• Medical Coverage - access to an affordable and comprehensive group medical coverage plan
• 401(k) - Adecco offers all temporary employees the ability to participate in a 401(k) savings program - Adecco offers all temporary employees the ability to participate in a 401(k) savings program
• Pay Options/Direct Deposit - we make it as easy as possible for you to get paid
• Service Bonus - rewarding employees who make an extended work commitment
• Paid Holidays - selected paid holiday, based on accrued hour requirements
• State-of-the-art Career Center - training and resources available for all employees
• Highly trained and professional staff - Our team cares about you and your career!

Job Description:  MORTGAGE UNDERWRITERS

Underwrites residential loans ensuring compliance with appropriate company and secondary market investor standards.  Examines loan documentation for accuracy and completeness.  Works with loan originator or production staff to secure all required documents.  Works with more senior underwriters on loan exceptions.  Have authority to withdraw and decline loans.  May be involved in one or several types of mortgage lending (conventional, government-backed, etc.)

Job Location:  Los Angeles County, CA

Requirements:

 Extensive customer contact required
 Excellent phone skills and superior customer service skills.
 2+ years residential mortgage underwriting experience, including manual decisioning
 Ability to validate income, asset and collateral documents including self-employed tax returns 
 
Email resume with a writing sample ** in Word Format only to lamortgagejobs@yahoo.com for immediate consideration, Subject Line: Underwriter.

** Writing sample should include 2-3 complete paragraphs that describe how your knowledge, background and experience would make you a viable candidate for the Underwriter position and be in the format of a hypothetical response to a letter received from a customer.**

Also, please feel free to look at all Adecco opportunities by visiting www.adeccousa.com.

You can also stay up-to-date with Adecco’s opportunities by downloading Adecco’s free iPhone app, the staffing industry’s premiere tool to search for jobs, apply for career opportunities, search for local branches and get the best career news content on the web!  Copy and paste this link into your address bar to get started! http://itunes.apple.com/us/app/adecco-jobs/id363736189?mt=8

• Medical Coverage - access to an affordable and comprehensive group medical coverage plan
• 401(k) - Adecco offers all temporary employees the ability to participate in a 401(k) savings program - Adecco offers all temporary employees the ability to participate in a 401(k) savings program
• Pay Options/Direct Deposit - we make it as easy as possible for you to get paid
• Service Bonus - rewarding employees who make an extended work commitment
• Paid Holidays - selected paid holiday, based on accrued hour requirements
• State-of-the-art Career Center - training and resources available for all employees
• Highly trained and professional staff - Our team cares about you and your career!

Job Description:  HOME SERVICE SPECIALIST/MORTGAGE LOAN SERVICING

Review Deed of Trust and other necessary documents to complete the first legal action. Input data required to open new trustee’s sale orders; prepare documents and obtain signatures from internal and external entities; send orders to title companies and follow up for first legal recording dates; prepare and follow up on assignments and substitutions of trustee; prepare and send Grant Deeds and Title Packages for FHA/VA loans.

Email resume in Word format only to lamortgagejobs@yahoo.com for immediate consideration, Subject Line: HSS.

 Job Location:  Los Angeles County, CA

Requirements: 

 Auditing skills and the ability to make decisions based on specific circumstances are required
 Strong attention to detail
 Ability to meet deadlines and follow-up with little supervision
 Excellent written, verbal, and interpersonal communications skills
 PC skills-preferably with Windows programs
 Notaries a plus
***********************************************************************
 General real estate knowledge/Mortgage very helpful
 Any specific foreclosure or default experience preferred

Also, please feel free to look at all Adecco opportunities by visiting www.adeccousa.com.

You can also stay up-to-date with Adecco’s opportunities by downloading Adecco’s free iPhone app, the staffing industry’s premiere tool to search for jobs, apply for career opportunities, search for local branches and get the best career news content on the web!  Copy and paste this link into your address bar to get started! http://itunes.apple.com/us/app/adecco-jobs/id363736189?mt=8

W.J. Bradley Mortgage Capital Corp is seeking a Mortgage Underwriter to work out of our South Jordan, UT office.

Duties associated with this position include the following:

• Manage New Loan Queue and Condition Queue with excellent time management skills to assure that daily productivity requirements are met and company published service standards for conditions are met (6 business hours)
• Publish Underwriting Dispositions, clear conditions, analyze Change Requests
• Analyze risk as it relates to investment quality loans
• Underwrite a loan package to investor/agency guidelines
• Maintain thorough understanding of loan documents
• Maintain complete knowledge of loan products
• Maintain complete knowledge of underwriting guidelines
• Complete computer data entry as needed; i.e. Tigris approval screens and various AUS systems and third party tools
• Communicate with originator, per service standards (4 - 6 business hours); answer underwriting and loan product questions
• Complete Underwriting Certifications, as necessary

The successful candidate will meet the following requirements:

• DE or LAPP or SAR Certification is a must. Candidates without any certification need not apply.
• Two-five years experience in the mortgage industry
• Strong communication, organization and time management skills
• Team player with a positive attitude willing to work with others in and out of the Operations Center
• Attention for detail
• Fast paced individual
• Strong computer skills

W.J. Bradley is an independent retail mortgage banker, backed by a group of private investors that provide us with a strong and stable financial foundation to grow on. Our forward-thinking team is committed to helping our clients obtain real estate financing tailored to their personal needs and goals.

At W.J. Bradley, we are dedicated to becoming the top retail mortgage originator in the nation and a leader in the industry. We are building a reputation based upon exceptional customer service, responsible lending practices, a solid infrastructure and a team of experts comprised of the very best talent in the industry. We seek highly motivated, dedicated individuals with a passion to succeed.

Application instructions:

Qualified applicants will please apply online at:

https://www.hirebridge.com/v3/application/JobApplyLogin.aspx?cid=6420&jid=103535&s=b2ea28a9-9e7c-4ae5-83a3-4f89fbb7709c

Day to day duties include:

Transfer ownership from seller to buyer
Clear all title conditions ¿ search land titles for liens Research property to make sure that the title is transferable
Prepare all closing documents and make sure they are in order (each paper doc)
Give the documents, with instructions, to the title representative/real estate agent
Verify all escrow, HOA fees
Audit that the processor completed the entire package ¿ attention to detail
Make sure that the final settlement is possible

Skills needed include: excellent computer skills, customer service experience, mortgage experience, comfortable on the telephones (they will be contacting title companies and brokers), attention to detail, organization skills, and the ability to navigate through different computer windows. Someone who has a background working with title companies would also do well in this area. They will be at the end of the morgage process, they will be sending the documents out to the title companies for the signatures and funding of the mortgage.

- Must have prior training experience in commercial mortgage underwriting and processing
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

- Must have prior training experience in mortgage underwriting and processing
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

- All in-bound leads (phone & email) selling mortgage related products (training webinar, memberships/certifications)

- Must have quiet home office environment, free of noise distractions.

- Must pass background check.

- Must have updated computer. Internet (DSL speed or higher)

- Dedicated Line with Voicemail (Vonage Line). Web cam.

- Must Be Professional and Have Excellent Sales Skills.

-  Paid as 1099 Independent Contractor.

-  Hourly Rate + Commission Based Upon Prior Experience Level & Direct Skills

- Must be U.S. Based

Please email your resume & cover letter DESCRIBING WHY YOU ARE QUALIFIED FOR THIS POSITION to: jobs@loanprocessortraining.org (PLEASE NO PHONE CALLS)

Please email your resume and cover letter to jobs@loanprocessortraining.org

Location: ST. JOSEPH, MI United States
Last Updated: 08/22/2010

Job Description

UNDERWRITER United Federal Credit Union, a progressive team oriented financial institution, has an opening on the Support Services Team for an Underwriter. The Underwriter provides credit and collateral risk analysis of high-risk loan applications to ensure that Credit Union loan policies and guidelines are adhered to for consumer loans. The ideal candidate will possess excellent communication, problem solving, negotiation and advanced computer skills. Analytical skills at a level to effectively access and manage loan risk are required. The candidate should be able to multi-task and thrive on continuous change and process improvement. High school diploma or equivalent required. Some college preferred. Minimum of two years’ experience in related field required. We are an Equal Opportunity Employer. United provides a generous salary, bonus, and benefit package including employer funded 401(k) and flex spending plan.

If you have the qualifications described above, apply online at www.unitedfcu.com .
Web Id: 0003816594
.

Zions Bancorporation is now accepting resume for our Underwriter position in our Retail Small Business Center located in West Valley City, UT. The ideal candidate for this position will have the skills and experience necessary to:

* Evaluate, analyse and form opinions for approving or denying business banking and/or commercial loan applications according to business unit standards in a timely manner
* Gather information as necessary to make sound decisions
* Respond to internal and external customer inquiries
* Perform other duties as necessary to support the goals and objectives of the department and business unit
* Recommend exceptions based on findings
* May have authority to approve loans beyond the organizations guidelines
* Performs other duties as assigned

Qualifications

Requires a Bachelors Degree in Finance, Business, Accounting or a related field or other directly related experience

A combination of education and experience may meet qualifications

Basic knowledge of credit, spread analysis, lending, underwriting concepts, practices and procedures

Ability to analyse and research financial statements, credit reports, debt ratios and loan to value information

Ability to make sound decisions

Must have good customer relations and communication skills

Must be accurate with strong attention to detail

Working knowledge of a various related software applications, including spreadsheets, word processing, etc.

Zions Bancorporation is an Equal Opportunity Employer

Organization : Zions Management Services Company

Work Locations

UT - West Valley City (4430)
2460 South 3270 West

CLICK TO APPLY

Location:
Pentagon Federal Credit Union
Alexandria Service Center
2930 Eisenhower Avenue
Alexandria, VA 22314

Please send resumes to EmployMe@PenFed.org or Fax to: 703-838-1084

Pentagon Federal Credit Union (”PenFed”) is one of the strongest and safest financial institutions of its kind in the US, with more than $14 billion in assets. We serve over 950,000 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, and the Veterans of Foreign Wars around the world. We were federally chartered in 1935 and offer a variety of mortgage, credit card, automobile loan, personal loan, checking, and money market savings products.

We have an immediate opening for a Senior Mortgage Underwriter in our Alexandria, Virginia service center.

The incumbent will underwrite conventional, FHA and VA loans in accordance with investor guidelines including the secondary market.

Description:

• Completes a thorough analysis of loan files to determine compliance with PenFed, investor FHA and VA guidelines. Trains all staff on regulations and compliance requirements
• Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral.
• Identifies potential quality loans to be held in portfolio if secondary market guidelines can not be met.
• Verifies the accuracy of all calculations.
• Recommends the loan disposition, for loan amounts in excess of authority limitations, to Manager.
• Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines.
• Assists in the development of underwriting standards.
• Assists mortgage loan consultants in qualifying loans.
• Provides assistance to processors, giving general guideline interpretations and answering questions on specific loan files.
• Responds to post closing review and audits in a timely fashion.

