. Must have strong underwriting, marketing, and sales negotiations skills. Must be able to work independently and within a team environment.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Assist underwriters in the day-to-day activities of various insurance products, which include:

• Preparing and distributing a variety of documents, including letters, emails, invoices, faxes, and policies
• Database management
• Interacting with clients via telephone, facsimile and e-mail
• Completing special projects as needed
• Assisting with other administrative duties as requested
• Completes all new business functions within turnaround objectives and maintains a high level of accuracy
• Completes maintenance of existing files
• Maintains quality and time service standards
• Assists with the maintenance and improvement of unit procedures
• Completes special projects accurately and on a timely basis

Person Specification

• B.A./B.S degree
• Strong skills in Microsoft Office (Excel, Word, and PowerPoint), Outlook and Internet applications
• Excellent written and verbal communication skills
• Possess organizational and time management skills
• Able to multi-task and be flexible to handle multiple deadlines
• Excellent customer service skills
• Must be detail and results-oriented with a high degree of accuracy, self-directed
• Possess basic math skills and the ability to problem solve
• Maintain a high degree of confidentiality at all times
• Insurance experience a plus

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A fast growing mortgage company is seeking experienced processors, underwriters and trainees. Attention to detail is a must! Ability to follow directives, work independently and proactively resolve the many obstacles that exist in the underwriting of loans. You must have the ability and strong desire to work in a team environment to exceed company goals. You must be able to and DESIRE to effectively communicate with all parties in the mortgage transaction via email and phone. Do you genuinely love the mortgage industry or is it simply a job? Do you know all of the capabilities of CALYX POINT, ENCOMPASS and/or other mortgage technologies? Do you want to learn something new every day? Do you want to make an impact on improving processes and assisting other employees? Are you happy, want to have fun, have a genuine desire to be the very best in the industry? Do you have to leave the office when you have worked 8 hours or when you are done with your days work? Are you the best? Do you love winning? If you have ALL of these qualities then we are very interested in you!

Job Description:
Reviews, processes and underwrites mortgage files to Fannie Mae/ Freddie Mac underwriting guidelines which includes but is not limited to verification of assets and income (tax returns). Review of title and appraisal. Independent management of loan pipeline in a team environment.

ESSENTIAL JOB FUNCTIONS:
Independent management of defined pipeline.
Effective Communication/Interfaces via email and phone with all parties in the mortgage transaction.
Underwrites mortgage loan files in compliance with Fannie Mae/ Freddie Mac underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).
Strictly adheres to specified underwriting guidelines to fulfill FHA, and agency loans.
Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Promptly and accurately reviews files within specified timelines.
Ensures accuracy between file, LOS (TMO) and final AUS findings.

Send your resume to: dhoffman@mtgcoa.com

What level of education or specialized training is required to perform the job?
Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.

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Description

The HSBC Private Bank Underwriter is knowledgeable in the areas of credit and risk based products with emphasis in wealth management/private banking. The underwriter provides credit-related support to Private Banking relationship managers, and directors of credit advisory for assigned portfolio. This includes the development of appropriate recommendations for credit approval, credit analysis and completion of annual reviews in a timely manner. Must ensure compliance with documented covenants, financial reporting requirements, documentation requirements and all HBUS and GPB credit policies and FIMs.

Primary Responsibilities/Essential Functions

Effectively communicate HSBC Private Bank lending strategy and risk appetite
Operate with a sense of urgency, ability to work under tight deadlines
Establish a reputation of execution excellence. Gain confidence of credit advisory associates and managers, and relationship managers
Support the credit advisors and portfolio managers to insure that all credit facilities are consistent with HBUS, GPB credit policies and credit FIMs.
Balance objectives of risk management and the client
· Financial Statement, cash flow and Tax Return analysis ,
· Risk assessment and credit structure recommendation
· Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor and industry risks and trends
· Monitors an assigned credit portfolio and completes annual reviews, modifications and extensions for existing loan portfolio
Complete all required CARMs and supporting documentation
Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations
Recommend risk ratings
Serve as secondary contact on complex borrowing relationships and primary contact for others
· Maintains a thorough understanding of the content and aggregate risks within the portfolio, trends and other KRIs.
Participate in special projects as assigned by management

Decision Making Responsibilities

Recommend changes to debt structure/risk ratings in response to changes in risk
Recommend and review documentation
Actively work to maintain and improve portfolio quality and prevent loss
Stays abreast of legal and regulatory changes, industry trends and applies as relevant

Qualifications

Knowledge and Skill Requirements

5+ years experience and proven success in area of risk and portfolio management with credit products including, but not limited to, securities based lending, both purpose and non purpose, single stock lending, hedge funds and alternative investments, commercial real estate loans, home loans including first mortgages and HELOCs, private equity capital call lines, unsecured loans, foreign exchange and derivatives
Excellent credit analytics, interpersonal, portfolio management and risk management skills
Strong relationship building skills and presence, understands importance of building credibility
Ability to meet deadlines
High quality collaboration skills in a team-oriented environment
Excellent computer skills including Microsoft Office
Possess excellent oral and written communication skills.
Completion of formal credit training preferred.
BA Required; MBA preferred

Job Field : Private Banking
Primary Location : North America-United States-New York-New York
Schedule : Full-time Shift : Day Job

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Location Oklahoma City, OK
Functional Area Banking
Department Retail Mortgage Lending
Employment Type Full-Time Regular
Hours of Work 8:00 to 5:30; OT as needed
Education Required High School Diploma
Experience Required 5 - 7 Years

Position Description

Interpret and apply analysis of loan components for newly originated residential loans. This includes evaluating applicants’ credit, sources of income, type of property, type of loan, assets, debt ratios, collateral appraisal reports for the property etc. Exercising discretion in independently making loan approval decisions in compliance with MidFirst Bank and Investor guidelines. This position will work closely with the processing and MAE team advising them of credit decisions and working to clear loan stipulations and collateral requirements. Additional responsibilities include helping to monitor appropriateness and adequacy of current processing procedures and practices to ensure proper application of substantial real estate lending regulations and fulfillment of underwriting requirements. Other duties as assigned by management

Position Requirements

Direct Endorsement (DE) and VA Underwriting Certification
~5+ years of Underwriting Mortgage Loans
~5+ years of FHA, VA, and Conventional experience. Additional experience with USDA and FHA 203(K) loans is a plus.
~ Hands-on experience with DU
~ Strong job stability and work ethics
~ Excellent communication and organizational skills
~ Able to manage the daily flow of underwriting files, and the ability to turn around all files in an accurate and timely manner

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The successful Underwriter will:
Assess accounts to determine acceptability and review to verify issuance is in compliance; address discrepancies and enter information into appropriate systems.
Establish types and limits of coverage to be provided.
Create analyze and interpret data.
Be responsible for monitoring production, profitability, and maintaining agency relationships.
Collaborate with underwriting team and other departments, contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals
Consult with agency staff to obtain additional information as needed.
Maintain familiarity with state laws and filing requirements to properly transact business.
Consult with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies.
Identify and recommend changes to policy verbiage when standard text is not appropriate.
Monitor amount of insurance in force on a single risk or group of closely related risks; evaluate possibility of catastrophe losses and take action, as appropriate.
Occasionally be requested to assist with the development of special programs, underwriting procedures, and educational seminars.
Compose reports and business correspondence such as travel summaries, agendas, and meeting minutes.
Coordinate client visits, including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment.
Provide guidance and support to less experienced team members within the department.
QUALIFICATIONS

A minimum of one to three (1-3) years of experience as an Underwriter is required.
Bachelor’s degree or an equivalent combination of training and experience is necessary.
Excess and Surplus lines background is beneficial.
AIS, ASLI, and AU designations or insurance related classes preferred.
Basic knowledge of Windows environment, including Word and Excel, is expected.
Capability to learn and utilize various underwriting applications to determine classifications and calculate rates and premium charges using approved rating methods.
Excellent written and verbal communication skills required.
Some travel may be required - travel will vary according to business needs and manager discretion.
Nautilus believes their employees are their greatest asset. We foster an environment of accountability, teamwork and integrity. Our motivated employees have built an impeccable reputation for our firm serving the Excess and Surplus Lines industry. Nautilus Insurance offers a comprehensive benefits package which includes medical insurance, dental, life/AD&D, both short- and long-term disability insurance and a 401(k)/Profit Sharing plan. Nautilus promotes a healthy lifestyle for our employees by providing an onsite fitness facility and a variety of wellness programs.

Qualified candidates should submit their resumes along with salary requirements, directly to nautilusHR@nautilus-ins.com

Nautilus is an Equal Opportunity Employer (EOE).

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Location: Plano, TX, US

Underwriter, Consumer Lending-707953

Description
Job Purpose:
The primary purpose of the underwriter is to perform the timely and accurate preliminary and final underwriting of loan applications received from branch, internet and inbound channels while demonstrating sound discretionary credit intuition and simultaneously determining full compliance with the Bank’s credit policy requirements.

Duties & Responsibilities:
- Perform credit analysis, with or without the assistance of automated underwriting system, to determine borrower’s willingness and ability to repay the debt. This is done by reviewing the credit application to determine the loan amount and term, addressing potential red flags, assessing bank relationship, analyzing credit history, calculating income and proposed payment to income, debt to income and loan to value ratios.
- Review credit documents for completeness and accuracy.
- Review collateral value of the subject property.
- Examine income documentation to verify that the borrower has the capacity to repay the loan.
- Underwrite all products offered by the company to include real estate secured products and unsecured products.
- Train less experienced underwriters, processors and loan officers in basic underwriting requirements.

Skills & Abilities
- Must be detail oriented with strong organizational skills.
- Excellent verbal and written communication skills
- Ability to work under pressure.
- Customer service oriented.

Basic Qualifications:
- At least 2 consecutive years underwriting experience in a consumer lending role, or at least 1 year mortgage loan processing experience and at least 5 years residential mortgage experience.

- High School Diploma, GED or Equivalent Certification

Perferred Qualifications:
- At least 5 consecutive years underwriting experience in a consumer lending role.
- At least 5 years experience in residential lending.
- Ability to recommend and support business decisions outside of standard underwriting guidelines.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Qualifications
Basic Qualifications:
- At least 2 consecutive years underwriting experience in a consumer lending role, or at least 1 year mortgage loan processing experience and at least 5 years residential mortgage experience.

- High School Diploma, GED or Equivalent Certification

Perferred Qualifications:
- At least 5 consecutive years underwriting experience in a consumer lending role.
- At least 5 years experience in residential lending.
- Ability to recommend and support business decisions outside of standard underwriting guidelines.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 2 (31062)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:>

Nearest Major Market: Plano
Nearest Secondary Market: Dallas
Job Segments: Bank, Banking, Credit Analyst, Customer Service, Finance, Mortgage, Real Estate, Sales

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Job Title: Underwriter
Employment Status: F=Full-Time
Business Unit: 10 - Specialty - IMU

Job Description:

We have an exciting opportunity for an Underwriter for our International Marine Underwriters (IMU) group in Boston, Massachusetts. In this position, you will provide underwriting, technical support and service to assigned agents. You must be able to identify and describe the major perils insured under marine policies, and identify and describe the exposures and hazards to consider in making an underwriting decision. You will also participate in development and implementation of corporate marine initiatives.

Responsibilities:
1) Evaluates risks for acceptance, rejection, modification or referral using various sources (e.g. application, inspection reports, credit reports, etc.) and company guidelines and processes this information into a final quote or rejection letter.
2) Assists in maintaining accurate premium and exposure statistics and accumulating and presenting this information for reports.
3) Manages profitable producer relationships by evaluating results and conducting portfolio reviews for assigned producers focusing on profitability, growth, retention, and recommending, implementing and monitoring necessary action plans.
4) Assists in special projects, producer reviews and meeting preparations as required.
5) Maximizes opportunities for profitable new business and retention by leveraging business relationships, product knowledge and underwriting acumen.
6) Collaborates with team members to manage work flow and all production activities to enable us to provide accurate and timely service in accordance with corporate standards.

Education and Experience:
Possession of a Bachelor’s degree and two to four years of experience in commercial hull, marine liability and/or ocean cargo is preferable. Professional insurance designation, AMIM or CPCU is preferred but not required. Position requires 5-10% travel.

