- Must have prior training experience in mortgage underwriting and processing
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

If interested, please email your resume & cover letter DESCRIBING WHY YOU ARE QUALIFIED FOR THIS POSITION to: jobs@loanprocessortraining.org

(NO PHONE CALLS PLEASE )

Employer :KleinBank
Posted : 09 March 2010
Category : Accounting, Banking, Business, Financial Services
Employment Status : Full Time
Position :Underwriter

Further information

Underwriter
Corporate Center - Chaska

The KleinBank Loan Operations department has an opening for an Underwriter to join their team. This individual would be responsible for the underwriting and the approval/decline of consumer loans insuring compliance with the credit guidelines.

The primary duties would include the monitoring of loan applications processed through the Mark IV system by the reviewing and verification of data integrity. Must provide the highest level of customer service and prompt delivery of loan decisions to lenders. Will also mentor and support lenders’ consumer lending and other financing option questions. Must have an in-depth knowledge of lending regulations as well as remain current on any regulatory or policy changes that would affect the lending program.

Qualifications for this position include 4 + years retail underwriting experience with a solid knowledge of the overall credit process, excellent communication and analytical skills. Must be able to multi-task and adapt to change in a fast paced growing environment. Bachelor’s degree or equivalent combination of education and experience required.

KleinBank offers a competitive compensation and benefits package. Qualified candidates can apply online by clicking on Apply Now.

Affirmative Action/Equal Opportunity Employer

CLICK TO APPLY

About the Company

For nearly sixty years, CSE Insurance Group companies has been committed to providing top-quality auto, property and casualty insurance for active and retired firefighters, law enforcement personnel, educators, military personnel, and other government employees, supported by our network of independent agents.

CSE Insurance seeks an Underwriter to join our team

About the Position

RESPONSIBILITIES:

o Under minimum supervision and within written authority levels and guidelines, reviews and underwrites: New Business, endorsements, inspections, claims, correspondence and other in-force business.

o Establish viable working relationships with the agency force through regular daily contact and agent office visits.

o Perform agency management functions including: Annual agency reviews, work with the Marketing Representative in monitoring agents mix of business and loss ratios.

o Maintain agency profiles and management records in assigned territory and develop agency action plans.

KNOWLEDGE, SKILLS AND ABILITIES:

o Two to five year’s insurance company experience in property/casualty underwriting.

o College degree preferred or 2 to 5 years personal lines underwriting experience required, and an insurance related course such as INS, CPCU, or AIU and willingness to enroll in another.

o Must have excellent written and verbal communication skills.

o Must be able to work independently, but also work well as a team member.

Position Information

Job Status: Employee
Job Type: Full Time
Relevant Work Experience Prefered: 1 to 5 years
Career Level Desired: Mid Career (In workforce 2 to10 years)
Minimum Education: Bachelor’s Degree
Salary and Benefits: Excellent compensation and benefits package

Contact Information

Company: CSE Insurance
Salary Range: $25000 - $55000 per annum\

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Full/part-time : Full-Time
Shift : Weekends Required
First : Not Required

WHY JOIN STATE FARM?

At State Farm, we are proud of our over 80 years of service to our policyholders. As the # 1 insurer of automobiles and homes in the United States and an insurance leader in Canada, State Farm Insurance has been helping people manage the risks of everyday life and recover from the unexpected since 1922.

At State Farm, we recognize that our workforce is the key to our business success. We have nearly 100,000 employees and agents working throughout the United States and Canada. We remain committed to maintaining an environment that enables every employee to make the greatest possible contribution. At State Farm we embrace diversity and strive to be the employer of choice for candidates of all backgrounds. If you are looking for a company that will provide you meaningful work with a competitive benefits package, consider joining our team.

WHAT ARE THE DUTIES AND RESPONSIBILITIES OF THIS POSITION?

* Analyzes and reviews lines of business to develop recommendations and assist in achieving and maintaining a profitable book of business
* Responsible for acceptance continuation, proper pricing, placement and termination of risk or other policy limitations within assigned levels of authority
* Serves as a resource to agency leadership and agents in support of company programs
* Consults/communications/advises Agents and policyholders on company and industry policies in their assigned area regarding loss mitigation, loss control; and marketing opportunities
* Monitors team production and status and may perform quality control checks, advising management of concerns
* May prepare for or represent the company at industry meetings, committees, examinations, and arbitration hearings and trials

WHAT KNOWLEDGE AND SKILLS ARE NEEDED TO BE SUCCESSFUL IN THIS POSITION?

* Successfully completes the training program
* Applies fundamental knowledge of company underwriting practices, policies and federal and state requirements
* Participates in special projects and committees assigned by management

ITEMS OF NOTE

* Position may require overnight travel to attend training programs and visit field locations via commercial transportation and/or motor vehicles

ADDITIONAL INFORMATION

This is part of Concurrent Hire and interviews are scheduled the 2nd week of April with a start date of May 15th.

OUR TOTAL REWARDS PACKAGE

At State Farm, we offer a comprehensive compensation package that includes a competitive starting salary, annual merit reviews, and annual bonus potential. You may be eligible to participate in our comprehensive benefits package including Medical, Dental, Life and Disability Insurance, Vision, 401K Plan (Savings & Thrift in Canada), a fully funded retirement plan, and more.

CLICK TO APPLY

Full/part-time : Full-Time
Shift : First
Weekends Required: Saturday

WHY JOIN STATE FARM?

At State Farm, we are proud of our over 80 years of service to our policyholders. As the # 1 insurer of automobiles and homes in the United States and an insurance leader in Canada, State Farm Insurance has been helping people manage the risks of everyday life and recover from the unexpected since 1922.

At State Farm, we recognize that our workforce is the key to our business success. We have nearly 100,000 employees and agents working throughout the United States and Canada. We remain committed to maintaining an environment that enables every employee to make the greatest possible contribution. At State Farm we embrace diversity and strive to be the employer of choice for candidates of all backgrounds. If you are looking for a company that will provide you meaningful work with a competitive benefits package, consider joining our team.

WHAT ARE THE DUTIES AND RESPONSIBILITIES OF THIS POSITION?

* Analyzes and reviews lines of business to develop recommendations and assist in achieving and maintaining a profitable book of business
* Responsible for acceptance continuation, proper pricing, placement and termination of risk or other policy limitations within assigned levels of authority
* Serves as a resource to agency leadership and agents in support of company programs
* Consults/communications/advises Agents and policyholders on company and industry policies in their assigned area regarding loss mitigation, loss control; and marketing opportunities
* Monitors team production and status and may perform quality control checks, advising management of concerns
* May prepare for or represent the company at industry meetings, committees, examinations, and arbitration hearings and trials

WHAT KNOWLEDGE AND SKILLS ARE NEEDED TO BE SUCCESSFUL IN THIS POSITION?

* Successfully completes the training program
* Applies fundamental knowledge of company underwriting practices, policies and federal and state requirements
* Assists in training of operations and agency partners
* Participates in special projects and committees assigned by management

ITEMS OF NOTE

* Position may require overnight travel to attend training programs and visit field locations via commercial transportation and/or motor vehicles

ADDITIONAL INFORMATION

Competitive candidates will have an interest in future leadership positions and a willingness to relocate for subsequent positiions.

OUR TOTAL REWARDS PACKAGE

At State Farm, we offer a comprehensive compensation package that includes a competitive starting salary, annual merit reviews, and annual bonus potential. You may be eligible to participate in our comprehensive benefits package including Medical, Dental, Life and Disability Insurance, Vision, 401K Plan (Savings & Thrift in Canada), a fully funded retirement plan, and more.

CLICK TO APPLY

DescriptionWHY JOIN THE HARTFORD?

As a global leader in insurance, asset management and financial service products, we offer professionals every possibility for growth. Whether we’re helping customers or building careers, we’re experts at creating the kind of advantages that help people reach their goals.

WHAT ARE THE RESPONSIBILITIES OF THE POSITION?

· Proactively manages largest, most complex book of business, advising clients on various risk and underwriting issues.
· Performs analyses on insurance company client’s entire Life, AD&D, STD or LTD business.
· Assists in preparation of RFP responses.
· Gives client presentations at critical points such as at initial sale and renewal.
· Proactively develops and maintains excellent working relationships with broker, sales and internal representatives and clients.
· Represents underwriting function on segment and division project committees.
· Trains other underwriting staff, here and at client companies.
· Manages department projects.
· May perform underwriting audits internally and at client companies.

*This position can be a Senior Underwriter or Chief based on applicant’s experience.

WHAT IS THE COMPENSATION OPPORTUNITY?

At the Hartford, our compensation philosophy is simple: we pay competitive base salaries and reward performance. In addition, you will be eligible to participate in our comprehensive benefits program including Medical, Dental, Life and Disability Insurance, a 401k Plan, an Employee Stock Purchase Plan and more.

Qualifications

WHAT ARE WE LOOKING FOR?

· 6+ years experience preferably in National Accounts or Reinsurance.
· Exceptional group life and disability underwriting skills
· Proven decision making and critical thinking skills
· Advanced job and business knowledge, work flow, product and system knowledge
· Project and process management skills
· Advanced analytical and quantitative skills
· Excellent communication and negotiation skills
· Ability to manage priorities
· Customer focused
· Takes ownership
· Good team building and relationship skills
· Demonstrates integrity and respect consistently

Job Function : UO-Group UW
Primary Location : United States-Connecticut-Simsbury
Schedule : Full-time
Job Level : Individual Contributor
Education Level : Bachelor’s Degree (±16 years)
Job Type : Standard
Shift: Day Job
Employee Status : Regular
Overtime Status : Exempt
Travel : Yes, 10% of the time
Job Posting : Mar 3, 2010

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POSTED: Mar 01
Salary: Open
Location: Hunt Valley, Maryland
Employer: The Insco Dico Group Type: Full Time - Experienced
Category: Underwriter (e.g. Mgr, Specialist, Trainee) Required Education: 4 Year DegreeA Better Way to Build… A Better Way to Bond.

The Insco Dico Group® is one of the largest privately held group of surety companies in the Country. Our group is currently licensed in all 50 states. With seventeen offices nationwide, Insco provides superior and efficient localized service to a large network of independent producers for subdivision, license, permit and miscellaneous bonds.

We are currently seeking new talent to join with us in our continued growth and success. As in every business, qualified personnel are essential. Simply stated, exceptional people create exceptional results.

Our Baltimore Branch Office has an opening for the following dedicated professional:

Underwriter

•Reviews bond submissions from independent surety agents for commercial surety, contract and subdivision accounts.

•Underwrites assigned accounts, programs and individual bond requests within his/her authority levels. •Reviews and recommends approval or denial of bonds beyond delegated underwriting authority.

•Performs complete analysis of financial statements, credit references, prior account history, work in process schedules, and related surety data.

•Prepares portions of underwriting financial data worksheets for reporting contract and subdivision bonds.

•Evaluates credit reports, perform reference checks and verify data with accounting professionals (e.g., CPA) and banks.

Our current outstanding benefits package includes medical, life, disability, dental, 401(k), vision, flexible spending accounts, and employee assistance programs.

For additional information, we invite you to visit our website at www.inscodico.com

Requirements

•Bachelors Degree in business administration, finance, or in a related field from a college or university is required.

•Must have a minimum of 2-3 years of related underwriting experience in the financial industry, preferably in Surety.

CLICK TO APPLY

Req #: 2043
Location: US-MA-Westborough
Posted Date: 3/1/2010
Category: Loan Operations - Other
Position Type: Full Time
Standard Working Hours: Monday - Friday 8:00am to 5:00pm

More information about this job:

Overview:

This position is responsible for the timely and accurate underwriting of all residential mortgage applications and related documentation through the mortgage closing while maintaining conformance with established Bank policies, procedures and objectives.Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers.

Responsibilities:

·Underwrites residential mortgage loan applications within scope of lending authority approved by the Board of Investment. Analyzes and summarizes the applicants’ credit worthiness and asset quality, making recommendations for loans outside of lending authority. ·Remains current on secondary market standards and guidelines, including those of outside investors and mortgage insurance providers. Interprets and communicates standards and guidelines to lending staff. ·Ensures full compliance with the Bank’s Information Security Policies and Procedures ·Responsible for the integrity of the loan origination system and information within. ·Oversees the loan flow and timeliness of assigned pipeline, as well as the service levels provided to the customers. Helps to determine and communicate potential issues to applicants, originators, loan processing staff and Loan Servicing. ·Supports Consumer Lending Department during periods of high volume and/or process changes. ·Provides training for sales and processing staffs, as well as a source of information for all Bank staff. ·Generates referrals for mortgage sales staff; assists in referral source development, and provide referrals to other departments of the Bank. ·Performs related and unrelated duties as may be required.

Requirements:

Associates degree or its equivalency in specialized course work and training in lending. Three years of experience in mortgage lending with a demonstrated understanding of mortgage loan procedures, Secondary Market guidelines, policies and products. Strong communication, organizational, and analytical skills. Must be able to deal with people in a confidential and professional manner. Must possess at least intermediate technology skills, including knowledge of word processing, database and spreadsheet applications. Equal Opportunity Employer Search Firm Representatives, Please Read Carefully: Middlesex Savings Bank does not accept unsolicited resumes from search firms for this or any employment opportunity.

CLICK TO APPLY

Org Marketing Statement

CIGNA’s Mission: To help the people we serve improve their health, well-being and sense of security.

At CIGNA, we are committed to providing our customers with benefits, expertise, and services that improve their health, well-being, and sense of security. Our people are the key to success in a changing and increasingly competitive marketplace. The collective skills, behaviors, and work experiences of all CIGNA employees enable us to make a real difference in the lives of our customers. We seek the most talented and creative minds in the industry to develop innovative solutions our customers value and expect. CIGNA is committed to recruiting, developing, motivating, and retaining a diverse workforce representing the best and brightest both inside and outside of our industry - a workforce that reflects our customers and the communities where we operate.

Role Summary

Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings. Performs case-specific risk assessments. Responsible for account level rate development and conducting customer negotiations with other underwriting areas and Sales on low complexity book of business. Evaluates claim experience and analyzes total case profitability. Becomes familiar with local competition, networks, and provider discounts to assist with recommendations for sales strategy, conduct development, and market pricing decisions. May assist Sales as financial consultant on case-specific issues. Requires Bachelor’s degree or equivalent work experience. Basic understanding of manual rating models and related pricing tools. Basic knowledge of pricing adjustments and available plan designs. Basic understanding of logic and concepts of Experience Rating to develop claim costs. Ability to assess financial risk based on multiple information sources. Manages low/medium complexity accounts: case size generally <1000 lives, exclusive business, and limited number of markets/products offered.

Responsibilities

* Performs case-specific risk assessments.
* Responsible for account level rate development and conducting customer negotiations with other underwriting areas and Sales on low complexity book of business.
* Evaluates claim experience and analyzes total case profitability.
* Becomes familiar with local competition, networks, and provider discounts to assist with recommendations for sales strategy, conduct development, and market pricing decisions.
* May assist Sales as financial consultant on case-specific issues.

Qualifications

* Bachelor’s degree or equivalent work experience.
* 1-3 years of underwriting experience
* Basic understanding of manual rating models and related pricing tools.
* Basic knowledge of pricing adjustments and available plan designs.
* Basic understanding of logic and concepts of Experience Rating to develop claim costs.
* Ability to assess financial risk based on multiple information sources.
* Manages low/medium complexity accounts: case size generally <1000 lives, exclusive business, and limited number of markets/products offered.

Pay Benefits Work Schedule

CIGNA offers a competitive compensation and comprehensive benefits package including health and wellness benefits, 401k plan, and work/life balance programs, as well as opportunities for career growth and development.

How To Apply

We encourage you to complete all questions on the candidate profile if you wish to be considered for this opportunity.

EEO Statement

CIGNA is an Equal Opportunity Employer

CLICK TO APPLY

Job ID #: MRBH-Senior Underwriter
Location: NJ-Berkeley Heights
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Regular
Education Preferred: Bachelors
Experience Required: 6-9 years
Relocation Provided: No

Position Description

Under general direction, underwrites assigned risks. Generally has greater underwriting authority and handles larger accounts and/or more complex risks than the Underwriter position. May develop negotiation strategies.

May identify cross-selling opportunities.

May provide technical direction to underwriting personnel and direct or conduct audits.
Proven record of managing and producing profitable books of business by establishing solid broker and client relationships.
Areas of expertise include the writing of Workers Compensation, Commercial Automobile, and General Liability.
Solid interdepartmental coordination capabilities to include the ability to cross-market other product lines.

Position Requirements
Minimum of 5-7 years of underwriting experience

Experienced in negotiating terms and conditions with brokers
Able to flourish in a high pressure, fast passed underwriting environment.

Knowledge of underwriting concepts, practices, procedures and techniques.

May have knowledge of a technical specialty

Marketing abilities.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

CLICK TO APPLY

Requirements:

•Minimum 4-year college degree in Business Administration, Accounting, Finance, Economics or equivalent experience.
•Possess a minimum of 12 years experience as a Senior Financial Role or as CFO demonstrating strong analytical skills and expertise. Strong focus on the ability to assess financial and operating strengths/weaknesses of commercial, industrial or retail and consumer companies. Familiarity with asset-based lending and inventory controls and financial systems and reporting is of critical importance. Direct lending experience is not a requirement.
•Strong technical and analytical skills.
•Strong written and verbal communication and interpersonal skills.
•Thorough knowledge of financial statements, accounting principles, Credit Policy, applicable laws and industry data sources.
•Ability to interact with all levels of management, work within a team environment and work independently.
•Strong organizational and administrative skills. Ability to multi-task.
•Strong negotiation and presentation skills.
•Knowledge of Microsoft Office, particularly Excel.
•Ability to work with large databases and datasets for extraction and conversion into useful business information.

Job Description:

Responsible for the underwriting of Asset-Based loans to commercial, industrial, retail, and wholesale companies, ensuring compliance with appropriate Bank and regulatory standards. This individual reports to the FVP/Underwriting manager. The underwriting department works in close cooperation with the marketing/new business staff, the credit staff, and the internal compliance staff to take each prospect loan through the approval, documentation, and takeover process.
•Completes Pre-Screen and Approval Memos for prospective transactions, working for the V/P Underwriting Manager to review approvals prior to submission.
•Works with loan originator and marketing staff to secure all required documents to underwrite the loan, including company prepared financial statements, field exams, inventory appraisals, audited statements, collateral reporting, and all other relevant data.
•Apply strong analytical skills and expertise to assess financial and operating strengths/weaknesses of commercial, industrial or retail and consumer companies. Specific attention applied to inventory controls, financial systems and reporting is of critical importance. Evaluation of prospective transactions to ensure appropriate asset quality, risk and compliance to minimize Bank Risk/Exposure and ensure maximum profitability.
•Conducts on-site visitation for all prospect deals to review collateral, and conduct a thorough interview of the management team.
•Negotiate as necessary the terms and structure of the transaction with the prospect as well as any deal sponsors and inter-creditor relationships.
•Responsible for the quality, integrity and soundness of all financial analysis, underwriting and credit approval processes.
•Serves as primary liaison for client prospects; interacts in-person and via phone with potential customers and corporate banking sales teams on a routine basis. Identifies cross-sell opportunities and initiates dialog between the appropriate internal division and the potential customer.
•Responsible during the approval process for the accuracy of the approval memorandum, supplemental exhibits and ensures compliance with current Credit Policy standards and practices.
•Communicates final deal structure, pricing, terms and conditions to client and credit team maintaining integrity of formal Committee Approvals.
•Authenticates all post loan closing activities, including conditions precedent to closing, are accurate and complete. Is involved in the “Takeover” audit with the internal compliance team.

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 Basic Function:

Position is responsible for mortgage loans originated by correspondents according to guidelines set by M&T Mortgage Corp., FNMA, FHLMC and FHA.

Responsibilities

~Analyze credit, income, assets and appraisals
~Underwrite loan files in accordance with investor, product, state and company
requirements
~Underwrite loan files to ensure quality loans for the Bank
~Maintain open lines of communication between underwriting, management, brokers,
account executives, sales managers
~Underwrite government loans in accordance with HUD and VA

Basic Qualifications:

~Bachelor’s Degree or equivalent experience
~Experience underwriting conforming and non conforming product parameters
~Manual underwriting experience
~Excellent verbal and written communication skills
~MS Word, Excel, and basic keyboarding skills

Ideal Qualifications:

~DE or LAPP designation

CLICK TO APPLY

Job Title: Underwriter
Job ID: 297158
Location: NJ - Madison
Business Unit: ACE Private Risk Services
Recruiter: Silla,Charles J

Job Details

A. Title: Underwriter

B. KEY OBJECTIVE: Under limited supervision, primary responsibility is to underwrite individual risks.

C. MAJOR DUTIES & RESPONSIBILITIES:
Duties may include but are not limited to:

a. Solicits new and renewal submissions from brokers
b. Determines terms and conditions and complex rating plans
c. Binds coverage
d. Documents the underwriting files
e. Handles more complex files and portfolios within underwriting authority

D. SCOPE

E. MINIMUM REQUIREMENTS
• 3-5 years underwriting experience
• Bachelor’s degree

F. DESIRED QUALIFICATIONS
• Knowledge of insurance industry
• Knowledge of underwriting concepts, practices, and procedures
• Microsoft Word, Excel, and Outlook
• Internet usage
• Oral and written communication skills
• Negotiation skills
• Marketing skills

CLICK TO APPLY

POSITION SUMMARY

Under general direction, this position is responsible for the analysis of loan information based on policy and/or program definitions to make appropriate credit decision. Use independent judgment, based on established processes and procedures, to ensure portfolio meets risk and quality standards and regulatory requirements.