Requirements

• Bachelor’s degree in related field or combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
• Three years mortgage underwriting experience with FHA DE and VA LAPP authority required.
• Excellent documentation, organization and analytical skills, required.
• Excellent oral communication skills, required.

We can offer you:

• Challenging intellectual environment that requires both individual contribution and team collaboration.
• Medical, dental, vision & prescription drug coverage.
• Convenient location with free parking.
• Company paid short- and long-term disability coverage.
• Company paid life insurance.
• Generous education assistance program.
• Flexible Spending Accounts for out-of-pocket medical and dependent care expenses.
• Immediate enrollment in 401(k) plan with company match (100% of first 4% you contribute) after 6 months on the job.
• On-site fitness center and cafeteria
• Convenient location near the beltway and Metro.
• Free Parking

No security clearance is required. You must be bondable and pass a credit check.

We are proud to be an equal opportunity employer: m/f/v/d

The Opportunity

The Mortgage Underwriter is responsible for ensuring quality loans for M&T by underwriting and evaluating residential mortgage applications. The position is responsible for reviewing mortgage applications, using independent judgment and providing exceptional customer service.

Review Applications

Analyze credit, income, assets and appraisals. Underwrite loan files in accordance with investor, product, state and company requirements to ensure quality loans for M&T. Underwrite government and conventional loans in accordance with specified guidelines.

Customer Service

Maintain open lines of communication between underwriting, management, brokers, account executives and sales managers.

Judgment

Using independent judgment and discretion in approving or rejecting residential mortgage applications.

Experience required for this position

- Experience underwriting conforming and non-conforming standards
- Minimum three (3) years underwriting experience
-Excellent verbal and written communication skills
- Experience with Microsoft Office (Word and Excel)

Ideal Qualifications:

- FHA DE certified
- VA LAPP approved
- Five (5) or more years Underwriting experience

As one of the best performing banks in the country, M&T continues to grow, offering ongoing value to our shareholders and opportunity to our employees. Join our team and you’ll understand what has kept us strong for more than 150 years: stability with a forward focus, a strong history of community support, and a dedication to being the best employer you’ll ever work for.

Apply today at: www.mtb.com/careers

Under limited supervision, analyze necessary data and all types risk within residential mortgage loan applications to yield a servicing portfolio which conforms to secondary market standards with delinquencies of <2.5%

KEY RESULT AREAS
- Accuracy
- Good verbal and written communication skills
- Logical judgment

To qualify, you should have a Bachelor’s Degree or Equivalent Experience and a ARU designation and 5 years underwriting experience.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

CLICK TO APPLY

Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward’s Top 50 and rated A+ by A.M.Best.

Duties

We are currently seeking a Specialty Lines Underwriter to work in our Littleton, CO office. The position will underwrite management and professional liability lines of business through independent agents and wholesale brokers for the following products: D&O, EPLI, Fiduciary liability, Miscellaneous Professional Liability and Crime.

Qualifications

The ideal candidate will possess a minimum of 2-3 years experience underwriting professional and management liability products. Must possess excellent communication skills, analytical skills, be results-oriented, have a strong sense of urgency, proven sales ability, ability to work with complex policies/coverage issues on a regular basis and a strong degree of organization. Bachelor’s degree required. RPLU and previous Private D&O and/or E&O and/or MPL underwriting experience are strongly desired.

Benefits

We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.

EEO Statement

Philadelphia Insurance Companies is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.

How to Apply

Apply online at http://careers.phly.com.

Job Summary:
TMBG, Inc is recruiting an experienced Loan Underwriter with DE/LAPP designation, ready to move into a high volume fast paced growth opportunity at our Everett WA Corporate Headquarters.

Our talented team manages the loan process from origination until the final closing. We are targeting an underwriter with a minimum of 5 years underwriting experience with heavy Govie background in a Retail environment. The successful candidate will demonstrate expertise with lender AU processing systems, utilize FHA Connection, and possess superior customer service skills. A clear understanding of metrics and productivity a must: former management experience a plus.

Your team will manage customer expectations in a warm, friendly environment that enhances our name brand, and focuses on rapid 15 day start to finish process. If you have several years of underwriting experience, possess your DE/LAPP designation, along with the desire to excel, and the skill set to execute, then this may be a great opportunity for you.

Apply ONLY if you meet all the qualifications and can make a difference in a top notch company.

Contact:
Please, send resumes with salary history to 425-337-1786.

Please send resumes to Jobs@Eugene.PenFed.org or Fax to: 541-225-6800

Pentagon Federal Credit Union (”PenFed”) is one of the strongest and safest financial institutions of its kind in the US, with more than $14 billion in assets. We serve over 950,000 members in the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, and the Veterans of Foreign Wars around the world. We were federally chartered in 1935 and offer a variety of mortgage, credit card, automobile loan, personal loan, checking, and money market savings products.
We have an immediate opening for a Senior Mortgage Underwriter in our Eugene, Oregon service center.

The incumbent will underwrite conventional, FHA and VA loans in accordance with investor guidelines including the secondary market.

Description:

• Completes a thorough analysis of loan files to determine compliance with PenFed, investor FHA and VA guidelines. Trains all staff on regulations and compliance requirements

• Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product and creditworthiness of the borrowers and acceptability of the collateral.

• Identifies potential quality loans to be held in portfolio if secondary market guidelines can not be met.

• Verifies the accuracy of all calculations.

• Recommends the loan disposition, for loan amounts in excess of authority limitations, to Manager.

• Maintains a working knowledge of secondary market underwriting guidelines, private investor and private mortgage insurance guidelines.

• Assists in the development of underwriting standards.

• Assists mortgage loan consultants in qualifying loans.
• Provides assistance to processors, giving general guideline interpretations and answering questions on specific loan files.

• Responds to post closing review and audits in a timely fashion.

Requirements

• Bachelor’s degree in related field or combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.

• Three years mortgage underwriting experience with FHA DE and VA LAPP authority required.

• Excellent documentation, organization and analytical skills, required.

• Excellent oral communication skills, required.

We can offer you:

• Challenging intellectual environment that requires both individual contribution and team collaboration.
• Medical, dental, vision & prescription drug coverage.
• Convenient location with free parking.
• Company paid short- and long-term disability coverage.
• Company paid life insurance.
• Generous education assistance program.
• Flexible Spending Accounts for out-of-pocket medical and dependent care expenses.
• Immediate enrollment in 401(k) plan with company match (100% of first 4% you contribute) after 6 months on the job.
• On-site fitness center and cafeteria

No security clearance is required. You must be bondable and pass a credit check.
We are proud to be an equal opportunity employer: m/f/v/d

FCCI is proud to be an established leader in the property and casualty insurance industry. We currently write business in fourteen states in three distinct U.S. regions. At FCCI, our ability to provide a strong local presence for our agents and insureds is paramount.

Currently seeking a Marketing Underwriter who can provide a strong local presence for our agents and our policyholders in the Tampa/North Florida market. The selected candidate will promote sales of various property and casualty products through the independent agency system and be responsible for the acquisition and retention of profitable accounts through sound underwriting principles reflective of company policy. Candidates must be able to develop and maintain strong relationships with our agency partners and be responsible for new account selection, new account pricing, renewal pricing terms, and direct policyholder service.

FCCI provides competitive pay and a comprehensive benefits package, including:

- 401(k), employer match, and profit sharing plan
- Generous paid time off programs plus eleven paid holidays per year
- Bonus programs
- Car program
- Technology to work from your home

EOE / Drug Free Workplace Employer

Requirements

* Bachelor’s degree or equivalent
* Four or more years of commercial, multi-line, P&C marketing and underwriting experience, including workers’ compensation
* Excellent knowledge of the independent agency system
* Superior underwriting technical experience
* Valid driver’s license
* Work history that demonstrates success
* Experience developing new accounts in the Tampa/North Florida area preferred
* Industry designations, such as CIC, CPCU or other designations that relate to the insurance industry

Please apply online at www.fcci-group.com

Brief Description of the Organization
Citigroup’s Global Consumer Group serves consumers through retail banking, cards, and consumer finance, providing a full range of innovative and comprehensive products and services. Our businesses also offer industry-leading advanced technology, a strong worldwide presence, and a powerful global franchise.
Underwriter (Credit Underwriter 3)-10012966

Description

Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.

Qualifications

High school diploma plus 2-3 years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies. Excellent oral and written communication skills are required. Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff. Good analytical, problem solving, organizational and communication skills needed.

CLICK TO APPLY

Location:

* USA - Charleston West Virginia, 25301

Job Description

Committed. Competitive. Constructing our Future. That’s Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference.

SUMMARY: Reports to the Managing Director of a business group. Responsible for the profitability, growth and retention of assigned book of business within an assigned territory that is consistent with overall business line objectives. In this middle level position, the incumbent is responsible for all of the functions of an Account Executive except for mentoring Account Administrators; however, he/she may require assistance from a senior level Account Executive in order to manage more difficult accounts. Generally, the incumbent is responsible for independently managing all account activities for the moderately complex to routine accounts.

PRIMARY DUTIES: Support long and shor term business strategies to effectively achieve profit and growth objectives for assigned location(s) through responsible marketing and sound underwriting. Underwrite and price accounts in support of strategic business planning activities designed to increase hte presence of the business group in the market; retain the appropriate mix of business; and achieve overall growth and profit objectives. Respond to underwriting and marketing strategies and standards by developing a marketing plan that reflects local market competitive conditions and, at the same time, meets growth and profit goals. Ensure that production and uderwriting objectives with respect to profitability are achieved. Marketing and underwriting responsibilites include but are not limited to: Meeting with agency personnel to maintain and develop positive and productive relationships. In this capacity, assures that our contractual commitments are met and negotiates programs of insurance. Representing the company and our underwriting strategy in the locations(s) to agent, exmployees and the community.

Working with other business units as appropriate to support market penetration objectives and seeks out cross-sell opportunities as appropriate. Maintain the highest level of customer service. Assist in the delivery of excellent account administration services. Develop and maintain effective relationships with internal resources (e.g., LP&E, Claim, Operations, etc.) to ensure delivery of all related services to clients. Perform all functions to support profit, growth and expense management goals.