OneBeacon Insurance Group, Ltd. is a Bermuda-domiciled holding company that is publicly traded on the New York Stock Exchange under the symbol “OB.” OneBeacon Insurance Group’s underwriting companies offer a range of specialty insurance products sold through select independent agents, regional and national brokers, and wholesalers. The company’s businesses include OneBeacon Professional Insurance, International Marine Underwriters, OneBeacon Entertainment, OneBeacon Accident Group, OneBeacon Government Risks, OneBeacon Energy Group, A.W.G. Dewar (tuition refund), collector cars and boats written through Hagerty Insurance Agency, OneBeacon Technology Group, OneBeacon Financial Services, OneBeacon Specialty Property, Property and Inland Marine, and OneBeacon Excess and Surplus Lines.

As one of the oldest property and casualty insurers in the United States, OneBeacon traces its roots to 1831 and the Potomac Fire Insurance Company. Today, OneBeacon’s specialty insurance businesses are national in scope.

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Function
Group Business Unit NA Retail
Business Unit CAPPPS
Division PortsmouthNH
Compensation and Benefits
Currency USD
Benefits Competitive salary and a comprehensive benefits package including life, medical, dental, vision, flexible spending accounts, disability coverage, 401k and an employee stock purchase plan as well as many other options to full time employees.

Job Description
About Willis
Willis Group Holdings plc is a leading global insurance broker, developing and delivering professional insurance, reinsurance, risk management, financial and human resource consulting and actuarial services to corporations, public entities and institutions around the world. Willis has more than 400 offices in nearly 120 countries, with a global team of approximately 17,000 employees serving clients in virtually every part of the world. Additional information on Willis may be found at www.willis.com.

The Programs Group at Willis is at the forefront of the development of the business and is recognized as a key driver of competitive advantage. This provides exceptional opportunities for our team to participate in wide variety of projects and activities.
Description
As a member of the underwriting team, assist the underwriters in efficient and accurate handling of technical aspects of the underwriting process within the Underwriting platform. Underwrite/manage ancillary lines of coverage and/or small accounts, as assigned. Provide technical rating support as needed to assure efficient operation of the underwriting team. Provide timely and professional customer service to agents to facilitate the processing of business. Gain knowledge of the operational processes and procedures of the Underwriting practices within the platform.

JOB DUTIES AND RESPONSIBILITIES

Review, manage or underwrite lines of coverage and/or small accounts within authority level and as assigned
Review, manage and authorize endorsements within authority level
Analyze & summarize Motor Vehicle Reports and Safer as well as follow up with sub-broker for missing driver information
Review and summarize account loss history by creating Premium and Loss Summary Statements.
Set up loss history for Experience Rating
Review loss control for operations and outstanding recommendations
Review website, if available
Update program database to include proper status and exposure information
Process Conditional Renewal or Non-Renewal Notices from Oden Terminator
Follow up with sub-broker for missing required items
Assist in the documentation of Underwriting and Policy Files
Provide underwriter with initial quote, based on “book” rate need
Process quotation re-rates as needed
Send out re-rated proposals as needed
Send out original proposals as needed
Respond to phone calls, emails and fax correspondence in a timely and professional manner
Assist in Status of Account Forms
Submit Workers Compensation New Business
Request Workers Compensation Re-rates as needed
Receive renewal Worker’s Compensation rating and experience modification worksheets
Refer Workers Compensation accounts within stated authority level
Process binding orders and bound reports for Workers Compensation
WEM proposals, binding acknowledgements and policies as needed
Perform all other duties as assigned
Skills / Qualifications
REQUIREMENTS
Associate degree and Insurance 21, 22 and 23 completed or in process with goal to complete. Associate Underwriting designation achieved or in process with a goal to complete. Good oral and written communication skills; strong interpersonal skills with the ability to work in a team environment; ability to work in a fast paced environment with seasonal volume. Skilled at using Microsoft Excel and Word.
WORK EXPERIENCE
Two to three years insurance experience in a rating or associate/assistant underwriter capacity. Rating experience preferred. Basic knowledge of commercial insurance contracts, including endorsements.

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Job Description
Assists Underwriters in processing requests for proposal. Logs incoming and completed quotes, maintains files, calculates eRate quotes. Assigns and tracks proposal requests as well as other department work. Provides general administrative assistance for Underwriters.

Prints out material for all quote requests received and reviews for completeness.

Prepares and sends completed proposals to field, and logs all pertinent information.

Distributes and tracks workflow through department based on Underwriters experience level and current work load. Maintains quote log, renewal log, pre-paid log and sold case log.

Calculates manual rates through eRate and prepares summary for Underwriters and notes any missing information.

Calculates and redistributes revised quotes within 24 hours. May perform other duties as assigned.

Works with Underwriters, Sales and Policy Management Services to obtain necessary information for the quote and application processes. Work of this position affects a wide range of department activities or operations of other departments.

This position requires limited supervision. Position is responsible for balancing and prioritizing workflow between several Underwriters. Limited authorization for proposal development. Serves as the primary contact for the field for all underwriting questions and requests.

Required Skills
Knowledge of company computer systems, products and department functions. Intermediate MS Office skills. Strong math and analytical skills. Ability to set priorities and work within time constraints.

Required Experience
1 to 3 years general office experience.
Experience with Excel, Word, Adobe Professional and eRate preferred
Job Location
Jacksonville, FL, US.
Position Type
Full-Time/Regular

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Detailed Description

Lincoln Financial Group is a diversified financial services organization with a strong focus on four core business areas - life insurance, annuities, defined contribution, and group protection; and three distribution platforms - wholesale, retail, and worksite. Since 1905, Lincoln Financial has helped customers face their futures with confidence by offering trusted financial solutions and advice. Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates.

General Purpose of Job

Responsible for the entire quoting process from RFQ system entry to determining the rate for a group based on benefits requested. Keys census data into system verify industry and verify plan designs to prepare quote for the Regional Office or Underwriter. Accountable for problem solving and decision-making, given ambiguous and unanticipated situations while continuing to perform quote processing accurately, quickly and completely.

Essential Duties and Responsibilities

Analyzes quote request information, group statistical data and market information to determine group eligibility.
Provides regional group offices with proposal within template quoting parameters by interpreting and entering information on appropriate system, reviewing underwriting guidelines and ineligible industry list, and checking for errors on groups up to 200 lives.
Determines coverage-pricing rates on quote request to deliver proposals to the regional office within the expected time frame.
Provides Underwriter with RFQ information if proposal is outside quoting parameters, after census data has been entered.
Recognizes what needs to be done to meet the customer�s needs and demonstrates flexibility and responsiveness by communication with others inside and outside the process to generate customer satisfaction.
Configure and calculate formulas and manipulate census worksheet data in Excel spreadsheets for the importing of census data into the Quote Engine.
Completes special projects as assigned to meet department goals and standards.
Assists team members to support departmental operations.
Maintains customer confidence by keeping all information confidential to protect company operations.

Job Requirements
Education and experience
High School diploma, or equivalency
2-4 years of related office experience
Ability to type 50 wpm minimum; proficient at 10 key
Strong attention to detail, highly organized and able to prioritize and meet deadlines
Product knowledge and industry courses preferred
Must be able to work in a team environment
Basic knowledge of Microsoft Excel and other Microsoft Office products
Regular and predictable attendance is required
Additional Details
How To Apply
Only on-line applications will be considered.

Lincoln Financial Group (”LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Lincoln Shared Values: Integrity, Commitment to Excellence, Responsibility, Respect, Fairness, Diversity, Employee Ownership.
Lincoln Affiliates IS-Group Protection
IS-Group Protection
2nd Location

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JOB DESCRIPTION

Aggressive Mortgage Banker has an opening for an experienced DE underwriter. Individual will be responsible for reviewing, analyzing, underwriting and clearing conditions for FHA, Agency, VA or other Investor loan types based on the specified guidelines. A thorough working knowledge of industry standard product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation must be executed constantly and consistently. Ability to manage a large pipeline, attention to detail and self-management is required. Must perform all duties in accordance with company policies/procedures and all state and federal regulations.
Compensation is very competitive!!!

MINIMUM QUALIFICATIONS

* 5 Plus years underwriting experience is A MUST
* Current CHUMS ID #
* VA/LAP/SAR Designation HIGHLY Preferred
* Candidates must have active DE within the last 2 years
* Experience with FHA and VA loans in a wholesale environment
* DU/LP Underwriting experience is mandatory * BYTE software experience is a plus
* Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates including a understanding of FHA, VA, FNMA and FMLMC guidelines. * Familiarity with review and understanding of complex tax documentation
* Attention to detail is essential
* Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines
* Superior internal and external customer service skills, interpersonal and communication skills
* Strong organizational skills
* Ability to work overtime as needed.
Interested candidates should respond by emailing their resume, salary history, and professional references to re@greenboxloans.com

Business Overview

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals. Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience.
Description

Role: Underwriting Specialist
Assignment: Product Lines
Location: Louisville, KY

Are you a fit?
Do you enjoy providing exceptional customer service? Would you like using your business knowledge to help analyze and assess risk?

Assignment Capsule
As an underwriting specialist you will: provide accurate and timely risk assessments proposals of Humana’s products and rates, using your knowledge of multiple product lines and multiple state product and ratings guidelines. You will also complete primary business functions that directly support underwriters and their ability to make decisions.
Process new business quote requests from individual agents and from regional sales offices
Evaluate and prepare risk assessments, adhering to established general policies and procedures
Identify, evaluate and communicate opportunities for process improvements
Interact with customers in a professional manner that creates confidence and trust in Humana
Key Competencies
Builds Trust: You honor your word by doing what you say you are going to do.
Champions the Customer: You keep closely attuned to the needs and perspectives of customers and use this insight for the benefit of the business.
Drives for excellence: You are a continuous learner who encourages others to learn. By constantly upgrading your own work, you achieve results and outperform the competition.
Is Accountable: You meet clearly stated expectations and take responsibility for achieving results.

Qualifications

Role Essentials
High School Diploma
Prior insurance industry experience, including telephone contact and customer service work
Comprehensive knowledge of Microsoft Word, Excel and Access
Role Desirables

Associate’s or Bachelor’s Degree in Art or Science, or equivalent experience

Reporting Relationships

You will report to a Frontline Leader. This area is under the leadership of the SVP & Chief Operating Officer.

Schedule: Full-time

Primary Location: US-KY-Louisville

Work Environment Type: Office
Travel: No

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Business Overview

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals. Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience.
Description

Role: Underwriting Specialist
Location: Milwaukee, WI

Are you a fit?
Do you enjoy providing exceptional customer service? Would you like using your business knowledge to help analyze and assess risk?

Assignment Capsule
As an underwriting specialist you will: provide accurate and timely risk assessments proposals of Humana’s products and rates, using your knowledge of multiple product lines and multiple state product and ratings guidelines. You will also complete primary business functions that directly support underwriters and their ability to make decisions.
Process new business quote requests from individual agents and from regional sales offices
Evaluate and prepare risk assessments, adhering to established general policies and procedures
Identify, evaluate and communicate opportunities for process improvements
Interact with customers in a professional manner that creates confidence and trust in Humana
Key Competencies
Builds Trust: You honor your word by doing what you say you are going to do.
Champions the Customer: You keep closely attuned to the needs and perspectives of customers and use this insight for the benefit of the business.
Drives for excellence: You are a continuous learner who encourages others to learn. By constantly upgrading your own work, you achieve results and outperform the competition.
Is Accountable: You meet clearly stated expectations and take responsibility for achieving results.

Qualifications

Role Essentials
High School Diploma
Prior insurance industry experience, including telephone contact and customer service work
Comprehensive knowledge of Microsoft Word, Excel and Access
Role Desirables

Associate’s or Bachelor’s Degree in Art or Science, or equivalent experience

Reporting Relationships

You will report to a Frontline Leader. This area is under the leadership of the SVP & Chief Operating Officer.