REQUIRED KNOWLEDGE

Bachelor’s Degree, with emphasis in business or finance or the equivalent; Three to five years lending experience

REQUIRED SKILLS, ABILITIES & BEHAVIORS

Work requires the ability to work independently and in a work group; Ability to write procedures, reports, and/or documentation; Ability to prioritize workflow needs; Ability to handle multiple tasks simultaneously; Analyze and interpret data or information; Requires oral communication skills to communicate complex information; Excellent written skills; Ability to use Word, and Excel software

CLICK TO APPLY

Responsibilities

Maximize Seller relationships through formulating and executing effective remedy activities for performing loans, non-performing loans, and loans subject to anti predatory review. (negotiation activity is mentioned below). Receive and review repurchase letter draft from source.(Underwriting QC, Servicing, Fraud) Tracks responses, sends follow up letters, and makes collection calls, negotiates time frames for Seller¿s in an assigned marketing segment, and negotiates a loss share or indemnification when offered. Gathers information that aids in preparing collection status reports for distribution to senior management and other departments. Generate remedy letters addressing identified loan level issues for the customer. Collect outstanding repurchases, collaborating with Credit and Sales on cases that become overdue. Assist customers with resolving outstanding remedy issues. Record and evaluate Seller¿s appeals. Provide input regarding the effectiveness of their quality control programs and recommend alternative quality control approaches as appropriate.. Partner with region sales/marketing units to develop remedy collection strategies. Render final decision of the acceptability of loans, including contract exceptions and appeal acceptance or denial. Provide feedback to FM¿s Quality Control department on the quality and positioning of remedy letters drafted. The job requires a Bachelor¿s degree in related field or an equivalent combination of education and experience from which comparable knowledge and skills may be acquired; and three to five years of relevant experience.

Conditions of Employment

Freddie Mac will consider applicants who require H-1B sponsorship, but only if the applicant has at least three years of H status remaining out of the original six years of permissible H status. In order to be considered for permanent residence sponsorship, the individual must be employed with the company for 12 months and meet or exceed annual performance objectives established by their management team. This is a minimum requirement for sponsorship. The decision whether to sponsor an individual for nonimmigrant or immigrant status rests exclusively with Freddie Mac.

Closing Statement

Freddie Mac is a shareholder-owned company with an important public mission: to make home possible for more of America’s families. To do this, we need smart, creative people from diverse backgrounds who want to make a difference in other people’s lives as well as their own. We demonstrate our commitment to employees by providing a comprehensive Total Rewards Program. Freddie Mac is an equal opportunity employer who firmly supports and recognizes the value of diversity. EOE, M/F/D/V.

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Zions Bancorporation is now accepting resumes for our Underwriter position in our Small Business Group located in West Valley City, UT. The ideal candidate for this position will have the skills and experience necessary to evaluate, analyse and form opinions for approving or denying business banking and/or commercial loan applications according to business unit standards in a timely manner. Gathers information as necessary to make sound decisions. Responds to internal and external customer inquiries. Performs other duties as necessary to support the goals and objectives of the department and business unit. Recommends exceptions based on findings. May have authority to approve loans beyond the organizations guidelines. Performs other duties as assigned.

Qualifications

This position requires a Bachelor’s degree in Finance, Business, Accounting or a related field and some credit, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience. A combination of education and experience may meet qualifications. Basic knowledge of credit, spread analysis, lending, underwriting concepts, practices and procedures. Ability to analysis and research financial statements, credit reports, debt ratios and loan to value information. Ability to make sound decisions. Must have good customer relations and communication skills. Must be accurate with strong attention to detail. Working knowledge of a various related software applications, including spreadsheets, word processing, etc.

Zions Bancorp is an Equal Opportunity Employer

Organization
Zions Management Services Company

Work Locations

UT - Bankcard Operations Bldg (4420)
2160 South 3270 West
West Valley City, 84119

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Location
Austin, Texas

Department
Underwriting Special Projects

Job Description

Responsible for performing audits for both Underwriting and Product Development on specific program types on a predetermined percentage of loan files, to ensure compliance with investor, agency and internal guidelines. This position will also assist with underwriting training and will coordinate training needs based on investor kick reports, file deficiencies and material errors discovered during file audits.

Job Requirements

High School Graduate

Minimum 2 years experience underwriting FHA, VA, Conventional and Rural Development mortgage loans
FHA Direct Endorsement designation preferred, VA LAPP designation preferred

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Company: Tempe South
Location: Chandler
Posted on: February 11, 2010

Job Description:

Underwrites mortgage loans ensuring compliance with appropriate company and secondary market investor standards. Evaluates loans in order to maximize organizational profit and minimize risk or loss. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc.) Extensive customer contact required. Ability to validate income, asset and collateral documents including self employed tax returns. Excellent phone skills and, superior customer service skills.df-lj

Keywords: Tempe South, Phoenix, Underwriter, Finance, Chandler, Arizona

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Job Code : 1463
Division : Burns & Wilcox
Location : Rancho Cordova CA US 95670
Metropolitan Area : Sacramento
Career Level : Experienced (Non-Manager)
Education : Bachelor’s Degree
Category : Accounting/Finance, Sales/Retail/Business Development, Banking/Real Estate/Mortgage Professionals, Marketing/Product, Underwriting, Broker

Job Description :

WHO WE ARE:

Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. With multiple sales offices located throughout the US, we are the largest specialty insurance wholesaler in North America.

Coastal property, the windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox. Our brand pillars exemplify our determination and creativity. Our employees are smart, broad, quick and agile. We always go the extra mile to meet the specialized needs of our agents and agencies.

We are recognized around the world for our underwriting and brokerage expertise in specialty lines, professional and commercial liability, and property and personal lines. Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

Burns & Wilcox is committed to being at the forefront of the specialty insurance industry. Consistently profitable, Burns & Wilcox has experienced significant growth over the last several years.

At Burns & Wilcox, we value smart people, smart products, and smart solutions. We invite you to consider joining our winning team!

THE JOB OPPORTUNITY:

Underwriter

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Underwrite new and renewal business for insurance company partners based on underwriting authority and contract guidelines
• Underwrite multi-line accounts for multiple classes of business
• Produce business in assigned territories
• Access the breadth of products and markets at Burns & Wilcox
• Participate in a highly lucrative sales incentive plan

WE EXPECT THE SUCCESSFUL CANDIDATE TO:

• Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing
• Apply appropriate quality underwriting and risk selection on quoted business
• Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management
• Manage relationships with retail agents
• Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials
• Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary
• Use cutting-edge technology to deliver high quality service to agents and agencies
• Mentor and train Assistant Underwriters, as needed
• Enter computer data of quotations, binders and related support documents

QUALIFICATIONS:

• Bachelor’s degree or equivalent combination of education and experience
• Minimum 3 years of Multi-line Underwriting experience
• Excess and Surplus Lines Underwriting experience preferred
• Insurance license preferred

COMPENSATION:

Competitive compensation and benefits package available to successful candidates.

Job Type : Full Time

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Universal Acceptance Corporation (UAC), an Edina, MN based finance company, provides financing support for the 3rd largest Buy Here Pay Here auto chain in the country.  Due to our rapid growth and progressive business objectives, we are currently looking for an experienced Underwriter to join our team! The Underwriter position is responsible for reviewing credit applications and making a decision on application based on guidelines and policies.

SUMMARY STATEMENT

As a member of the underwriting team you will be expected to make an informed decision on each credit application based on the information provided. Position requires excellent communication skills and a positive professional demeanor as this position requires close working relationships and cooperation with sales, sales manager, customers, collections and within the Underwriting Team. This individual must demonstrate customer focus, and in all decisions and communication, keep the customer’s best interests and the company’s service goals in mind.

Essential Functions/Major Areas of Accountability

Review applications & documentation provided for accuracy & content.
Utilize the computer tools in the system, including consumer credit bureaus and other internet sources to assist in the approval process.
Determine how much documentation the customer will need in order for them to make a credit determination.
Ability to make a decision to either approve, condition, or reject each customer. In either case, the underwriter is to provide the salespeople with enough information to help get their customer approved.
Ability to take the facts, sometimes given limited information, and decide how much of a risk factor the overall deal is and place the customer in an appropriate approval line.
Work with managers to determine the best course of action on “problem accounts”.
Have ability to be empathic, but firm in working with customers, salespeople and managers.
Verify customer employment and residence information with a phone call or appropriate documentation.
Have a clear understanding of the UAC/Car Hop program and objective of re-establishing credit.
Clear and effective verbal and written communication with internal/external customers.
Assist in training new employees or back-ups, as needed.
Display consistent calm and professional demeanor
Follow all federal and state laws.
Follow all customer privacy and safeguarding policies.

REQUIREMENTS

High school diploma or equivalent experience. A minimum of two (2) years successful underwriting experience will be required.

Computer proficiency and experience in a work setting are required.  College course work or seminars relating to customer service or people skills are a plus.

Requirements are representative of minimum levels of knowledge, skills and experience required.  To perform this job successfully, the individual must possess the abilities and aptitudes to perform each duty proficiently
CLICK TO APPLY

Job ID #:  OR-Portland-LW-Commercial Cas
Location: OR-Portland
Functional Area: Risk Mgmt
Company Name: Chartis
Employment Type: Full Time - Regular
Education Preferred: Bachelors
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Chartis has an opportunity for a Underwriter in its Commercial Casualty division.  The Underwriter will provide customized guaranteed cost and loss sensitive solutions for the primary casualty needs of the corporate insured. We work in a fast-paced environment where project management skills and deal making ability are paramount.

Position Requirements

Three to five years of commercial casualty experience as a specialist or multi-line underwriter.
Excellent communication skills.
The ability to successfully interact with high-level corporate execs and brokers.
Strong fluency with numbers.
Strong computer proficiency.
Self-motivated starter.”

About Us

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com
At Chartis we support and encourage a diverse work environment.  EOE.

CLICK TO APPLY

Job Description

Underwriters Needed!!!

We currently have 10 temporary or temporary to hire Underwriter positions immediately available for a location near Schaumburg.  The position will be paying between $25-$35 per hours depending on experience.   If interested, please submit your resume to us directly at [Click Here to Email Your Resumé] or give us a call at 847-6605-0555.

The positions are for a company that is the largest bank holding company in the U.S., by assets, and the second lagest bank by market capitalization.  This institute serves customers in more than 150 countries and has a relationship with 99% of the companies in the U.S. whereas 83% are with Fortune 500 companies.  This financial institute has acquired other institutes within the last couple years which has increases their market share to make them one of the world’s largest welath management companies and a major player in the investment banking industry.
 

Job Requirements

Responsibilities & Requirements:

Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc..) Extensive customer contact required. 2+ years residential mortgage underwriting experience including manual decisioning, Ability to validate income, asset and collateral documents including self employed tax returns. Excellent phone skills and, superior customer service skills.

CLICK TO APPLY

Celebrating 75 years of service to our Members! Telhio Credit Union is a not-for-profit financial cooperative that is a full-service financial institution. That means that our members are our owners and they can expect to receive high-quality financial services to meet all of their needs.
Telhio offers a great benefits package including: Vacation, Sick & Personal Days as well as Medical, Dental, Vision, Disability and Group Life insurance. Employees are eligible for a 401(k) Plan.

ABOUT THE POSITION

We are searching for an FHA Certified Credit Underwriter that will be responsible for approving / disapproving consumer loans originated with Telhio or through CUSO/Telhio Credit Union Client. This position is responsible for underwriting FHA Loans and charged with the responsibility of approving consumer loans according to Board approved Credit Union wide lending policies. Ensures that consumer loan products are approved or denied in accordance with established policies and procedures.

QUALIFICATIONS:

• FHA DE Certification Required.
• A Minimum of 2 Years experience in morgage underwriting experience.
• A minimum of 1-year experience in consumer lending (mortgage, home equity, and automobile).
• Must have a complete familiarity with all loan transactions and State and Federal lending statutes
• Must posses a solid understanding of underwriting criteria used in granting consumer loans.
• Excellent interpersonal and communication skills.
• Demonstrated analytical and quantitative skills.
• Must be able to work in a fast-paced, sometimes stressful environment.
• Must be able to work some weekends and off hours.
• Strong negotiation skills.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, you will need to have good manual dexterity as well as speaking and hearing ability. This position requires sitting; some reaching; standing; some stooping or kneeling. The employee must occasionally lift and move up to 20 pounds. It is expected that the employee will read, compile, compute and record numerical and statistical data. The noise level in the work environment is usually moderately consistent with the noise generally found in an office including those generated by office equipment.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderately consistent with the noise generally found in an office including those generated by office equipment.

Telhio is an Equal Opportunity Employer!

Contact us at jobs@telhio.org or fax to 614-629-0138. Please reference “FHA Credit Underwriter” in the subject line.

Job Description 

As an employee of PNC Financial Services Group, you become part of an organization committed to customers, employees, investors, and the communities in which we do business. PNC is an established, growing and successful financial services company, with businesses organized around retail and commercial banking, asset management, and funds processing. Our branches are concentrated in thirteen states and the District of Columbia; additional offices are located nationwide and internationally. We are growing in size and through recent acquisitions have become the fifth largest bank by deposits in the US. We are also growing in reputation, as a leader in areas such as work/life family culture, “green” building design, frontier technology, and strong corporate social responsibility.

As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business, you will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

Job Qualifications:

• High School Diploma or educational equivalent
• Thorough understanding of underwriting criteria and guidelines
• Mortgage banking background preferred with a proven track record of success
• Ability to generate annual production volumes of $10 to $12+ million
• Public speaking skills with the ability to make presentations
• Ability to education borrowers on loan products and process

Positions are available in the Central, Eastern and Western suburbs of Cleveland, Ohio.

PNC is committed to offering you a comprehensive and competitive benefits package. We design our full time and part time benefits programs based on PNC’s benefits philosophy to provide quality levels of coverage at affordable costs over the long term for both employees and PNC. We strive to balance the cost of providing competitive benefits with the need to cover employees with a wide range of protection during and after employment.

Options you may be able to consider include:

• Medical and Dental Coverage
• Life Insurance
• Part Time Benefits
• Education Assistance
• Paid Training
• Paid Vacation
• Competitive Pay
• Shift Differential
• 401(k)
• Flexible Schedules
• Growth Opportunity

Work/Life BalancePNC is an Equal Employment Opportunity/Affirmative Action Employer — M/F/D/V/SO
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK HERE TO APPLY

Job Description 

As an employee of PNC Financial Services Group, you become part of an organization committed to customers, employees, investors, and the communities in which we do business. PNC is an established, growing and successful financial services company, with businesses organized around retail and commercial banking, asset management, and funds processing. Our branches are concentrated in thirteen states and the District of Columbia; additional offices are located nationwide and internationally. We are growing in size and through recent acquisitions have become the fifth largest bank by deposits in the US. We are also growing in reputation, as a leader in areas such as work/life family culture, “green” building design, frontier technology, and strong corporate social responsibility.

As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business, you will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

Job Qualifications:

• High School Diploma or educational equivalent
• Thorough understanding of underwriting criteria and guidelines
• Mortgage banking background preferred with a proven track record of success
• Ability to generate annual production volumes of $10 to $12+ million
• Public speaking skills with the ability to make presentations
• Ability to education borrowers on loan products and process

PNC is committed to offering you a comprehensive and competitive benefits package. We design our full time and part time benefits programs based on PNC’s benefits philosophy to provide quality levels of coverage at affordable costs over the long term for both employees and PNC. We strive to balance the cost of providing competitive benefits with the need to cover employees with a wide range of protection during and after employment.

Options you may be able to consider include:

• Medical and Dental Coverage
• Life Insurance
• Part Time Benefits
• Education Assistance
• Paid Training
• Paid Vacation
• Competitive Pay
• Shift Differential
• 401(k)
• Flexible Schedules
• Growth Opportunity
• Work/Life Balance

PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO

Shift First
Total Hours Per Week 40

CLICK HERE TO APPLY

Job Description 

As an employee of PNC Financial Services Group, you become part of an organization committed to customers, employees, investors, and the communities in which we do business. PNC is an established, growing and successful financial services company, with businesses organized around retail and commercial banking, asset management, and funds processing. Our branches are concentrated in thirteen states and the District of Columbia; additional offices are located nationwide and internationally. We are growing in size and through recent acquisitions have become the fifth largest bank by deposits in the US. We are also growing in reputation, as a leader in areas such as work/life family culture, “green” building design, frontier technology, and strong corporate social responsibility.

As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business, you will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

Job Qualifications:

• High School Diploma or educational equivalent
• Thorough understanding of underwriting criteria and guidelines
• Mortgage banking background preferred with a proven track record of success
• Ability to generate annual production volumes of $10 to $12+ million
• Public speaking skills with the ability to make presentations
• Ability to education borrowers on loan products and process

PNC is committed to offering you a comprehensive and competitive benefits package. We design our full time and part time benefits programs based on PNC’s benefits philosophy to provide quality levels of coverage at affordable costs over the long term for both employees and PNC. We strive to balance the cost of providing competitive benefits with the need to cover employees with a wide range of protection during and after employment.

Options you may be able to consider include:

• Medical and Dental Coverage
• Life Insurance
• Part Time Benefits
• Education Assistance
• Paid Training
• Paid Vacation
• Competitive Pay
• Shift Differential
• 401(k)
• Flexible Schedules
• Growth Opportunity
• Work/Life BalancePNC is an Equal Employment Opportunity/Affirmative Action Employer — M/F/D/V/SO

Shift First
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK HERE TO APPLY 

Lyons Mortgage Services is looking for an FHA Underwriter with a DE designation to work in our Queens, New York headquarters.  A retail lender/servicer, portfolio investor and an FHA approved institution, Lyons has been in business well over a decade.  The business decision to stay away from the sub-prime market has put the company in a strong position to move forward in current market conditions. Lyons has a high standard of ethics and celebrates underwriters who fully assess loans and, when appropriate, say no.

Lyons is also a great place to build a career.  The cooperative environment makes it an enjoyable place to spend your work days and the open-door policy allows you to learn from executives who have decades of experience in the mortgage industry.  Lyons believes that a pleasant, low-stress environment leads to higher employee satisfaction and greater productivity.  High employee satisfaction at Lyons is demonstrated by the fact that the average employee has been with the company for over seven years.

Job Description:

- Underwriting FHA and conventional mortgages.
- Establishing relationships with FHA offices to expedite resolutions.
- Remaining conversant with all internal, FNMA, and FHA guidelines as well as federal and state banking regulations.

Requirements:

- DE designation required.
- Experience underwriting conforming and non-conforming products preferred.
- Bachelors Degree from accredited university preferred.
- Excellent organizational and communication skills.

Perks:

- Aggressive salary (up to six figures for the right candidate), bonus eligibility, health insurance and profit sharing plan.
- Security of working for an established company.
- Opportunity to get in on the ground floor of a growing department.

We are willing to make a very competitive offer to the right candidate. Please email all resumes to recruit@lyonsonline.com.

Please use the following code when applying for this position: NAMP

Thank you.

*Please provide two most recent W2’s
*20 positions available
*Location, East Broward County*
 
Contact:

Jeffrey Sanders

First Choice Bank
Mortgage Division
20801 Biscayne Blvd, Suite 403
Aventura, Florida 33180
305-932-1952 - Office
786-923-5987 - Fax
954-249-5749 - Cell
jsanders@fcbmtg.com
 
Success is the ability to go from one failure to another with no loss of enthusiasm.
Winston Churchill

SunTrust Bank
Mortgage Underwriter 3

Duties and Responsibilities:

- Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.
- Will be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.
- May be required to assist in the training of less experienced underwriters and residential origination staff members.
- Communicates with Processors, Originators, and other internal and external customers.
- Meets performance standards and goals established by the bank.

Minimum Requirements:

- 5+ years of mortgage loan underwriting experience

Preferred skills:

- Mortgage loan underwriting experience within the last year
- DE and/or LAPP certification is highly preferred

We offer competitive salaries, excellent benefits, and growth opportunity.  For immediate consideration, please apply online at www.suntrust.com/careers and apply to job posting # 159917.  We are a drug screening and Equal Opportunity Employer. M/F/D/V.

Relocation is available.

Underwriter

Post Date: Oct 14, 2009
Type: Full time
Start Date: As soon as possible
Salary: (Verify your salary with Salary.com)
Location: United States - Minnesota - Woodbury Job Reference: 3400
Job Zip Code: 55121

Job Description:

Land/Home Financial Services, Inc. is a nationwide Mortgage Bank with several locations throughout the US. We are looking for a DE Certified Underwriter to work out of our Woodbury, MN office.

Skills:

Job Requirements:

*Must have Direct Endorsement (DE)

*Must have 3+ years of Underwriting experience.

*Knowledgeable of FNMA/FHLMC conforming and JUMBO non-conforming guidelines

*DU/LP proficient

*FHA/VA knowledge

*Ability to analyze federal tax returns

*Ability to interact with Brokers, Loan Officers and other staff members

*Experienced with LexisNexis and Fraudguard or other automated qualify control systems

* Ability to communicate effectively

* Ability to work independently

* Strong organizational skills
Comments:

Benefits include:

-Medical
-Dental
-Vision
-401K
-Life Insurance
-Disability Insurance
-Supplemental Benefits

CLICK TO APPLY

At CSI, we only serve the Mortgage and Finance Industry. We are the preferred vendor for many of the largest financial institutions in the country. We have been placing Mortgage Professionals for over 20 years and do business nationwide in all 50 states. CSI has access to many job postings that you would not ordinarily find in the newspapers or on job boards.