OTHER: PROFICIENCY MEASURES: Leading the business Construction’s Mission & Values Budgeting Business Planning Collaboration Promotes Enterprise Culture Drives Results Leads Change Executes Business Strategy Leading Others Coaching & Development Employee Relations Attracts Top Talent Maximizes Individual and Organizational Performance Holds Others Accountable Aligns Rewards Creates & Sustains a Dynamic Workplace Leading Self Commitment to Task Leading to Results Conflict Management Flexibility Demonstrates Self Awareness Applies Critical Thinking Communicates Effectively and Influences Others Exhibits Courage, Conviction and Credibility Business Knowledge Construction Industry Construction Insurance Marketplace Insurance Industry Travelers Construction Business Unit Travelers Enterprise Technical Expertise 2+ years commercial underwriting experience Agency Management Management Information Systems Marketing & Sales Negotiation Underwriting & Pricing Quality Management Customer Focus Process / Workflow Product Travelers is an equal opportunity employer. We actively promote a drug-free workplace.

CLICK TO APPLY

Responsibilities

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

As a successful member of our Underwriting team, you will be responsible for underwriting complete product offerings including automated and manual portfolio, Jumbo, FHA, VA, Bond Agency, and Construction-to-Perm loans. Utilize your knowledge and experience to serve as an advisor for junior members of the department. Some additional responsibilities include, ensuring material information captured in the automated underwriting system is accurate at time of review, proactively suggesting program alternatives for customers who do not qualify for terms initially submitted, demonstrating sound judgment in the analysis of required documentation while mitigating organization risk through appropriate decision making. You will be asked to meet or exceed productivity levels established by Management and credit quality standards set forth by RBS, while responding timely to quality control and audit reviews when requested. The Senior Underwriter will also assist the Group Team Manager when necessary and provide training when required.

Qualifications

BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred
Direct Endorsement Certification required
5 or more years underwriting conventional and government loans required
Experience using Automated Underwriting Systems
Self-directed with excellent time management skills
Experienced as Delegated Underwriter with all approved MI companies
Demonstrated ability to analyze and evaluate complex income documentation
Exceptional written and verbal communication skills
Desire to work in a production environment
Advanced proficiency in Word and Excel
VA LAPP approval preferred

Hours and Work Schedule

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

To apply, please go to our Career Opportunity section at http://www.charterone.com/careers/ . Search for this position with the Reference Code 366666 in the Job Opening ID section of your search.

Mortgage Compliance Associate, Warwick, RI
Responsibilities

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Perform a review and/or audit on all Mortgage applications according to the standard corporate GFE fee and TIL matrices. Ensure regulatory and state specific documents have been disclosed to the applicant(s) as required by State and/or Federal guidelines, specifically the review of the GFE and TIL. Modify and correct GFE fees according to the corporate standard fee matrices as applicable or as requires. Generate application packages on all loans in a timely manner by printing and mailing the required 72 hour mortgage disclosures to the customer. Prepare a new loan set up file ensuring a timely, complete and accurate file for Processor review. Maintain consistent level of communication with the Loan Officer regarding incomplete or incorrect loan information. Apply all bank, state and federal regulations to job functions to ensure compliance. Meet or exceed department productivity and quality performance standards within department turn-time standards. Send the borrower an accurate GFE and TIL in the initial 72 hour disclosure package within 3 business days from the application date. Adhere to the department and regulatory standards to ensure adherence to required regulatory turnaround times for Mortgage disclosures.

Qualifications

2 years of mortgage banking and or quality control experience
2 years of customer service
Complete knowledge of commonly used concepts, practices and procedures within the mortgage industry
Proficient in analyzing and understanding the regulatory requirements as they pertain to the GFE and TIL
Dependable and willing to be flexible with work schedule, including working overtime when needed
Excellent organizational skills and attention to detail
Ability to function as a team player and handle high volume in a fast-paced environment
Strong data entry skills; ability to handle multiple tasks
Self-starter and ability to meet deadlines
Excellent written/oral communications and interpersonal skills

Other Information

Hours per Week: 40
Work Schedule: Monday-Friday 8:00AM-5:00PM

Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

To apply, please go to our Career Opportunity section at www.citizensbank.com/careers. Search for this position with the Reference Code 364846 in the Job Opening ID section of your search.

Job ID: 2010-3100
# Positions: 2
Location: US-OH-North Olmsted
Work Location: Office Location
Employee Type: Regular Full-Time
Category: Underwriting/Reinsurance

More information about this job:

Overview:

Affiliated FM is looking for a production underwriter to join the Cleveland Office. This is a unique opportunity to help maintain and grow the Cleveland AFM book of business. This is an extremely important position because the AFM production underwriter is responsible for both new business production and renewal retention while maintaining underwriting profit and protecting the companies assets. They must effectively market AFM products and services to a network of producers with whom long term relationships are developed, maintained and cultivated.

Responsibilities:

The AFM production underwriter is responsible for profitable risk selection, negotiation of pricing, terms and conditions, and using creative underwriting strategies to optimize net retentions that effectively balance both customer and company needs. The production underwriter is responsible to coordinate account team resources in order to provide excellent and responsive services that add value to our broker and customer relationships.

Qualifications:

Bachelors degreee: CPCU desirable Experience: 2-5 years Affiliated FM or FM Global experience or 5 years industry experience as a Production Underwriter. Skills/Knowledge: Sound working knowledge of our business including a good understanding of risk identification and assessment, propery insurance coverage, forms, and business computer applications. Demonstrated skills in oral and written communication, time management, analysis, decision-making, problem solving, sales/negotiation/presentation and leadership. Ability to establish a network of property and industry contacts.

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Company Nelson Family of Companies
Location Fairfield, CA 94534
Industries Banking
Job Type Full Time, Employee
Salary $60.​00 - $80.​00 /​year

Underwriter
About the Job

Terrific opportunity to work for an industry leader that not only works hard but has fun!!

Underwriter - Residential

SUMMARY: Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

DUTIES AND RESPONSIBILITIES:

· Calculates income for all types of borrowers, reviews complex tax returns and financial statements, analyzes various sources of funds, and establishes general creditworthiness of potential borrowers.

· Reviews information provided in loan package; requests additional information as required.

· Evaluates risk as it relates to borrowers, collateral, and transactions.

· Provides final approval underwriting of conventional, VA, and FHA mortgage loans including but not limited to lease holds, construction, non-owner occupied, condominiums, mortgage insurance secured, and higher risk loans.

· Underwrites credit, capacity, and collateral in accordance with established policies and procedures.

· Completes all required paperwork and forms in a timely and accurate manner; prepares required reports.

· Maintains records, files, and database.

· Performs other duties as assigned.

QUALIFICATIONS:

· 4 plus years related experience or equivalent.

· Thorough working knowledge of real estate documentation, policies, compliance, and procedures.

· High level of proficiency with mortgage loan processing and underwriting systems.

· Commitment to excellence and high standards

· Excellent written and oral communication skills

· Strong organizational, problem-solving, and analytical skills

· Ability to manage priorities and workflow

· Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm

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Description Company: Teksystems
Position Title:Underwriter
Job Code:2118633
Job Location: Westlake Village, California

Description: Underwriter Job Description:

Our client, a large bank, is looking for an Underwriter in the Ventura County area.Job Duties:-Underwrite mortgage loans, loan modifications-Evaluate loans to maximize profit and minimize risk or loss-Examine loan documentation for accuracy and completeness-Work with loan originator to secure all required documentsMinimum Job Requirements:-Required minimum 2 years residential mortgage underwriting experience-Ability to validate income, asset, and collateral documents-Excellent phone and customer service skillsPay will be between $27.65 per hour based on experience.

Required Skills for Underwriter Job:

*MORTGAGE UNDERWRITING
* TEAM PLAYER
* CUSTOMER SERVICE
* EXCELLENT COMMUNICATION SKILLS

About Aerotek Professional Services:

Join Aerotek Professional Services. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don’t put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.

Contact Information
Joshua Harrison Sarfaty
jsarfaty@aerotek.com

Aerotek Professional Services-Northridge, CA

8550 Balboa Blvd.
Suite 234
Northridge,
CA
91325
TEL: (818) 672-0823

Job Description

We are the new CoreLogic - a leading provider of business information, analytics and outsourcing services. Together, we are a $2 billion technology company with more than ten thousand employees worldwide. We are proven experts in the areas where we work and are passionate about helping our clients succeed. No one else has such a vast repository of data, an advanced set of analytical models and a talented, diverse team of professionals.

Together, we have the opportunity to drive innovation, cultivate insights and build unique solutions for our clients. We take pride in our workforce and believe in cultivating an atmosphere that supports and values our greatest asset: talent.

Review and decision credit, income and asset documentation for non-approved loans, including qualification of wage earner and self employed borrowers per client and investor guidelines. Meet established production and quality goals.

Essential Functions/Responsibilities

* Meet established turnaround times required for reviewing individual documents and initiating tasks.
* Answer incoming calls and meet department phone SLAs.
* Clear conditions as needed. Identify and work through alternatives for loans that fall outside of guidelines by demonstrating the ability to adhere to the underwriting guidelines to ensure proper salability of loans to investors.
* Track missing documentation on loans.
* Review documentation upon receipt for adherence to investor requirements.
* For loans that fall out of guidelines, identify and work through alternatives with supervisor and/or clients.
* Make recommendations to save or convert to an actual business decision.
* Assist internal/external customers and correspondents with loan status, website assistance, web scoring and underwriting scenarios.
* Act as a subject matter expert and perform second level review as required.
* Address elevated loan questions and issues from lower level analysts.
* Share all findings with processor, clients or correspondents via written or verbal communication methods.
* Complete input of loan details and information into internal systems during initial underwrite.
* Review higher risk flags from data alerts to clear variances.
* Access and rescore loans through process on decision engines.
* Review re-verified information compared to original verifications (post-closing QC).

Qualifications:
Qualifications
* High school diploma required. Bachelors degree preferred or two years mortgage originations underwriting experience.
* Demonstrated knowledge and expertise with secondary marketing, underwriting guidelines and products inclusive of GSE, jumbo, and non-conforming.
* Experience with income analysis to qualify wage earner and self-employed borrowers. Familiarity with income tax documentation including but not limited to sole proprietorships, S-corps, C-corps, partnerships and limited liability corporations is required.
* Strong customer service and communication skills (verbal and written) are required with a track record of the utilization of interpersonal skills to interact with other departments in a professional manner.
* Must be detail-oriented, organized and possess strong problem solving skills with the ability to make quick, accurate decision with limited information.
* Ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment.
* Strong analytical skills and decision-making ability to make lending decisions and translate guidelines.
* Open to flexible scheduling options and the ability to adapt/change as needed.
* Working knowledge of Microsoft Office Suite.
CoreLogic offers an empowered work environment that encourages creativity, initiative and professional growth and provides a competitive salary and benefits package. CoreLogic is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Please apply on our website for consideration.

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Primary Location: Midvale UT
6985 S Union Pk Ctr
Midvale
UT 84047
USA

At M&T, we understand what’s important when you’re considering a career change: a company with a solid history of responsible growth and positive earnings. A company committed to the communities it serves. One that rewards performance and provides employees with opportunities to direct their own career paths. A company with a focus on the future.