Schedule: Full-time

Primary Location: US-WI-Waukesha

Work Environment Type: Office

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Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for eight consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they’d come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:
- Reviewing loans and signed borrower mortgage applications upon receipt
- Making a credit decision on each loan reviewed
- Answering underwriting questions from processors and loan officers
- Conducting final checks of conditions before final approval
- Utilizing reports and other systems to manage their pipeline
- Working with underwriting leaders on difficult loan decisions
- Complying with all local and federal fair lending laws and net benefit requirements
- Submitting mortgage applications and borrower information thru an AUS
- Reviewing the AUS findings to status the application accordingly

Qualifications:
- Excellent interpersonal and written-oral communication skills
- Strong sense of urgency a passion to provide exceptional client service
- 5 years previous mortgage experience
- 3 years previous mortgage underwriting experience
- FHA and VA experience a plus but not required
- Business Degree preferred but not required

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

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TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office to work with our new Bank to set up and manage the mortgage underwriting process. . The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:
• Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
• Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
• Review daily reporting for accuracy and reconciliation against production system information.
• Prepare commitment and adverse action letters
• Prepare written communication to/for management or to bank personnel
• Ensure compliance with applicable state and federal laws
• Assisting with training of non-underwriting staff as needed to support a quality driven environment
• Ensure accurate application of secondary and company policies
• Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
• Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
• Obtain and maintain authority consistent with internal and third-party standards as required

Requirements:
• Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
• Bachelors degree in business or related field
• 5+ years real estate lending experience
• 5+ years of mortgage underwriting experience
• 3+ years of home equity underwriting experience
• Excellent communication and interpersonal skills
• Demonstrated track record of delivering high quality loans for both investor and portfolio origination

Interested parties please send your resume and cover letter to: majohnson@tiaa-cref.org

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Winter Haven, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Polk County/Winter Haven, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Sebring, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Highlands County/Sebring, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the central Tampa, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Hillsborough County/Tampa, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Specify applicable endorsements, or apply rating to ensure safe and profitable distribution of risks. Authorize agents to guarantee coverage based on binding authority and risk factors. Provide timely, courteous and efficient service to agents and policyholders by offering technical advice, rating guidance and responding to inquiries and related underwriting matters, both through written and telephone communication. Serve in the production and quality control of underwriting practices to ensure appropriate premiums in relation to potential exposures as outlined by Company guidelines. Process, update and maintain record of all underwriting activity of assigned accounts on computerized database; ensure accurate and timely processing of changes on the system. Keep abreast of underwriting developments, products and changes within the Company as well as the industry.

Worker characteristics are normally acquired through successful completion of an undergraduate 4-year program and at least 6 months related experience, including formal underwriting training.

Effective and diplomatic verbal and written communication skills to correspond with agents, insureds, marketing and claims personnel concerning policies, coverage, etc.

Work is of moderate technical complexity, calling for general knowledge of underwriting standards, philosophy and practices.

Analytical ability to evaluate new and existing personal lines applications/policies and determine amount of risk and potential exposure to the Company and apply equitable premiums.

Requires occasional exercise of independent judgment to make decisions beyond the scope of established guidelines and parameters of underwriting, having a moderate to significant impact on the Company in terms of costs, revenue, and customer and agent relations.

Requires critical attention to detail and strong organizational skill.

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Strong verbal and written communication and customer service skills

Strong analytical skills

Well versed in mortgage underwriting and risk guidelines, including compliance

Must adhere to pertinent laws, regulations , First Niagara’s Compliance Policy and external compliance requirements.

Job Description:
Provide credit decisions on residential mortgage applications

Ability to manage a pipeline of mortgage applications

Document credit decisions

Provide consultative services to loan officers regarding credit and product description

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Under the direction of the Director of Homeownership Programs, the QC/Underwriting Specialist will analyze loan file documentation for compliance with applicable program and lending parameters (Conventional, FHA, VA, USDA and MRB), will evaluate underwriting decision, will verify data integrity and will check all documentation for misrepresentation; deficiencies will be communicated to management and to other appropriate parties via written report(s). File analysis will include a review of closing documents, appraisal report, and other file documentation. Candidate must be able to effectively and clearly communicate with external and internal personnel both in writing and orally, and must be adaptable, detail oriented and able to effectively problem solve.

REQUIREMENTS:

Bachelor’s degree or 3-5 years experience in the residential lending industry and secondary market. Nine years combined audit and underwriting experience required. Direct Endorsement underwriter certification preferred. VA, LAPP designation desired. Excellent verbal and written communication skills. Excellent analytical and organizational skills. Customer service experience. Computer literacy required. Excellent problem solving skills and ability to manage files, lenders and MI companies. Familiarity with guidelines and requirements in the residential lending industry and the secondary market.

REPLY:
Please send resume and salary requirement to: needemployment@ymail.com

Job summary:
Statewide responsibilities for all jurisdictions throughout the state. Works with and coordinates with settlement processing staff, agent, and attorney agents for assistance on transactions throughout the branch/state service area.
• Agent services, underwriting support for agent and direct operations.
• Assist processing and underwriting staff.
• Coordinate with counsel and conduct underwriting and settlement of commercial transaction.
• Coordinates with branch and state counsel with commercial settlement transactions.
• Supervise and assist with preparation of title insurance commitments and policies.
• Coordinate and assist review and analysis of title data as required.
Job Qualifications -Must have high school diploma or equivalent. College preferred.
-3+ years underwriting or risk analysis experience
-2+ years experience interpreting complex real estate documentation
-Paralegal experience is preferred
-Work with timeshares, a plus
-Intermediate MS Office skills
-SQL report writing knowledge preferred
-Excellent research and analytical skills required
-Advanced written and verbal communication skills
% of Travel Required 10%-25%

CLICK TO APPLY 

Boutique mortgage brokerage specializing in Super Jumbo lending is seeking to fill openings in their Malibu office. Candidates must possess a minimum of 10 years experience in residential lending as a Processor/ Underwriter with a strong understanding of complex tax return analysis and appraisal/ property evaluations. Further, candidates must possess an understanding of the Super Jumbo market and applicable lenders. Candidates are expected to possess a strong command of Encompass loan origination platform various lender websites and possess the ability to manage daily office duties including oversight of Jr. Processors and workflow of loan officers and their pipelines.

The Company was established in 1999, is licensed in California and services clients nationwide through a network of Private Banking relationships. The company functions at the consumer level engaging in loan origination and placement of residential mortgages from $1,000,000 to $20,000,000.

The Company is structured to provide a concierge service approach to Jumbo and Super Jumbo consumers. We strive to be a leading provider of solution oriented residential mortgage loans with an emphasis on long-term placement and goals of our clients.

Candidates without the required qualification will not be considered.

Equal Opportunity Brokerage

Recruiter: Walter Tharp
Walter@thinkcfa.com

Job Description:

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:

4+ years underwriting experience.
Minimal Qualifications:
-Mortgage underwriting experience.
-Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
-Thorough knowledge of FNMA, and FMLMC guidelines and standards.
-Experience with income validation including personal and corporate tax forms.
-Experience in Appraisal Review.
-Ability to handle confidential material in a professional, highly ethical manner.
-Excellent verbal and written communication skills and possess a high degree of attention to detail.
-Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
-Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
-Experience in talking with the borrower about loan decision.
-Must be able to work in a production/flexible environment.
-Work overtime as needed Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Qualifications:
DE/CHUMS ID
VA/LAPP/SAR

www.wellsfargo.com/careers
Requisition Number: 3517028
My email: Donna.Craddock@wellsfargo.com

Share our pride. Join our mission.
We are currently seeking talented Mortgage Closers - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
Services members by preparing and approving the final figures and documents needed for closing mortgage loans. Communicates with appropriate parties to ensure all loans close in accordance with bank, investor, and regulatory guidelines. Closes and funds various Mortgage loan products on a national basis. Answers urgent title company calls on a phone queue.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
JOB DUTIES
• Closes Conventional refinance and Conventional purchase loans. Is the point of contact for the member and the title company for USAA. Initiates outbound calls to title companies to obtain title commitment, fees, and set the expectations for loan closings. Answer calls from a phone queue to serve members at the mortgage closing table.
• Works under direct supervision. Uses established procedures to carry out routine work duties. Seeks guidance from team members to resolve issues and to identify appropriate issues for escalation.
• Reviews and approves the title commitment. Ensures title work is clear of liens, judgments and encroachments.
• Reviews and approves the HUD-1 Settlement Statement. Ensures fees, names, amounts, account conditions, seller concessions, taxes, payoffs, etc., are accurate. Focuses on RESPA compliance and rediscloses Truth in Lending as necessary.
• Completes system inputs to create mortgage loan documents and initiates necessary wiring of funds and confirms closing conditions were met and funds the loan in the loan origination system.
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
• Ability to attend up to 8 weeks of paid structured classroom training: Monday - Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is not available for this position.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12132.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Share our pride. Join our mission.
We are currently seeking talented Mortgage Processing Specialist III - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
As a Mortgage Processing Specialist for USAA, you will provide service to members by responding to routine to moderately complex telephone inquiries to complete loan requests. You will gain proficiency in processing mortgage loans and obtaining initial level of conventional or VA mortgage lending authority. You will comply with all bank, investor and regulatory requirements. You will evaluate and process loans on a national basis from point of application through final loan decision.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
Ability to attend up to 8 weeks of paid structured classroom training: Monday-Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12130.
Relocation assistance is not available for this position.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Rancho Cordova, CA, 95670

Wells Fargo is seeking Experienced Mortgage Underwriters in the Sacramento Area!

Job Description:
Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explaining rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:
4+ years underwriting experience.

Minimum Qualifications:
- Mortgage underwriting experience.
- Strong customer service background.
- Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
- Thorough knowledge of FNMA, and FMLMC guidelines and standards.
- Experience with income validation including personal and corporate tax forms.
- Experience in Appraisal Review.
- Ability to handle confidential material in a professional, highly ethical manner.
- Excellent verbal and written communication skills and possessing a high degree of attention to detail.
- Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
- Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
- Experience in talking with the borrower about loan decision.
- Must be able to work in a production/flexible environment.
- Must be able to work overtime as needed.
- Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Skills:
DE/CHUMS ID
Experience in a retail underwriting environment.

CLICK TO APPLY 

Responsibilities of the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwrite conventional mortgage loans (FNMA/FHLMC).

Responsibilities:
• Customer Service to internal and external clients
• Respond effectively to customers(internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required
Minimum Qualifications:
• Minimum 2 years recent underwriting experience(Non forensic or modification) or extensive prior underwriting experience
• High School diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Extensive Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents
Performance Standards:
• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines.
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production
Position is temporary to hire. Salary ranges from 60K-65K per year based on experience. Interested candidates should visit www.novusstaffing.jobs and click on the Title Underwriter III job posting to apply. We are currently seeking 10 Underwriters for this opportunity.

Location: TX - Houston

Business Unit: Foreign Casualty & Global Ser

Recruiter: Alexander,Kristina Brooke
Job Details

Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

CLICK TO APPLY 

JOB DESCRIPTION

SUMMARY
Responsibilities for the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwriter conventional mortgage loans (FNMA/FHLMC).

RESPONSIBILITIES

• Customer Service to internal and external clients
• Respond effectively to customers (internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional Duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required

MINIMUM QUALIFICATIONS:

• Minimum two years recent underwriting experience (Non forensic or modification) or extensive prior underwriting experience.
• High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Excellent Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents

REQUIREMENTS:

• Testing is a requirement prior to employment
• Math and Mortgage Test- Acceptable Test Scores

PERFORMANCE STANDARDS

• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production

Please email your resume to Recruiter@urban-ls.com

When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

Location: TX-Dallas
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No
Position Description
Chartis has an opportunity for an Underwriter in its Transportation Division.

The key responsibilities for this position are as follows:

Follow underwriting guidelines to maintain the current book of renewals, including processing of endorsements, audits, and renewal policies, as well as producing new business through marketing visits.

Develop and manage insurance broker, client and intermediary relationships through sales and marketing.

Organize and prioritize risks and effectively communicate information needs to the broker with emphasis on building relationships.

Develop and build relationships with brokers, which include making independent calls to market products.

Either independently, or in consultation with management, prepare pricing and negotiation strategy.

Negotiate new and renewal coverage and price with brokers consistent with the quality of the risk and company strategy.

Identify exposures and analyze underwriting requirements; collateral calculations, loss rating, manual rating, schedule and experience rating, reinsurance placement, pricing, preparing proposals, negotiation and binding accounts.

Review current book for cross sell opportunities and working with other division to broaden book of business.

Understand policies with the ability to review coverage and compare competitors’ products.

Position Requirements
Bachelor’s degree or equivalent years of experience.

Must be highly organized with a “can do” attitude

Possess analytical/investigative skills

Ability to make independent decisions in a fast paced work environment

At least 3 years insurance experience with preference given to experience in casualty liability lines and/or underwriting

Must possess excellent communication skills, be a self started and have the ability to prioritize projects

Marketing skills and the ability to develop client relationships.