CSI is your Premier Contractor/Temporary Staffing and Direct Hire and Executive Placement Provider.

By working with CSI we offer vacation pay, holiday pay, group medical benefits, matching 401K plan, Section 125 flexible spending, direct deposit and referral bonuses.

Mortgage Underwriter / Government Underwriter Apply for this job now!
Report It

Job Overview

Company: Contemporary Services
Required Education: Not Specified
Job Type: Banking
Finance Required Experience: At least 4 year(s)
Base Pay: $0.00 - $35.00 /Hour Required Travel: Other Pay: Great opportunity, competitive compensation! Location: US-NJ-Cranford
Employee Type: Full-Time
Manages Others: No
Relocation Covered: Not Specified
Industry: Banking - Financial Services
Mortgage
Reference ID: 00000V07

Job Description

Immediate Job Opportunity for Mortgage Government Underwriter! Cranford, NJ

Immediate long term contract position with a well known mortgage lender, excellent job opportunity and competitive pay! Local candidates only.

All interested candidates please submit your resume to an Employment Consultant at [Click Here to Email Your Resumé]

The (DE) Underwriters are responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products (government loans) within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager. Perform miscellaneous tasks and special projects as needed or required.

Job Requirements

Direct Endorsement (DE) to underwrite FHA loans is absolutely required for consideration. 4+ years mortgage underwriting experience. Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation. High degree of attention to detail. Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines. Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment.
DE designation required.

CLICK TO APPLY

If interested, please email your resume & cover letter DESCRIBING WHY YOU ARE QUALIFIED FOR THIS POSITION to: jobs@loanprocessortraining.org

(NO PHONE CALLS PLEASE)

Overview

Hiring Company Name: MetLife Bank
Location: Bloomfield ,NJ
Job Type: Full Time
Salary:
Company Sector: Capital Markets, Insurance, Real Estate
Years of Experience: 2+ to 5 years
Posted: 9/15/2009

Company Description
MetLife, Inc. is a leading provider of insurance and other financial services to millions of individual and institutional customers throughout the United States.

Job Description

* Work is performed for moderately complex to complex assignments.
* Reviews and underwrites for consumer loans originated in the assigned regions, assuring compliance with all credit policies and consumer lending regulations; assures that the credit quality of the portfolio remains within standards established by senior management.
* Supports and contributes to the quality and sales goals of the bank through coaching sales staff in cross-selling and up-selling loan products and by delivering loan support through one-on-one coaching, group meetings and training classes.
* Performs other related duties as assigned and required.

Job Requirements

* Minimum 4-6 years in the mortgage industry within the underwriting field. DE/LAPP preferred.
* Bachelor’s degree in related field.
* Accurate typing, spelling and grammar skills.
* Proficient with applicable computer software.
* Excellent written and oral communication skills.
* Excellent organizational and customer service skills.

CLICK TO APPLY

Underwriter POSTED: Oct 09
Salary: Open
Location: Hunt Valley, Maryland
Employer: The Insco Dico Group
Type: Full Time - Experienced
Category: Underwriter (e.g. Mgr, Specialist, Trainee) Required Education: 4 Year Degree

About The Insco Dico Group

A Better Way to Build… A Better Way to Bond. The Insco Dico Group® is one of the largest privately held group of surety companies in the Country. Our group is currently licensed in all 50 states. With seventeen offices nationwide, Insco provides superior and efficient localized service to a large network of independent producers for subdivision, license, permit and miscellaneous bonds.

A Better Way to Build… A Better Way to Bond.

The Insco Dico Group® is one of the largest privately held group of surety companies in the Country. Our group is currently licensed in all 50 states. With seventeen offices nationwide, Insco provides superior and efficient localized service to a large network of independent producers for subdivision, license, permit and miscellaneous bonds.

We are currently seeking new talent to join with us in our continued growth and success. As in every business, qualified personnel are essential. Simply stated, exceptional people create exceptional results.

Our Baltimore Branch Office has an opening for the following dedicated professional:

Underwriter

•Reviews bond submissions from independent surety agents for commercial surety, contract and subdivision accounts.

•Underwrites assigned accounts, programs and individual bond requests within his/her authority levels. •Reviews and recommends approval or denial of bonds beyond delegated underwriting authority.

•Performs complete analysis of financial statements, credit references, prior account history, work in process schedules, and related surety data.

•Prepares portions of underwriting financial data worksheets for reporting contract and subdivision bonds.

•Evaluates credit reports, perform reference checks and verify data with accounting professionals (e.g., CPA) and banks.

Our current outstanding benefits package includes medical, life, disability, dental, 401(k), vision, flexible spending accounts, and employee assistance programs.

For additional information, we invite you to visit our website at: www.inscodico.com

Requirements

•Bachelors Degree in business administration, finance, or in a related field from a college or university is required.

•Must have a minimum of 2-3 years of related underwriting experience in the financial industry, preferably in Surety.

CLICK TO APPLY

Celebrating 75 years of service to our Members! Telhio Credit Union is a not-for-profit financial cooperative that is a full-service financial institution. That means that our members are our owners and they can expect to receive high-quality financial services to meet all of their needs.
Telhio offers a great benefits package including: Vacation, Sick & Personal Days as well as Medical, Dental, Vision, Disability and Group Life insurance. Employees are eligible for a 401(k) Plan.

ABOUT THE POSITION

We are searching for an FHA Certified Credit Underwriter that will be responsible for approving / disapproving consumer loans originated with Telhio or through CUSO/Telhio Credit Union Client. This position is responsible for underwriting FHA Loans and charged with the responsibility of approving consumer loans according to Board approved Credit Union wide lending policies. Ensures that consumer loan products are approved or denied in accordance with established policies and procedures.

QUALIFICATIONS:

• FHA DE Certification Required.
• A Minimum of 2 Years experience in morgage underwriting experience.
• A minimum of 1-year experience in consumer lending (mortgage, home equity, and automobile).
• Must have a complete familiarity with all loan transactions and State and Federal lending statutes
• Must posses a solid understanding of underwriting criteria used in granting consumer loans.
• Excellent interpersonal and communication skills.
• Demonstrated analytical and quantitative skills.
• Must be able to work in a fast-paced, sometimes stressful environment.
• Must be able to work some weekends and off hours.
• Strong negotiation skills.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, you will need to have good manual dexterity as well as speaking and hearing ability. This position requires sitting; some reaching; standing; some stooping or kneeling. The employee must occasionally lift and move up to 20 pounds. It is expected that the employee will read, compile, compute and record numerical and statistical data. The noise level in the work environment is usually moderately consistent with the noise generally found in an office including those generated by office equipment.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderately consistent with the noise generally found in an office including those generated by office equipment.

Telhio is an Equal Opportunity Employer!

Contact us at jobs@telhio.org or fax to 614-629-0138. Please reference “FHA Credit Underwriter” in the subject line.

This position is for a Government/FHA Loan Underwriter in our Burlingame, CA headquarters location. Quatrro Processing Solutions is a wholly owned Business Unit of Quatrro, Inc. (a 3,000+ employee outsourcing firm based in the US and the World). This is the first on-shore/offshore model of its kind and you can be part of history in the making!

As an FHA Underwriter you will be responsible for managing and monitoring daily workflow. Act as the subject matter expert on investor’s loan guidelines and internal underwriting procedures. Make sound underwriting decisions on large and complex loans regarding credit worthiness of Borrowers. Relay these decisions in a professional manner to Brokers, Account Executives and internal staff.

Responsibilities:

• Review and analyze all areas of the mortgage loan application to ensure accuracy, completeness, and in compliance with internal and regulatory guidelines
• Run applicable AUS and interpret findings
• Review and sign off conditions as needed per Loan Approval
• Prioritize and monitor workflow to meet established deadlines
• Ensure compliance, underwriting guidelines, and secondary market or investor sale ability
• Knowledge of product guidelines, insurance requirements and state and federal regulations
• Ensure system is in place to track loans and track follow up items in a timely fashion
• Interact with Brokers, Account Executives and Loan Officers. Provide detail oriented oral and written communication to Staff, Brokers and Account Executives
• Work closely with other departments and find timely resolutions to defective loans
• Interact with Secondary Marketing, Wholesale, Retail, Accounting, Servicing, Shipping and Quality Control
• Provide timely responses to Quality Control Audits
• Maintain high degree of confidentiality
• Perform other duties as assigned, including assisting other team members and management as needed.

Qualifications:

• A MINIMUM of 2 years experience as a FHA Underwriter for purchase and refinance transactions is required
• Preferred VA Underwriter for purchase and refinance transactions
• Direct Endorsement (DE) is strongly preferred
• A MINIMUM of 3-5 years prior experience as an underwriter
• Thorough understanding of underwriting guidelines, policies and procedures of FHA, Fannie Mae and Freddie Mac
• Experience in underwriting Govt. and State Housing products is required
• Experience with appraisals and other collateral documents
• Prior experience working with multiple investor guidelines
• Excellent customer service skills
• Knowledge of key LOS systems like PcLender, DataTrac, CalyxPoint, Encompass
• Knowledge of key underwriting systems like DU & LP
• Strong verbal and written communications skills
• Ability to work productively in a fast paced environment
• Telecommuting is an option

Please email your resume to Careers@QPSconnect.com
Principals ONLY Please!

Company: W.J. Bradley
Job ID#: 87484
# of Positions: 3
Posted: 10/06/2009
Job Type: Full Time
Location: South Jordan, UT
Department: Underwriting
Category: Operations
Salary: Salary
Benefits: Full Benefits
Contact: Ellen Clayson

Description

WJ Bradley is an independent retail mortgage banker committed to excellence in the mortgage lending industry. Highly motivated, talented and dedicated mortgage professionals are anxious to join our growing team.

The Company operates out of two central locations (Denver and Salt Lake City) with approximately 70 retail branch offices located throughout the United States. We currently have multiple openings for Mortgage Underwriters who are responsible for reviewing, analyzing and approving loans within Company and industry guidelines.

Requirements

Primary Responsibilities include:

* Assess loan attributes and documentation for compliance with Company and investor standards
* Evaluate debt ratio, LTV ratios, credit score, property valuation, etc.
* Apply specialized knowledge in the interpretation of applicable internal and regulatory Underwriting guidelines
* Assess all variables and determine conditions for loan approvals and/or denial
* Make final underwriting decisions

Skills/Requirements

Successful candidates will have:

* 3+ years of mortgage underwriting experience
* Conventional and FHA/VA experience
* A strong sense of urgency and be deadline oriented
* Commitment to accuracy in the loan process
* Ability to multi-task and excellent time management skills
* Excellent interpersonal skills

CLICK TO APPLY

Location:
200 Westgate Cir
Suite 200
Annapolis, MD 21401

Employee Type:
Full-Time

Industry:
Banking - Financial Services
Mortgage

Manages Others:
No

Job Type:
Banking
Finance

Experience:
At least 5 year(s)

Relocation Covered:
No

Post Date:
10/8/2009

Description

Severn Savings Bank, FSB is a full-service community bank offering a wide array of personal and commercial banking products as well as residential and commercial mortgage lending. It has assets exceeding $960 million and four branches located in Annapolis, Edgewater, and Glen Burnie. Severn is on the Web at www.severnbank.com EOE.

We are looking for an experienced Underwriter to add to our lending team. If you are an experienced Underwriter with superior customer service and organizational skills, you belong at Severn Savings Bank, FSB.

Requirements

Minimum requirements of the position are:

* 5+ years experience with mortgage underwriting
* Possess Underwriting Designation; FHA Direct Endorsement& VA Automatic
* Ability to underwrite to multiple investor guidelines for conforming and non-conforming loans FHA, VA, and CDA loans
* Exceptional work ethic and communication skills
* Attention to detail
* Knowledge of FHA/VA regulations, conventional loan requirements and real estate law.

CLICK TO APPLY

Total Equity Solutions, LLC

Job Title: Mortgage Processor
Full-Time Position

Location: Downtown Atlanta, GA
Centennial Tower

Minimum Requirements:

At least 2 years experience as a processor in the mortgage industry.
Must be experienced with FHA,VA, & Conventional Loans.
Criminal Background must be clean.
High School Diploma
Must have working knowledge of Microsoft word, outlook, excel, and Caylx applications.

Pay Description:
Base Salary + Per File Fee for loans that fund.
Please email or fax your resume to:

Contact Info:
bburns@totalequitysolutions.com
or
404-601-1844 - fax#

Position ID: EB-4000145202
Job Title: Underwriter E&S
City: New Orleans
State: LA
Starting Salary: $50,000
Upper Salary: $90,000

Job Description:

National Wholesale Broker seeks to recruit an experienced Wholesale Broker/Underwriters for their New Orleans office. Our client has 11 offices around the country with over 150 employees. They specialize in providing innovative solutions for hard to place commercial insurance.

This position requires a proven track record with retail property casualty agents, various E&S carriers and markets. If you are interested in learning more about their exceptional compensation or ability to offer expanded markets, please contact Alissa Kligman at 443-394-6009 or e-mail at akligman@rogangroup.com

Job Description

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Minimum Qualifications

3+ years experience underwriting home mortgage loans. Must have Level 3C underwriting authority. Strong communication/organizational skills. Excellent customer service skills. Proven ability to think outside the box when decisioning loans. Able to work overtime as needed.

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Job Description

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Minimum Qualifications

4+ years experience underwriting home mortgage loans. 2+ years FHA/VA underwriting experience. Strong communication/organizational skills. Superior customer service skills. Proven ability to proactively think outside of the box when decisioning loans. Ability to work in a production environment and overtime as needed. Must have DE/CHUMS ID.

CLICK TO APPLY

Contact Information:

American Advisors Group
16808 armstrong ave.
suite 220| Irvine ,
California 92606
P (866) 948-0003×206
D (949) 224-6083
F (866) 240-7547

email: alounello@aagreverse.com
website: www.aagreverse.com

Confidentiality Notice

This communication may contain information that is proprietary, privileged or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, print, retain, copy or disseminate this message or any part of it. If you have received this message in error, please notify the sender immediately by email and delete all copies of the message. Thank you.

The purpose of the Underwriter is to underwrite loans in support of Modification initiatives around HMP as well as any future based programs within the organization. The Incumbent will underwrite loans to comply with current standards as mandated by Treasury, Agency, and Investor guidelines, as well as internal risk standards of the Firm.

Join the team that creates value by defining the best servicing solutions for homeowners and investors. We have two offices conveniently located within the DFW Metroplex - Irving and Fort Worth. Please visit our website at www.saxononline.com/careers to learn more about our opportunities.

Saxon, a wholly owned subsidiary of Morgan Stanley, is a residential mortgage servicer.
An Equal Opportunity Employer, M/F/D/V

Responsibilities:

* Examine overall loan documentation to ensure compliance, accuracy and completeness for the various MOD programs.
* Review Income, Documentation, Credit Reports, Applications and LTV as needed to meet various underwriting guidelines for MOD and other programs.
* Understand and manage all underwriting activities to the requirements of Treasury, Agency and Private Investor guidelines.
* Be able to discuss loan declines due to credit, compliance, income, fraud, valuation or other factors with management as needed.
* Maintain productivity levels as determined and required by management.
* Establish and maintain good working relationships with other departments, including front-end and closing areas to ensure quality product and process.
* Provide work direction and training to more junior staff.
* Adjust work process to accommodate changes in underwriting guidelines or guidance as determined by Treasury, Agency, Investor or the Firm
* Detect fraud “red flags”.

Additional Duties:

* Complete projects as they are assigned and pertain to the company.
* Additional responsibilities as required by management.

Qualifications:

Education:

* College Degree preferred but may accept equivalent work experience and mortgage underwriting experience.

Work Experience:

* 3-5 years prior underwriting experience with thorough knowledge of underwriting principles and methods, including familiarity with Agency and other Investor guidelines.
* 3 or more years prior experience and/or training; or equivalent combination of education and experience in mortgage origination or servicing, with emphasis on underwriting.

Computer Software Skills:

*
Outlook
*
Word
*
Excel
*
PowerPoint
*
Access

Other Computer Skills:

* Knowledge of the Mortgage Serv system (FiServ) and/or the LPS MSP package.
* Must have knowledge of “Windows” and its relation to PC applications and Internet technology.
* Communicate with Information Technology personnel in an appropriate format.

Certificates, Licenses, Registrations:

* Any related to mortgage banking a plus, but not necessary

CLICK TO APPLY

Job ID: 000049JX
Date Posted: 10/03/2009
Location: Valley View, OH US
Job Type: Full Time
Job Level: Not Specified
Shift:
Reports To: Travel
Involved: None
Education: Not Specified
Compensation:
Salary: Not Specified
Hourly:
Relocation assistance: No
Relocation Benefits Provided:

Position Summary

Alliance Office Solutions is the premier staffing service for administrative professionals and one of the fastest growing companies in Northeast Ohio. We make our employees a top priority! Alliance Office Solutions offers great benefits, retention pay, holiday pay and flexible scheduling options within rewarding assignments in some of the best employers in Northeast Ohio. Our recruiters and account managers will work hard to accommodate your career preferences. Our supportive staff is available to provide you with the assistance you need to get your job done. Whether you prefer temporary, temp to hire or direct hire job opportunities, Alliance Office Solutions is your answer!

Position Summary

Responsibilities of the Hazard Claim Coordinator include, but are not limited to, reviewing the daily damage report for various clients, notating, following up and updating the clientâ€^TMs systems with the current status of the pending insurance claims, setting up and filing claims for properties that are generated on the daily damage report as well as client requests. Accessing different systems specific to our clients in order to obtain needed insurance information. Once the claim has been filed with the insurance carrier, the Hazard Claims Coordinator will work with the insurance carrier and maintain the claim file for the first 30 days of the claim. Additional tasks completed by the Hazard Claims Coordinator include tracking all convey dates and filing extensions with HUD for the properties that have pending hazard claims, as well as completing weekly and month end reports, special projects, and administrative duties as assigned by the department supervisor or manager. The goal of the Hazard Claims Coordinator is to streamline the initial claim and extension process for our clients as well as all reporting functions within the department.

Expectations and Outcomes

• Review client specific daily damage report and individual client requests for damages sustained to a property to determine if the damages qualify for a hazard claim under the mortgagee clause of the insurance policy
• Review client systems for loan history and obtain insurance information for new claim filings
• Enter all system notes and steps in the appropriate client system when a hazard claim is opened, updated or closed
• Forward weekly status updates to the client regarding their pending hazard claims
• Maintain a spreadsheet of all claims, documentation requests and convey dates
• Review the clientâ€^TMs external document systems to obtain foreclosure documentation as well as contacting the foreclosure attorneys.
• Submit and track all HUD extensions during the hazard claim process.

Measures

• Consistency in reviewing and notating clientâ€^TMs internal systems
• Accuracy in filing claims with the correct loss date and damages
• Maintain compliance with all client and HUD guidelines when requesting convey extensions through HUD
• Help to improve delays in claim filings by working with clients to obtain accurate insurance information
• Maintain superior client relations

Position Requirements

• Ability to multi-task and work in a fast-paced environment.
• Good communication and writing skills
• High school diploma
• Previous experience in the mortgage industry preferred
• Proficiency in Microsoft Office applications
• 1-2 Years experience in a data entry
• 1-2 Years Customer Service

Company Information

Website: www.alliancestaffing.jobs

Description:

Alliance Office Solutions professionals possess a steadfast dedication to providing the highest levels of customer service, helping match qualified candidates with sought-after employers. Each Alliance Staffing Solutions professional undergoes our exclusive screening process. This comprehensive system of skills testing and assessment helps ensure a perfect match with your specific job requirements, every time guaranteed

Benefits:
Vacation,Dental,Vision,Holidays,Medical,Life

Email: hr@alliancestaffing.jobs

Visit Alliance Office Solutions’s website to
submit your resume!

Company: HP Enterprise Services (EDS) - Insurance, Exempt
Job Type: Not Specified
Location: BETHESDA, Maryland United States
Salary: Not Specified

JOB DESCRIPTION:
Position # 2441100

Job Description:

31180 - UNDERWRITER: UNDER GENERAL DIRECTION, DETERMINES THE IMPACT OF AND CONDITIONS FOR ACCEPTING OR CONTINUING INSURANCE COVERAGE. REVIEWS APPLICATIONS FOR INSURANCE TO EVALUATE THE DEGREE OF RISK INVOLVED. PROCESSES AND APPROVES APPLICATIONS BASED ON COMPANY’S UNDERWRITING PRACTICES. EXAMINES COMPANY RECORDS TO DETERMINE AMOUNT OF INSURANCE ASSOCIATED WITH A POTENTIAL RISK TO PREDICT FUTURE LOSSES. DECLINES APPLICATIONS FOR INSURANCE OR DISCONTINUES INSURANCE PRESENTING A HIGH RISK TO THE CUSTOMER.

Job Essential Functions:31180 - UNDERWRITER: ABILITY TO ANALYZE AND REVIEW INSURANCE APPLICATIONS AND COVERAGE TO DETERMINE RISK FACTORS AND POTENTIAL LOSSES. ABILITY TO APPROVE OR DECLINE INSURANCE APPLICATIONS BASED ON RISK ASSESSMENT.