The Opportunity
The Mortgage Underwriter is responsible for ensuring quality loans for M&T by underwriting and evaluating residential mortgage applications. The position is responsible for reviewing mortgage applications, using independent judgment and providing exceptional customer service.

Review Applications
Analyze credit, income, assets and appraisals. Underwrite loan files in accordance with investor, product, state and company requirements to ensure quality loans for M&T. Underwrite government loans in accordance with specified guidelines.

Customer Service
Maintain open lines of communication between underwriting, management, brokers, account executives and sales managers.

Judgment
Using independent judgment and discretion in approving or rejecting residential mortgage applications.

Experience required for this position
- Knowledge of FHA, VA and conventional lending
- Minimum five (5) years underwriting experience
- Excellent verbal and written communication skills
- Experience with Microsoft Office (Word and Excel)

Ideal candidate will have experience with Point (origination software); have experience with DU and/or LP Software; and FHA DE underwriting designation.

As one of the best performing banks in the country, M&T continues to grow, offering ongoing value to our shareholders and opportunity to our employees. Join our team and you’ll understand what has kept us strong for more than 150 years: stability with a forward focus, a strong history of community support, and a dedication to being the best employer you’ll ever work for.

Apply today at: www.mtb.com/careers

Job Description :
THE OPPORTUNITY:

Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. Coastal property, the windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox.

For more than 40 years, Burns & Wilcox has been consistently profitable and we have continuously expanded our footprint in the specialty insurance sector, both in the United States and internationally.

Burns & Wilcox is committed to excellence, professionalism and service to our clients as exemplified by our brand pillars - Smart, Broad, Quick and Agile - and we know that our success is the result of our employees delivering on that brand promise each and every day.

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Produce business in assigned territories
• Participate in a highly lucrative sales incentive plan
• Access the breadth of our products and markets
• Use cutting-edge technology to deliver high quality service to agents and agencies

WE EXPECT THE SUCCESSFUL CANDIDATE TO:

• Underwrite new and renewal business for insurance company partners based on underwriting authority and contract guidelines
• Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing
• Apply appropriate quality underwriting and risk selection on the business quoted
• Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management
• Manage relationships with retail agents and respond to requests for coverage on a timely basis
• Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials
• Have knowledge of or perform computer data entry of quotations, binders and related support documents
• Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary
• Mentor and train Assistant Underwriters as needed
• Be technologically savvy and data driven

REQUIRED QUALIFICATIONS:

• Bachelor’s degree or equivalent combination of education and experience
• Minimum three years of Property and Casualty underwriting experience

QUALIFICATIONS THAT WILL HELP YOU SUCCEED:

• Insurance experience in underwriting with excess and surplus lines preferred
• CPCU, CIC or comparable designations
• Insurance license preferred
• B2B Sales & Marketing experience

WHO WE ARE:

• We are the largest specialty insurance wholesaler in North America with 37 offices located throughout the US
• More than 40 years of experience in the industry
• Consistently profitable, and continuously growing
• Underwriting and brokerage expertise in specialty lines, professional and commercial liability, property and personal lines
• Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

COMPENSATION AND BENEFITS:

• Competitive compensation and bonus packages
• Excellent benefits packages that include a 401K match, medical/dental/vision and much more
Job Type : Full Time

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Description:

Completely review all residential mortgage loans for portfolio as well as secondary market products including, but not limited to conventional FMNA and FHA loans. Determine credit quality and confirm compliance to loan policy and for secondary market guidelines. Ensure that federal regulatory requirements are met with regard to all housing regulation and evaluate the collateral attached. Validate all documents and reconcile to automated underwriting system. Issue initial and final approval on submitted credit and collateral.

Requirements:

High school diploma or GED, some college preferred. Intermediate knowledge of Word and Excel. PC knowledge with ability to adapt to mortgage division?s current software. Minimum five years of work experience in mortgage, real estate, title company or real estate attorney?s office. Knowledge of CONV, FHA and compliance guidelines required. Must be familiar with current compliance and government monitoring regulatory policies. Excellent customer service skills, oral and written communication skills. Excellent computer keyboard skills and internet knowledge. Must be able to work under pressure, prioritize work and multi-task to meet multiple deadlines. Must be able to work in a team environment. Bi lingual skills a plus!

To apply for this position, Please send a resume and fully completed employment application by one of the following methods:

* E-mail to: jobs@bbvacompass.com
(Send Microsoft Word or PDF attachments only)
* Fax: 205-524-0057

Please include the following Requisition Number with your inquiry: 1DDS013799

Post Date: Jul 30, 2010
Type: Contract
Start Date:
Salary: (Verify your salary with Salary.com)
Location: United States - Rhode Island - Riverside Job Reference: 00000W0L
Job Zip Code:

Job Description:

Underwriter, Riverside, RI
Immediate contract position with a well-known mortgage lender, excellent job opportunity and competitive pay!

Underwriter is responsible for performing financial income, credit, and collateral analysis of conforming and nonconforming, Jumbo and Super Jumbo loan decisions for proper compliance with product and program parameters, as well as translating underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors: comply with all policies and procedures for ensuring the loan decision meets all regulatory provisions and guidelines: work closely with the Loan Officers/Account Executives to ensure turnaround service guarantees and condition requirements for salability of the loan.
**Salary dependent upon experience - Local candidates only, unless otherwise specified**
**REFER TO JOB ORDER # 00000W0L**

Skills:

Strong Conventional experience required
Current frontline underwriting required within the last 12 months
Minimum 3-5 years A paper/Convetional frontline underwriting, strong DU/LP, prior MI experience a plus.
3 years Conventional Mortgage Underwriting experience is preferred for this assignment.
Strong knowledge of FNMA and FHLMC underwriting guidelines required.
Underwriting experience with self employment income analysis.
Experience with non-conforming, Jumbo and Super Jumbo lending preferred.
Candidates must demonstrate strong analytical skills and decision-making ability in order to make lending decisions and translate guidelines. Candidates must be detail-oriented, organized and possess strong problem solving skills with the ability to make quick accurate decisions with limited information.
The ideal candidates will also possess strong customer service skills, excellent communications skills (verbal & written), and interpersonal skills. Candidates should be open to flexible scheduling options and the ability to adapt/change as needed.
Must have a strong knowledge of Microsoft Word and Excel.

All interested candidates please submit your resume in Word format to an Employment Consultant at resumes@mortgagestaff.com

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Immediate opening for an experienced Mortgage Underwriter. We are seeking motivated and professional candidate seeking a career in the mortgage industry.
Responsibilities include but not limited to: Reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value) Evaluating and examining transactions to ensure accuracy and completeness. Preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines. Assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision

Required Skills include:

- Minimum 5 years of mortgage underwriting experience required
- Knowledge of FHA loans, DU underwriting, Conventional, VA, USDA,NDHA(North Dakota Housing Finance Agency)
- Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates

Additional skills:

- Excellent written and verbal communication skills
- Ability to handle large volumes and multiple priorities
- Ability to work independently while meeting goals and objectives
- Strong problem solving and negotiation skills
- Flexible/adaptable to change
About Valley Mortgage:

This is a fulltime position with salary plus benefits package.

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GENERAL SUMMARY:

The Underwriter Sr. (DE) is responsible for underwriting residential loans, preparing necessary approval documents and reviewing files to ensure compliance with regulatory guidelines.
Required Skills

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Underwrites residential loans; evaluates loan-to-value ratios, credit reports, applications and appraisals to ensure that each loan meets the secondary marketing guidelines.

• Prepares all necessary approval documents including worksheets required to ensure compliance with regulatory guidelines.

• Reviews conditions and reworks existing files as necessary to ensure compliance with secondary marketing and regulatory guidelines.

• Communicates suspense/re-work requirements to Loan Processors.

• Follows loan processing methods established for adherence to the Credit Union’s polices, procedures and documentation requirements.

• Acts as liaison with members, real estate agents/brokers, builders/developers, title companies, loan counselor/underwriters and co-workers to facilitate a prompt, efficient closing of each loan.

• Calculates and verifies member’s income, assets and liabilities.

• Verifies member’s creditworthiness and ability to repay loan.

• Analyzes loan file and renders loan approval within Credit Approval limits.

• Using established guidelines diagnoses loan package situations and proceeds accordingly.

• Documents loans to ensure compliance with regulatory and legal requirements.

• Reviews Credit Report, Preliminary Title Report, Appraisal and Escrow Instructions for accuracy upon receipt. Structures and submits loan for PMI Approval.

• Manages individual pipeline to ensure timely turn time.

• Performs HMDA disposition of canceled and declined loans in compliance with Regulation B requirements.

• Evaluates procedures, recommends changes and implements new procedures when appropriate.
Required Experience

Education, Training and Experience:

Potential candidates for this position must meet the following requirements:

• AA degree in related field. Bachelor’s degree preferred.

• Direct Endorsement Cerfification required.

• Supervisory experience preferred.

Job Location
El Segundo, CA, US.
Position Type : Full-Time/Regular
Job Type : N/A

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GENERAL SUMMARY

Underwrites and rates routine to complex employer groups and ensures these
groups remain on a profitable basis. Applies methods used to analyze data in
order to determine financial requirements for prospective and renewal business.
Performs routine underwriting tasks independently and complex duties under
general supervision.

ESSENTIAL RESPONSIBILITIES

- Calculates standard and non-standard renewal and prospective employer group
rates in accordance with regional rating rules and federal and state
regulations.
- Gathers and examines appropriate documentation and data required to calculate
and produce employer group rate renewal packages.
- Interprets actuarial data and applies judgment as to actuarial and
underwriting considerations in appropriately pricing products.
- Evaluates the appropriateness of employer group rates. Monitors and enforces
current underwriting policies as they relate to employer groups.
- Assists sales personnel in explaining rate calculations and underwriting
policy if needed.
- Ensures the quality and integrity of account specific data and information
released to the sales force.
- Ensures the timely completion of renewals, proposals, account reports and
monthly departmental reports associated with the underwriting function.
- Calculates broker commissions and oversees and enforces broker payment
procedures and rules for employer group rating.
- Serves as liaison with other departments for coordinated projects.
- Tests computer applications of new rating methods.
- Performs other duties as required.

JOB SPECIFICATIONS
- Bachelor’s degree or equivalent experience.
- Previous (usually 2+ years) experience in underwriting or analytical
experience.
- Knowledgeable of all federal and state laws and regulations regarding
operation of the Program including licensure and audit of contractual services.
- Good understanding of the formula and basic underwriting principles.
- Knowledge of statistical and computer information systems.
- Previous health care contract and services rate administration experience
desirable.