Strong computer skills including Word and Excel

Ability to multi-task and complete goals on a timely basis

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

CLICK TO APPLY 

Job Description

Underwrite new and renewal applications for E & S property
Conduct financial analysis
Analyze exposures plus loss frequency and severity
Determine acceptability and proper pricing
Manage current book of written business
- Process endorsements

- Financial responsibility filings

- Initiate and manage the renewal process

Maintain agency relationships
- Establish good communications

- Respond to quote deadlines and service requests

- Understand the market in agent’s region

- Promote RLI to cultivate new business opportunities
Required Skills

Good analytical skills
Attention to detail
Strong written and verbal communication skills
Knowledge of ISO based rating and policy forms
Ability to work independently and in a team environment
Familiarity with Excel

Required Experience
Bachelor’s degree in Risk Management/Insurance or related major (min 3.0/4.0 GPA)
2 - 5 years of property underwriting experience required
Job Location
Alpharetta, GA, US.
Position Type
Full-Time/Regular

CLICK TO APPLY 

Mortgage Solutions strongly believes every client should be served with integrity, dignity and respect. Without compromise, Mortgage Solutions is committed to providing the loan that is in the best interest of our clients, not our bottom line. We will continue to educate the community to empower our clients to make responsible and informed fiscal decisions that will result in greater financial peace of mind.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!
Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV, CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials
Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [Encompass, Point, Data Trac, Viewwise]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills (MS Office, Citrix)
Candidate may work remotely.
Qualified applicants send your cover letter and resume to HR@msofco.com or fax to 866.876.8303.

Work Locations:
Oklahoma MSC (535A)
3100 Quail Springs Pkwy
Oklahoma City, 73134Description

Conducts comprehensive underwriting review and coverage binding of auto, home and umbrella insurance policies. Supports profitability and growth of assigned territory
Drives and is held accountable for profitability and growth of a territory with a Direct Written Premium of up to $200 million. Establishes and influences action plans to ensure profitable growth by working with Sales, Product, Actuarial and Marketing. Has authority to bind coverages with a significant impact to enterprise which fall outside of published guidelines (i.e., bind a home policy with combined coverages up to $3 million). Regional expert for assigned territory in the areas of compliance, legislative, demographic and socio-economic trends and internal profitability metrics. Through coaching, mentoring and training, guides decision-making of Associate Underwriter staff assigned to territory. Regularly participates on special projects as a subject matter expert with authority to make decisions on behalf of Underwriting Department.

Review, analyze, and initiate/recommend actions based on assigned state performance.

* Monitor reports and trends from profitability measures such as claim coverage frequency, severity, loss ratio and profile of business written

* Determines if additional metrics are needed and works with Staff Underwriters to coordinate and implement

* Analyzes book of business and reports for the purpose of initiating action to address issues identified. In some cases will make recommendations and discuss with other stakeholders such as State/Product team and Sales/Club prior to initiating.

* Actions and recommendations may include preparing presentation, documenting procedures, definining new metrics, success criteria/goal and connecting to territory/enterprise objectives. They must illustrate how their plans will improve the book of business, call out risks, and mitigation plans. Goal is to ensure territory is growing profitably

(cont.)

* Examples of actions would include programs designed to underwrite policies with excessive claims/losses, or

identify policies which may have additional household drivers not rated.

Review and evaluate exception requests from sales agents in assigned territory. These exception requests are those that fall outside of published guidelines and require Underwriter to apply exception decision making in order to determine if a policy can be bound or continued. Decision making is based on overall experience and profile of customer and understanding of agent and territory performance. For example, request may be to allow a policy with a Coverage A over $1 million to be bound however customer has a prior loss(es) and agent/territory performance is unprofitable with homes with prior losses. Underwriter will explain decision and if applicable negotiate terms that are favorable to the company and the customer. Underwriter has authority to make decisions which expose company assets on policies which fall outside of guidelines. For example can make exceptions to bind home policies with Coverage A up to $2 million. If exception falls outside of authority will make recommendation and review with Senior Underwriter or leadership team.

Coaching/Training

* Based on identified issues/trends or changes in underwriting guidelines/procedures will develop and deliver specific training for internal or external staff (Associate Underwriter and Sales, Contact Center, Claims)

Underwriting Programs / Projects

* Based on identified issues/trends will recommend and initiate programs designed to improve the overall profitability for the assigned territory

* Complete projects as assigned

Ability to lift or carry up to 20 lbs. Computer work - sitting, typing, printing. Ability to travel

Qualifications

Required:
Ability to work effectively in a team environment and independently

Proficient in Microsoft Office

Proficient Mathematical and Analytical skills

Organization/Time management skills

Excellent Interpersonal and communication skills

Understanding of Underwriting guidelines

Knowledge of insurance principles and terminology

Ability to adapt to change quickly

Demonstrate decision making ability, independent of established guidelines

Preferred:

Knowledge of system applications (DOTS, AS400, HUON,etc)

Required:

High School Diploma or equivalent

Bachelor’s degree in related area (Business) or an equivalent combination of education and experience

Preferred:

5+ years Personal Lines P/C experience

2 � 3 years Personal Lines Underwriting experience

Personal Lines P/C License

Insurance designations (e.g. CPCU, AIS, API)

Job: Underwriting
Schedule: Full-time
Job Type: Regular

CLICK TO APPLY 

Responsibilities :

Examines complex loan documentation (i.e., appraisal reports, compliance inspections, credit reports, verifications and tax returns) to evaluate subject property and the credit worthiness of borrowers; determines if loan meets approval criteria and informs the production staff within 48 hours.
Coordinates underwriting activities with loan processing and loan closing to ensure loan requirements are met; notifies loan production personnel of incomplete files so they can procure appropriate information necessary to complete loan packages.
Provides technical assistance to other underwriters, loan originators, processors and closers in order to enhance volume, accuracy, efficiency and maintain superior customer service.
Maintains a daily log of loans underwritten which are approved, rejected or pending; provides a monthly report to management.
Keeps abreast of market conditions in the geographic areas where mortgage loans will be originated; evaluates, analyzes and distributes applicable changes and updates to production staff when necessary; recommend modifications to underwriting procedures/standards; responds to audits in a timely manner.
Performs other functions and assists supervisor as needed.

Qualifications :

This level of knowledge is normally acquired through the completion of a Bachelors degree and 1 to 3 years of residential mortgage loan underwriting or 7+ years of equivalent work related experience.

Thorough knowledge of underwriting procedures and real estate appraisal
Thorough knowledge of creditor financial analysis techniques and mortgage credit evaluation
Thorough knowledge of criteria, guidelines and government regulations associated with various loan types (i.e., FHLMC, FNMA, FHA, VA, Conventional and Private Investor)
Excellent verbal and written communications skills
Good PC skills, including word processing and spreadsheet software
Ability to handle a high degree of attention to detail

Preferred:
HUD Direct Endorsement Underwriter designation

CLICK TO APPLY 

1. Evaluate and assess risk on applications, changes, renewals, and reinstatements.

2. Continuous communication with agents and customers in a positive business manner.

3. Coaching agents regarding Performance Assessment score, rules, guidelines, profitable business practices, agent automation system, and policy interpretation.

4. Assume responsibility for assigned states, by knowing state regulations, compliance, rules, ratings, coverages, and regulatory requirements.

5. Negotiate with agents and customers creating a WIN/WIN outcome while adhering to necessary company strategic goals.

6. Balance daily priorities in a rapidly changing environment to achieve productivity goals while maintaining customer responsiveness.

*PLEASE NOTE: Depending upon the qualifications of applicants, another level may be substituted for this position.
Requirements
Educational Equivalent - College degree or equivalent experience. CPCU, API, or AIS designation preferred. Previous industry experience also required.

Specialized Training - CPCU, IIA courses required. MS Word and Outlook experience/proficiency preferred.

Specific Abilities - Analytical skills required to analyze facts and make judgment decisions. Must have good written and verbal communication skills to work with agents and policyholders. Good keyboarding skills required.

CLICK TO APPLY 

Location: TX - Houston

Recruiter: Alexander,Kristina Brooke

Job Details

Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

CLICK TO APPLY 

We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.
Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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Responds to and resolves issues from internal and external customers regarding all aspects of mortgage underwriting and processing, in a professional, accurate and timely manner. Conveys information to borrowers in a clear and concise manner to facilitate the receipt of outstanding documents.

Continually develops and maintains specialized knowledge of mortgage underwriting. Keeps informed of industry trends and developments, including regulatory, internal, mortgage insurance and investor guidelines. Maintains knowledge of all products offered and has a comprehensive understanding of the benefits of each product.

Plays a key role in the development of mortgage processors. Provides one-on-one training on technical underwriting issues, as well as guidance in handling escalated, complex or sensitive customer issues.
Requirements College degree or equivalent work experience required.

1-3 years relevant experience.

Work involves sensitive and confidential information; discretion is essential.

Ability to handle escalated situations using excellent interpersonal, negotiating and problem solving skills.

Specialized knowledge of mortgage underwriting concepts, techniques, terminology and regulatory and investor guidelines.

Ability to work well with a team and share knowledge and skills. Ability to provide feedback to processors in a manner that supports employee development.

Strong written and verbal communication skills are needed to convey information to internal and external customers that may be complex or unfavorable, in a clear and concise manner.

Strong analytical skills are needed to review loan documentation and make decisions in an accurate and timely manner and to provide viable counter offers to retain customers.

Must possess strong and objective decision making ability and the ability to use internal and external resources to obtain information necessary to make loan decisions.

Strong organizational skills are needed to manage loan pipeline effectively.

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Candidate Requirements:
Strong manual underwriting skills in the secondary market ·Experience making the decisions on a loan and analyzing / reviewing the information regarding a loan particularly closed loans ·Secondary market experience is ideal ·8+ years of underwriting experience Undergraduate degree strongly preferred ·Need to know Fannie Mae and Freddie Mac guidelines ·Excellent communication skills (written and verbal) Please share this with your network of real estate and mortgage professionals.
Preferred Qualifications: Graduate degree in business, finance, accounting or related discipline preferred ·National certifications are a plus
Education Requirements: Associates

About us:
Advantage Talent Inc. has a tradition of Delivering Value in Accounting, Finance & Banking

Nationwide Search * Direct Hire Executive Positions * Interim Senior Financial Positions

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Opes Advisors, Inc. has an excellent opportunity for an experienced DE Underwriter in our Los Gatos, San Mateo, and/or Eugene, OR branch.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!

Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV,CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials

Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [(DU), Point, Data Trac, and Blitz Docs]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills(MS Office, AUS Systems, Citrix)

TO APPLY
Please send your resume and cover letter via email, with “DE Underwriter plus your name” in the subject line to resumes@opesadvisors.com. This position will be working onsite at one of the locations listed, this is not a telecommuting position.

ABOUT OPES ADVISORS
Opes Advisors is a premier financial advisory firm specializing in residential mortgage banking and wealth management. We offer comprehensive advisory services in personal finance management in real estate, real estate financing, investment management, and strategic tax and financial planning. Opes Advisors was named to Inc. Magazine’s 2010 Fastest Growing Companies and San Francisco Business Times 125 Best Places to Work in the Bay Area. Offices are located in California in San Mateo, Palo Alto, San Francisco, Larkspur, Los Gatos, San Diego, Sonoma and Santa Cruz, and Eugene, Oregon. Visit us at www.opesadvisors.com.

Strong analytical skills

Well versed in mortgage underwriting and risk guidelines, including compliance

Must adhere to pertinent laws, regulations , First Niagara’s Compliance Policy and external compliance requirements.

Job Description:
Provide credit decisions on residential mortgage applications

Ability to manage a pipeline of mortgage applications

Document credit decisions

Provide consultative services to loan officers regarding credit and product description

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Location: OH-Cleveland
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Some College
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Chartis has an opportunity available for an Underwriter in its Global Marine and Energy Primary Casualty Underwriting Division. The key responsibilities of this position are as follows:

Effectively produce, underwrite and manage a book of energy driven, commercial casualty accounts, in accordance with Global Energy Division objectives.

Complete underwriting analyses and maintain file documentation in accordance with division standards. Utilize applicable underwriting systems.

Maintain strong, effective relationships with current producers in assigned territory, while identifying new opportunities and sources of business.

Support division and regional cross-marketing strategies, demonstrating effective relationships with other divisions, as well as all internal and external contacts.

Some travel.

Position Requirements
Key requirements include:

Previous commercial casualty underwriting experience preferred, with emphasis on GL, Auto and WC.

Strong detail-orientation and demonstrated analytical and problem-solving abilities, plus the ability to adjust to rapidly changing priorities in a fast-paced environment.

Excellent communication, interpersonal and relationship management skills, coupled with a strong customer-service orientation.

Sales or marketing experience desired.

Proficiency with PC applications such as MS Office, Internet, and excellent organizational skills.

Available for travel, as required.

May fill position at an Associate or Sr. Underwriter level, depending on individual candidate qualifications and experience.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Education High school diploma or equivalent

Location OVERLAND PARK, KS OVERLAND PARK, KS 66211, US
Career Level Experienced (Non-Manager)
Category
mortgage
Residential Lending
Underwriting
Salary Range $ - $
Date Needed By N/A
Job Type Full-time
Travel 0 - 10%
Job Description
The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.Must demonstrate knowledge of the industry in terms of laws and regulations including the Bank Secrecy Act relative to his/her job responsibilities.