No position prerequisites information available

Capabilities: Insurance Processing
Industry: Insurance

EDS and the EDS logo are registered trademarks of Hewlett-Packard Development Company, LP. EDS, an HP company, is an equal opportunity employer and values the diversity of its people. Copyright 2009 Hewlett-Packard Development Company, LP.

CLICK TO APPLY

Job Description :

Good communication skills and ability to provide Legendary Service;

Strong decision making and computer skills;

Ability to work independently or as part of a team;

Ability to multi-task and produce high level of productivity.

Job Requirements :

Good communication skills and ability to provide Legendary Service;

Strong decision making and computer skills;

Ability to work independently or as part of a team;

Ability to multi-task and produce high level of productivity.

CLICK TO APPLY

JOB DESCRIPTION:
Job Code: 6112

Job Description :

Good communication skills and ability to provide Legendary Service;

Strong decision making and computer skills;

Ability to work independently or as part of a team;

Ability to multi-task and produce high level of productivity.

Job Requirements :

Good communication skills and ability to provide Legendary Service;

Strong decision making and computer skills;

Ability to work independently or as part of a team;

Ability to multi-task and produce high level of productivity.

CLICK TO APPLY

Description:

Underwriter Established Mortgage Banker searching for Experienced Underwriter for full time in house position at Sandy location. Must have extensive FHA background. DE delegation preferred. Compensation dependent upon experience level.

Open Date: 10/05/2009
Close Date:
Education: None
Shifts: Day
Terms: Full, Part
Days Off:
Openings: 1
Work Schedule:
Months of Experience:
Lifting Requirement:
Driver License: None
Endorsements:
Benefits:
Commission? No

Utah hourly wage information published May 2009 for Insurance Underwriters:

Inexperienced: $19.30
Average: $34.57
Median: $27.36
Middle Range: $21.15 - $35.50

Training: Bachelor’s degree

The average wage shown here is from a yearly survey of Utah employers. While it is specific to this occupation, it is not specific to this employer or job opening.

CLICK TO APPLY

TATA Consultancy Services (TCS) is one of the world’s leading information technology companies. Through its Global Network Delivery ModelTM, Innovation Network, and Solution Accelerators, TCS focuses on helping global organizations address their business challenges effectively. A part of the TATA Group, India’s largest industrial conglomerate, TCS has over 130,000 of the world’s best trained IT consultants in 50 countries. The company generated consolidated revenues of US $5.7 billion for fiscal year ended 31 March, 2008 and is listed on the National Stock Exchange and Bombay Stock Exchange in India. For more information, visit us at www.tcs.com. TCS delivers a level of certainty that no other firm can match-to our clients and to our employees. Come join us and experience certainty in your career.

Job Title:

Pre- Purchase Review Loan Analyst/Senior Mortgage Processor

Relevant Experience (Yrs) :

3+ years of experience in the Mortgage Industry (as a Mortgage Originations Processor/Mortgage Loan Consultant).

Technical/Functional Skills:

-Experience in reviewing and analyze all loan credit, income, and asset documents. (1003 Application, Income (Pay stubs, W2, 1040), Full Appraisal Review, Title, Flood Certificate, Bailee Letter, Escrow details, Sales Contract, Credit Reports, Asset Documents (bank statements, broker statements, gift letters, retirement accounts, etc),
-Ability to Review Conventional and Government mortgage loans for compliance of all applicable guidelines and ensure integrity of all data and process inputs
-Ability to validate integrity of all data, viz a viz the system, and update client systems with the correct information.
-Ability to validate that all Desktop Underwriter/Loan Prospector conditions are met with supporting documentation in loan file and all system inputs are accurate. DU/LP are Fannie and Freddie Automated Underwriter Systems (AUS)
-Experience in specialized mortgages (MECA, CO-OP, loan modifications)
-Ability to resolve outstanding loan stipulations
-Ability to calculate and accurately determine front-end and back-end ratios (LTV, DBR, etc) for credit underwriting decisions.

Experience Required:

- 3 years of experience in the Mortgage Industry, as mortgage originations processor, mortgage loan consultant.
- 6 months experience in credit underwriting, with understanding of FNMA, FHLMC and Government loans would be an added advantage.

Roles & Responsibilities:
Maintain monthly performance measurements: Timeliness, production goals, compliance/regulatory, and customer satisfaction.

Generic Managerial Skills:
Analytical and problem solving skills
Customer service skills (this is a non voice process). Client First concept, though the employee will not be interacting with the borrowers.
Requires organizational and time management skills to balance workload and meet deadlines

Education:
High school diploma

CLICK TO APPLY
Website: http://www.tcs.com
Ph:- 716 207 6199

Rolling Meadows, IL
Area Code: 224
Tax Term: FULLTIME

Pay Rate: $25 - $30
Length:
Position ID: UST_Underwriter
Dice ID: ebuilt
Travel Required: none
Telecommute: no

Description:

UST Global is leading end-to-end IT services and BPO Solutions Company headquartered in California, USA with operations across the Globe. We are a part of the $ 6 Billion Com Craft Group. We are a PCI CMM Level 5, BS 7799 & ISO 27001 certified company with over 6000 people globally with operations in Americas, Europe, Asia Pac & India. We are among the top 30 fastest growing companies in the US and one among the few companies to be placed in Magic Quadrant by Gartner for our expertise in operating on Niche areas of operation.

We are very well poised for a rapid growth with future plans viz. IPO listing at NASDAQ, hitting the $ 1 Bn mark and ramping up the workforce to a 30,000 strong, moving forward.

We have immediate openings for Mortgage Underwriters for one of Client.

Minimum Five years underwriting experience required.

Current Underwriting experience required (2 years).
Current Frontline Underwriting experience required.
Knowledge of DU (Desktop Underwriter)/LP (Loan Prospector)/Zippy .

Minimum of 2 years of contract underwriting experience.

Direct experience in Lenders, Investors, Government and underwriting Programs requirements.

Knowledge of all documents used by the Lender in the origination of FHA (federal HousingAdministration), VA and Conventional loans.

Computer literate with intermediate proficiency in Microsoft Word, Excel and Access (or equivalent database reporting programs); experience with the ACES
Quality Control system highly desirable.

Strong analytical skills

Ability to work efficiently with a low margin of error, and with minimal supervision

Personal Competencies

Excellent written and verbal communication skills
Ability to make independent decisions w/in program and company guidelines

Perform with a high degree of accuracy
Cooperative team player

If you find the above job interesting, request you to please forward your updated resume along with your Current, Expected Pay Rate and also Notice Period to kameshwar.anipindi@ust-global.com

Contact Person: Kamesh
Tel No: 949-616-5775

CLICK TO APPLY

JOB DETAILS

Career Field: Underwriting
Insurance Discipline: Property & Casualty
Relocation Assistance: Not Available
Job Duration: Full Time
Salary Offered: Open

JOB DESCRIPTION

We currently have one opening on our outstanding Production Management Team. This department handles all agent inquiries including the evaluation of our current book of business, new business submissions, agency field/mail audits, agency rollovers and underwriting referrals from our claims dept. Applicants must have strong customer service skills, attention to detail and be able to handle an extremely large call volume. Ability to professionally communicate both verbally and in writing is a must. Strong multi-tasking skills are required and must be a team player. Excel and Access knowledge a plus. Four year degree or 5 years industry experience needed.

What does it take to be part of one of the best teams at ASI?

It takes ATTITUDE. Positive, high-energy, contagious attitude. We all have it here!

It takes SPEED. We respond quickly to market trends and issues.

It takes INNOVATION. We think outside the box. We use team member suggestions, and we are always looking for better ways to service our agents, our employees and our policy holders.

Hours of the position are 9:00-6:00.

ASI offers outstanding benefits, such as 100% employer-paid PPO health insurance for employees, 6% matching on our 401k retirement plan, PTO leave, employer-paid life insurance, and much more!

We are a drug-free workplace. Prior to accepting a position offered at ASI, candidate must consent to pre-employment drug testing. Any offer of employment extended is contingent upon the results of the drug test.

CLICK TO APPLY

Job Description

The Mortgage Company is a long-established mortgage company, with builder partnerships across the USA. Today, after 15 years of continuous growth, the Company has 130 employees and originates over $1 Billion in purchase loans though 20+ home builder partnerships in six states. This Company is in excellent financial shape and has business relationships with some of the most prestigious and long-standing builders in the Country.

Skills/Qualifications:

Our ideal candidate has:

• At least three (3) years experience as a loan processor, processing different kinds of mortgage loans. Must have FHA experience.
• High School Diploma or educational equivalent
• Thorough understanding of underwriting criteria and guidelines
• Mortgage banking background preferred with a proven track record of success
• Ability to process with speed and accuracy

We offer:

• Medical (PPO, HMO), dental, vision
• Prescription plan
• Health and dependent care reimbursement
• Group life and dependent life
• AD&D insurance
• 401(k) with company contribution
• Paid holidays
• Paid sick time
• Vacation plans

Duties:

• Prepares mortgage loan files by reviewing loan application; clarifying or obtaining additional information.
• Confirms mortgage loan application information by mailing verification forms; contacting verification sources.
• Obtains mortgage loan documentation by ordering credit report, land survey, building appraisal, title, and related information.
• Identifies mortgage loan application and documentation problems by highlighting deficiencies.
• Prepares closing statements and informs borrowers by calculating principal and interest payments, and closing costs; forwards information to borrowers.
• Keeps information accessible by sorting, organizing, and filing documents.
• Maintains customer confidence by keeping mortgage loan information confidential.

Please send resumes in confidence to Emilie Booth- booth0801@sbcglobal.net

Underwriter

Wright Risk Management is seeking an experienced underwriter with a background in workers’ compensation. The individual will price and place new and renewal business while ensuring the accuracy of policy issuance.

REQUIREMENTS

Qualified individuals must possess a Bachelor’s Degree and 5-7 years of underwriting experience. A background in workers’ compensation a plus. The candidate must possess strong analytical, organizational and communication skills. CPCU and ARM preferred.

CLICK TO APPLY

- All in-bound leads (phone & email) selling mortgage related products (training webinar, memberships/certifications)

- Must have quiet home office environment, free of noise distractions.

- Must pass background check.

- Must have updated computer. Internet (DSL speed or higher)

- Dedicated Line with Voicemail (Vonage Line). Web cam.

- Must Be Professional and Have Excellent Sales Skills.

- Paid as 1099 Independent Contractor.

- $8 an hour + 5% commission

Please email your resume & cover letter DESCRIBING WHY YOU ARE QUALIFIED FOR THIS POSITION to: jobs@loanprocessortraining.org (PLEASE NO PHONE CALLS)

Description: Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc..) Extensive customer contact required. 2+ years residential mortgage underwriting experience including manual decisioning, Ability to validate income, asset and collateral documents including self employed tax returns. Excellent phone skills and, superior customer service skills.

Minimum Visa Status: U.S. Citizen

Employment Type: W-2 Contractor

Education Level: High School Diploma

Compensation: $28/hr

City: Plano

State: TX

Zip: 75024

Openings: 6

Expected Start Date: 09/28/2009

Expected Duration: End: 12/31/2009

Posted By: Terrell Jackson

Recruiter Email: tjaxn@hotmail.com

Job ID: #61246

Job Channel: USA-TX-Dallas/Ft. Worth Metro Real Estate Jobs

Posted: 09/16/09

CLICK TO APPLY

Description

Bank of America is one of the world’s largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 38 million consumer and small business relationships with more than 5,800 retail banking offices, more than 16,700 ATMs and award-winning online banking with more than 14 million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. Bank of America had over $74 billion in revenues and $21 billion in net income at December 31, 2006. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange. For more information, please go to www.bankofamerica.com.

Nearly 3,400 associates and contractors support our Card, Mortgage, Home Equity, and Insurance Technology. Business is conducted in over 25 states across the U.S. with additional offices in Canada and Europe. Our associates are dedicated to delighting our customers by providing innovative products based on customer needs and delivering those products to Bank of America customers through dedicated sales channels, third parties and an extensive coast-to-coast network of 5,700 bank centers. Nearly 2,000 mortgage loan officers serve Bank of America’s home buying customers, deepening relationships with home builders, and real estate agents and brokers. We have room for growth.

You will underwrite large or more difficult/complex residential loans, such as conventional and government-backed while ensuring compliance with appropriate company and secondary market investor standards. In this role you do have the authority to withdraw and decline loans. In addition, you will analyze and examine loan documentation for accuracy and completeness and work with loan originators or production staff to secure all required documents. Although this is not a supervisory role you may provide training and direction to a more junior staff and develop and recommend modifications to underwriting and production procedures. May respond to individual and investor audits.

Qualifications
Required Skills: “Must” have these skills to be minimally qualified.

* Must have DE Certification with a CHUMS number and FHA and/or VA underwriting experience.
* Previous Mortgage Underwriter — 3-5 years experience preferred.
* Excellent verbal and written communication skills
* Excellent interpersonal skills and excellent problem solving skills.

Desired Skill Sets:

* Ability to working in a high volume, fast pace work environment
* Experience in handling complex financial data

Job: DU-Underwriting
Primary Location: US-NY-Saratoga Springs
Organization: 1056913-MORTGAGE SALES AND FULFILLMENT
Travel: No
Full/Part-time: Fulltime-Regular
Hours Per Wee: 40.00
Shif: 1st Shift
Weekly Schedule: Monday - Friday 8:00AM - 5:00PM

CLICK TO APPLY

Our client company, a global consulting firm, is building out its mortgage processing service center in the Cincinnati metro area.  As part of this growth, 35-40 new mortgage processors and mortgage loan analysts and consultants will be hired on to join the center.  These are full-time permanent positions, with great benefits!

Prior experience with mortgage industry experience is required, prefer some experience with credit underwriting.  Compensation is competitive, with annual salary & eligibility for incentive pay after 1 year of employment.  Annual salary will be in range from approx. $34,000 - $40,000.

No travel (or very little) outside the metro area will be required.

Candidates within up to 1-2 hours commuting distance of Milford OH can be considered as local candidates.  Candidates commute-able to the Milford, OH office only.

Requirements:

- Ideally, candidates will have minimum of 3 years of experience in the Mortgage Industry, as mortgage originations processor, mortgage analyst, mortgage loan consultant, loan underwriter, or some combination
 
- Ideally, candidates will have at least 6 months experience in credit underwriting, with understanding of FNMA, FHLMC and Government loans a PLUS

-Experience in reviewing and analyze all loan credit, income, and asset documents, including 1003 Application, Income (Pay stubs, W2, 1040), Full Appraisal Review, Title, Flood Certificate, Bailee Letter, Escrow details, Sales Contract, Credit Reports, Asset Documents such as bank statements, broker statements, gift letters, retirement accounts, etc…

-Ability to Review Conventional and Government mortgage loans for compliance of all applicable guidelines and ensure integrity of all data and process inputs

-Ability to validate integrity of all data, use the mortgage system and update client systems with the correct information.

-Ability to validate that all Desktop Underwriter/Loan Prospector  conditions are met with supporting documentation in loan file and all system inputs are accurate. DU/LP are Fannie and Freddie Automated Underwriter Systems (AUS)

-Experience in specialized mortgages (MECA, CO-OP, loan modifications)

-Ability to resolve outstanding loan stipulations

-Ability to calculate and accurately determine front-end and back-end ratios (LTV, DBR, etc) for credit underwriting decisions

-Good customer service skills although these jobs are “back-office” and not directly working with the borrowers

-Good problem solving skills

-Ability to maintain monthly performance measurements, including for production goals, compliance & regulatory requirements, customer satisfaction and deadlines

- Education - High School Diploma

Location:  Milford , OH
Years Experience:  3+ years
Required Education:  High School Diploma
Compensation:  Up to $40,000 annual salary
Travel:  Negligible (little to no travel)

CLICK HERE TO APPLY

Description

Advance Your Underwriting Career at Liberty Mutual - A Fortune 100 Company

Our underwriters focus on answering two fundamental questions. Should we write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, by as a Liberty Mutual underwriter, you will possess a curiosity that propels you to dig a little deeper for the answers. You will rely on your strong analytic, communication and negotiation skills and thrive in a fast-paced, collaborative environment. Our underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.

Are you looking for a Commercial Underwriting opportunity with a responsible company that has consistently outpaced the industry? We have an excellent opportunity available in our dedicated School Underwriting Unit. Our risk appetite includes most types of public and private schools, both K-12 and post-secondary, and we offer a broad range of coverages to meet their unique needs. As a School Underwriter you will work with agents in your assigned territory to select and price profitable risks and build on our portfolio of school business.

Responsibilities:

* Within delegated authority levels and company guidelines, accepts, rejects or modifies new and renewal business for all commercial lines with little or no guidance to ensure a profitable commercial book of business. Prices business according to company underwriting and pricing guidelines and ensures standards for timeliness are met.
* Markets company products through agent contacts to achieve company growth and profitability targets. Develops on-going relationships with agents, meets service standards established for new and renewal business, and keeps agent up-to-date with underwriting and/or product changes.
* Is assigned to handle, and manages complex books of business to maximize profitability and growth. Reviews loss activity (frequency, severity) for each agent in assigned territory. Considers mix of business, loss ratios by line, and fit of business with company guidelines. Identifies problems or potential problems, follows up with agent. Works with agent to correct problems. May change policy deductibles, increase premium, non-renew policies. May recommend constraints on business an agent may submit or recommend that an agent be suspended.
* Acquires reinsurance as needed. Contacts facultative reinsurers and negotiates according to company standards for larger risks by contacting reinsurers with the best price and coverage within delegated authority limits.
* May train agency staff in company products, services and underwriting philosophy.
* Promotes the company’s public image by speaking to insurance-related groups and by networking within the insurance community to keep abreast of changes in the industry.
* May perform rating and other support functions as needed.

Qualifications:

* Bachelors degree or equivalent preferred; continuing education desired
* Two or more years of successful experience in a Commercial Middle Market underwriting role; experience underwriting schools preferred; experience with large property values desired
* Ability to analyze type and amount of coverage, exposures and loss control recommendations, credit reports, and loss experience
* Thorough knowledge of all standard commercial insurance coverages, contracts and underwriting principles; knowledge of D&O and E&O preferred
* Ability to interact effectively with agents and customers to build and maintain strong business relationships
* Good negotiation and pricing skills
* Hard working, team-oriented, honest, with a high level of integrity and unwavering business ethics

Benefits:

We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:

* 401K and Company paid pension plan
* Medical coverage
* Dental coverage
* Paid time-off
* Pay-for-Performance
* Discounts on automobile and homeowner’s insurance
* Discount fitness memberships
* Flexible spending accounts
* Tuition reimbursement
* Vision care coverage
* Work/Life resources
* Credit Union membership
* Employee and Dependent life insurance
* Disability insurance
* Long-term care insurance

Overview:

We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.

We believe that the Company’s success is inextricably linked to our employees’ satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.

We believe our employees take pride in knowing that they help people live safer more secure lives everyday.

Job : Underwriting
Primary Location : US-NC-Charlotte
Schedule : Full-time
Salary (Pay Basis) : 57,000-64,100
Education Level : Bachelor’s Degree (±16 years)
Shift : Day Job
Travel : Yes, 10% of the time

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Auto req ID: 57803BR
Position Title : Mortgage Ops Underwriter
Line of Business : Mortgage Banking
Company : National City Mortgage
City : IL - Downers Grove
Building Location Code : IL417 - Corridors III
Job Type : Regular
Job Status: Full Time

Job Description

You and National City - National City, one of the nation’s 10 largest financial holding companies, is looking for employees who want to work for an organization that values excellent employees, workplace diversity, ethical conduct and superior customer service. Our employees are true Customer Champions, striving to do what’s right for our customers with every interaction. We value our employees, customers, shareholders and communities and dedicate our efforts to their success. With National City, your growth opportunities are limitless! Take a few moments to see what we can offer you.

You as an Underwriter I will -

• Evaluate mortgage and other loan applications to determine acceptability and compliance with applicable state and federal regulations, investor guidelines, and Corporate standards.
• Work with originators, processors/closers, and customer service personnel to assist them in qualifying loans and keeps them informed of underwriting practice; maintains expert knowledge of Corporate, investor and regulatory guidelines; and keeps records of daily activities on 1300 loans per year.

You and your skills -

• One to three years related experience
• Ability to advise others and identify and present recommended courses of action
• Advanced analysis and interpretation of technical and detailed guidelines, policies, and procedures
• Serve as a training or “troubleshooting” resource to others in this area

Your rewards-

National City employees can choose from a broad range of options offered through our benefits programs for full and part-time employees, including paid vacations and holidays, health insurance coverage, life, accident and disability insurance and free or discounted bank products and services.

We encourage you to view our job postings periodically, or to invite your professional associates to apply to National City Mortgage. New opportunities become available regularly and we search our internal database daily. You may apply into our online system anytime 24/7.

Shift : First
Total Hours Per Week : 40
HR Job Code : MBOP40 Mortgage Ops Underwriter

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Source: The Pittsburgh Post Gazette
Employer: Union National Mortgage Company
Location: Carnegie, PA 15106 United States
Last Updated: 09/06/2009
Job Status: Full Time

Job Description

Full service mortgage banker founded in 1970, seeks a Loan Processor and Underwriter for our branch office in Carnegie. Candidates should have 3 years experience in the mortgage banking industry, with FHA, VA, Conv., & DU/LP. Strong communication skills and the ability to work in a fast pace environment. Great benefit package including Medical, 401K and generous Profit Sharing.