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Job Details
Major Duties & Responsibilities:

Duties may include but are not limited to:
a. Solicits new and renewal package submissions from brokers
b. Negotiates with brokers terms and conditions favorable to the company
c. Prepare quotes and binders
d. Work with raters to ensure proper rates and forms are used.
e. Handles more complex files and portfolios within underwriting authority

Desired Qualifications:

• 3 years plus commercial package underwriting experience. Experience with auto, property and umbrella liability underwriting. There will be a focus on healthcare, life science, and social services.
• Bachelor’s degree
• Knowledge of insurance industry
• Knowledge of underwriting concepts, practices, and procedures
• Microsoft Word, Excel, and Outlook
• Internet usage
• Oral and written communication skills
• Negotiation skills
• Marketing skills

CLICK TO APPLY

Mortgage Underwriter for Federal Savings Bank

Description:

American Bank is a Federally Chartered Community Bank located in the Washington DC area.  We have a robust national residential mortgage division and are currently seeking qualified mortgage underwriters.  We offer a great salary with benefits and also have a work culture that is driven by teamwork.

Requirements:

De designation a must

Significant experience working with DU and LP

Excellent critical thinking skills

Must be able to effectively communicate with processing staff

Experience underwriting to multiple sets of investor guidelines

Specifics:

Base salary: 55,000 to 70,000 with ample overtime also available

Full medical benefits along with 401k

Vacation and sick pay

Available: Immediate

Location:  Greenbelt,MD and/or Rockville, MD

Contact: Robert Jones (703) 964 6489

Email resume to: rjones@americanfsb.com

Mortgage Underwriter Team Lead - Retail Underwriting, Richmond, VA

Job Description:

Mortgage Underwriter Team Lead needed in Richmond, VA.  Functions as a group leader in a centralized operation by assisting in the training, assigning, and overseeing the work of lower level underwriters. Assists manager in general administrative duties such as accounting for time-off and preparing reports on the success of the unit. Contacts difficult and complex loan applications.

This position typically requires a Bachelor’s degree; 5+ years underwriting experience.

Please visit us at www.suntrust.com/careers and apply to job number 207432 for immediate consideration.

Mortgage Underwriter 3 - Centralized Bond Underwriting, Richmond, VA

Job Description:

Mortgage Underwriter 3 needed in Richmond, VA.  This position is based in our Centralized Bond Underwriting department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 206654 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting Mid-Atlantic Region, Richmond, VA

Job Description:

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207402 for immediate consideration.

Mortgage Underwriter 2 - Correspondent Underwriting, Richmond, VA

Mortgage Underwriter 2 needed in Richmond, VA.  This position is based in our Correspondent Underwriting department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.

Please visit us at www.suntrust.com/careers and apply to job number 206559 for immediate consideration.

Mortgage Underwriter 3 - Central Processing Underwriting, Richmond, VA

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207303 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting Support, Richmond, VA

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207310 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting , Annandale, VA

Job Description:

Mortgage Underwriter 3 needed in Annandale, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Minimum Qualifications:  Incumbents will possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans. 

Preferred Qualifications:  Mortgage loan underwriting experience in the last year.  DE and/or LAPP certification is highly preferred. 

Please visit us at www.suntrust.com/careers and apply to job number 204074 for immediate consideration.

Mortgage Underwriter 2, Atlanta, GA

Job Description:

Mortgage Underwriter 2 needed in Atlanta, GA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.  DE certification required.

Please visit us at www.suntrust.com/careers and apply to job number 207713 for immediate consideration.

Mortgage Underwriter 2, Laguna Hills, CA

Job Description:

Mortgage Underwriter needed in Laguna Hills, CA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.

Please visit us at www.suntrust.com/careers and apply to job number 207417 for immediate consideration.

Mortgage Underwriter 1, Orlando, FL

Job Description:

 Mortgage Underwriter needed in Orlando, FL.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Typically reviews and/or underwrites conventional loans, but may be responsible for less complex FHA and VA loans.  May support more experienced underwriters.

Basic Qualifications:  1 to 3 years of mortgage loan underwriting experience.  6+ years of mortgage loan processing or other related mortgage experience.

Preferred Qualifications:  Pre-qualification experience.

Please visit us at www.suntrust.com/careers and apply to job number 206251 for immediate consideration.

Mortgage Underwriter Team Lead, Richmond, VA

Job Description:

Responsible for underwriting residential mortgage loans to ensure compliance with bank, FNMA/FHLMC, FHA, VA, and secondary market standards. Communicates with Processors, Originators, and other internal and external customers. Meets performance standards and goals established by the bank. Functions as a group leader in a centralized operation by assisting in the training, assigning, and reviewing the work of lower level underwriters. Assists manager in general administrative duties such as preparing reports for the success of the unit. 

Minimum Job Requirements:         
-5 years underwriting experience
-Strong knowledge of agency and investor guidelines
-Strong knowledge of FNMA Desktop Underwriter
-Strong PC skills
-Experience with fraud detection systems
-Excellent analytical skills with regard to appraisal review
-Must have excellent verbal and written communication skills
-Must be organized and able to meet deadlines with minimal supervision

Preferred Job Requirements:
-Working knowledge of MLCS, PLX, Fidelity, E-trio   
-Direct Endorsement designation
-VA and LAPP approved

Please visit us at www.suntrust.com/careers and apply to job number 207313 for immediate consideration.

Mortgage Underwriting Technical Expert – Credit Underwriting, Richmond, VA

Job Description:

This position will be responsible for front line underwriting of Construction-Perm loans, Agency and Government repair escrow products, SunTrust REO loans, and other specialty products. In addition, this position may also be required to review maturing CP loans for modification and/or workout resolutions, to include loss/mitigation and troubled debt restructuring. 

 Minimum Job Requirements:         
-Minimum of 5 years mortgage experience of which 2 years preferably should include construction lending
-3 years underwriting experience
-Strong knowledge of agency and investor guidelines
-Strong knowledge of FNMA Desktop Underwriter
-Strong PC skills to include Microsoft Word, Excel and Access
-Experience with fraud detection systems: FastData / CoreLogic / Mers / other public record searches
-Excellent analytical skills with regard to appraisal review
-Must have excellent verbal and written communication skills
-Must be organized and able to meet deadlines with minimal supervision

Preferred Job Requirements:
-Working knowledge of MLCS, PLX, Fidelity, RealTrac, E-trio   
-Direct Endorsement designation

For immediate consideration, please visit us at www.suntust.com/careers and apply to job number 207692.

Mortgage Underwriter 3, Richmond, VA

Job Description:

Underwriter needed!  This position is based in our quality control department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications: 5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.
Preferred Qualifications: Supervisory or training experience.

For immediate consideration, please visit us at www.sunstust.com/careers and apply to position number 206759.

Condominium Analyst. Richmond, VA

Job Description:

Responsible for supporting the project management needs of a business unit, division, or company-wide. Has an understanding of the business unit(s) and the operating systems that support them.  The responsibilities of the Condominium Review Analyst include but are not limited to the following:  Review and analysis of condominium documents including but not limited to condominium legal documents, budget, insurance, appraisal and STM condo questionnaire in order to determine that project meets eligible condominium project guidelines as established by Fannie Mae/Freddie/Mac.

 -Acts as subject matter expert on SunTrust and GSE’s (Fannie Mae/Freddie Mac/HUD/VA) project requirements across all business lines as necessary on condo project underwriting standards.

-Maintain departmental condo logs and database, and the SunTrust Approved Project List

- Remain up to date on latest condominium eligibility requirements and updates from GSE’s (Fannie Mae/Freddie Mac/HUD/VA

-Provides operational and administrative as needed in the preparation of departmental reports.

Basic Qualifications:

Expert knowledge of the business unit and related industry. Experience on project teams. Experience managing a segment of the project work. Demonstrated ability to achieve desired results. Strong problem-solving and partnership skills.
-Preferably a minimum of 3 years mortgage business experience in the area of credit and property underwriting and/or condo project approval. Position requires making sound decisions to maintain the credit quality objectives for the company. May require a general analysis of an individual credit underwriting package in order assess spot approvals from non-warrantable projects
-Advanced PC skills; including MLCS, Word, and Excel.
-Demonstrated ability to develop and apply creative business solutions.
-Demonstrated ability to work independently or within a team environment
-Ability to multitask and shift priorities as required. Must be detail oriented and must have professional written and verbal communication skills required to provide top quality customer service to branch personnel and internal/external customers. Strong time management and organizational skills desired.

Preferred Qualifications: Bachelor’s degree. Intermediate to advanced skills with Microsoft Project.

For immediate consideration, please visit www.suntrust.com/careers and apply to job number 206315 if you are interested in this position.

Resource Center Business Analyst/Project Manager

Loacation: Richmond, VA

Job ID #: AGMKUNDWRTSPRING
Location: IL-Springfield
Functional Area: Underwriting
Company Name: American General Life Companies
Employment Type: Full Time - Regular
Education Preferred: Bachelors
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Position Summary
The American General Life Companies (AGLC) Underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications.

Objective
The primary responsibility of the Underwriter is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric attitude, excellent communication skills as well as accountability for accurate and prompt processing.

Organization Reporting & Structure
This position reports to an Underwriting Associate Director/Director located in one of our Underwriting offices - Columbus, Dallas, Houston, Kansas City, Milwaukee, Richmond or Springfield. There will be direct interaction with internal departments and agents with a focus on exceeding our customers’ expectations.

Hours of operation for the Underwriting Department vary depending on business needs. Underwriters must be dependable (on time and in attendance) in order to achieve desired results.

Performance Objectives
Below are the critical performance objectives for success in this role:
• Under moderate supervision, underwrite applications with face amounts up to $1,000,000 with the ability to evaluate and take final action in an independent manner on Preferred, Standard or Rated risk assessments
• Become familiar with and follow departmental guidelines and philosophy in relation to medical and financial underwriting topics and customer service issues
• Maintain objectivity, communicate in a professional manner and handle stressful situations
• Participate in underwriting and industry education on both a formal and individual basis
• Make real time decisions regarding life insurance applications within approval authority guidelines
• Demonstrate ability to accurately report and interpret MIB codes
• Demonstrate understanding of the reinsurance process

Position Requirements
The Ideal Candidate Should Have:
• Bachelors degree and minimum of 1 year of life underwriting experience or,
High school and 4 years of life insurance industry experience plus minimum of 1 year of life underwriting experience or, successful completion of an in-house life underwriting training program
• Excellent written and verbal communication skills
• Exceptional skills in logic, reasoning and good judgment necessary to evaluate complex situations and determine additional information needed
• Ability to make independent decisions regarding life insurance applications within approval authority guidelines
• Must have successfully completed at least 2 LOMA exams or 1 ALU or 1 CLU, or will obtain within the first 12 months
• Active and regular participation in industry related programs - LOMA, ALU etc.
• Demonstrated record of consistent strong performance

Attributes
• Strong interpersonal skills, proven leadership skills and positive attitude. Capacity to make independent decisions and use good judgment without compromising company policies and compliance procedures. Ability to handle challenging callers in difficult situations.
• Make real time decisions in a fast-paced environment characterized by ambiguity and change
• Take initiative and act independently in appropriate circumstances
• Render alternative outcomes for more difficult situations
• Basic knowledge of company and department procedures, policy provisions, compliance regulations and insurance law

About Us
Service. Commitment. People. Products. These are the reasons people choose to do business with American General Life Companies. And the reasons why we are the right choice for your career. At American General Life Companies, we have been keeping promises to American families and businesses for more than 150 years. Our insurers offer a broad spectrum of fixed and variable life insurance, annuities and accident and health products to serve the financial and estate planning needs of customers throughout the United States. American General Life Companies is an Equal Opportunity Employer.