1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

# of Hires Needed 1
Exemption Type Non-Exempt
Hiring Manager
Job Code UW117
Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field (s) is required.

We are proud to be an EEO/AA employer M/F/D/V.
Open Date 8/8/2011
Skills
Division KS Underwriting - 224

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Description Underwriter will be responsible for the daily underwriting processes related to secured and unsecured consumer loans, as well as conventional, jumbo, FHA, and VA mortgages. Consumer decisions are typically on large or unsecured credits with underwriting exceptions and riskier credit decisions which fall outside the submitting lenders’ approval authority. Perform credit approval and decline reviews within assigned approval limits and bank credit quality, production, and yield guidelines. Make independent credit approval decisions without use of a scored credit system on more complex consumer transactions requiring non-standard structuring or exceptions to established guidelines

Essential Duties
• Responsible for reviewing, approving, declining, or restructuring all types of secured/unsecured consumer or mortgage loan requests based on independent credit underwriting. Review collateral and issue appraisal conditions on all loans.
• Partner with Branch Managers, Private Bankers, and Personal Bankers to structure loan transactions which minimize risk and meet the bank’s credit quality goals, as well as the customer’s needs and ability to repay, while ensuring appropriate pricing to meet ROE and production goals
• Responsible for participating in the post-closing insuring and guaranty process for government loans.
• Assist lenders in the completion of more complex consumer transactions and tax analysis for self employed consumers.
• Develop and conduct necessary analysis, underwriting, and product training for consumer lenders. Promote the potential cross-sell of additional products and services by identifying needs and opportunities on submitted applications.
• Responsible for directing the ACE program. Perform and report on follow-up audits of selected random samples of files after certification.
• Responsible for ensuring all regulatory guidelines are followed through application and approval or decline of all processed loans. Provide thorough second reviews of declined and withdrawn loans ensuring compliance with the bank’s Fair Lending Policy. Prepare ECOA notices.
• Responsible for acting as a resource for regulatory questions from employees. Update department policies and procedures based on applicable laws and regulations. Conduct assessments for Compliance or internal audit departments.

Education
High School Diploma or GED required.
Bachelor’s Degree in Business, Finance, Accounting, or other related area preferred.

FHA Chums designation required.
VA LAPP appraisal reviewer designation required.
Skills and Knowledge:
3 - 5 years of FHA, VA, or conventional mortgage origination/lending or consumer lending/underwriting experience required.
• Advanced knowledge of mortgage/consumer lending documentation and related compliance/regulatory laws. Knowledge of investor-specific requirements.
• Knowledge of bank consumer loan products, policies, services, and rates.
• Possess excellent written and verbal communication skills.
• Proven analytical skills for making sound credit decisions and completing complex tax analysis. Strong organizational, time management and customer service skills required.
• Ability to produce accurate, timely results in a stressful, deadline driven and goal oriented environment with minimal supervision.
• Experience with FHLMC Loan Prospector/FNMA Desktop Underwriter and BISYS preferred. Proficient in word processing and spreadsheet software (Word and Excel preferred).
Office Environment - no specific or unusual physical demands.

No recruiters, agencies, third-party agents, or consultants, please- only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

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Location: NC-Winston Salem
Functional Area: Underwriting
Company Name: United Guaranty Corporation
Employment Type: Full Time - Permanent
Education Preferred: High School Diploma
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Underwrite mortgage loans and field customer inquires related to both mortgage insurance risk and investor compliance, ensuring quality data integrity and decision making while promoting optimum customer service levels. Perform those duties required to support the underwriting, production and operational functions of Insurance Operations. Support the Insurance Operations business plan. Promote and support United Guaranty’s vision statement, corporate values and compliance policies.

Additional responsibilities:
• Manage all Underwriting related phone calls for internal and external customers. Provide accurate information regarding scenarios, guidelines, status, and rate quotes. Provide follow up as needed to ensure an exceptional customer experience. Adhere to established service level agreements as required.
• Underwrite mortgage loans for both mortgage insurance risk and investor compliance, exercising appropriate judgment and authority in interpreting and making sound, knowledgeable risk and underwriting decisions based on eligibility criteria, mortgage insurance underwriting guidelines and investor program guidelines. Review loan file conditions (trailing docs) within service level agreements as required.
• Perform as directed, other departmental priorities and activities including, but not limited to, Lenders Exception Administration, Lenders At A Glance, Insurance Operations Processes and Procedures, Insurance Operations Wiki, and other administrative functions.
• Advise customers and/or appropriate personnel of decisions. Effectively negotiate and resolve customer conflicts. Develop and build lender relationships and inform management of any business trends in need of further review.
• Adhere to expectations of underwriter productivity, quality underwriting execution, data integrity and service level agreements.
• Analyze and make recommendations to RUMs as required on higher risk loans, or contested loan decisions as required.

Position Requirements
High School diploma. Two year college degree or equivalent experience is preferred.
Conventional loan underwriting experience with strong credit analysis background.
Three years minimum experience.
Experience underwriting jumbo loans and self-employed borrowers preferred.
Knowledge of required computer skills (Windows, Word, Excel).
Demonstrated proficiency in underwriting related technology applications (DU, LP, Lender specific AUS, RAP Central, Loan Central/DPI, and AS400).
Strong organizational skills.
Ability to work in, and effectively adjust to, a rapidly changing environment.

About Us
Subsidiaries of United Guaranty provide mortgage guaranty insurance throughout the U.S. that protects lenders against mortgage credit losses. In addition, United Guaranty’s comprehensive range of financial products and services to lenders and investors includes structured products, innovative pricing options, and comprehensive online support. United Guaranty’s international locations include operations in Hong Kong, Seoul, Tokyo, Sydney, London, Madrid, Milan, Budapest, and Mexico City.

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Job Description
Under general management, support the underwriting functions of a product line.
Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions.
Build relationships between agents, reinsurers, and contacts.
Review simple to moderately complex submissions, account losses, pricing models, and profitable premiums.
Review sources of profit by selecting appropriate risks.
Assist in the approval, issuance, or change requests for policies.
Assist with special projects or other duties as needed.
**This position may be domiciled in the Chicago or Minneapolis branch.**

Required Skills
Requires a bachelor’s degree in business, insurance, or a related field.
Minimum 5 years of experience underwriting commercial property/general liability, BOP, Auto, Work Comp and Excess Liability lines of business with marketing responsibility to agents.
Required Experience
Must be able to travel up to 25% within the region.
Prefer multistate experience underwriting and marketing the professional services classes of business- ie- Architect/Engineers, Accountants, Consultants, Misc Professionals.
Ability to use analytical methods in underwriting processes to find workable solutions while maintaining discipline to achieve an underwriting profit.
Ability to generate innovative solutions within the underwriting department.
Ability to communicate findings and recommendations to internal and external contacts on underwriting matters.
Ability to use software to summarize and analyze large amounts of data.
Interpersonal skills to effectively market within the territory to build the book of business with new and established agents.
Job Location
Minneapolis, MN, US.
Position Type
Full-Time/Regular

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Location: USA - NY - New York (787 7th Ave)
Position Category: Private Banking
Education: Bachelors Degree
Position Type: Full-Time
Job Level: Associate

Position Description
Morgan Stanley Credit Corporation (MSCC) is a wholly owned subsidiary of Morgan Stanley, a global financial services firm with a leading market position in three primary businesses: asset management, credit services, and securities. MSCC has centralized its operations and is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a limitless proprietary source of inbound business.

If you have a passion for the mortgage business and are looking for a team atmosphere that encourages success and innovation, a healthy pipeline and a fast -paced environment, MSCC may have something to offer you.

The primary function of this role will be to produce an investment quality portfolio by adhering to sound credit policies and principles directly related to the borrower’s credit history, income, assets, total liabilities, and a detailed review of the borrower’s existing or proposed collateral.
• Thorough review of all loan documentation to ensure accuracy, data integrity, and ensure no existence of fraud
• Proper classification and documentation of grading of risk
• Ensure loan processing staff, producers or brokers procure appropriate information necessary to finalize incomplete loan packages
• Recommend modifications/clarifications to firms credit policy
• Provide work direction and training to more junior staff
• Provide assistance to secondary marketing area in support of due diligence for both sales and securitizations
• Establish and maintain a good relationship with other departments
• Recommend loan decisions for loan amounts or DTI’s in excess of authorized limit to Underwriting Manager or Underwriting Vice President

Skills Required
Position Responsibilities
• Thorough review of all loan documentation to ensure accuracy, data integrity, and ensure no existence of fraud
• Proper classification and documentation of grading of risk
• Ensure loan processing staff, producers or brokers procure appropriate information necessary to finalize incomplete loan packages
• Recommend modifications/clarifications to firms credit policy
• Provide work direction and training to more junior staff
• Provide assistance to secondary marketing area in support of due diligence for both sales and securitizations
• Establish and maintain a good relationship with other departments
• Recommend loan decisions for loan amounts or DTI’s in excess of authorized limit to Underwriting Manager or Underwriting Vice President

Experience
• Seven years resindential mortgage underwriting experience, both Conforming and non-conforming
• Knowledge of “unique vestings” i.e. irrevocable, trust, property in corporate entities
• Advanced knowledge/experience of self-employed income analysis a MUST
• Experience working with high profile / high net worth clients preferred

Skills/Abilities
• Must have current industery knowledge of underwriting procedures, policies, creditor financial analysis techniques, investor requirements and possess a high degree of attention to detail
• 1st and 2nd lien position product lending.
• Appraisal, income, title training from established agency, vendor, or accredited organization
• Proven ability to restructure loans and create “counter offers”
• Outstanding verbal and written communication skills
• Ability to champion a “client first” culture
• Abilty to thrive in a “paperless” environment

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Location: NJ-Berkeley Heights
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Chartis has an opportunity for an Underwriter in Management Liability Growth Enterprises.

Under general direction, accepts, declines or modifies new and renewal Management Liability lines submitted by brokers;

Understands the coverages afforded by the form and can explain the exposures to loss assumed and restricted by the insuring agreements and the exclusions;

Identifies exposures and understands the appropriate questions to ask and analysis required to underwrite;

Analyze the risks associated with different Industry Group segments;

Review claims history and identifies loss experience;

Either independently, or in consultation with supervisor, prepares pricing and negotiation strategy and negotiates coverages and price with producers consistent with the quality of the risk and company strategy;

Develop and build relationships with producers and make independent calls to brokers to market products.

Position Requirements
2 years commercial insurance underwriting experience preferred.

Marketing skills and the ability to develop client relationships desired.

Knowledge of underwriting concepts, practices, procedures and techniques preferred;

Exceptional communication (written and verbal), organizational, customer service and negotiation skills.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description

Under general management, support the underwriting functions of a product line.
Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions.
Build relationships between agents, reinsurers, and contacts.
Review simple to moderately complex submissions, account losses, pricing models, and profitable premiums.
Review sources of profit by selecting appropriate risks.
Assist in the approval, issuance, or change requests for policies.
Assist with special projects or other duties as needed.
**This position may be domiciled in the Chicago or Minneapolis branch.**

Required Skills
Requires a bachelor’s degree in business, insurance, or a related field.
Minimum 5 years of experience underwriting commercial property/general liability, BOP, Auto, Work Comp and Excess Liability lines of business with marketing responsibility to agents.
Required Experience
Must be able to travel up to 25% within the region.
Prefer multistate experience underwriting and marketing the professional services classes of business- ie- Architect/Engineers, Accountants, Consultants, Misc Professionals.
Ability to use analytical methods in underwriting processes to find workable solutions while maintaining discipline to achieve an underwriting profit.
Ability to generate innovative solutions within the underwriting department.
Ability to communicate findings and recommendations to internal and external contacts on underwriting matters.
Ability to use software to summarize and analyze large amounts of data.
Interpersonal skills to effectively market within the territory to build the book of business with new and established agents.
Job Location
Minneapolis, MN, US.
Position Type
Full-Time/Regular

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Location: CA-Los Angeles
Functional Area: Insurance
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No

Position Description

Chartis has an opportunity for an Underwriter in its Primary Casualty within the Global Marine and Energy division. This position will be responsible for a profitable book of energy related primary casualty business in the Los Angeles and San Francisco regions.

Current book of business includes medium and large commercial accounts ranging from guaranteed cost to large deductible / loss sensitive program structures.

This position will work with local management, Global Marine and Energy Regional Executives, and Global Energy Casualty Home Office regarding new business and account retention production goals.

Responsibilities include specific account underwriting, marketing, and cross-selling energy related products.