Send resume and salary history, fax 412-592-0915, 440-378-5084 or email tc@unmco.com and dgriffiths@unmco.com

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Post Date: Sep 08, 2009
Type: Full time
Start Date: ASAP
Salary: (Verify your salary with Salary.com) Negotiable (upon experience)
Location: United States - California - Burbank Job Reference:
Job Zip Code: 91506

Job Description:

Duties: The Underwriter is responsible for reviewing and evaluating mortgage loan applications. Makes credit decisions, orders required documents and coordinates efforts to maintain turnaround times within stated guidelines, and tracks and records loan status through electronic means.
* Reviewing, examining and underwriting loans to ensure soundness and compliance with investor standards

* Assessing loan attributes and documentation for soundness and accuracy

* Reviewing, evaluating and synthesizing data to ascertain loan viability and identify risk issues and potential fraud

* Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors

* Determining and documenting loan conditions and communicating requirements and/or decisions

* Assisting in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions

* Providing input on new and/or existing Underwriting processes, procedures and/or approaches

* Independently conducting full and comprehensive evaluations of a variety of complex, high-risk Mortgage-Loan applications

* Applying specialized knowledge to the interpretation of loan and Underwriting criteria and the determination of Underwriting decisions and final courses- of-action

* Identifying and recommending alternatives regarding loan-structuring and -financing solutions

* Reviewing and analyzing special conditions, loan deficiencies and exception-requests to determine appropriate courses-of-action

* Assessing Underwriting-program effectiveness and, as appropriate, making recommendations for improvement

Qualifications:

High school education or equivalent,with 3 years underwriting experience and a minimum of 2+ years as a Direct Endorsed underwriter. (All candidates must have an active FHA Direct Endorsed Certificate CHUMS#). Thorough knowledge of DU, LP, FHA Connection. Must have ability to accurately underwrite to government and investor loan program guidelines in a timely fashion and maintain required turn around times for manual underwrites. Must have excellent written & oral communication skills, be organized, self-motivated, and willing to achieve goals in a short period of time.

Skills:

POINT and Datatrac experience is a plus.

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Description

Review insurance applications to evaluate, classify and rate individuals and groups for insurance and accept or reject applications within delegated underwriting authority by performing the following duties.
Requirements Bachelor’s degree or equivalent is strongly preferred. Two to four years of commercial package underwriting experience (preferably NY, NJ, PA experience. Continuing insurance education highly desired.

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Associated Credit Union of Texas
Underwriter
League City, Texas

Job ID: 558006
Last Updated: September 02, 2009

Company Overview:

Associated Credit Union of Texas is a $330 million financial institution with 15 locations in the Houston/Galveston area. ACU of Texas is a growing and progressive financial service organization with competitive pay, excellent benefits and opportunity for career growth. We are looking for intelligent, positive, career oriented individuals to join our team.

Description:
The Underwriter position will focus on consumer lending growth through various

channels of contact. Responsibilities will include underwriting loans, cross-selling and

processing all services and products available through ACUTX; and interviewing and

processing application for loans (not to include real estate loans).

Duties:

1. Reviews and “decisions” consumer loan applications - coaching, train and mentoring all lenders (such as credit reports, tax returns, pay stubs, loan ratios and collateral information which is necessary to determine credit worthiness).

2. Develop, implement and maintain a centralized underwriting program.

3. Works with Lending Manager and Collections Manager to make changes in

underwriting philosophy based on delinquency trends and loan profitability

4. Provides advice and assistance to employees on budget counseling, consolidations, pay methods, and other areas relating to their financial needs. Explains reasons for denial and explore options for members when loans are
denied.

5. Makes counter-offers when appropriate. Communicates decisions to loan consultants within service standard time frames.

6. Completes input of loan decision process, set up funding instructions for loan officers.

7. Will make every effort to provide excellent service to our members through crossselling, which is the ability to identify and meet the needs of our members with a product or service available through ACUTX.

8. Refer any loan application that cannot be approved by the Underwriter to the appropriate channel.

9. Secure necessary credit ratings on all loan applications.

10. Ensure that each collateralized loan has proper insurance coverage, as required by loan policy.

11. Assist Insurance/Title Office in contacting the member if insurance is not maintained on a collateralized loan.

12. Be able to give payment quotes, used car quotes, take any loan application with the exception of real estate or home improvement loans, or provide any loan service he/she is authorized to perform.

Note: The list of duties is not exhaustive. It may be supplemented as necessary from time to time.

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Maryland Department of Housing and Community Development
Crownsville, MD

MORTGAGE UNDERWRITER needed for the Maryland Department of Housing and Community Development.

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Job Code : 6001
Division : 08 - Auto Club of Southern California - Insurance Underwriting
Location : Costa Mesa CA US 92626
Job Type : Full Time
Career Level : Entry Level
Education : High School or equivalent
Category : Insurance

Job Description :

Determine risk acceptability by evaluating various facts and risk characteristics, communicate decisions both externally and internally, document decisions, survey new business applications to determine rating and information accuracy.

Job Requirements :

Knowledge of laws governing insurance a plus. Must possess good skills in the following areas: writing, documentation, listening, verbal communications, typing, keyboard skills including navigation and updating computer systems, telephone customer service survey, basic math, accuracy, organization, analytical and computer proficiency in Microsoft Word. Education/Experience: Minimum 1-year experience in Insurance and pursuing IIA certification with a minimum of one exam passed or minimum 1-year experience in insurance pursuing CPCU designation with a minimum of one exam passed OR college degree.

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Post Date: Aug 28, 2009
Type: Full time
Start Date: ASAP
Salary: (Verify your salary with Salary.com) DOE
Location: United States - California - Rancho Cucamonga Job Reference:
Job Zip Code: 91730

Job Description:

Responsibilities include:

” Review credit and appraisal documentation submitted and re-compute calculations, as required, to verify accuracy.
” Review conforming conventional loans with limited risk and make decisions; act as a credit examiner for FHA/VA and jumbo loans requiring second signature by Senior Underwriter or Regional Underwriting Manager.
” Offer alternative ways to make loan work to underwriting signer.
” Make a loan decision with minimal supervision, based on the credit employment and income stability, as well as the property, based on the appraisal submitted.
” Communicate decisions promptly and thoroughly.
” Review corporate memos to keep current with changes in underwriting standards and maintain up to date information.
” Respond to Internal Audit inquiries.
” Remains responsive to customer needs.
” Maintains goals set by region.
” Maintains a good attitude.
” Maintains consistency.
” Assists with post-closing problems.

Skills:

Requirements include:

” High School graduate; College Degree desirable, or commensurate experience.
” Conventional loan underwriting experience a must.
” Strong working experience with FNMA and FHA underwriting guidelines.
” DE Certified a must
” DU/LP and conventional experience.
” Familiarity with private investors and private mortgage insurance guidelines.
” Ability to make independent decisions.
” Professional verbal and written communication skills.
” Direct Endorsement certification a must!
” Minimum five years underwriting experience in all types of loans or four years underwriting conventional loans.
” Strong time management skills.

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Location: Birmingham, AL
Date Posted: 08/18/2009

Description:

Completely review all residential mortgage loans for portfolio as well as secondary market products including, but not limited to conventional FMNA and FHA loans. Determine credit quality and confirm compliance to loan policy and for secondary market guidelines. Ensure that federal regulatory requirements are met with regard to all housing regulation and evaluate the collateral attached. Validate all documents and reconcile to automated underwriting system. Issue initial and final approval on submitted credit and collateral.

Requirements:

High school diploma or GED, some college preferred. Intermediate knowledge of Word and Excel. PC knowledge with ability to adapt to mortgage division’s current software. Minimum five years of work experience in mortgage, real estate, title company or real estate attorney’s office. Knowledge of CONV, FHA , VA and compliance guidelines required. DE number for FHA and SAR number for VA strongly preferred. Must be familiar with current compliance and government monitoring regulatory policies. Excellent customer service skills, oral and written communication skills. Excellent computer keyboard skills and internet knowledge. Must be able to work under pressure, prioritize work and multi-task to meet multiple deadlines. Must be able to work in a team environment. Bilingual skills a plus!

Please send a resume and cover letter by one of the following methods:

* E-mail to: jobs@bbvacompass.com
(Send Microsoft Word or PDF attachments only)
* Fax: 205-297-7363
* U.S. mail:
BBVA Compass
Please Email Resume
Birmingham, AL 35233

Post Date: Aug 27, 2009
Type: Full time
Start Date:
Salary: (Verify your salary with Salary.com)Pay Commensurate with experien
Location: United States - Pennsylvania - Carnegie, PA Job Reference:
Job Zip Code: 15106

Job Description:

Patriot Lending Services, Inc. a 17 year old high respected Carnegie, PA base Mortgage Bank seeks candidates for a Process/Underwriter position.

Applicants must be experienced and hands on with Conventional and Government loan products, guidelines and the automated underwriting systems of LP and DU. Verbal, written and email based communication skills are vital. Must be client service oriented and capable. Pay commensurate with expereince and capabilities.

Please respond to Marg Mitchell at mmitchell@patriotlending.com or at 412-429-1550 (office) or 412-429-1525 (fax)

U.S. Bank

Description

Conducts credit analyses including gathering, analyzing and interpreting all types of credit information for existing and prospective business customers in order to maximize credit and minimize risk and potential loss. Approves and/or denies loans within certain limits and makes credit structure and loan pricing decisions. Counsels bankers on the proper structuring of loans.

Qualifications

Basic Qualifications

- Bachelor’s degree, or equivalent work experience
- Five to eight years of experience in credit analysis and/or underwriting activities

Preferred Skills/Experience

- Thorough understanding of general economic theory as it relates to the lending and business environment
- Considerable knowledge of credit analysis, underwriting, administration, policies and procedures
- Thorough knowledge of accounting and finance principles
- Well-developed risk analysis skills
- Proficient computer skills, especially Microsoft Office applications
- Excellent verbal and written communication skills
- Excellent technical report writing skills

Job: Credit / Lending
Primary Location: Oregon-OR-Portland
Shift: Day Job
Average Hours Per Week : 40

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Philadelphia Insurance Companies designs, markets & underwrites commercial property & commercial and professional liability products for select target markets. We are an A+ rated Carrier corporately based in the Philadelphia area with 48 offices nationwide. We were recently listed in FORBES as a Best Big Company!

Our Bala Cynwyd, PA is seeking an experienced Commercial Package Underwriter for our Volunteer Fire Departments Program. You will be responsible for new and renewal quotes and traveling to the field for agency appointments as needed.

Requirements

Requirement: At least 5 years experience in Volunteer Fire Programs A College Degree is needed
Must have attention-to-detail skills and possess a strong degree of organization,
Must be analytical, results-oriented, and possess a strong sense of urgency.
We would prefer to have this person in Bala Cynwyd, PA but are open to putting this person in another field office.

We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment, possess the necessary skills and would like consideration, please submit your resume to lweeden@phlyins.com.

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Source: The Plain Dealer Employment Ads
Employer: Consumers Mortgage Corporation
Location: Cleveland, OH United States
Last Updated: 08/23/2009

Job Description

MORTGAGE
PROCESSORS &
UNDERWRITERS

Processors, Assistants, and Underwriters needed. Knowledge of conventional, FHA, and VA loans required. FHA DE and VA Authority desired.

Email resume and
salary requirements to tkosak@consumersmortgage.com

Description:

Aon is a global leader in risk management, insurance and reinsurance brokerage, human capital and management consulting, and outsourcing with more than 43,000 employees in 500 offices in more than 120 countries. We integrate customized services, leverage expertise across industries and apply business knowledge to our clients’ strategic goals. Aon helps clients anticipate how change intersects with opportunity. Each of our clients has unique business needs, so we have developed expertise for a complete range of business processes, products and industries. Aon’s account and relationship managers form a comprehensive perspective of our clients’ organizations, matching our expertise to their business strategy.

Affinity Insurance Services, a division of Aon, is a full-service insurance broker/administrator specializing in the marketing and administration of insurance programs for Aon’s affinity customer groups. We are the vital link bringing together these groups with underwriting companies. For our customers, we are an advocate, providing competitive products and easily accessible, world-class customer service. For the underwriting company, we provide the marketing and administrative expertise necessary to maximize their policy sales.

Currently, we have an exciting career opportunity for an Underwriter within the HealthCare Department at our Hatboro, PA office of Affinity Insurance Services, Inc.

Essential Duties and Responsibilities

· Underwrites Multi-line accounts accordance with agreed upon underwriting guidelines, regulatory compliance and carrier administration standards requirements ( standard / non standard market)

· Deliver high quality / accuracy of the product for client’s new and or existing accounts

· Use sound judgment and independent thinking to achieve the maximum result within authority and state guidelines

· Identify premium growth opportunities with current book by cross sell offering of other coverage

· Develop and implement enhancements to overages and rates for existing programs based on review and knowledge of specialty market trends

· Provide advice and guidance on regulatory matters and administrative procedures to ensure full compliance with insurance department requirements for issuing policies and related documents

· Develops , provides and delivers training materials , courses to Underwriters and Account Specialist

· Take leadership role as an effective problem solver and leads / promotes full service approaches and processes to other colleagues with group

· Ability to effectively present information and respond to questions from groups and managers, clients, customers and the general public

· A strong team player who understands the roles and responsibilities of other Aon professionals on the team

· Accountability for profitability of programs

Required skills and Experience

· 10+ years experience in the insurance brokerage industry. Healthcare Brokerage a plus

· 10+ years underwriting multi-lines P&C products

· Experience with the E&S markets, understanding state regulations

· Candidate must have his or her brokerage license

· Proven decision making capabilities

· Strong written and verbal communication skills necessary to communicate in a professional manner with clients and marketplace

· Ability to work in fast pace environment

Education:

· Bachelors degree or commensurate experience

Aon offers competitive compensation, exceptional benefits, continuing education & training, a unique internal advancement program, and tremendous potential with a growing worldwide organization.

Aon’s professionals are unwavering in their client focus and integrity. We promote diversity, professional development, frugality and stewardship, applying a disciplined non-bureaucratic approach to help our clients realize their business potential. Drawing on our experienced team as a competitive advantage, Aon employees have the freedom to take risks, foster innovation, champion for change and replicate best practices.

For more information about Aon Corporation, visit our website at http://www.aon.com.

Aon is an equal opportunity employer committed to a diverse workforce. M/F/D/V

DISCLAIMER: Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

Requirements:

Expertise Underwriting-UW
Degree Bachelors
Job Type Full Time
Location US-PA-Hatboro

CLICK TO APPLY

Description

Underwrites large or more difficult/complex residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. May provide training and direction to more junior staff. Have authority to withdraw and decline loans. May develop and recommend modifications to underwriting and production procedures. Responsibilities include one or several types of mortgage lending (conventional, government-backed, etc.) May respond to individual and investor audits.

Qualifications

Required Skills - “Must” have these skills to be minimally qualified

* 5-7 Underwriting FHA Residential Mortgage Experience.
* Excellent communication skills.
* Able to handle high volume.
* Must be detail oriented.
* Proficient in excel.
* Need DE experience is required.
* Spanish speaking preferred not required.

Desired Skills:

Knowledge of FHA 203K, FNMA Homestyle or New Construction.

Additional Information

Job Family : D-Credit
Locations : NY-Jericho
Organization : 1056913-MORTGAGE SALES AND FULFILLMENT
Travel : No

Posting Details

Posting Date : Aug-19-2009, 03:37 PM, Montreal, New York, Washington D.C. - (UTC -5:00)
Unposting Date : Sep-02-2009, 11:59 PM, Montreal, New York, Washington D.C. - (UTC -5:00)

Full/Part-time : Fulltime-Regular
Hours Per Week : 40.00
Shift : 1st Shift
Weekly Schedule : Mon-Fri 8:15-5:15 - Some evenings and weekends

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Job Information

Post Date: Aug 18, 2009
Type: Full time
Start Date: ASAP
Salary: Negotiable
Location: US - California - Valencia
Job Reference: - n/a -

Description

Managing General Agency has opportunity for a commercial auto underwriter. Two years experience preferred. Bachelor degree or equivalent required.

Contact Information

Pacific Gateway Insurance Agency
Name: Brian Schoonover
Address: 27200 Tourney Road, Suite 360
City: Valencia
State/Province: California
Zipcode: 91355
Country: United States
Ph: (661) 257-5977
FAX: (800) 257-5988
Email: careerspgia@nationalindemnity.com

CLICK TO APPLY

Employee Type:
Full-Time

Industry:
Banking - Financial Services

Manages Others:
Not Specified

Job Type:
Insurance

Education:
4 Year Degree

Experience:
Not Specified

Travel:
None

Posted:
8/18/2009

Contact Information
Ref ID: PCK333-117931

Description Highlights

Job ID: DG NY UW 1
Position Type: Full Time - Regular
Location: NY-New York
Relocation: No

Requirements:

To be considered for this outstanding opportunity, you will need at least 4 years of high net worth Personal Lines Underwriting Experience, with previous marketing experience strongly desired. Must be able to work independently at a high level. BA/BS required.

Education: Bachelors

Experience: 3-5 years

Description:

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.

Chartis has an opportunity for an Underwriter within Private Client Group.

Our Underwriters will maintain responsibility in the areas of: Underwriting new and renewal business; risk analysis and selection; new business production and management of existing client/broker account relationships; structuring and placing (including with direct reinsurers) facultative reinsurance.

About Us:

Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc. For additional information, please visit our website at www.chartisinsurance.com. All products are written by insurance company subsidiaries or affiliates of Chartis Inc. Coverage may not be available in all jurisdictions and is subject to actual policy language. Non-insurance products and services may be provided by independent third parties. Certain coverage may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

Chartis is an Equal Opportunity Employer

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Post Date:
Aug 18, 2009

Type:
Full time

Salary:
(Verify your salary with Salary.com)

Location:
United States - Hawaii - Honolulu

Job Zip Code:
96813

Job Description:

The Corporate Underwriter is responsible for gathering necessary credit information and evaluates mortgage loan requests in order to approve or deny applications. Additional responsibilities include assisting the branch level underwriters, processors, and Secondary marketing personnel. Requires 5+ years of experience in the field or in a related area. Must be familiar with standard concepts, investor guidelines, practices, and procedures in the mortgage industry. Relies on instructions and pre-established guidelines to perform the functions of the job. Performs a variety of tasks. Typically reports to senior management.

Skills:

QUALITIES:

Detail oriented, well organized with good judgment. Experience with computer applications and the Internet. Efficiency with several AUS engines (DU, LP, CLOUT). LAPP & DE Certifications required. Must be able to manage time well during volume changes. Strong verbal and written communication as well as excellent interpersonal and organizational skills is needed.

RESPONSIBILITIES:

” Provides branch level Underwriter support (fielding questions, resolving problems, identifying needs, and soliciting feedback).
” Must be direct endorsed (D.E.) through the Federal Housing Authority (F.H.A.)
” Reviews and analyzes all areas of the mortgage loan application to ensure accuracy, completeness, and that complies with lender and regulatory guidelines.
” Assure data integrity and accuracy of AU input as well as the LOS input.
” Works on special needs files (Loans that do not meet published guidelines, employee loans, etc.)
” Reviews credit and collateral.
” Confirm proper loan documentation is in file.
” Assures that proper dispositions are executed (approval, suspension, denial)
” Able to underwrite using manual underwriting guidelines.
” Guarantee turn times set by management are met.
” Keep current on regional market changes, trends, industry guides, Federal guidelines, program updates, and investor changes.
” Provide a second layer of quality control to ensure that the liability taken on by the company will not result in a non-salable loan.
” Provide knowledge and guidance for the other Underwriters, Validator(s) and Processor(s).
” Develops and implements job training for department and branch personnel.
” Implement established credit and documentation policies and procedures.
” Provide continual training and support on complex transactions, new programs, products, changes to existing program revisions, and underwriting within the LOS.
” Back up to branch Underwriter(s).
” Provide assistance to Secondary marketing in clearing Investor conditions quickly
” All other tasks as assigned by management or required by business needs.

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Company: Criterion Executive Search
Contact: David James
Phone: 813-286-2000
Email: david@cesfl.com

Industry: P&C/Carrier-MGA
Department: Underwriting
Job Title: Commercial Underwriter
Location: Ft. Lauderdale, Florida
Annual Compensation: $50,000
Date Posted: 08/14/09

Job Description:

Great opportunity with a well established insurance organization is seeking a strong Commercial Underwriter in Ft Lauderdale. Qualified underwriters will have a heavy commercial property background and strong knowledge of the excess market. Will be responsible for analyzing exposure, qualifying risk, marketing, rating, negotiating with agents, and underwrite risk. Must have insurance company or MGA experience.

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Description

Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. Works with more senior underwriters on loan exceptions. Have authority to withdraw and decline loans. May be involved in one or several types of mortgage lending (conventional, government-backed, etc..) This job code includes all levels of underwriting authority and exception levels. May respond to individual and investor audits.