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Location: IA-West Des Moines

Job Description The current market environment presents a tremendous opportunity for Wells Fargo to help rebuild the American dream of affordable homeownership with our Renovation lending business. Across the industry we are seeing an increase in the need for renovation loans and as a result, we are expanding our team to help service those needs.

As a DE Underwriter, you will be responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Willingness to challenge yourself by taking the next step in your career path by assisting America’s potential homeowners while expanding your mortgage industry skill set with a leading mortgage provider.

Basic Qualifications
4+ years underwriting experience.

Minimum Qualifications

Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines. A minimum of 4 years mortgage conventional underwriting experience. DE is essential. At least 2 years experience working with government loans with evidence of underwriting or processing FHA/VA currently. Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation. High degree of attention to detail. Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment.

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Internet Ad:

Established Ag Lender seeking experienced or entry level candidate for Underwriting position of Farm and Ranch loans. Midwest location. Strong communication skills in combination with Ag Degree. Employer will expect strong GPA and proven leadership skills. Person will analyze financial information, appraisals and industry trends and provide credit recommendations. Will process and underwrite loans, largely in office setting. Send resume, accomplishments, references and GPA to Agra Placements!

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Job Description:

Clayton is an information and analytics company serving lenders, loan buyers & bond issuers and fixed income investors in mortgage-related loans and other debt instruments.

Clayton is seeking experienced Contract Mortgage Underwriters Needed in our offices in Tampa, Florida.
Full Time opportunity for anyone that is able to be local to the area as there is no travel compensation available.

What You’d be Doing:

Performing due diligence underwriting, portfolio analysis and compliance reviews on loan files submitted from various financial institutions including reviewing for completeness and accuracy and analyzing credit documents like mortgage applications, credit history, income documents, title documents and appraisals.

Adhering to all client/lender policies and procedures, in addition to Federal, State and/or municipal laws and regulations within the due diligence process.

Identifying portfolio risks resulting from clients’ underlying business practices, underwriting and/or fraud exposure.

Supporting the decisions and knowledge of supervisors and colleagues by sharing information about the business unit, organization and the underwriting industry.

Taking an active role in identifying potential challenges within the underwriting process and/or department and making recommendations for improvements.

Maintaining knowledge of applicable underwriting guidelines by completing all training programs and staying abreast of business unit policy and/or guidelines.

Experience:

Knowledge/familiarity with current mortgage and compliance laws and regulations.
Strong commitment to customer service and satisfaction.
Team player with a strong service orientation.
Ability to produce high-volume, high-quality output.
Excellent time management skills with the ability to multi-task regularly.
Superior verbal and written communication skills.
Detail orientation, with the ability to plan ahead and meet established deadlines.

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Primary Location: M&T Center
Three Fountain Plaza
Buffalo
NY 14203
USA

Basic Function:

Position is responsible for mortgage loans originated by correspondents according to guidelines set by M&T Mortgage Corp., FNMA, FHLMC and FHA.

Responsibilities:

-Analyze credit, income, assets and appraisals
-Underwrite loan files in accordance with investor, product, state and company
requirements.
-Underwrite loan files to ensure quality loans for M&T Bank
-Maintain open lines of communication between underwriting, management,
brokers, account executives and sales managers.
-Underwrite government loans in accordance with HUD and VA
Basic Qualifications:
-Bachelors degree or equivalent work experience
-Experience underwriting conforming and non conforming product parameters
-Manual underwriting experience
-Excellent verbal and written communication skills
-Experience with Word, Excel and windows
Ideal Qualifications:
-DE and LAPP underwriter designation

CLICK TO APPLY

Brief Description of the Organization

CitiMortgage prides itself in making the dream of homeownership come true for a wide range of customers and partners across the country every day. As a member of Citigroup, we are focused on providing the highest quality mortgage products as part of an expansive portfolio of financial services that includes banking, insurance, asset management, credit cards, and much more. CitiMortgage offers products to help first-time homebuyers, as well as those interested in building a new home, refinancing, or tapping into the equity of an existing home.

Underwriter-10019100
Description

Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.

**NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.

Qualifications

High school diploma plus 2-3 years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies. Excellent oral and written communication skills are required. Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff. Good analytical, problem solving, organizational and communication skills needed.
No Relocation Available.

Primary Location: NAM-USA-MO-O’fallon
Schedule: Full-time
Education Level: High School Diploma/GED
Shift: Day Job
Employee Status: Regular
Travel: No

Office Location / Address: O’Fallon, MO (St. Louis)

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Basic Details

Job Order Number: 707760
Posting Date: 7/2/2010
Job Title: Underwriter
Job Order Category: Regular

Job Summary:

SUMMARY OF POSITION This position is responsible for health plan rate renewals, prospect dental rate quotes, and the pricing of alternate benefit sets using actuarial based pricing models. This position functions as a consultant by providing advice to Marketing’s Account Executives, presenting information to groups and informing department management of the financial consequences of existing or proposed insurance arrangements. Mathematical, financial and analytical skills are utilized to research data, develop projections and formulate appropriate proposals and recommendations to achieve business objectives. The position is also responsible for approving the financial contract pages for renewing groups. Written and verbal communication skills along with subject matter expertise are used to support a consultative approach directed at understanding and meeting customer needs.

QUALIFICATIONS DESIRED:

*1. Requires a Bachelor’s Degree in Mathematics, Finance, Statistics, Accounting or a related business field OR a minimum of 2 years’ experience in underwriting/actuarial functions.

2. Knowledge of mainframe and microcomputer applications used in rating process.

3. Competent understanding of managed care theory and familiarity with the PA insurance regulatory environment. 4. Knowledge of financial and accounting concepts, terminology and reports.

*5. Strong analytical skills and a sound understanding of medical statistics, enrollment and provider data.

*6. Ability to abstract a financial arrangement into theoretical mathematical structures.

*7. Ability to effectively explain technical issues and provide consultative services to internal and external stakeholders in both a written and verbal format EOE/AA

Job Summary (Other Than English):

Is this Job Opening ‘American Recovery and Reinvestment Act’ funding related?: No
Is this job opening considered to be a ‘Green Job’?: No
City: Harrisburg
State: PA
Zip Code: 17177-9799

Match Requirements

Education Level: Bachelor’s Degree or Equivalent
Minimum Salary: 35000.00 per Year
Maximum Salary: 55000.00 per Year
Commission: None
Shift: Day

Workweek: Full-Time
Hours Per Week: 40.00
Duration: 151 + Days

Job Details

Public Transportation Available: Yes
Special Testing Required: No
Summer Job: No
Tools Required: No
Typing Speed: Words/Minute

Computer Skills

Available Computer Skills:

Presentation Software (PowerPoint, etc.), Spreadsheet Software (Lotus, Excel, etc.), Email Software (Outlook, etc.), Internet Browser (Netscape, IE, etc.), Word processing Software (MS Word, etc.)

Language Skills

Language(s): English, Fluency: Fluent
Driver’s License
License Type: Class C - Standard Drivers License
State: PA
Endorsements: P - Passenger

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Job Code : 1457
Division : Burns & Wilcox
Location : Woodland Hills CA US 91367
Metropolitan Area : Los Angeles
Career Level : Experienced (Non-Manager)
Education : Bachelor’s Degree
Category : Accounting/Finance, Sales/Retail/Business Development, Banking/Real Estate/Mortgage Professionals, Administrative/Clerical, Marketing/Product, Underwriting

Job Description :

WHO WE ARE:

Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. With multiple sales offices located throughout the US, we are the largest specialty insurance wholesaler in North America.

Coastal property, the windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox. Our brand pillars exemplify our determination and creativity. Our employees are smart, broad, quick and agile. We always go the extra mile to meet the specialized needs of our agents and agencies.

We are recognized around the world for our underwriting and brokerage expertise in specialty lines, professional and commercial liability, and property and personal lines. Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

Burns & Wilcox is committed to being at the forefront of the specialty insurance industry. Consistently profitable, Burns & Wilcox has experienced significant growth over the last several years.

At Burns & Wilcox, we value smart people, smart products, and smart solutions. We invite you to consider joining our winning team!

THE JOB OPPORTUNITY:

Assistant Underwriter

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Be part of a dynamic team to assist in underwriting new and renewal business for insurance company partners

WE EXPECT THE SUCCESSFUL CANDIDATE TO:

• Have excellent customer service skills
• Respond to requests for coverage on a timely basis
• Be technologically savvy and data driven
• Have knowledge of and perform computer data entry of quotations, binders and related support documents
• Complete project work, as assigned by underwriter

QUALIFICATIONS:

• Bachelor’s degree preferred or equivalent combination of education and experience
• Proficiency in Microsoft Office Suite
• Customer Service experience preferred
• Demonstrated experience supporting underwriting for multi-line accounts for multiple classes of business

COMPENSATION:

Competitive compensation and benefits package available to successful candidates.

Job Type : Full Time

To submit your resume for this job, select how you heard about the job and then click the “Submit Your Resume” button below.

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Title: DE Underwriter - Brea, CA

Location: CA-BreaUnderwrites residential mortgage loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards. Has current in-depth experience and complete knowledge of FHA/VA lending guidelines and understands how those relate to internal and investor guidelines.

Able to clearly communicate FHA/VA, corporate, and investor guidelines to customers, loan processors, and sales associates. Able to make timely, accurate decisions on all FHA/VA transactions. Acts as secondary review and escalation point for conventional loans and government loans. Has thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis.

May provide training/mentoring to underwriters, loan processors, and sales associates. Must have valid DE/CHUMS ID.Underwrites large or more difficult/complex residential loans ensuring compliance with appropriate company and secondary market investor standards. Examines loan documentation for accuracy and completeness. Works with loan originator or production staff to secure all required documents. May provide training and direction to more junior staff.

Have authority to withdraw and decline loans. May develop and recommend modifications to underwriting and production procedures.

Responsibilities include one or several types of mortgage lending (conventional, government-backed, etc.) May respond to individual and investor audits.