The position will be based in the Los Angeles Global Energy office.

Position Requirements
Candidate must have three to five years underwriting of primary casualty lines of business including worker’s compensation, automobile liability, and general liability.

Knowledge of large “commercial/national” type accounts with a loss sensitive / cash flow underwriting experience is needed.

Must have prior experience with west coast brokerage community.

Candidate must be self motivated, computer literate, and possess good analytical, organizational, interpersonal and communication skills.

Some travel required.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Location: GA-Atlanta
Functional Area: Insurance
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 1-2 years
Relocation Provided: No

Position Description

Chartis has an opportunity for an Underwriting Assistant in its Aviation Division.

The key responsibilities for this position are as follows:

Issue insurance policies and endorsements.

Invoice premium and manage accounts receivables.

Maintain file structures.

Provide assistance as required by Underwriters.

Prepare accounts for renewal.

Adhere to compliance policies and procedures.

Position Requirements
College degree preferred.

One - Two years experience in a clerical capacity within an Underwriting unit.

Advanced knowledge of rating, examining, coding, preparing binders and policy issuance.

Proficient communication (oral and written) math and PC skills.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description:

We currently have an opening for an experienced Underwriter to join our OneBeacon Entertainment team in Los Angeles, CA. This position will be responsible for underwriting risk regarding selection and rejection of new and/or renewal; and, administering and monitoring underwriting rules and guidelines, insurance laws and regulations.

Responsibilities:
1) Examines, identifies, and evaluates exposures by analyzing documentation from various sources (e.g. application, inspection reports, credit reports, etc.) and makes underwriting decisions to accept, decline, or modify risks within assigned underwriting authority levels. Implements underwriting decisions in compliance with state laws and company guidelines.
2) Develops superior working relationships with agents, and with internal and external partners, to successfully promote achievement of mutual operating goals (ie growth, retention and profitability) and to supply the appropriate products and services with limited to moderate assistance.
3) Processes underwriting decisions and documents files and reports via automated desktop systems and tools.
4) Collaborates with team members to manage work inventories and all production activities to provide accurate and timely service in accordance with corporate standards.

Requirements:
Must be able to identify and describe the exposures and hazards to consider in making an underwriting decision. Must show the ability to develop or have proven analytical, decision making, problem-solving, communication, listening and organizational skills. Must be able to work both independently and as a highly collaborative member of a team. Must be proficient with Microsoft Office suite as well as electronic underwriting systems. Must be able to work in fast pace, rapidly changing environment.

Education & Experience:
The ideal candidate will have a Bachelor’s degree. This position requires 2-3 years of Entertainment underwriting experience.

Some business travel may be required.

OneBeacon Insurance Group, Ltd. is a Bermuda-domiciled holding company that is publicly traded on the New York Stock Exchange under the symbol “OB.” OneBeacon Insurance Group’s underwriting companies offer a range of specialty insurance products sold through select independent agents, regional and national brokers, and wholesalers. The company’s businesses include OneBeacon Professional Insurance, International Marine Underwriters, OneBeacon Entertainment, Specialty Accident and Health, OneBeacon Government Risks, OneBeacon Energy Group, A.W.G. Dewar (tuition refund), collector cars and boats written through Hagerty Insurance Agency, OneBeacon Technology Group, OneBeacon Financial Services, OneBeacon Specialty Property, Property and Inland Marine, OneBeacon Excess and Surplus Lines and AutoOne.

As one of the oldest property and casualty insurers in the United States, OneBeacon traces its roots to 1831 and the Potomac Fire Insurance Company. Today, OneBeacon’s specialty insurance businesses are national in scope.

Location: 10940 Wilshire Blvd., 17th floor
Los Angeles, CA-California 90024-0000

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Description:CUNA Mutual Group’s insurance, retirement and investment products provide financial security and protection to credit unions and their members worldwide. As a dynamic and growing company, we strive to create a culture of performance, high standards and defined values.

Along with an excellent benefits package, our staff is engaged, rewarded for performance, and encouraged to grow professionally and personally. Our future is driven by our people, and our people are driven to deliver value through innovation, involvement and determination. If you want to be recognized for your results and empowered to reach your potential, we urge you to apply.

We are seeking an uncommon professional to join our team as an Underwriter

Under the direction of underwriting management the underwriter position will handle files/accounts that present complex underwriting situations. The key focus is to identify all risks and exposures, implement appropriate solutions and properly price files/accounts. This position is accountable for collaborating with the field staff, customers and other CUNA Mutual Group business areas as appropriate. Serve as a risk assessment resource for other underwriters. Assist other underwriters in the development of risk assessment knowledge.

Job Responsibilities

Evaluate customer risks and exposures for assigned product line(s). Consider complex coverage issues, consulting with senior underwriter and/or manager, when appropriate. Underwrite insurance coverages in compliance with underwriting guidelines, procedures, State and Federal regulations. Collaborate closely with field staff, customers and other CUNA Mutual Group business areas, as appropriate.

Based on underwriting experience and levels of authority, apply underwriting knowledge, judgment and appropriate underwriting philosophy in order to determine what information is needed, and available sources for that information. Understand the underwriting implications when deciding what information to secure in the process of evaluating risks and exposures. Document files to note decisions, underwriting thought process and correspondence using established guidelines.

Provide accurate, clear, credible, and relevant information via written and verbal communication. Follow corporate, compliance, privacy and confidentiality standards.

Perform to predetermined performance metrics and goals.

Maintain and enhance underwriting skills and knowledge by pursuing learning and development opportunities through individual initiative. Recognize when assistance or referral is needed from a more experienced underwriter.

Participate in special projects/initiatives as needed. Participate in the development of and the testing and enhancements to underwriting tools and aids.

Assist less experienced underwriters in the development of risk assessment skills. Act as a role model by displaying positive team behaviors, leadership and core competencies and underwriting professionalism.

Participate in departmental audit process to ensure compliance with underwriting authority, policies and procedures.

The above statements describe the general nature and level of work being performed in this job. They are not intended to be an exhaustive list of duties and indeed additional responsibilities may be assigned, as required.

Job Requirements

1. Bachelor degree or equivalent trade off in related professional work experience.

2. Minimum four years of progressively responsible underwriting experience is required. Experience may include related areas such as credit union or financial institution internal operations, lending and financials. Experience is specific to assigned lending, payment protection product category.

3. Demonstrated ability to communicate with internal and external customers.

4. Demonstrated advanced organizational, analytical, planning, interpersonal, creative problem solving, presentation, project management and team participation skills.

5. Computer skills required to maintain expertise in the use of various internal and external systems.

6. Demonstrated desire to continue professional growth/education and follow training expectations to obtain designations and required knowledge. Obtain designations and knowledge required.

7. Willingness and ability to travel as needed.

8. Must exhibit values and competencies as expressed by the organization.

In return for your skills and contributions, we offer highly competitive compensation and benefit packages, significant professional growth, and the opportunity to win and be rewarded. To apply, create a career notification agent, and learn more about how CUNA Mutual delivers relevant products - via our Insurance, Services, and Asset Management businesses - to customers around the globe, visit our website at:

www.cunamutual.com

EOE

Requirements:
Experience Level 3-5 years
Area of Interest(s) Actuarial/Underwriting
Type of Job Full Time
Work Location Madison, WI Corporate Office

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Location:FL- Pensacola (GPO)

Basic Purpose: To evaluate and underwrite conventional and home equity loan applications, as well as FHA and VA loans, Jumbo and self-employed mortgage loans nation-wide according to specific state and federal requirements to limit risk exposure to Navy Federal¿s mortgage portfolio.

QUALIFICATIONS — KNOWLEDGE, SKILLS AND ABILITIES

Target:

Level I
* Significant experience in mortgage processing and/or lending, such as Mortgage Processor/Closer, Mortgage Loan Officer, Credit Researcher, etc.
* Knowledge of underwriting process and understanding of applicable rules and regulations

Level II
* Previous underwriting experience and solid knowledge of underwriting criteria utilized, per conventional financing guidelines set forth by FNMA and FHMLC
* Mortgage production or credit analysis experience that demonstrates the ability to interpret and apply Fair Lending and Consumer Protection laws/regulations (e.g., ECOA, TIL and RESPA)
* Good understanding of, and/or experience in, the granting of credit
* Good analytical and organizational skills
* Strong interpersonal, verbal and written communication skills
* Ability to exercise good judgment and initiative
* Familiarity with database, word processing and lending system software

Level III
* SAR/LAPP for VA and/or DE for FHA authorization
* Possesses current, in-depth experience and knowledge of the underwriting process and applicable guiding regulations, including FHA, VA, Jumbo and complex self-employed borrower loans
* Demonstrable knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis
* Exceptional interpersonal, verbal and written communication skills
* Strong analytical, underwriting, writing, organizational, communication and presentation skills
* Ability to analyze complicated exceptions and determines/recommends alternative mortgage products better suited to mortgage applicant
* Advanced knowledge of database, word processing and lending industry systems
* Thorough knowledge of complex personal and business financial analysis

Desired:
* Thorough knowledge of and extensive experience in credit union or retail banking operations
* Current or prior SAR, LAPP or DE authorization

Hours: Monday - Friday 8:00 a.m. to 4:30 p.m. (CST)
Conditions of Employment
If selected, you will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks.
Equal Employment Opportunity
Navy Federal Credit Union values, celebrates and enacts diversity in the workplace. EOE/AA/M/F/V/D

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Mortgage Processor needed for a national mortgage company working out of the corporate Processing Center in Maitland, FL.

The Mortgage Processor (Client Coordinator) is expected to manage and process through underwriting approval and into closing a pipeline of mortgage loan applications of primarily new construction loans.

All applicants should be customer service oriented and communicate proficiently with borrowers, title agents, builder employees, real estate agents and co-team members. This position requires very close attention to detail and high organizational skills.

All applicants should have at least 3 years of mortgage processing experience with conventional, FHA, VA and USDA loans.

Proficiency with automated underwriting is a must. Experience with processing for multiple states and new construction loans is a plus.

Taylor Morrison Home Funding is an equal opportunity employer and environmentally friendly company processing from a “paperless” file system.

Qualified applicants may email resumes to LKunzweiler@taylormorrisonhf.com or fax to 321-214-1163.

IMMEDIATE OPENING for a qualified individual with advanced computer proficiencies; systems administration and administrative/clerical qualities.

Individual will be in-house communications administrator, oversee and maintain server related issues and company websites. Minimum 3 years’ experience.

Come work for the largest and most successful Reverse Mortgage Company in Texas where you will be truly appreciated. Guaranteed Salary/No Benefits

Please email resume to: recruitment@rmeducator.com

The Post Closer is required to resolve all Post- closing loan issues and complete tasks assigned in a timely manner.

These tasks include but are not limited to document and systems review of loans in accordance with regulations, maintain departmental cycle time, service, and volume standards.

The position entails utilizing various systems as well as maintaining pipelines and workflow queues from different investors to prioritize purchase flow on a daily basis.

Back up Shipper-

Provide relief to Shipper when needed on a weekly basis:

Reviews and delivers all final documentation of correspondent loans to insure timely receipt to investors for loan purchasing.

• Reviews and evaluates mortgage loan documents for accuracy and acceptability and timely resolves any discrepancies prior to delivery to pre-selected investor.
• Clears investor requested exceptions required by investor prior to loan.
• Prepares and assembles loan documents for delivery to investors.
• Prepare all documents in separate file to ship to HUD within 30 days of file closing.
• Locates and delivers pertinent documents to appropriate warehouse banks in a timely manner.
• Transfers loan documents and ships to investor insure receipt prior to expiration date.
• Must have at least 1 year general office experience.
• Must have working knowledge of current word processing and spreadsheet software, Must be able to lift 10-20 lbs. of files.
• Must be able to stoop and kneel for filing.
Back up Banking Coordinator-

The primary focus of the position is to coordinate the administrative, loan processing/originating duties of the Mortgage Banking division. A Banking Coordinator is the initial point of contact for a Loan Officer/ Processor. Tasks include managing incoming file flow, including collecting additional documents as required by Processors/Underwriting in order to insure timely closing of loans. In addition, may review documents submitted for review are correct and accurate. They will serve as a liaison for the Loan Originator and the Loan Processor, while providing full support to the Underwriter and Director of Mortgage Banking.

•Understands and comprehends the Mortgage Loan Process through closing.
•Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
•Ability to demonstrate excellent communication and organizational skills.
•Strong computer skills including an fundamental understanding of MS applications, database management.
•Capable of pursuing Reverse Mortgage USA resources and how to access them.