Mortgage Underwriter:

* Reviewing, examining and underwriting loans to ensure soundness, business value and compliance with Countrywide and investor standards
* Assessing loan attributes and documentation for soundness and accuracy
* Reviewing, evaluating and synthesizing data to ascertain loan viability and identify risk issues and potential fraud
* Evaluating debt ratio, loan-to-value ratios, credit score, property valuation and various other factors
* Determining and documenting loan conditions and communicating requirements and/or decisions
* Assisting in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions
* Providing input on new and/or existing Underwriting processes, procedures and/or approaches
* Independently isolating, defining and determining course-of-action on complex and financially sensitive Underwriting issues
* Assisting others in researching and interpreting complex data to determine meaning and course-of-action
* Providing input to and/or participating in the development of Countrywide’s Underwriting processes and/or services
* Assisting in the development of Underwriting personnel
* Providing insight, direction and expertise to less experienced team-members
* Independently making decisions and leading projects
* Conceptualizing and planning courses-of-action based on consideration of all variables, options and alternatives
* Building and managing extensive networks of business, Broker and internal relationships

Qualifications

* 8+ years of Underwriting experience
* Full Conventional- and Government-Underwriting designations
* Understanding of legal, regulatory, economic, competitive and technological environments which potentially affect Real-Estate Lending programs
* Expertise in multiple Underwriting specializations
* Expert understanding of Bank of America’s Processing, Underwriting and Closing procedures
* Expert understanding of Underwriting systems and their interdependencies
* Advanced computer-skills
* Excellent analytical, interpersonal and verbal/written communication skills

Desired Skills:

* Understanding of legal, regulatory, economic, competitive and technological environments which potentially affect Real-Estate Lending programs
* Expertise in multiple Underwriting specializations
* Expert understanding of Underwriting systems and their interdependencies
* Advanced computer-skills
* Excellent analytical, interpersonal and verbal/written communication skills

Additional Information

Job Family : D-Credit
Locations : OK-Tulsa
Organization : 1056913-MORTGAGE SALES AND FULFILLMENT
Travel : No

Posting Details

Posting Date : Jul-23-2009, 10:47 AM, (UTC -4:00)
Unposting Date : Aug-22-2009, 11:59 PM, (UTC -4:00)

Full/Part-time : Fulltime-Regular
Hours Per Week : 40.00
Shift : 1st Shift
Weekly Schedule : Monday-Friday 8am-5pm

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Business Unit: AXA Distributors
Location: CT, Farmington
Last Updated: 08/06/2009

Job Description:

AXA Equitable is a global leader in the financial protection industry, providing solutions that allow our clients to accumulate and secure the financial resources they’ll look to depend on throughout the various stages of their lives. It’s a tough commitment, and we need your candor, insight and diligence to ensure we deliver on our promise to our clients, our shareholders and the communities where we conduct business.

Your future belongs to you. And while we can’t predict where you’ll be, we can promise an interesting journey as you explore and advance your career with us. Along the way, you’ll be encouraged collaborate with colleagues, and seek out challenging assignments at AXA Equitable-and abroad with AXA Group-where your creativity, resourcefulness and ingenuity will facilitate the development of novel business solutions for our clients and business partners.

The relationships you’ll cultivate, and the experiences you’ll gain with us, are invaluable and rewarding. But that’s only part of what you’ll receive. We also reward you with competitive base compensation, performance incentives and Total Rewards that include an impressive range of health, wellness and wealth accumulation programs such as a pension, 401(k) and stock purchase plan.

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Job Description

This Client is the leading provider of onshore / offshore business process outsourcing solutions for real estate, mortgages and related financial services sectors.

Responsibilities:

- Oversee the underwriting and processing of all assigned programs
- Manage the book of business including underwriting reviews and proactive analysis of risk, coverage, and pricing
- Review, analyze, underwrite and approve consumer requests and products within the Company and FHA guidelines
- Review financial statements and credit reports, examine transaction to ensure accuracy and completeness
- Evaluate residential loan requests, for compliance, recommends both conditions for loan approval and documentation conditions subsequent to approval.

Requirements:

- Must have High School Diploma or GED

- 3-5 years FHA/VA, conventional or jumbo loan underwriting experience
- Direct Endorsement (DE) experience is preferred
- Ability to perform full credit re-underwrites on closed loan files
- Must be willing to audit and QC work from offshore
- Motivated self-starter with the ability to work in a high paced environment
- Strong verbal and written communication skills
- Ambition and strong work ethic are critical requirements for success
- Ability to work in a flexible and production oriented environment

* Benefits- After 1,000 hours of work you earn 1 week of vacation and there are also benefits included if desired.
Must be able to pass criminal,credit and DMV checks

Job Details

Date : Jul 6, 2009
Compensation: $18.00 to $22.00
Location : DALLAS, TX
Placement Status : Contract
Job ID : 74451

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Source: The Plain Dealer Employment Ads
Employer: REAL ESTATE MORTGAGE CO.
Location: ROCKY RIVER, Ohio United States
Last Updated: 08/09/2009

Job Description

FHA
UNDERWRITER
Real Estate Mortgage Corp. is seeking a full time FHA Underwriter for our Rocky River
office. 2 years FHA
underwriting experience preferred.

Forward resumes to:
HR@remcorp.com or

fax to 440-895-3415

Underwriter
Full Time : Regular
posted : 04/22/2009
Franklin, IN

Requirements

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2000 employees operating in major cities in the eastern half of the United States.

NVR is seeking a highly self-motivated individual to assume the position of Underwriter.

The Underwriter has responsibility for the daily underwriting of conventional, FHA and VA loans.

Essential Functions:

*Underwrite loans for compliance with investor and/or agency guidelines.
*Submit loans through an automated underwriting system for a decision.
*Approve or pend loans; present appropriate loans daily to loan committee.
*Assist branches with underwriting questions, scenarios and problems.
*Maintain 24 - 48 hour underwriting turnaround on new loans and resubmitals.
*Limited job related travel could be required.
*Operation of office equipment and maintenance of loan filing system.

This position offers:

*A service oriented work environment

This position requires:

*Excellent customer service skills

When you work for an industry leader, we reward you with:

* Excellent Salary Package
* Outstanding Growth Potential (90% of our managers have been promoted from within)
* Lucrative Profit Sharing/Employee Stock Ownership Plan
* 401(k)
* Medical Insurance
* Dental Insurance
* Paid Vacations and Holidays
* Home Purchase Discount

It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.

We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required

All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Job Title: SBA 7a Underwriter
Job ID: 156698
Location: VA-Richmond Area
Full/Part Time:
Full-Time
Regular/Temporary:
RegularDuties and Qualifications

This position is responsible for underwriting SBA loans (up to total borrower exposure of $2.5MM) within the Credit Resource Center (CRC); Supports multiple lines of business including: commercial, business banking, wealth & investment management. Reviews credit information to determine quality and sufficiency; makes recommendation for approval or decline. Depending on the size of the credit request, may work with senior credit approval officers. May underwrite loan requests that do not fit into defined risk pools. May act as coach and mentor to others. Incumbent would typically handle the most complex loans and/or loans of an exceptional basis. Recommends approval/declines on SBA 7(a) transactions up to and including $2.0MM. Acts as a coach and mentor to less experienced underwriters. Supports the SBA function in the CRC through leadership and coaching across all areas of the CRC including but not limited to closing, portfolio servicing, underwriting.

Minimum Requirements:

5 years credit analysis/underwriting with a specialization in SBA 7(a) lending and demonstrated leadership abilities

Preferred Requirements:

Bachelor’s Degree

SBA Documentation and thorough knowledge of the SBA SOP 5010
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Required Experience:

• Bachelor’s degree or equivalent in Business, Accounting or Finance, or related field. Master’s degree a plus.
• 3-5+ years experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
• Extensive knowledge of LIHTC and strong financial analysis skill is required.
• Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines
• Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
• Excellent grammar, editing and proofreading skills to produce complete, correct correspondence and reports.
• Demonstrated verbal communication and interpersonal skills to represent company to all parties.
• Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
• Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
• Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
• Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
• Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
• Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
• Ability to work evening and weekend hours during peak periods.

Physical Demands/Working Conditions

• Ability to work under stress/pressure.
• Ability to travel for flights up to 6 hours, or in automobile, or train.
• Ability to climb stairs offsite at project sites.
• When visiting project sites, incumbent may be exposed to varying environmental conditions (e.g. outdoor weather, dirt, dust, and other construction work site hazards).
• Valid driver’s license required

Duties / Expectations:

To underwrite low income housing tax credit investments.
• Underwrite tax credit investments as assigned by the Originator including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
• Under the direction of the originator, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
• Provide regular communication to originator regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
• Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator) and help to complete and organize closed deal files for transition to Asset Management.
• Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
• Participate in and contribute to group meetings and discu sions.
• Performs other duties as assigned.

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Contact Information:

Indotronix International Corp.
331 Main Street
Poughkeepsie, AL 12601

Contact: bobby
Phone:
Fax: 845-473-1197

Reference Number:
23439-BS

Job Description:

Review closed loans.

**Perform risk analysis and make decision regarding deficiencies identified during the review process
**Fraud Investigation Experience.
**Identify transaction components that indicate a potential for fraud and perform sufficient investigative work to resolve issues that are identified
**Accurately record data and review conclusions in QAS (Quality Assurance System)
**Professionally communicate the results of file reviews both verbally and in written format to internal and external customers

Sound knowledge of the secondary mortgage industry esp companies like Fannie Mae Freddie Mac, will be highly preferred.

Experience Level:
5+ Years

Requirements:
Maintain a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity

**Undergraduate degree strongly preferred. Graduate degree in business, finance, accounting or related discipline preferred.
**Prefer a minimum of 10 years of underwriting experience.
**Understanding of traditional mortgage origination and underwriting practices
**Effective written and verbal communication/presentation skills.
**Intermediate user of MS Word and MS Excel, or comparable software packages
**Strong organizational skills, teamwork, and results orientation

Location:
Philadelphia PA

Duration:
12+ months

Pay Rate:
DOE

 Date Posted: 08/03/2009
Last Updated: 08/03/2009

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Description

The Senior Underwriter in the Specialty Banking office not only writes the credit reports (CRR) for large new and renewed secured (by Real Estate, liquid assets, equipment, AR UCC-1 filings, etc) and unsecured facilities for individuals, professional service firms and non-profits but is also responsible for our entire credit process, risk review and compliance. The position supervises the Personal Banking Officer and Admin in their Loan Admin/Credit Analyst duties and leads the team when it comes to all credit related activities and preparation for Credit Risk Review and Compliance Exams.

Qualifications

* Bachelor’s degree in Business Administration or related field strongly preferred.
*A minimum of 10 years experience in underwriting large and complex commercial credit and consumer loans required.
*Strong knowledge in commercial credit policies and procedures preferred.
*Strong credit analysis and accounting skills with the ability to communicate skillfully and effectively in both verbal/written forms preferred.
*Good organizational skills preferred.
*Ability to assume responsibility and accountability for decision making.
*Ability to work well independently and in teams and interact effectively with all levels of Bank personnel and outside contacts preferred.

*Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications.

City National Bank is an Equal Opportunity Employer. M/F/D/V

Note:

This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Note:

]Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed.

Profile
Job Field : Credit Administration
Locations : California-Los Angeles
Schedule : Full-time

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Department: Annandale, VA
Job Type: Full-Time
Location: Raleigh, NC
Last Updated: 07/28/2009
Job Description:

Union Mortgage Group is seeking a Mortgage Underwriter who can underwrite products such as government FHA, VA and conventional product mix.

Qualified candidates must possess 5 or more years of mortgage loan underwriting experience to include experience with FHA and VA and conventional loans. Candidates must have in-depth knowledge of various regulatory guidelines (e.g., Truth-in-Lending, HMDA, RESPA, ECOA, FDPA, etc.). Candidates must possess excellent customer service skills and decision quality and must be willing to work in a team environment and able to manage multiple projects and priorities.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

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Employer: GE Energy
Location: Rosemont, IL United States
Last Updated: 07/31/2009
Job Code: 1073337

Job details

Job Number : 1073337
Business : GE Capital
Business Segment : Capital - Americas

About Us:

Xerox Capital Services, LLC (XCS) — a joint venture company owned 81% by General Electric Company and 19% by Xerox Corporation — manages Xerox Corporation’s customer administration and leasing for the United States. Primary functions include financing, risk analysis, credit approval, and order processing, billing and collections. Our focus is to: delight Xerox customers; have absolute compliance and integrity in all our relationships and activities; improve administrative operations and drive cash for Xerox utilizing Six Sigma quality, technology and operational excellence; and be a great place for great people to do great work.

XCS is a proud member of the GE Capital Americas family of businesses. XCS offers GE Core benefits, including health, dental and holiday pay from day one; vacation accrued after 6 months. With employees at major locations in Rochester NY, Dallas, Lewisville, Texas and Rosemont, Illinois, we are looking for energized and talented people to join our team!

Consideration will be given to eligible GE & XCS employees who submit an EMS and cover letter online through the Career Opportunity System (COS) that includes:
-the Job Tracking #
-the Job Title of the position you are applying for
-your phone number
-your current Manager’s name-your HR Manager’s name

Posted Position Title : Underwriter
Career Level : Experienced
Function : Risk Management
Function Segment : Underwriting
Location : United States
U.S. State or China Province Illinois
City : Rosemont
Postal Code : 60018-5300
Relocation Expenses : None
Role Summary/Purpose :

Responsible for analyzing & decisioning credit requests, renewing lines of credit, and monitoring portfolio accounts. Responsible for supporting sales area and other related departments.

Essential Responsibilities - Conduct customer analysis including financial statement review, cash flow analysis, payment performance and industry risk.

- Prepare risk assessments and present management with a clear and consistent approach to mitigate risk.
- Interfacing with customers to obtain needed information, resolve credit related issues, and minimize potential losses.
- Set internal customer credit lines and perform all aspects of portfolio monitoring & management.
- Participate in one or more projects that aim to improve risk processes & tools.

Qualifications/Requirements
• Bachelor’s Degree with 4+ years experience in commercial underwriting and cash flow analysis.
• Proficient in Microsoft Office Suite including: Word, Excel, PowerPoint, Outlook and financial spreading software.
• Experience in preparing & presenting credit recommendations to Risk, Sales, and Management.
• Portfolio monitoring experience.

Essential Requirements:

• Must submit application for employment through COS (internal candidates) or www.gecareers.com (external candidates) to be considered for this position.
• Must have unrestricted authorization to work in the United States.
• Must be willing to comply with pre-employment screening, including but not limited to drug testing, reference verification, and background check.

Local candidates to the Chicago area preferred.
No relocation available for this position.
Additional Eligibility Qualifications For U.S. employment opportunities, GE hires U.S. citizens, permanent residents, asylees, refugees, and temporary residents. Temporary residence does not include those with non-immigrant work authorization (F, J, H or L visas), such as students in practical training status. Exceptions to these requirements will be determined based on shortage of qualified candidates with a particular skill. GE will require proof of work authorization. Any offer of employment is conditioned upon the successful completion of a background investigation and drug screen.
Desired Characteristics • Bachelor’s Degree in Accounting, Finance or Business Administration.

• CPA Certification.
• Strong analytical, problem solving, & decision making skills.
• Excellent communication skills.
• Must be able to work effectively within a fast paced team environment.
• Ability to adapt & embrace new processes, ideas, & technology.

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Job Title:

Indirect Underwriter 3
Job ID: 156893
Location: GA-Atlanta Area

Full/Part Time: Full-Time
Regular/Temporary: Regular

Duties and Qualifications

Responsible for reviewing indirect loan applications from dealers. Using formalized risk assessment, reviews credit information and approving those qualified. Follows standard loan processing/documentation procedures and achieves turnaround service standards. Works with a high volume of applications and short deadlines for responding to dealers. Must develop and maintain effective dealer relationships. Duties also include handling problems/complaints of indirect loan customers and cross-selling other bank services.

Minimum Requirements:

Senior underwriter with 7+ years experience; lending authority up to $100M. Maybe responsible for supervising junior level underwriters. may include override ability.

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Location:
2025 S Hughes
Amarillo, TX 79109

Employee Type:
Full-Time Employee

Industry:
Agriculture
Insurance

Manages Others:
No

Job Type:
Admin - Clerical
Insurance

Education:
High School

Experience:
At least 1 year(s)

Travel:
Negligible

Posted:
7/27/2009

Contact Information
Contact: Janice Richardson
Phone: 800-366-2767

Description

POSITION SUMMARY:

The Underwriter position provides a full range of underwriting support and customer service to Pro Ag Management’s underwriting business units. This position reports to the Underwriting Supervisor and is involved in the review and evaluation of crop insurance documents.

DUTIES AND RESPONSIBILITIES:

1. Reviews documents for accuracy and timeliness.

2. Ability to respond to common inquiries from regulatory agencies.

3. Proficient knowledge of company policies and procedures.

4. Proficient knowledge of company software applications to develop information for new or renewal policies and related reports.

5. Ability to read and interpret FCIC documents.

6. Ability to communicate information clearly and effectively.

7. Ability to produce accurate written communication.

8. Ability to analyze and research detailed policy information related to FCIC error resolution.

9. Ability to analyze and revise reports.

10. Ability to properly review policy information for insurance coverage, proper rating, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.

11. Participates in surveys and studies by department to produce production and loss analysis reports as required.

12. Performs other related duties as required and assigned.
Requirements

MINIMUM QUALIFICATIONS:

1. Requires a high school diploma with at least 1 year of experience in the crop insurance industry or in a related area.

2. Proven administration and customer service skills. a. Provides excellent client service b. Communicates clearly using listening and oral communication skills to ask questions and respond to questions in an effective manner.

3. Familiar with underwriting concepts, practices and procedures within the crop insurance industry. a. Automated underwriting and/or processing systems. b. Solution oriented c. Results driven, including effective planning and time management.

4. Strong analytical skills with an attention to detail.

5. Demonstrates the ability to communicate effectively both orally and in writing with employees and the general public, to maintain confidentiality in daily operations, to conduct daily duties in a professional appearance and manner.

WORKING CONDITIONS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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Location
Scottsdale, Arizona

Department
Underwriting

Job Description

Underwriters are primarily responsible for the underwriting of manual loans or the validation of automated findings on Government loans (FHA and VA).

Essential Duties and Responsibilities include the following. Other duties may be assigned.

Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager

Prioritize RUSH’s, CU conditions and newly submitted loans to meet the required turn-around time:
CU Conditions on FA files are cleared and returned to the Underwriting Assistant within 4 hours
RUSH files are underwritten and returned to Underwriting Assistant within 24 hours
CA conditions are cleared and returned to the Underwriting Assistant within 24 hours
CA/FA files are underwritten and returned to the Underwriting Assistant within 48 hours

DHIM Underwriters will underwrite or take action on a minimum (if volume is present) of 100 loans monthly

They must also have strong organizational skills in order to handle more than the minimum standards (100 loans) and be responsible to meet deadlines when heavy periods of volume exist throughout the month. This would include some extended hours or time worked from home.

Regional Underwriting Managers will advise Underwriters of deadlines required for actions necessary when these conditions exist

DHIM Underwriters are primarily responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)

They have full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval

Underwriters will also review and make decisions on Bond loans and Conventional loans from various Investors and must be proficient with all guidelines

The conditions and approvals are indicated by the Underwriter entering the information into TMO or Empower

Underwriters take action and approve all appraisals and complete the FHA Conditional Commitment and the VA NOVs when applicable

Upon rejection of a loan, the Underwriter will notify the Branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review

DHIM Underwriters have frequent contact with the Processors, LO’s and Branch Managers and must have strong written and verbal skills in order to effectively communicate

Job Requirements
Bachelor`s degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.
minimum 2 years recent mortgage underwriting experience
FHA DE Underwriter designation required; other requirements as shown in job description

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Union National Mortgage Company
Location: Cleveland,OH United States
Last Updated: 07/26/2009

UNM Union National MORTGAGE COMPANY Since 1970 An Independent Mortgage Banker founded in 1970, seeks the following:

UNDERWRITER Experienced UNDERWRITER.
Candidate must possess 5 years exp. and have a DE approval. Strong communication skills, work ethic and ability to work in a fast pace environment. P.C. SUPPORT SPECIALIST Computer professional.

Essential Qualifications include;

P C configurations, Internet Access set up, Email setups support, Microsoft Office, Windows 98/XP Windows 2000 server, TCP/IP and VPN experience very Helpful. We are a fast growing dynamic Company. Good communication skills necessary. QUALITY CONTROL MORTGAGE COMPLIANCE A QUALITY CONTROL MORTGAGE COMPLIANCE person. Must have at least 5 yrs. experience with state licensing, underwriting, and processing. Duties include; responsibility for pre and post quality control. Prepares QC plans and reports which are for senior management reviews. Familiar with all requirements of investors, Fannie Mae, Freddie Mac, HUD and VA as well as federal statures, regulations and guidelines. Notifies all employees when changes occur. Competitve salary; medical, 401(k) offered in a growing, stable company.

Fax resume and salary history to 866-624-6521 or email to bcosgrove@unmco.com

Salary:

Location: SALT LAKE CITY, UT, 4108

Description:

DE Underwriter Qualified applicants must have a minimum of 2 years current experience as an active DE Underwriter. Conventional underwriting helpful, but not required.Must be computer literate, organized, hard working and detail oriented. Great attitude is a necessity. This employer offers excellent pay, competitive benefits package, and a great working atmosphere. EEO

Open Date: 07/21/2009
Close Date:
Education: None
Shifts: Day
Terms: Full, Part
Days Off:
Openings: 1
Work Schedule:
Months of Experience:
Lifting Requirement:
Driver License: None
Endorsements:
Benefits:
Commission: No

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STATUS: Full time/Non-Exempt
DEPARTMENT: General Office
OFFICE: Des Moines, IA

POSITION SUMMARY:

The Underwriter position provides a full range of underwriting support and customer service to underwriting business units. This position reports to the Underwriting Supervisor and is involved in the review and evaluation of crop insurance documents.