Required Skills: Must have DE and Chums number.Minimum 3-5 years Conventional Underwriter experienceDE (Government) Underwriting experience required.

Desired Skills: VA underwriting experience desired

Keywords: Bank of America Corp., Los Angeles, DE Underwriter - Brea, CA, Finance, Brea, California

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Post Date: Jul 01, 2010
Type: Contract
Start Date: Salary: (Verify your salary with Salary.com)
Location: United States - California - Walnut Creek Job Reference: 00000W39

Job Description:

Underwriter, Walnut Creek, CA
Immediate contract position with a well-known mortgage lender, excellent job opportunity and competitive pay!

This role is responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing appraisals, financial statements, credit reports, and applicable ratios (i.e. debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision.

All interested candidates please submit your resume in Word format to an Employment Consultant at resumes@mortgagestaff.com

**Salary dependent upon experience - Local candidates only, unless otherwise specified**
**REFER TO JOB ORDER # 00000W39 **

Skills:

Minimum 3-5 years of mortgage underwriting experience.
Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards.

Familiar with LP and DU underwriting. Familiarity with review and understanding of complex tax documentation.
Wholesale & Retail underwriting experience.

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Job Title: Direct Endorsement Underwriter (DE)
FLSA Status: Exempt
Division/Department : Operations
Reports to: Operations Manager

SUMMARY

Responsible for reviewing, underwriting, and clearing conditions for Government (FHA) and Conventional loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES.

1. Review, underwrite and clear conditions for Government and Conventional Loans.
2. Provide strong customer service to both retail and wholesale customers.
3. Review loan files before disbursement to ensure accuracy and compliance with NDM, Investor and Regulatory requirements.
4. Maintain and monitor daily reports within LOS system, FHA Connection and other systems as directed by Management.
5. Perform pre fund Quality Control audits as directed by Management.
6. Ensure all loan files comply with RESPA, TIL, ECOA, HOEPA, 2010 GFE and other regulatory requirements.
7. Identify and report field training needs to Management.
8. Assist in the development of policies and procedures for department including desk instructions.
9. Assist in the investor and home ownership center response process.
10. Maintain consistent attendance record to ensure fulfillment of essential functions.
11. All other duties as assigned by Management.

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS

1.Ten years underwriting experience with five years as a DE.
2. Two of the five years experience as a DE must be in the last 3 years.
3. Knowledge of NDM loan programs and specific Investor and Warehouse lender requirements.
4. Experience with Automated Underwriting Systems including DU, LP and Total Scorecard.
5. Working knowledge of Encompass Loan Origination System preferred.
6. Working knowledge of federal and state financial regulations.
7. Working knowledge of technology used in fraud prevention and familiarity with strategies to prevent fraud.
8. Ability to produce quality loans within tight timeframes.

OTHER REQUIREMENTS

1. Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point.
2. Professional written and verbal communication and interpersonal skills
3. Excellent detail and time management skills.
4. Willingness to work a flexible schedule including weekends.
5. Must possess a High School Diploma or Equivalent.

Please email resume to rdeane@nationsdirectmortgage.com or call (949) 270-7918.

                        Date

GENERAL SUMMARY:

Assists in providing quality loans for the financial institution by underwriting, processing and evaluating applications originated by financial institution personnel.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

Must have their FHA DE Number and experience underwriting FHA loans

Must have minimum 5 years Underwriting/Processing FHA and Conventional loans.

Current knowledge of FHA and Conventional guidelines, Compliance and HMDA

Process Construction loans and draw requests

Review title commitments and closing statements, making timely decisions regarding deficiencies identified in the review process

Strong analytical, problem solving and negotiation skills to professionally communicate results with investors to resolve post closing issues

Manage pipeline and work proactively with staff

Assist with FHA training

Back up loan processing and vacation coverage

KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

Seasoned experience with LP/DO AUS
Sound knowledge of Freddie Mac/Fannie Mae guidelines
Strong organizational skills, written, verbal and communications skills are a must
Knowledge of Calyx helpful, but not required

We are looking for someone local - no relocation package

Applicants can go to our website www.bankofky.com to apply and to also submit their resume.

W.J. Bradley Mortgage Capital Corp is seeking a Mortgage Underwriter to work out of our Salt Lake City, UT office (South Jordan, UT).

Duties associated with this position include the following:

· Manage New Loan Queue and Condition Queue with excellent time management skills to assure that daily productivity requirements are met and company published service standards for conditions are met (6 business hours)

· Publish Underwriting Dispositions, clear conditions, analyze Change Requests

· Analyze risk as it relates to investment quality loans

· Underwrite a loan package to investor/agency guidelines

· Maintain thorough understanding of loan documents

· Maintain complete knowledge of loan products

· Maintain complete knowledge of underwriting guidelines

· Complete computer data entry as needed; i.e. Tigris approval screens and various AUS systems and third party tools

· Communicate with originator, per service standards (4 - 6 business hours); answer underwriting and loan product questions

· Complete Underwriting Certifications, as necessary

The successful candidate will meet the following requirements:

· Two-five years experience in the mortgage industry

· Strong communication, organization and time management skills

· Team player with a positive attitude willing to work with others in and out of the Operations Center

· Attention for detail

· Fast paced individual

· Strong computer skills

· Preferred Certifications: FHA - Direct Endorsement Underwriter

W.J. Bradley is an independent retail mortgage banker, backed by a group of private investors that provide us with a strong and stable financial foundation to grow on. Our forward-thinking team is committed to helping our clients obtain real estate financing tailored to their personal needs and goals.

At W.J. Bradley, we are dedicated to becoming the top retail mortgage originator in the nation and a leader in the industry. We are building a reputation based upon exceptional customer service, responsible lending practices, a solid infrastructure and a team of experts comprised of the very best talent in the industry. We seek highly motivated, dedicated individuals with a passion to succeed.

To learn more about W.J. Bradley Capital Corp, please visit us at www.wjbradley.com

Application instructions:

Qualified applicants will please apply online at:

https://www.hirebridge.com/v3/application/applink.aspx?cid=6420&jid=100178

This details all the information about the job posting. To submit your résumé/CV, click on the ‘Submit your Résumé/CV to this Job’ button.

Show Instructions
Shift/Hours

Job Title : Underwriter
Education : High school diploma or equivalent
Location : CREVE COEUR, MO CREVE COEUR, MO 63141, US
Career Level
Experienced (Non-Manager)

Category

1. mortgage
2. Residential Lending
3. Underwriting

Salary Grade
Date Needed By

N/A : Job Type
Full-time : Travel Required
0 - 10%

Job Description

This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.Must demonstrate knowledge of the industry in terms of laws and regulations including the Bank Secrecy Act relative to his/her

Job responsibilities:

1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP -Lending Operations or VP/Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.
# of Hires Needed : 1
Exemption Type : exempt
Hiring Manager : 0
Job Code : 358

Job Requirements

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills

2. Must be adept in problem solving and conflict resolution.

3. Must have exceptional organizational, planning and delegation skills

4. Must be adept in business acumen and budget consciousness

5. Must have critical thinking and analytical skills including decision making.

6. Must possess leadership qualities

7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.

8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field (s) is required.

No physical exertion required. Work performed is in an office environment.

We are proud to be an EEO/AA employer M/F/D/V.
Open Date
6/22/2010
Skills
Division
Underwriting - 124

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Adobe Financial Corporation is looking for a great Processing Manager! They will function as a departmental leader and must be very comfortable working within an electronic environment. They will be in charge of training, ensuring policies and procedures are followed, assigning/overseeing the work of processors, as well as processing loans themselves. They will create and implement systems to improve processes as needed. They will provide strong work direction to a team of 1-2. The Processing Manager will be directly responsible for the accomplishment of departmental objectives. They need to identify and anticipate problems and critical issues, and implement solutions. Must be even-tempered and able to get along with others, yet focused on productivity and goals. The Processing Manager will serve as an advisor to management, and provide bi-weekly reports of departmental production. This person is key to our company’s production and revenue. Must meet performance standards and goals set by management.

• Must have current or recent processing experience with a MORTGAGE BROKER
• Very strong leadership skills
• Creative thinker who is very organized and very focused
• Must be highly detail oriented with strong follow up skills
• 4+ years of processing experience (underwriting experience in addition is a plus)
• 1+ years supervisor or management experience
• Thorough knowledge of all aspects of Point and Point Central
• Thorough knowledge of FHA and VA loan processing
• Strong understanding of current RESPA rules
• Strong knowledge of how to do business with prominent mortgage lenders and their diverse platforms
• IT knowledge and understanding of electronic storage and interfacing with Point software
• Very strong understanding of Microsoft Office and Adobe Acrobat Pro
• Excellent written and verbal skills
• Performance test will be part of interview process to verify knowledge & ability

Please email resume with salary history to cari@adobefinancial.com

Description

Assist and support the leadership team of the Rating and Underwriting department in the rating, underwriting and maintenance of employer groups. The incumbent analyzes financial data, group and member characteristics to determine financial risk associated with the acceptance or rejection of proposed and existing business.

Underwrite and generate necessary rate documents for new business groups. This will include reviewing information submitted on the group application (i.e. industry, financial condition, employee contribution, competitive influence, etc.), assignment of group number and commission rates and determination of how premium rates should be configured on the billing system. Preparation and coordination of employer group rate renewals. Analyze competitor rates and benefits to assess market competitiveness and ensure positive financial results. Calculate participation levels and review employer contribution levels to ensure penetration in the group will not lead to adverse selection. Review pre- and post-billing error reports and advise the Group Maintenance Technician of updated information. Review and approve requests for group wide changes. This includes, and is not limited to, changes to eligibility requirements, new hire/rehire guidelines, benefit levels, renewal dates, etc. Research and resolve inquiries from agents and BCBSM sales personnel relating to rating, underwriting and commissions. Assist Senior Underwriter in the preparation of profit/loss statements or other data reporting required for key employer groups. Other duties as assigned by leadership. Participate in corporate committees or workgroups.

Qualifications
* Knowledge of detailed financial analysis required.
* Working knowledge of micro computers and personal computer software used for word processing and spreadsheet applications required.
* Knowledge of risk underwriting principals preferred
* Knowledge of BCN underwriting policies and rating methodologies preferred.
* Knowledge of Facets, Selectica, STAR, PRISM, and MedImpact system preferred.
* Knowledge of benefit design and rating methodology, preferred.
* High degree of evaluative, financial analysis and problem solving skills.
* Personal computing skills.
* Excellent verbal and written communication skills including ability to communicate complex information and develop complex reports.
* Ability to build professional relationships with both internal and external customers.
* Highly organized, motivated, responsible self-starter with excellent time management skills.
* Bachelor’s degree in finance, accounting economics, mathematics, statistics, or business administration.
* One (1) year of accounting, financial analysis or underwriting required.
* One (1) year of managed care experience preferred.