Please email resume to: recruitment@rmeducator.com

IMMEDIATE OPENING:

Come work for the largest and most successful Reverse Mortgage company in Texas where you will be truly appreciated.

Guaranteed salary, no benefits.

Responsible for reviewing, closing and funding FHA loans.

Must have 3-5 years (minimum) experience in funding, insurance and closing loans - preferably FHA Loans.

Must understand HUD-1’s, title, survey and ordering wires.

Please email resume to: recruitment@rmeducator.com

Position Description
Lexington Insurance Company, a member of Chartis, has an opportunity in its National Branch Casualty Department for an Underwriter.

Duties/Responsibilities:
Responsible for soliciting and underwriting Professional Liability business - specifically E&O, A&E, and EPLI based on Lexington guidelines.

Position Requirements
Previous Professional Liability experience preferred
Interpersonal and technical underwriting skills
Strong aptitude for numbers and details
Superior organizational skills
Excellent communication skills, both verbal and written
Ability to work with all levels in the organization
Must conduct oneself in a professional manner at all times

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description

POSITION SUMMARY

Aetna Signature Administrators is a specialty product offering that works with selected third-party administrators (TPA) to offer our ASA PPO network along with Aetna Stop Loss. Underwriters perform accurate stop loss underwriting analysis and risk assessment to write and/or renew ASA stop loss business in accordance with Aetna core values. Stop Loss underwriters review detailed clinical information on ongoing catastrophic risks and therefore, basic clinical knowledge is useful.

EDUCATION

The highest level of education desired for candidates in this position is a Bachelor’s degree or equivalent experience.

FUNCTIONAL EXPERIENCES

Underwriting/Alternate Funding arrangements/1-3 Years

Underwriting/Renewal - group medical/1-3 Years

REQUIRED SKILLS

General Business/Communicating for Impact/FOUNDATION

Finance/Delivering Profit and Performance/FOUNDATION

Service/Providing Solutions to Constituent Needs/FOUNDATION

DESIRED SKILLS

-General Business/Turning Data into Information/FOUNDATION
-Finance/Creating Profitable/FOUNDATION
-Prior experience with a TPA or Stop Loss MGU would be a plus.
-Former Medical Underwriting experience (reviewing Individual Health Statements) would be a plus.
-Ideal candidate would have a clinical background with strong analytical financial aptitude and desire to analyze data pertaining to clinical claims
-Ability to work in a fast paced, production environment
-Foundational proficiency in MS Word, Access and Excel required

Please note that benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna does not permit the use of tobacco related products or drugs in the workplace.

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Job Title: Direct Endorsement Underwriter (DE)
Reports to: Director of Mortgage Banking

SUMMARY:

Responsible for reviewing, underwriting and clearing conditions for Government (FHA) HECM Loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES:

1) Review, underwrite and clear conditions for HECM Loans
2) Provide strong customer service
3) Review loan files before disbursement to ensure accuracy and compliance with investor and
regulatory requirements
4) Maintain and monitor daily reports within our system, FHA Connection and other systems
directed by Management
5) Perform pre fund Quality Control audits as directed by Management
6) Ensure all loan files comply with RESPA, TIL, ECOA, 2010 GFE and other regulatory
requirements
7) Identify and report field training needs to management
8 ) Assist in the development of policies and procedures for department
9) Assist in the investor and home ownership center response process
10) Maintain consistent attendance record to ensure fulfillment of essential functions
11) All other duties are assigned by management

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS:

1) Ten years underwriting experience with five years as a DE
2) Two of the five years experience as a DE must be in the last 3 years
3) Working knowledge of federal and state financial regulations
4) Working knowledge of technology used in fraud prevention and familiarity with strategies to
prevent fraud
5) Ability to produce quality loans within tight timeframes

OTHER REQUIREMENTS:

1) Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point
2) Professional written and verbal communication and interpersonal skills
3) Excellent detail and time management skills
4) Excellent problem-solving and decision making skills
5) Willingness to work a flexible schedule
6) Must possess a High School Diploma or Equivalent

Please email resume to: recruitment@rmeducator.com

Job Details
Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

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1. Fundamentals of Directors’ and Officers’ coverage, terms and conditions.
Understanding of management liability coverage and the commensurate ability to offer
terms and conditions which generate a profit for Ace while meeting the needs of the
customer.

2. Risk Assessment. Ability to identify risk exposures, special or common hazards, and
appropriate controls for directors and officers, employment practices liability, fiduciary
liability, and crime insurance. Ability to evaluate risk based on exposure and risk
analysis.

3. Financial proficiency. Understanding of financial statements and ratios used in
management liability risk analysis. Understanding of impact of underwriting decisions
on company assets. Ability to understand credit risk.

4. Marketing and Communications. Ability to sell and negotiate private company
management liability coverage to achieve bottom line profitability for Ace. Ability to
make presentations and communicate articulately. Ability to base communications on
strategic thinking. Ability to manage producer strategy.

5. Systems and programs. Ability to use systems and software programs needed to
conduct daily business.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.
2. 1-2 years D&O Insurance experience
3. Analytical skills needed to evaluate controlled master program
4. Ability to work independently, self-manage, organize and prioritize work with minimal
direction from management. Perform multiple tasks simultaneous and shift focus
quickly.
5. Previous work with brokers/agents.
6. Outstanding Interpersonal Skills. Ability to establish trust and effective working
relationships with team, field marketing and customers.
7. Proficient technology and communication skills.
8. Ability to travel out of town approximately 10% of the time.

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Description:

Personal Lines underwriting position located in the Kansas City Personal Lines Underwriting Center.

Position Responsibilities:
The Personal Lines Underwriter is accountable for:
• Financial performance, including profit, rate, retention, and growth of an assigned book of Personal Lines business.
• Identifying opportunities for growth within new and existing production sources and developing and executing a new business growth strategy including developing prospects
• Successful market penetration and agency management including building, maintaining and managing producer and customer relationships (may include travel)
• Working with Marketing personnel to develop agency strategy and goals with continual monitoring of progress
• Soliciting, selecting and analyzing risks within Chubb Personal Lines guidelines and ensuring proper documentation
• Meeting with producers.
• Collaborating with underwriters, operations, claims, appraisal, marketing and home office product management
• Consistently meeting service standards
• Collecting and sharing industry intelligence with team, including industry trending and development

Knowledge, Skills and Abilities:
• Solid knowledge of Personal Lines underwriting and insurance industry theories and practices
• Demonstrated technical expertise and product specific knowledge.
• Strong analytical skills including financial analysis
• Demonstrated proficiency in sales, marketing and negotiation
• Strong interpersonal, communication and negotiation skills.
• Ability to effectively interact with all levels of internal and external business partners.
• Experience developing and executing on marketing plans and prospects
• Ability to be creative and adaptable in a changing business environment
• Sound, balanced and timely decision making skills
• Knowledge of Microsoft Office Suite as well as other business-related software

Education and Experience:
• Bachelor’s degree or equivalent experience

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We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.
Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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Staff Appraisal Reviewer Designation (SAR) preferred but not mandatory
Three to five years of government underwriting experience
In-depth knowledge of VA Loans
Requirements
Desired Attributes:

Great co-worker
Ability to thrive in a fast-paced environment
Unparalleled work ethic
High attention to detail

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We offer a friendly team atmosphere with 401k and health benefits.

Salary commensurate with experience.

If you meet these requirements and are ready to work at a great company, please send your resume to jobs@BankAMC.com

Job Description:
The Group Division is one of Symetra’s three core product lines. Our team of more than 250 employees sells group insurance products, including Medical Stop Loss, Group Term Life Insurance, Group Disability Income Insurance and Select Benefits, a limited benefits medical plan. While we value hard work, we try never to lose our sense of humor or forget the importance of helping our employees grow their careers.

Our Group Insurance business unit recently announced plans to leverage its strong relationships with employee benefits brokers as a market leader in Medical Stop Loss to deliver an enhanced suite of Group Life and Disability Income insurance products and solutions to mid-sized businesses. Symetra intends to drive long-term growth in this product area by expanding in-house underwriting, claims and actuarial expertise, as well as field sales personnel.

We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.

Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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9755 Patuxent Woods Dr, Columbia, MD 21046

Virtual Location?

No

Job Category

Mortgage/Real Estate

Business Category

MetLife Bank

Education Required

Bachelors Degree Preferred

Experience Required

Five to Seven Years

Number of Openings

2

Job Description

Job Summary: Provides quality loans for the company by underwriting and evaluating mortgage loan applications. Reviews and verifies all items provided by the borrowers and ensures that they meet the Fannie Mae and FHA required guidelines. Ensures that all investor guidelines as well as Federal guidelines are met. Underwrites loan files that fall out of the automated project plan. Provides a second layer of quality control to ensure that the liability taken on by the company will not result in a non-saleable loan.

Functional Responsibilities:
Work is performed for most complex assignments.
Reviews and underwrites for consumer loans originated in the assigned regions, assuring compliance with all credit policies and consumer lending regulations; assures that the credit quality of the portfolio remains within standards established by senior management.
Supports and contributes to the quality and sales goals of the bank through coaching sales staff in cross-selling and up-selling loan products and by delivering loan support through one-on-one coaching, group meetings and training classes.
Performs other related duties as assigned and required.

Job Requirements

10-14 years preferred in mortgage industry within the underwriting field.
Accurate typing, spelling and grammar skills
Proficient with applicable computer software
Excellent written and oral communications skills
Excellent organizational and customer service skills
FHA Direct Endorsement Chums Number Required with related recent experience
VA LAPP Number and related experience preferred.

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

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Job Details
MAJOR RESPONSIBILITIES:
• Under limited supervision, assist underwriters by performing various service responsibilities
including, but not limited to, the following:
- meet deadlines and service level agreements
- review information for completeness and accuracy
- request additional information required to handle an account
- perform necessary system transactions
- meet productivity and quality goals/expectations
- work independently to make sound business decisions
- identify improvement opportunities
- communicate effectively with underwriting team
DESIRED QUALIFICATION AND EXPERIENCE:
• Excellent PC Skills - knowledge of Excel and Word
• 3 - 5 years Insurance Experience
• Successful completion of a college level curriculum or the equivalent related business experience
is desired
• Detail oriented
• Excellent oral and written communication skills
• Organized, focused, and has a structured system to meet deadlines
• Resourceful, able to see things through to resolution
• Strong Math skills
• Self-starter & ability to work in a fast paced team environment
• Understanding of basic Insurance terminology
• Dependable

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Job Description:
• Responsible for underwriting a wide range of mortgage loan products, to include 1-4 family and multi-family loans.
• Review and analyze financial information received from borrowers that request a loan modification
• Make recommendations on the appropriate loan workout plan based on the borrower’s financial information and other considerations
• Review and analyze rent rolls and operating statements received on multi-family & other loans as needed
• Coordinate and monitor routine property inspections for multi-family and other loans needed
• Assist in other special projects as needed

Qualifications/Experience:

• A minimum of 2-3 years as commercial and/or mortgage loan underwriter
• Thorough knowledge or real estate and consumer loan compliance guidelines required ability to apply logic to situations; make common-sense analysis of credit package.
• Self-starter that can work independently yet as a team player, handle a multi-tasked environment; work under pressure; provide exceptional customer service; effectively train staff to ensure achievement of management objectives and communicate effectively with loan officers, branches, and customers. Bachelor’s degree in Finance or equivalent of related experience.

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Primary Location FW-Tollway I_31002

Requirements

Job purpose:
The primary purpose of the default underwriters is to review and approve loan restructuring and terms modifications on defaulted and at-risk residential real estate loans. Responsible for evaluating difficult and complex loan applications to ensure we remain in full compliance with the mortgage banking requirements as well as those of FNMA, FHLMC, numerous private investors, housing authorities and private mortgage insurers.

Duties and Responsibilities:
• Review and analyze borrower documentation to determine income and repayment ability, assess borrower’s hardship, analyze housing expenses, and determine proper loan resolution.
• Maintain responsibility for timely and accurate database maintenance as well as updates and corrections in all related systems.
• Analyze delinquency, escrow analysis, analyze modification scenarios and proposals and recommend appropriate loan workout.
• Maintain up-to-date knowledge of relevant default practices effecting loan servicing decisions.

Skills and abilities:
• Must exhibit strong work ethic.
• Strong analytical skills.
• Ability to handle multiple projects with minimal supervision.
• Detail oriented with strong organizational skills.
• Must have excellent problem solving skills.
• Excellent time management skills.
• Excellent verbal and written communication stills with management and peers.

Basic Requirements:
• High School Diploma, GED or Equivalent Certification.
• 2 years of mortgage banking experience.