DUTIES AND RESPONSIBILITIES:

1. Reviews documents for accuracy and timeliness.

2. Ability to respond to common inquiries from regulatory agencies.

3. Proficient knowledge of company policies and procedures.

4. Proficient knowledge of company software applications to develop information for new or renewal policies and related reports.

5. Ability to read and interpret FCIC documents.

6. Ability to communicate information clearly and effectively.

7. Ability to produce accurate written communication.

8. Ability to analyze and research detailed policy information related to FCIC error resolution.

9. Ability to analyze and revise reports.

10. Ability to properly review policy information for insurance coverage, proper rating, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.

11. Performs other related duties as required and assigned.

12. Participates in surveys and studies by department to produce production and loss analysis reports as required.

13. Assist with data entry.

MINIMUM QUALIFICATIONS:

1. Requires a high school diploma with at least 2 years of experience in the crop insurance industry or in a related area.

2. Proven administration and customer service skills.
a. Provides excellent client service
b. Communicates clearly using listening and oral communication skills to ask questions and respond to questions in an effective manner.

3. Familiar with underwriting concepts, practices and procedures within the crop insurance industry.
a. Automated underwriting and/or processing systems.
b. Solution oriented
c. Results driven, including effective planning and time management.

4. Strong analytical skills with an attention to detail.

5. Demonstrates the ability to communicate effectively both orally and in writing with employees and the general public, to maintain confidentiality in daily operations, to conduct daily duties in a professional appearance and manner.

WORKING CONDITIONS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Company Name: Pro Ag Management, Inc.

Location: West Des Moines
Available: Immediately. Full Time.

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POSTED: Jul 16
Salary: open
Location: Sewickley, Pennsylvania
Employer: The Insco Dico Group
Type: Full Time - Experienced
Category: Underwriter (e.g. Mgr, Specialist, Trainee) Required Education: 4 Year Degree

Description

A Better Way to Build… A Better Way to Bond.

The Insco Dico Group® is one of the largest privately held group of surety companies in the Country. Our group is currently licensed in all 50 states. With seventeen offices nationwide, Insco provides superior and efficient localized service to a large network of independent producers for subdivision, license, permit and miscellaneous bonds.

We are currently seeking new talent to join with us in our continued growth and success. As in every business, qualified personnel are essential. Simply stated, exceptional people create exceptional results. Our Pittsburgh, PA office has an opening for the following dedicated professional:

Underwriter

•Reviews bond submissions from independent surety agents for commercial surety, contract and subdivision accounts.

•Underwrites assigned accounts, programs and individual bond requests within his/her authority levels. •Reviews and recommends approval or denial of bonds beyond delegated underwriting authority.

•Performs complete analysis of financial statements, credit references, prior account history, work in process schedules, and related surety data.

•Prepares portions of underwriting financial data worksheets for reporting contract and subdivision bonds.

•Evaluates credit reports, perform reference checks and verify data with accounting professionals (e.g., CPA) and banks.

Our current outstanding benefits package includes medical, life, disability, dental, 401(k), vision, flexible spending accounts, and employee assistance programs.

For additional information, we invite you to visit our website at www.inscodico.com

Requirements

•Bachelors Degree in business administration, finance, or in a related field from a college or university is required.

•Must have a minimum of 2-3 years of related underwriting experience in the financial industry, preferably in Surety.

Employer Information

About The Insco Dico Group

A Better Way to Build… A Better Way to Bond. The Insco Dico Group® is one of the largest privately held group of surety companies in the Country. Our group is currently licensed in all 50 states. With seventeen offices nationwide, Insco provides superior and efficient localized service to a large network of independent producers for subdivision, license, permit and miscellaneous bonds.

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Description

OptumHealth is part of the family of companies that make UnitedHealth Group one of the leaders across most major segments of the US health care system.

If you want more meaning in your career - as a clinician or a business professional - think of OptumHealth as your calling.

By providing 60 million Americans with information, tools and solutions, we are helping to guide them through the health care system, financing their health care needs, and enabling them to achieve their personal health and well-being goals.

Positions in this function are responsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases. - Generally work is self-directed and not prescribed.- Works with less structured, more complex issues.- Serves as a resource to others.

At OptumHealth, you will perform within an innovative culture that’s focused on transformational change in the health care system. You will leverage your skills across a diverse and multi-faceted business. And you will make contributions that will have an impact that’s greater than you’ve ever imagined.

Qualifications

* 4 year degree (or higher) required.
* 2+ years of underwriting experience (must be in medical, dental or behavioral area) required.
* Experience underwriting groups with at least 500 subscribers is required.
* Experience writing new business highly desirable.
Diversity creates a healthier atmosphere:

equal opportunity employer M/F/D/V
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Job : Underwriting
Primary Location : US-CA-San Francisco
Organization : United Behavioral Health
Schedule : Full-time
Number of Openings : 1

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Description

Provides quality loans for the company by underwriting and evaluating residential mortgage applications originated by U.S. Bank branch offices. Evaluates the credit and property documentation on loan files so that appropriate decisions are made as to the acceptability of the investment risk. Maintains a daily workload as needed to ensure prompt turnaround time as dictated by senior management. Approves, declines, or suspends/returns any single-family residential mortgage loan submission. Provides prompt, quality service to the originating branches and correspondents in a friendly and professional manner. Evaluates the risk of residential mortgage loans on a timely basis based on sound underwriting decisions. Measures all mortgage loan submissions for underwriting decisions based on company quality control plans and investor/regulatory compliance.

Your Career is Here.

Qualifications

Basic Qualifications

- Bachelor’s degree, or equivalent work experience
- Five or more years of mortgage underwriting experience, including FHA, VA and HUD loans
- FHA Mortgage Credit Examiner certification
- FHA Direct Endorsement Underwriting designation
- VA Staff Appraisal Reviewer (SAR) designation

Preferred Skills/Experience

- Advanced knowledge of real estate values and credit analysis
- Good mathematical skills
- Proficient computer skills
- Excellent verbal and written communication skills
Job
Credit / Lending

Primary Location : Wisconsin-WI-Brookfield
Shift: Day Job
Average Hours Per Week : 40

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TITLE: Underwriter

STATUS: Fulltime/Non-Exempt
DEPARTMENT: General Office
OFFICE: Des Moines, IA

POSITION SUMMARY:

The Underwriter position provides a full range of underwriting support and customer service to underwriting business units. This position reports to the Underwriting Supervisor and is involved in the review and evaluation of crop insurance documents.

DUTIES AND RESPONSIBILITIES:

1. Reviews documents for accuracy and timeliness.

2. Ability to respond to common inquiries from regulatory agencies.

3. Proficient knowledge of company policies and procedures.

4. Proficient knowledge of company software applications to develop information for new or renewal policies and related reports.

5. Ability to read and interpret FCIC documents.

6. Ability to communicate information clearly and effectively.

7. Ability to produce accurate written communication.

8. Ability to analyze and research detailed policy information related to FCIC error resolution.

9. Ability to analyze and revise reports.

10. Ability to properly review policy information for insurance coverage, proper rating, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.

11. Performs other related duties as required and assigned.

12. Participates in surveys and studies by department to produce production and loss analysis reports as required.

13. Assist with data entry.

MINIMUM QUALIFICATIONS:

1. Requires a high school diploma with at least 2 years of experience in the crop insurance industry or in a related area.

2. Proven administration and customer service skills.
a. Provides excellent client service
b. Communicates clearly using listening and oral communication skills to ask questions and respond to questions in an effective manner.

3. Familiar with underwriting concepts, practices and procedures within the crop insurance industry.
a. Automated underwriting and/or processing systems.
b. Solution oriented
c. Results driven, including effective planning and time management.

4. Strong analytical skills with an attention to detail.

5. Demonstrates the ability to communicate effectively both orally and in writing with employees and the general public, to maintain confidentiality in daily operations, to conduct daily duties in a professional appearance and manner.

WORKING CONDITIONS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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Company
Mergis Group

Project Location
Tucson, AZ

Position Type
N/A

Pay Type
Salaried

Pay Rate
$74,000.00

Categories
None

Project Description

Large financial institution is searching for a mortgage underwriter.

Title: Underwriter- DEUWCHI- Chicago, IL

IF YOU RECEIVE A CALL FROM US, THE TELEPHONE NUMBER WILL APPEAR AS A 630 AREA CODE ON CALLER ID

This is a permanent position

Vacation and sick time available

Relocation to the job site in Chicago will not be provided to out of state candidates, they will need to relocate at their own expense.

Job Description:

Underwriting , reviewing and analyzing moderate individual consumer requests for mortgage loans

Evaluating and ensuring overall loan documents are accurate and complete

Reviewing of financial statements, credit reports, debt ratios and loan to value

Using an automated scoring system or traditional underwriting to make determinations

Contacting customers and partners to gather information to make appropriate decisions

Explain reason for credit decisions

Staying abreast of any changes in underwriting provisions

Location: Chicago, IL
Zip: 60613

Application Instructions (3 easy steps will make it easy for us to respond)

1. Please send a resume in MS Word format via careerbuilder

2. Erase everything from the subject, copy and paste this as the subject: Underwriter- DEUWCHI- Chicago, IL

3. Please give your most recent/current pay rate in the body of the email

Project Requirements

Required: 2 years of residential mortgage underwriting experience

Required: Current DE certification

Required: Must be able to work on site on the north side of Chicago, IL location (full time) Monday thru Friday, 8am to 5pm with a 1 hour lunch

Relocation to the job site in Chicago will not be provided to out of state candidates, they will need to relocate at their own expense.

Application Instructions (3 easy steps will make it easy for us to respond)

1. Please send a resume in MS Word format via careerbuilder

2. Erase everything from the subject, copy and paste this as the subject: Underwriter- DEUWCHI- Chicago, IL

3. Please give your most recent/current pay rate in the body of the email

About the Careers with The Mergis Group:

Delivering Personalized and Responsive Career Search Support

Reaching your full career potential takes determination, resources and a focused job search strategy-the kind of personal career support The Mergis GroupSM offers you!

A Recruiting Partner Focused on Your Career Objectives

The Mergis Group has been helping professionals like you find fulfilling opportunities that advance their career for more than 30 years. We take a valued interest in your career goals and respond with personalized support tailored to your individual needs. Plus, you’ll gain access to an extensive network of resources and companies that entrust their most critical recruiting needs to our expertise.

The Mergis Group - Your Bridge To Your Best HireSM.

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Job Summary

Company
AIG

Location
Chicago, IL 60661

Industries
All

Job Type
Full Time
Employee

Education Level
Bachelor’s Degree

Career Level
Experienced (Non-Manager)

Salary
0.​00 - 0.​00 USD /​year

Job Reference Code
PCK333-11478

About the Job

AIG Job ID: EU-UWForCasWrld
Position Type: Full Time - Regular
Location: IL-Chicago
Relocation: No
Education: Bachelors
Experience: 3-5 years

Description:

AIU Holdings has an opportunity in its Worldsource division.

WorldSource is seeking a self-motivated professional for the role of production underwriter within the Home Foreign National Accounts segment.​ Core lines of business written include Foreign Worker Compensation, General Liability, Auto and Defense Based Act coverage.

The position includes the successful maintenance and service of an assigned renewal portfolio as well as the attainment of a new business production budget.​ The position requires aggressive marketing of the WorldSource products as well as cross-selling.​ Candidates should be able to develop new business opportunities for this division as well as new business cross-sell opportunities for other divisions.

The candidate should have 3-5 years of casualty underwriting experience.​ International underwriting experience and knowledge are desirable.​ Strong sales, presentation and computer skills are preferred.​ Candidate should be prepared to accomplish both desk underwriting and sales/​marketing responsibilities through effective time management.​ Risk management (deductibles, retro’s, captives) experience a plus.

About Us:

AIU Holdings is a leading property casualty and general insurance organization serving more than 40 million businesses and individuals worldwide.​ With a 90-year history, more than 500 products and services, deep claims management expertise, and excellent financial strength ratings, AIU Holdings enables individual consumers, entrepreneurial businesses, and large multinationals alike to manage virtually any risk with confidence.​ Our insurance and risk management products and services are provided through insurance brokers, agents, and other distribution partners around the globe.

AIU Holdings, Inc.​ is an Equal Opportunity Employer

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Essential Duties & Responsibilities (other duties may be assigned):

Handle E&O Professional Liability underwriting for new and renewal applications

Examine such documents as application forms and past claims to determine degree of risk

Utilize Duck Creek, Siebel, and EDoc systems for rating, customer maintenance and document retention and retrieval

Review company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluate possibility of losses due to catastrophe

Communicate with field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company underwriting policies

Determine whether to accept, modify, or decline risks. Refer to the carrier when risk is higher than normal

Calculate standard rates and premium charges from approved tables

Decrease policy terms/conditions when risk is substandard to limit company obligation and specifies applicable endorsements, or applies rating to ensure adequate premium for the exposure

Maintain production and quality expectations
Requirements:

4-year degree from a college or university preferred; one year related experience and/or training; or equivalent combination of education and experience

Analytical skills and the ability to work independently in balancing sales goals and guideline requirements

Knowledge of Microsoft Office products required

Effective verbal and written communication skills required

Company Name: Pearl Insurance
Location: Peoria Heights
Available: Immediately. Full Time. 1st shift.
Posted: 7/9/09

CLICK TO APPLY

Description

Underwrites large or more difficult/complex residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. May provide training and direction to more junior staff. Have authority to withdraw and decline loans. May develop and recommend modifications to underwriting and production procedures. Responsibilities include one or several types of mortgage lending (conventional, government-backed, etc.) May respond to individual and investor audits. Candidate must BE DE Certified and have over 5+ years of underwriting experience.

Qualifications

Mortgage and/or Financial Services experience preferred.

Additional Information

Job Family : D-Credit
Locations : LA-New Orleans
Organization : 1056913-MORTGAGE SALES AND FULFILLMENT
Travel : No

Posting Details

Posting Date : Jun-17-2009, 03:52 PM, Montreal, New York, Washington D.C. - (UTC -5:00)
Unposting Date : Jul-25-2009, 11:59 PM, Montreal, New York, Washington D.C. - (UTC -5:00)

Full/Part-time : Fulltime-Regular
Hours Per Week : 40.00
Shift : 1st Shift

CLICK TO APPLY

Make $$2K- 6k $$ per week

 Loan Modification Originators

WAH Loan Modification Originators:

We are looking for highly self-motivated candidates that want to be in control of their own future. If you are extremely reliable, enthusiastic and hard working, and want to work in a fast pace, rewarding industry, you can easily make $100k + a year.

We want only the best and brightest “go -getters” to help us develop our fast growing Loan Modification Company.
We are firm believers that you get what you pay for.
We pay $750 per successful modification.
We offer a stable business opportunity in a recession proof industry.
We provide leads.
We provide the training you need to be a success.

This is an incredible opportunity to make a difference in this time of recession. Timing is everything and now is the time.
Qualified candidates should have 1-2 years of sales experience or Mortgage Industry background. Strong phone skills and attention to details is paramount.

Contact us at 877-225-1335 for more information / Fax your resume to 888-742-6188

Alexander & Williams LLC
961 N Main Street Suite 332
Lancaster SC 29720

Description:

Qualifications: Bachelor’s Degree in business administration, health care administration, or other quantitative field or equivalent work experience may substitute in lieu of Degree. A minimum of one (1) year experience as an underwriter required. Very good written and verbal communication skills. Very good problem solving skills, particularly financial and statistical. Ability to interpret client specific data to identify significant changes in demographics and utilization. Understanding of trends in the insurance industry in California and the awareness of practices of competitive carriers. Ability to adjust conflicting priorities to meet or exceed established department turnaround goals. Must be able to work in a Labor Management Partnership environment. Consistently demonstrates the knowledge, skills, abilities, and behaviors necessary to provide superior and culturally sensitive service to each other, to our members, and to customers, contracted providers, and vendors.

Preferred Qualifications: Post Bachelor’s Degree coursework in insurance.

Duties:

May reviews rate quotes of Underwriters I. On an independent basis or with management support, may participate in external meetings with clients or brokers in conjunction with sales or account management staff. Prepares calculations for determining prospective rates and renewals for statewide accounts. Presents information to clients and brokers in a clear and concise manner both in writing and orally. Prepares financial data for RFPs. Participation in departmental special projects, as assigned. May represent the requirements of the Pricing Department with internal departments. May participate in the development of yearly rates and pricing policies for optional benefits. Develops and maintains rate quoting spreadsheets. Assists with updates to rating templates incorporating changes in rates or procedure. Advises field sales and account management staff on pricing policies, rating methodologies, and techniques for interpreting utilization/cost data. Consistently supports compliance and the Principles of Responsibility (Kaiser Permanente’s Code of Conduct) by maintaining the privacy and confidentiality of information, protecting the assets of the organization, acting with ethics and integrity, reporting non compliance, and adhering to applicable federal, state and local laws and regulations, accreditation and licenser requirements (if applicable), and Kaiser Permanente’s policies and procedures. Consistently supports compliance and the Principles of Responsibility (Kaiser Permanente’s Code of Conduct) by maintaining the privacy and confidentiality of information, protecting the assets of the organization, acting with ethics and integrity, reporting non compliance, and adhering to applicable federal, state and local laws and regulations, accreditation and licenser requirements (if applicable), and Kaiser Permanente’s policies and procedures. Consistently supports compliance and the Principles of Responsibility (KP’s code of conduct) by maintaining confidentiality, protecting the assets of the organization, acting with ethics and integrity, reporting non compliance, and adhering to applicable Federal and State laws and regulations, accreditation and licensure requirements, and KP policies and procedures. In addition to defined technical requirements, accountable for consistently demonstrating service behaviors and principles defined by the Kaiser Permanente Service Quality Credo, the KP Mission as well as specific departmental/organizational initiatives. Also accountable for consistently demonstrating the knowledge, skills, abilities, and behaviors necessary to provide superior and culturally sensitive service to each other, to our members, and to purchasers, contracted providers and vendors. EEO: Kaiser Permanente is an EEO/AA Employee.

Additional Information:
Region : Southern California
Bargaining Unit : Salaried Employees
Facility : Bellflower
Shift : Day
Benefited : Y
Employee Referral : N
Area of Interest : INSURANCE/CLAIMS - ALL
JobType : Full-Time
State/City : CA, Santa Fe Springs
Public Department Description: Pricing

CLICK TO APPLY

Location:
Dallas, TX

Area Code:
972

Tax Term:
FULLTIME CON_CORP CON_IND CON_W2

Pay Rate:
Negotiable

Position ID:
SYA#1280

Dice ID:
10115473

Travel Required:
none

Telecommute:
no

Skills:
Underwriting, Secondary mortgage

Date:
7-7-2009

Description:

**Review closed loans.
**Perform risk analysis and make decision regarding deficiencies identified during the review process
**Fraud Investigation Experience.
**Identify transaction components that indicate a potential for fraud and perform sufficient investigative work to resolve issues that are identified
**Accurately record data and review conclusions in QAS (Quality Assurance System)
**Professionally communicate the results of file reviews both verbally and in written format to internal and external customers
Sound knowledge of the secondary mortgage industry will be highly prefered.

**Maintain a sound knowledge of secondary market activity, practices, and business/industry practices as they impact underwriting quality and origination activity
**Undergraduate degree strongly preferred. Graduate degree in business, finance, accounting or related discipline preferred.
**Prefer a minimum of 10 years of underwriting experience.
**Understanding of traditional mortgage origination and underwriting practices
**Effective written and verbal communication/presentation skills.
**Intermediate user of MS Word and MS Excel, or comparable software packages
**Strong organizational skills, teamwork, and results orientation

ABOUT SYAPPS:

SyApps LLC is a Technology and Management Consulting Services firm based in Greater Washington area, with focus on solutions in the area of Strategy, Process, Technology and Management support. As a diverse end-to end IT and Management solution Provider, SyApps offers a range of expertise aimed at helping customers re-engineer and re-invent their business to compete successfully in an ever-changing marketplace. Our primary service lines include Enterprise Transformation Strategy, Business process & Compliance Re-engineering, Data Solutions, Package solutions & Custom software development support, Tools & Infrastructure support and Project & Portfolio Management consulting.

Please send your resume to staffing@syapps.com
Underwriting, Secondary mortgage.

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Employee Type:
Full-Time Employee

Industry:
Insurance

Manages Others:
Not Specified

Job Type:
Insurance

Education:
4 Year Degree

Experience:
Not Specified

Travel:
None

Posted:
7/6/2009

Contact Information
Ref ID: PCK333-114224
Description Highlights

AIG Job ID: CA-LA-CN-UW2
Position Type: Full Time - Regular
Location: CA-Los Angeles
Relocation: No

Requirements:

Qualified candidates must possess at least 2 to 4 years underwriting experience and experience with Accident & Health products. Must have strong marketing skills and proven success in a production-oriented environment. Excellent communication, organization and analytical skills as well as the ability to work in a fast-paced environment. Knowledge of underwriting methods, practices and procedures required. Bachelor’s degree and/or equivalent work experience.