Preferred Requirements:
• 2 years of underwriting experience.
• 3 years default mortgage banking experience.
• Minimum of 2 years sub-prime experience.
• Bachelor’s Degree.
• Formal Credit Training.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

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Job Summary
To underwrite low income housing tax credit investments.This position may be based in Columbia, MD, San Fransicisco, CA, Portland, OR or Chicago
Job Responsibilities
• Underwrite tax credit investments as assigned by the Originator including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
• Under the direction of the originator, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
• Provide regular communication to originator regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
• Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator) and help to complete and organize closed deal files for transition to Asset Management.
• Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
• Participate in and contribute to group meetings and discu sions.
• Performs other duties as assigned.

Qualifications
• Bachelor’s degree or equivalent in Business, Accounting or Finance, or related field. Master’s degree a plus.
• 3-5+ years experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
• Extensive knowledge of LIHTC and strong financial analysis skill is required.
• Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines
• Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
• Excellent grammar, editing and proofreading skills to produce complete, correct correspondence and reports.
• Demonstrated verbal communication and interpersonal skills to represent company to all parties.
• Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
• Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
• Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
• Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
• Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
• Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
• Ability to work evening and weekend hours during peak periods.

Physical Demands/Working Conditions
• Ability to work under stress/pressure.
• Ability to travel for flights up to 6 hours, or in automobile, or train.
• Ability to climb stairs offsite at project sites.
• When visiting project sites, incumbent may be exposed to varying environmental conditions (e.g. outdoor weather, dirt, dust, and other construction work site hazards).
• Valid driver’s license required

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To be considered for a position with CB Richard Ellis, Inc., please apply online at http://cbre.com/careers. Click on “Search and Apply” on the left side of the screen. If a pop-up window does not open, please check your browserâ€^TMs settings. On the login window either login with your existing username and password or click on “Register Today” to create one. Once you are logged in you can either apply for specific jobs or submit your general application using the link at the bottom of the page.

Current CBRE employees should apply online through the myHR section of Employee Self Service.

EOE & AA Employer M/F/D/V

CBRE Multifamily Capital Inc. - Multifamily Underwriter requires 1-3 years multi-family underwriting experience to work within the Fannie Mae DUS group. Primary responsibilities include:

• Process incoming exhibits and other documentation required for loan approval.

• Review of field underwriting submissions in preparation for loan committee and final delivery of investor packages.

• Prepare investment memos for presentation to loan committee.

• Perform property and market level due diligence.

• Other related tasks include credit, market and real estate analysis.

Competencies/Qualifications

Candidates must possess a strong work ethic, excellent written communication and analytical skills, must be detail-oriented and possess the ability to work effectively with other team members and Production personnel in a fast paced environment. Travel required. Must be proficient in MS-Excel, Word and Office. The ideal candidate will have a BS in finance, accounting, economics, real estate or other related subject.

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Minimum education required:

High School Diploma. College graduate preferred.

Minimum work experience required:
2 years as rater or underwriting assistant with insurance carrier, MGA, or broker, rating multi-state ISO general liability and commercial automobile, as well workers compensation coverage.
Special skills required:
Computer skills to include Microsoft Word and Excel.
Excellent math and oral and written English communication skills.
Candidate must be able to prioritize work and possess effective time management skills.
Minimum typing requirement is 45 wpm.
Description of duties & responsibilities:
Assist underwriters in rating, quoting, binding, invoicing and servicing of new and renewal business.
Prepares correspondence, handles suspense activity.

Aon offers competitive compensation, exceptional benefits, continuing education & training, a unique internal advancement program, and tremendous potential with a growing worldwide organization.

Aon’s professionals are unwavering in their client focus and integrity. We promote diversity, professional development, frugality and stewardship, applying a disciplined non-bureaucratic approach to help our clients realize their business potential. Drawing on our experienced team as a competitive advantage, Aon employees have the freedom to take risks, foster innovation, champion for change and replicate best practices.

For more information about Aon Corporation, visit our website at http://www.aon.com.

Aon is an equal opportunity employer committed to a diverse workforce. M/F/D/V

DISCLAIMER:
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

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Virtual Location? No

Job Category Underwriting

Business Category US Business - Auto & Home

Education Required Bachelors Degree Preferred

Experience Required One to Three Years

Number of Openings 1

Job Description

US - RI- Underwriter

Job Summary: ****** Recent College Graduates Welcome To Apply *******
Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance with rules and guidelines

The ideal candidate would hold a bachelor’s degree or related experience and possess proven problem solving, conflict resolution, time management and decision making skills. The individual should also demonstrate strong oral and written communication skills and work well in a team environment.

The successful candidate will be responsible for managing underwriting decisions within an assigned geographic territory, including profitable risk selection at the point of sale and management of existing customer base. Analysis of current market quality with a focus on identifying unfavorable trends and recommending action plans targeting improvement is critical.

This position directly supports sales and service representatives in the risk selection and account management processes and may contribute to the development of these groups through training.

Responsibilities may also include participation in special projects, related to corporate profit objectives.

This position requires completion of insurance courses, on line learning and/or internal training programs as an educational requirement.

Job Requirements

Excellent oral and written communication skills

Time management, organization and multitasking abilities

Creative problem solving skills

Ability to work both independently and as a member of a group

This position requires completion of insurance courses, on line learning and/or internal training programs as an educational requirement.

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

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Job ID #: 58999

Location: TX-Dallas

Functional Area: Underwriting

Company Name: Chartis

Employment Type: Full Time - Permanent

Education Preferred: Bachelors Degree (or equivalent)

Experience Required: 3-5 years

Relocation Provided: No

Position Description

Underwriter - Environmental - PollutionChartis has an opportunity for an Underwriter in its Environmental - Pollution Division.The key responsibilities for this position are as follows:Target, market and procure environmental insurance opportunities through insurance brokers and the environmental marketplace.Review technical environmental reports, underwriter environmental risks and negotiate insurance policy terms and conditions.Develop and manage insurance broker, client and intermediary relationships through sales and marketing.Organize and prioritize risks and effectively communicate information needs to the broker with emphasis on building relationships.Develop and build relationships with brokers, which include making independent calls to market products.Either independently, or in consultation with management, prepare pricing and negotiation strategy.Negotiate new and renewal coverage and price with brokers consistent with the quality of the risk and company strategy.Identify exposures and analyze underwriting requirements.

Position Requirements:

Bachelor’s degree in geology, biology or environmental science/engineering or Bachelor’s degree with 5 + years professional experience in the environmental marketplace.Marketing skills and the ability to develop client relationships.Strong communication (written and verbal), organizational, customer service and negotiation skills.

About Us

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Overview:

Manages underwriting territory in accordance with company goals, objectives and policies; builds territory accordingly. Provides direction to Underwriting Assistants or Assistant Underwriter.

Responsibilities:

The essential functions of this position include, but are not limited to:Independently analyzes new and renewal business within underwriting authority. Collects all necessary facts and analyzes data prior to decision. Makes decisions independently after obtaining appropriate input. Analyzes outcome of decisions.Presents decision to management and producer clearly and concisely. Presents thought process so that underwriting conclusions are a logical result. Presents flexibility within parameters of underwriting criteria.Identifies priorities; utilizes whatever time is necessary to accomplish major priorities. Handles pressures of everyday business decisions. Responds with tact and clarity to all concerned with territory management.Manages underwriting territory. Knows and analyzes profitable producers. Selects new business with producer awareness, utilizing this information in underwriting and pricing. Is aware of company goals and trends and builds territory accordingly.Provides direction to Underwriting Assistants or Assistant Underwriter.Performs other job related duties as assigned.Qualifications:Education, Skills and Experience Requirements

Required Skills

College degree or equivalent preferred CPCU desirable.2 years Workers Compensation experience or equivalent.PC experience preferred.Good communication skills.Valid California Driver’s License in good standing.Preferred Skills:Underwriting Workers’ Compensation policies with an emphasis on agricultural businessStrong knowledge of the Central Valley agricultural industryPreferred 5 years Worker’s Compensation agricultural underwriting experienceExisting relationships with key Central Valley commercial insurance agenciesPerforms field marketing work and relationship building with both agents and policyholders.Participates in the point of sale presentations with agents and brokersProficient knowledge of the California Uniform Statistical Reporting Plan and Experience Rating PlanAttendance RequirementsDue to the nature of the needs in the office, must be able to work at least 37.5 hours per week, Monday through Friday, and be available should a situation arise requiring extended hours.

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Business GE Capital

Business Segment Capital - Retail Finance

Posted Position Title Underwriter

Career Level Entry-Level

Function Financial Services Operations

Function Segment Underwriting

Location United StatesU.S. State, China or Canada Provinces Minnesota

City St. Paul

Postal Code 55101-7714

Relocation Assistance No

Essential Responsibilities -

Review and evaluate credit applications, making credit decisions based on the Company’s Policies and Procedures Manual and the Company’s credit evaluation system- Conduct analysis to ensure portfolio quality- Communicate credit decisions to external and/or internal customers- Develop and maintain good rapport with respective customers by providing superior service turnaround time- Meet turn around time goals and/or loan volume objectives monthly as established by the Company- Ability to foster relationships and generate additional business from existing client relationships- Ability to determine the degree to which each application meets or exceeds credit criteria and then communicate the status to internal and external customersQualifications/Requirements - 1+ years experience in credit/loan processing or underwriting field- A working understanding of credit bureaus- Ability to work flexible schedules between 7 am and 9 pm and every other Saturday

YOU MUST BE ABLE TO SATISFY THE REQUIREMENTS OF SECTION 19 OF THE FEDERAL DEPOSIT INSURANCE ACTELIGIBILITY

REQUIREMENTS:-

All applications for employment must be submitted through either www.gecareers.com or the Career Opportunity System (COS) to be considered- You must be 18 years or older- You must have a high school diploma or equivalent- You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the selection process- You must have unrestricted authorization to work in the United States- If currently a GE employee, you must have been in your current position for at least 6 months, have at least a “consistently meets expectations” performance rating and have the approval of your manager to post (or the approval of your manager and HR to apply if you don’t meet the time-in-job or performance requirement)Additional Eligibility Qualifications GE will only employ those who are legally authorized to work. Any offer of employment is conditioned upon the successful completion of a background investigation and drug screen.

Desired Characteristics -

College degree (finance/business/marketing or related field preferred) or comparable experience- Judgemental Underwriting experience- Goal-oriented individual who can function successfully in a fast-paced environment- Strong problem solving and analytical skills- Strong verbal and written communication skills- Solid PC/keyboard knowledge and experience- Excellent organizational skills- Customer service oriented

Section 19 Job YOU MUST BE ABLE TO SATISFY THE REQUIREMENTS OF SECTION 19 OF THE FEDERAL DEPOSIT INSURANCE ACT.

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Job Group Underwriting

Auto req ID 3231BR

Locations CT-Hartford

Percent of Travel Required 0 - 10%Potential Telework Position No

Full or Part Time Full Time

Supervisory No

Pay Opportunity Min $40,000

Pay Opportunity Max $50,000

Bonus Potential Variable %

Job Description

POSITION SUMMARY

Aetna Signature Administrators is a specialty product offering that works with selected third-party administrators (TPA) to offer our ASA PPO network along with Aetna Stop Loss. Underwriters perform accurate stop loss underwriting analysis and risk assessment to write and/or renew ASA stop loss business in accordance with Aetna core values. Stop Loss underwriters review detailed clinical information on ongoing catastrophic risks and therefore, basic clinical knowledge is useful.EDUCATIONThe highest level of education desired for candidates in this position is a Bachelor’s degree or equivalent experience.

FUNCTIONAL EXPERIENCES

Underwriting/Alternate Funding arrangements/1-3 YearsUnderwriting/Renewal - group medical/1-3 Years

REQUIRED SKILLS

General Business/Communicating for Impact/FOUNDATIONFinance/Delivering Profit and Performance/FOUNDATIONService/Providing Solutions to Constituent Needs/FOUNDATION

DESIRED SKILLS

-General Business/Turning Data into Information/FOUNDATION-Finance/Creating Profitable/FOUNDATION-Prior experience with a TPA or Stop Loss MGU would be a plus.-Former Medical Underwriting experience (reviewing Individual Health Statements) would be a plus.-Ideal candidate would have a clinical background with strong analytical financial aptitude and desire to analyze data pertaining to clinical claims-Ability to work in a fast paced, production environment-Foundational proficiency in MS Word, Access and Excel requiredPlease note that benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna does not permit the use of tobacco related products or drugs in the workplace.

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Location Susquehanna Loan Service Center

Branch/Dept. PA Direct Underwriting

City Lititz

State PA

Status Full-Time

Hours per Week 40