Education: Bachelors
Experience: 3-5 years

Description:

AIU Holdings has an Underwriting opportunity in its Accident and Health Division. As an Underwriter, you will be responsible for marketing, analyzing risk and underwriting all lines of Accident & Health products for the Los Angeles region. Under general direction, you will underwrite and approve applications up to authority limit for all risk classifications. You will identify and target new business opportunities, develop broker/client relationships and handle new and renewal business.

About Us:

AIU Holdings is a leading property casualty and general insurance organization serving more than 40 million businesses and individuals worldwide. With a 90-year history, more than 500 products and services, deep claims management expertise, and excellent financial strength ratings, AIU Holdings enables individual consumers, entrepreneurial businesses, and large multinationals alike to manage virtually any risk with confidence. Our insurance and risk management products and services are provided through insurance brokers, agents, and other distribution partners around the globe.

AIU Holdings, Inc. is an Equal Opportunity Employer

CLICK TO APPLY

Description

As an employee of PNC Financial Services Group, you become part of an organization committed to customers, employees, investors, and the communities in which we do business. PNC is an established, growing and successful financial services company, with businesses organized around retail and commercial banking, asset management, and funds processing. Our branches are concentrated in thirteen states and the District of Columbia; additional offices are located nationwide and internationally. We are growing in size and through recent acquisitions have become the fifth largest bank by deposits in the US. We are also growing in reputation, as a leader in areas such as work/life family culture, “green” building design, frontier technology, and strong corporate social responsibility.

As an Underwriter at PNC, you will be a member of PNC’s Credit Risk Management group which is essential to the organization and sets the standards by which PNC makes and delivers borrowing decisions for its many varied customers. Our customers include a broad range of companies ranging from small privately held enterprises to the largest publicly held companies. We have a predominate focus on the Middle Market. We serve a broad range of industries, including manufacturers, distributors, service companies, real estate, asset based lending, non-for profits, healthcare, energy, metals and mining to highlight a few. You’ll be based in Philadelphia, Eastwick location.

As an Underwriter you will work on client teams within an assigned portfolio to deliver ideas, advice and solutions that help our clients achieve their goals. Your principal focus on this team will be to utilize your analytical skills, experience and judgment along with your knowledge of PNC’s Credit Risk Management and underwriting requirements to determine and gather the information necessary to evaluate the credit worthiness and financial conditions of borrowers in accordance with PNC Bank’s standards. In this position, you will interact directly with clients as well as product specialists across PNC. You will also review financial statements such as balance sheets, income statements and cash flow statements to evaluate the overall strengths and weaknesses of the borrower. Based on your analysis, you will help structure borrower solutions, coordinate the documentation of these loans and make recommendations for risk rating the clients within your assigned portfolio. As your knowledge of credit risk continues to grow, you may assist or have primary responsibility for overall management of an assigned portfolio of corporate credits, including ongoing monitoring and assessment of the credit worthiness of individual customers and the underwriting, structuring and documenting of clients within the assigned portfolio.

Qualifications

The successful candidate will have the following qualifications:

* Must posses basic credit analysis skills.
* Ability to effectively use personal computers and various applications including Microsoft office and Lotus Notes.
* Bachelor’s degree in Business, Finance or Accounting.
* Demonstrated analytical skills.
* Well-developed written and oral communication skills.
* Enjoy working in a team environment.
* Must be self-motivated and posses proficient time management skills.
* 1-3 years of experience participating in lending or credit activities. In lieu of experience will consider candidates that have successfully completed a Credit Training program with a leading financial organization.
PNC is committed to offering you a comprehensive and competitive benefits package. We design our full time and part time benefits programs based on PNC’s benefits philosophy to provide quality levels of coverage at affordable costs over the long term for both employees and PNC. We strive to balance the cost of providing competitive benefits with the need to cover employees with a wide range of protection during and after employment.

Options you may be able to consider include:

* Medical and Dental Coverage
* Life Insurance
* Part Time Benefits
* Education Assistance
* Paid Training
* Paid Vacation
* Competitive Pay
* Shift Differential
* 401(k) and Pension Plan
* Employee Stock Purchase Plan
* Flexible Schedules
* Growth Opportunity
* Work/Life Balance

PNC is an Equal Employment Opportunity/Affirmative Action Employer — M/F/D/V/SO

Job: COMMERCIAL
Primary Location: PENNSYLVANIA-PHILADELPHIA-8800 TINICUM BLVD. (F266) PHILADELPHIA, PA 19153
Shift : Daylight
Employment Category : Full Time
Work Schedule: 8 AM to 5 PM Monday-Friday

CLICK TO APPLY

Description

Zions Bancorp is now accepting resumes for our Underwriter position in our Retail Small Business department located in West Valley City, UT. The ideal candidate for this position will have the skills and experience necessary to evaluat and form opinions for approving or denying business banking and/or commercial loan applications according to business unit standards in a timely manner. Gathers information as necessary to make sound decisions. Responds to internal and external customer inquiries. Performs other duties as necessary to support the goals and objectives of the department and business unit. Recommends exceptions based on findings. May have authority to approve loans beyond the organizations guidelines. Performs other duties as assigned.

Qualifications

This position requires a Bachelors and 0+ years of directly related experience. Limited use and/or application of basic principles, theories, and concepts. Basic knowledge of credit, spread analysis, finance and lending procedures. PC skills required.

Equal Opportunity Employer

Organization
Zions Management Services Company

Work Locations
UT - West Valley City (4430)
2460 South 3270 West
West Valley City, 84119

CLICK TO APPLY

Job Code: 1376
Division: Burns & Wilcox
Location: FRESNO, CA US
Travel Involved: None
Job Type: Full Time
Job Level: Experienced
Education: Bachelors Degree or Equivalent
Skills:
Category: Underwriting

WHO WE ARE:

Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. With multiple branch offices located throughout the US, we are the largest specialty insurance wholesaler in North America.

The windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox. Our brand pillars exemplify our determination and creativity. Our employees are smart, broad, quick and agile. We always go the extra mile to meet the specialized needs of our agents and agencies.

We are recognized around the world for our underwriting and brokerage expertise in specialty lines, professional and commercial liability, and property and personal lines. Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

Burns & Wilcox is committed to being at the forefront of the specialty insurance industry. Consistently profitable, Burns & Wilcox has experienced significant growth over the last several years.

At Burns & Wilcox, we value smart people, smart products, and smart solutions. We invite you to consider joining our winning team!

THE JOB OPPORTUNITY:

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Produce business in assigned territories
• Participate in a highly lucrative sales incentive plan
• Access the breadth of our products and markets
• Use cutting-edge technology to deliver high quality service to agents and agencies

WE EXPECT THE SUCESSFUL CANDIDATE TO:

• Underwrite new and renewal business for insurance company partners based on underwriting authority and contract guidelines
• Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing
• Apply appropriate quality underwriting and risk selection on the business quoted
• Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management
• Manage relationships with retail agents and respond to requests for coverage on a timely basis
• Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials
• Have knowledge of or perform computer data entry of quotations, binders and related support documents
• Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary
• Mentor and train Assistant Underwriters as needed
• Be technologically savvy and data driven

Required Qualifications:

QUALIFICATIONS

Bachelor’s degree or equivalent combination of education and experience
Minimum three years of Property and Casualty underwriting experience
Insurance experience in underwriting with excess and surplus lines preferred
Insurance license preferred

COMPENSATION

Competitive compensation and benefits package available to successful candidates.

CLICK TO APPLY

- No cold-calling is required.

- All in-bound leads (phone & email) selling mortgage related products (training webinar, memberships/certifications)
 
- Must have quiet home office environment, free of noise distractions.
 
- Must pass background check.
 
- Must have updated computer. Internet (DSL speed or higher)

- Dedicated Line with Voicemail (Vonage Line). Web cam.

- Must Be Professional and Have Excellent Sales Skills.

-  Paid as 1099 Independent Contractor.

- $8 an hour + 5% commission

Please email your resume & cover letter DESCRIBING WHY YOU ARE QUALIFIED FOR THIS POSITION to: jobs@loanprocessortraining.org (PLEASE NO PHONE CALLS)

Description:

Purpose:
To provide analytical staff support to senior management through a wide range of complex activities. These include:

. Development of rates, rating methodologies and policies, and the costing of new benefits;
. Performance of market research and intelligence;
. Development and reporting of information relating to membership, competitors, utilization, and employer group that is used by managers and physicians in managing operations and strategic planning; and

In addition to providing expertise in primary functions assigned, provides systems oriented problem solving capabilities for a wide range of Health Plan issues.

This position consistently supports compliance and the Principles of Responsibility (Kaiser Permanente’s Code of Conduct) by maintaining the privacy and confidentiality of information, protecting the assets of the organization, acting with ethics and integrity, reporting non-compliance, and adhering to the applicable federal, state and local laws and regulations, accreditation and licenser requirements (if applicable), and Kaiser Permanente’s policies and procedures. In addition, Regional leaders are accountable for communication, implementation, enforcement, monitoring and oversight of compliance policies and practices in their departments.

In addition to defined technical requirements, accountable for consistently demonstrating service behaviors and principles defined by the Kaiser Permanente Service Quality Credo, the KP Mission as well as specific departmental/organizational initiatives. Also accountable for consistently demonstrating the knowledge, skills, abilities, and behaviors necessary to provide superior and culturally sensitive service to each other, to our members, and to purchasers, contracted providers and vendors.

Accountabilities:

1. Develops special and routine membership and utilization reports that are submitted to Program personnel, employer groups, and regulatory agencies. Assesses needs of report audiences and develops additional reports as required. Provides interpretation and analyses of report information.
2. Develops membership and utilization forecasts for budget cycles as assigned. Participates in planning and managing forecast processes. Assembles relevant historical data, performs analyses of those data and interfaces with appropriate departments to develop forecasts. Organizes results and conclusions and prepares presentation for Senior Management.
3. Prepares and evaluates prepaid rates including basic coverage and special benefits in accordance with establishing rating methodologies. Provides staffs support to Health Plan Manager, Contract Administration, and Marketing in evaluating current and proposed benefit structures and in formulating regional policies and procedures related to special rates.
4. Researches and implements alternative rating methodologies as assigned. Responsible for interfacing with program office and relevant departments in implementation of new rating methodologies.
5. As assigned, develops current member, disenrollment, and other market research surveys. Implements survey, compiles, analyzes related data, and prepares reports and presentations on findings for review by Underwriting Director and Senior Management.
6. Develops competitor and group information for market intelligence databases. Develops and presents report summaries.
7. Performs special projects and analyses regarding major strategic initiatives upon assignment by Senior Management.
8. Provides interpretation, explanations, and responses to regional and program office staff regarding membership, utilization, market information, and rates. Acts as a resource to Regional personnel regarding survey research or other analytical methodologies. Assists internal departments in using project results.
9. Plans and executes development of systems and databases related to department functions. Uses appropriate software to analyze and format data for reports.
10. Performs other reasonable related duties as may be assigned.

Minimum Requirement - Relevant Years of Experience:

. One year of related work experience required, preferably in the healthcare area.
. Proficiency with personal computer and experience in the use of Microsoft Access, Microsoft Excel, Microsoft Word, and Microsoft PowerPoint preferred.
. Proficiency with statistic and mathematical applications preferred.
. Proficiency in project management is preferred, including problem definition, analysis, and presentation of results required.
. Excellent written and oral communication and interpersonal skills required.
. Ability to be thorough and follow through on detail required.
. Proven ability to independently anticipate, analyze, present, or plan responses to potentially serious problems preferred.

Minimum Requirement - Education and/or Classes:

. Bachelor’s Degree in Business Administration, Healthcare Administration, Public Health, Information Systems, Computer Science, or equivalent years (Additional Four Years) of experience required.
. Master’s Degree Business Administration, Healthcare Administration, Public Health, Information Systems, or Computer Science preferred.

Minimum Requirement - License, Certification, and/or Designation:
. N/A

Additional Information:

Region : Mid-Atlantic
Bargaining Unit : Salaried Employees
Facility : M Regional
Shift : Day
Benefited : Y
Employee Referral : N
Area of Interest : Admin Support - Other
JobType : Full-Time
State/City : MD, Rockville
Public Department Description: Underwriting

CLICK TO APPLY

Description

As an employee of PNC Financial Services Group, you become part of an organization committed to customers, employees, investors, and the communities in which we do business. PNC is an established, growing and successful financial services company, with businesses organized around retail and commercial banking, asset management, and funds processing. Our branches are concentrated in thirteen states and the District of Columbia; additional offices are located nationwide and internationally. We are growing in size and through recent acquisitions have become the fifth largest bank by deposits in the US. We are also growing in reputation, as a leader in areas such as work/life family culture, “green” building design, frontier technology, and strong corporate social responsibility.

As an Underwriter at PNC, you will be a member of PNC’s Credit Risk Management group which is essential to the organization and sets the standards by which PNC makes and delivers borrowing decisions for its many varied customers. Our customers include a broad range of companies ranging from small privately held enterprises to the largest publicly held companies. We have a predominate focus on the Middle Market. We serve a broad range of industries, including manufacturers, distributors, service companies, real estate, asset based lending, non-for profits, healthcare, energy, metals and mining to highlight a few. You’ll be based in downtown Pittsburgh, PA.

As an Underwriter you will work on client teams within an assigned portfolio to deliver ideas, advice and solutions that help our clients achieve their goals. Your principal focus on this team will be to utilize your analytical skills, experience and judgment along with your knowledge of PNC’s Credit Risk Management and underwriting requirements to determine and gather the information necessary to evaluate the credit worthiness and financial conditions of borrowers in accordance with PNC Bank’s standards. In this position, you will interact directly with clients as well as product specialists across PNC. You will also review financial statements such as balance sheets, income statements and cash flow statements to evaluate the overall strengths and weaknesses of the borrower. Based on your analysis, you will help structure borrower solutions, coordinate the documentation of these loans and make recommendations for risk rating the clients within your assigned portfolio. As your knowledge of credit risk continues to grow, you may assist or have primary responsibility for overall management of an assigned portfolio of corporate credits, including ongoing monitoring and assessment of the credit worthiness of individual customers and the underwriting, structuring and documenting of clients within the assigned portfolio.

Qualifications

The successful candidate will have the following qualifications:

* Must posses basic credit analysis skills.
* Ability to effectively use personal computers and various applications including Microsoft office and Lotus Notes.
* Bachelor’s degree in Business, Finance or Accounting.
* Demonstrated analytical skills.
* Well-developed written and oral communication skills.
* Enjoy working in a team environment.
* Must be self-motivated and posses proficient time management skills.
* 1-3 years of experience participating in lending or credit activities. In lieu of experience will consider candidates that have successfully completed a Credit Training program with a leading financial organization.
* Ability to read and analyze individual and business tax returns preferred.
PNC is committed to offering you a comprehensive and competitive benefits package. We design our full time and part time benefits programs based on PNC’s benefits philosophy to provide quality levels of coverage at affordable costs over the long term for both employees and PNC. We strive to balance the cost of providing competitive benefits with the need to cover employees with a wide range of protection during and after employment.

Options you may be able to consider include:

* Medical and Dental Coverage
* Life Insurance
* Part Time Benefits
* Education Assistance
* Paid Training
* Paid Vacation
* Competitive Pay
* Shift Differential
* 401(k) and Pension Plan
* Employee Stock Purchase Plan
* Flexible Schedules
* Growth Opportunity
* Work/Life Balance

PNC is an Equal Employment Opportunity/Affirmative Action Employer — M/F/D/V/SO

Job
COMMERCIAL

Primary Location
PENNSYLVANIA-PITTSBURGH-249 FIFTH AVENUE PITTSBURGH, PA 15222

Shift
Daylight

Employment Category
Full Time

Work Schedule
8:00-4:45
CLICK TO APPLY

Skills:
Customer Service

Date:
6-29-2009

Location:
Woodland Hills, CA

Area Code:
818

Tax Term:
FULLTIME

Pay Rate:
$30 - $32K

Length:
Position ID: CB1746

Dice ID:
sww

Travel Required:
none

Telecommute:
no

Description:

A private and rapidly growing company is seeking a Junior Underwriter. This position involves performing thorough compliance and due diligence checks on a wide spectrum of businesses, on both domestic and international levels.

The Junior Underwriter will review different business models, corporate documents and various websites and prepare application packages to be submitted to our Banks. Be able to do risk analysis too. Needless to say, this job requires an individual with critical thinking skills and an eye for precision.

***We are looking for an exceptional candidate with long term goals and excellent work ethics to come join our firm.
We want someone who is very detailed, thorough, analytical, and meticulous. Someone who has passion and drive to grow and succeed in the position as well as with the company as there is great opportunty available.

Junior Underwriter Qualifications:

Relevant work experiences or recent grads preferred
Proficient in Adobe Acrobat, Excel, Outlook, Word. Knowledge in ACT is a plus
Excellent organizational and communication skills
Able to work well under pressure
Must have high analytical skills and be exceptionally detailed-oriented
Ability to multi-task and meet deadlines in a timely manner
Must be a fast learner
Must be a morning person since our hours are from 6am * 3pm Mon * Fri
We offer a casual work environment and competitive salary with plenty of room for growth.

Salary : 30-32K

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Work From Home Contract Processors Needed!

We are seeking new Contract Processors to help with overflow of a high volume of streamline loans.

Candidates must be dedicated to working on a substantial pipeline 40 hours per week Monday - Friday.

Candidates must have at least 2 years of processing experience in a fast paced environment.

Processors are required to log into business instant messenger daily and be accessible daily for loan status and communications.

All software, email, and processing tools are provided.

General Responsibilities include:

- Review new files, update escrow and title fees in Calyx Point
- Input missing data in various places in Calyx Point
- Register new loans with lender and stack and submit files via email or lender website
- Constantly update conversation log in Point Data Server and update shared Outlook Calendar to coordinate closings.
- Order Title documents from Title Company
- Retrieve lender approvals and request conditions from borrower or 3rd parties
- Review HUD-1 for accurate closing figures

Successful candidates must be proficient in English with excellent communication, computer, and organization skills. Must be experienced with Calyx Point and pay special attention to detail. Must be self-motivated and able to work independently. Must have access to high speed internet, with new computer, printer, and long distance telephone service. Must have a quiet home office to work in.

Processors are paid on a per file basis and are 1099 Independent Contractors.

Please email resumes for consideration to info@turnkeyprocessing.net

Job Requisition Number: 36544
Job Title: Master Underwriter - Prof Partners
Employment Status: F=Full-Time
Business Unit: 39 - Specialty - OBPP

Job Description:

OneBeacon blends a 175+ year history and financial strength with an opportunistic and dynamic culture. Our “think like owners” mindset is reinforced through true pay for performance featuring an ESOP, incentive plans and competitive base pay and benefits. Our entrepreneurial spirit showcases our employees’ deep expertise and nimble approach. This hallmark OneBeacon style uniquely positions us within the property-casualty insurance industry.

OneBeacon Insurance Group’s underwriting companies offer a range of specialty and segmented commercial and personal insurance products sold through select independent agents, regional and national brokers, and wholesalers. As one of the oldest property and casualty insurers in the United States , OneBeacon traces its roots to 1831 and the Potomac Fire Insurance Company. Today, OneBeacon’s U.S. headquarters is in Canton , Massachusetts . The company is publicly traded on the New York Stock Exchange under the symbol “OB “.

We currently have a need for a Master Underwriter with our OneBeacon Professional Partners team in Blue Bell, PA. This position is responsible to underwrite primary and project specific Professional Liability Accounts for Design Professionals in the construction industry on an admitted and non-admitted basis.

Responsibilities:

This position requires ability to assess new and renewal account professional risks; determine appropriate price, coverage, terms and conditions on exposure using established rating plans and underwriting guidelines; interact with Insured and Producers; and participate in and provide value added services to Insured and Producers.

Requirements:

• Knowledge of Design Professional’s Professional Liability primary and project specific risk exposures.
• Knowledge of Design Professional Liability forms and coverage.
• Experience with risk acceptability analysis and decision making process.
• Work with account handling and processing systems.
• Develop and maintain Producer and insured relationships.
• Understand and work within set underwriting guidelines.
• Evaluate, adjust and develop guidelines.
• Work with Claims and Legal to track account claims.
• Knowledge of the construction industry.
• Write industry related articles.
• Develop and deliver in-house, value added educational programs to Producer and insured clients.
• Participate in industry groups and events.
• Participate in Ad-hoc business initiatives.
• Knowledge of Book/agent/territory management.
• Knowledge of quality reviews and standards.
• Build and maintain effective working relationships.
• Manage competing priorities.
• Experience with resolving conflict, recommending solutions and influencing in a positive manner.
• Ability to work in a team, collaborative environment.

Educational/Skill Requirements:

• 3 plus years direct underwriting experience in the Design Professional Liability.
• $5M plus limits of liability authority at current position in the Design Professional Liability area.
• Bachelors Degree or direct experience in the construction industry.

Location:

610 Sentry Parkway,Suite 210
Blue Bell, PA-Pennsylvania 19422-2314

CLICK TO APPLY

Requisition Number : 09-0286
Post Date : 6/26/2009
Title : Assistant Underwriter I
City : Kennesaw
State : GA

Description :

Calculate premiums, maintain coverage and exposure changes throughout policy term, within the Speed of Service and Standard Operating Procedures set forth by the Department.
Requirements High School diploma or equivalent is required. Some college is preferred. Two to three years of assistant underwriting experience is necessary.

Computer Skills
Must be computer literate, especially within a Windows environment.

Certificates, Licenses, Registrations
Must work towards insurance certification designation as defined by division.

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