Job : Underwriting
Primary Location : Southfield
Organization : BCN
Schedule : Full-time

CLICK TO APPLY

Primary Location: Bellevue WA

11130 NE 33rd Place, Suite 100
Bellevue
WA 98004
USA

Basic Function: (TEMPORARY POSITION)

This position is responsible for underwriting incoming business from brokers in the Bellevue, Washington region, according to guidelines set by M&T Mortgage Corp., FNMA, FHLMC and FHA.

Responsibilities:

~Underwrite Residential Mortgage Loans per product and Investor guidelines.
~Work with internal staff (Account Executives, Loan Officers, Broker Coordinators,
Loan Processors, etc) and external customers (Mortgage Brokers, etc) and third
parties to expediently decision mortgage loans submitted for approval.
~Verify HMDA and Compliance procedures are followed, as documented in loan file
submitted for underwriting
~For Government loans, if any, be accountable for shipping and insuring loans with
government agencies within required time frame.
~Respond and resolve any post closing issues to ensure loan is loan saleability.
~Answer product/program questions by internal staff and external customers
Basic Qualifications:
~High School Diploma
~Five (5) years underwriting experience with Lender and FHA DE/VA SAR

Designation

~Strong Customer Service skills
~Demonstrated ability to multi-task and work well under pressure
~Strong written and verbal skills
Ideal Qualifications:
~Associates degree or two (2) years relevant experience
~Wholesale lending experience a plus

CLICK TO APPLY

Post Date: Jun 16, 2010
Type: Contract
Start Date: Salary: (Verify your salary with Salary.com)
Location: United States - Illinois - Lincolnshire Job Reference: 00000VY4
Job Zip Code:

Job Description:

Underwriter, Lincolnshire, IL
Immediate position with a well-known mortgage lender, excellent job opportunity and competitive pay!

Verify loan credit attributes fall within appropriate guidelines, including debt to income ratios, LTV/ CLTV restrictions, mortgage and credit histories. Complete compliance reviews for federal, state and local regulations, including TILA finance charge and APR tests, loan high cost analysis, FNMA restrictions and regulations, and predatory lending statutes, as well as be able to extrapolate data from compliance disclosures. Perform appraisal reviews to determine quality and accuracy of valuation. Review title and deed documentation to verify appropriate vesting and ownership interest and appropriate lien history. Work with quality control and team leads to complete projects on job level issues, including reviewing data discrepancies.

All interested candidates please submit your resume in Word format to an Employment Consultant at resumes@mortgagestaff.com

**Salary dependent upon experience - Local candidates only, unless otherwise specified**
**REFER TO JOB ORDER # 00000VY4*

Skills:

3+ years mortgage underwriting experience Experience with Prime, Alt A, Sub prime paper and Scratch and Dent General knowledge of mortgage underwriting standards and practices Ability to work in fast paced environment with consistent productivity while maintaining a high level of quality, accuracy and professionalism Flexibility- ability to adapt to various work environments

CLICK TO APPLY

Business Summary:

Ocwen Financial Corporation is a leading provider of alternative asset management and business process solutions specializing in residential mortgage loan servicing, mortgage originations and commercial loan servicing. Ocwen is headquartered in West Palm Beach, Florida and has a nationwide workforce mostly located in our offices in California, Florida, and Georgia. Ocwen has a large global presence with operations in India and Uruguay. Ocwen focuses its businesses on making its clients’ loans worth more by leveraging superior processes, innovative technology and high-quality global human resources.

The Senior Manager of Transaction Management will report directly to the Vice President of Loan Servicing. This position requires a significant amount of mortgage servicing knowledge, including but not limited to, the ability to identify and understand various data points utilized within loan servicing systems to successfully service loans and interpret mortgage loan collateral and loan servicing documentation used in conjunction with the data to service loans. In addition, the position calls for the appropriate aptitude to manage staff across various locations as well as multiple functions relating to converting other servicers data to upload into Ocwen’s loan servicing system, indexing by document type imaged mortgage documents into Ocwen’s image viewer and subsequently validating the data uploaded versus the documents received for all newly boarded loans.

This position will also manage extracting all relevant data for servicing transfers out of Ocwen. Furthermore, this position will be responsible for all transactional processing required to effectuate a loan modification within Ocwen’s loan servicing system. Finally, this position will manage all data transmissions and communications to and from an entity named Mortgage Electronic Registration (”MERS”) on behalf of Ocwen.

Responsibilities include:

• Main liaison and manager for all servicing transfers
• Maintain policies and procedures for all functions
• Monitor daily production reports to ensure appropriate accuracy levels and turnaround times are met
• Ensure compliance with all regulatory requirements (i.e. RESPA, USAP, Sarbox, etc.)
• Oversee training programs or career development type programs in an effort to build team strength and consistency
• Retain top performers and remove non-performers
• Manage the department’s P&L
• Develop and implement new processes to improve accuracy and efficiency
• Produce monthly Operational Reports for Executive Management
• Present the teams policies, procedures and production data to clients and rating agencies

Key Result Areas:

• Reduce variable servicing costs per asset by a designated management percentage year over year
• Reduce number of Servicing Transaction Management related customer complaints by a designated management percentage year over year
• Achieve a designated management accuracy rate for loans modified in servicing system
• Achieve the following related to the accurate and timely release of loan information on Ocwen systems and the timelines established by management
• Achieve an average duration between the acquisition date and the boarding date on both a per loan and per transfer basis and an equally weighted basis
• Achieve an average duration between request for modification and processing on the servicing system
• For new loans boarded with images available for indexing, 99% of the loans will have their images indexed at the document level within days of the initial availability date
• For new loans boarded with all necessary images available in the image viewing system, complete loan verification on 99% of the loans within days of the initial availability date

Qualifications:

This position requires at least 3 years of management experience with a strong background in Mortgage Servicing and or Mortgage Originations. The ideal candidate will have the ability to work effectively with global cross-functional teams in a fast-paced environment. The candidate must have strong computer skills; specifically MS Excel and Access as well as have the ability to work independently, meet established deadlines and be very detailed orientated and have excellent organizational skills. The candidate must also communicate very well both verbally and in writing and have strong presentation skills and have the ability to solve problems. Excellent communication skills, aggressive follow up skills and superior organizational skills are a must. A bachelor’s degree from an accredited University is required and an MBA is preferred.

Senior Manager, Servicing Transaction Management - $ 100,000 plus incentive

To Apply For this Job, please visit:  www.ocwen.com

Business Summary:

Ocwen Financial Corporation is a leading provider of alternative asset management and business process solutions specializing in residential mortgage loan servicing, mortgage originations and commercial loan servicing. Ocwen is headquartered in West Palm Beach, Florida and has a nationwide workforce mostly located in our offices in California, Florida, and Georgia. Ocwen has a large global presence with operations in India and Uruguay. Ocwen focuses its businesses on making its clients’ loans worth more by leveraging superior processes, innovative technology and high-quality global human resources.

This position reports directly to the Manager of Investor Relations and is responsible for investor inquiries, audits, and ad hoc requests for an assigned group of investor’s offsite as well as Senior Leadership

Responsibilities include:

• Independently evaluate each request from the investor to determine the steps necessary to address investor concerns.
• Interact in a professional manner at all times with senior level management both internally and externally.
• Proactively identify areas for improvement and implement steps to achieve those improvements.
• Effectively coordinate and host visits from investors, auditors, and other interested 3rd parties.
• Timely completion of weekly/monthly performance reports and special assignments.
• Ability to handle investor questions & inquiries along with timely follow up.
• Work with co-workers to assist in achieving team and department goals.

Key Result Areas:

• Achieve and maintain positive feedback from assigned investors during random management reviews.
• Respond to all Investor requests within 24 hours of submittal.
• Achieve monthly HRD goals set out by the department each month.

Qualifications:

This position requires a minimum of 1 to 2 years experience working in a Financial Services arena. The candidate has to be proficient with Microsoft Applications to include Word, PowerPoint and very proficient with Excel as well the ability to manage multiple projects independently. Strong Customer skill is a must. Overall knowledge and experience in mortgage loan servicing desirable but not required. A four-year degree from an accredited university is required.

Investor Relations - $ 40,000
To apply this job, please visit: www.ocwen.com

Business Summary:

Ocwen Loan Originations is a wholesale residential mortgage banking business with an emphasis on originating FHA loans. It is comprised of three major components, which are Sales & Marketing, Loan Fulfillment and Capital Markets. This position reports directly to the Operations Manager and indirectly to the Chief Underwriter.

Responsibilities include:

• Responsible for underwriting loans submitted by brokers on a daily basis.
• Maintain a working knowledge of all current underwriting guidelines, federal and state lending laws and have the ability to comprehensively explain all to others within and outside the organization.
• Interpret credit policy guidelines and investor guidelines and apply them to specific loans for effective sale in the secondary market.
• Effectively and quickly communicate any areas of concern with a loan file to Brokers, Account Managers and Sales staff.
• Demonstrate excellent customer service and professionalism.
• Effectively partner with Loan Set Up, Account Manager, Closer and other operations to ensure smooth and efficient processing of all loans in the pipeline.
• Issue approvals and declinations after first searching all avenues via multiple programs to determine the best fit for the applicant.
• Maintain compliance with all company policies and procedures.
• Responsible for completing all data input required to ensure each underwritten file meets the company’s credit quality criteria and individual loan product guidelines.
• Ensure underwriting decision turn-time service levels are met each day.
• Perform required analysis of property appraisal to ensure subject properties meet the company’s appraisal criteria.
• Coordinate with the Appraisal Department for the timely ordering and completion of all review appraisals.
• Communicate with and train offshore associates on specific job functions to ensure processes and standards are delivered.

Key Result Areas:

• Meet or exceed productivity standard for new submissions underwritten per day
• 100% success rate in obtaining FHA Insurance policies
• Zero loan sale fall-out
• Loan performance at or below market averages

Qualifications:

This position requires a minimum of three years current FHA residential loan experience.

The ideal candidate must:

• Have working knowledge of DU/LP/ AUDS, FHA Connection and Total Scorecard.
• Be familiar with FHA Handbooks and Mortgagee Letters.
• Have excellent problem solving skills and good decision making skills.
• Be able to explain their decision and negotiate in a diplomatic manner.
• Ability to provide a high level of customer service.
• Have well developed oral and written communication skills and interpersonal skills.
• Be able to recognize and act on both departmental and company priorities.
• Be proficient in Microsoft applications and open to learning and applying new software applications quickly.
• High school graduate required with Bachelors degree or additional advanced training/education preferred.

Underwriter - $80,000  to 90,000

To Apply For This Job Please Visit : www.ocwen.com

Business Summary:

Ocwen Financial Corporation is a leading provider of alternative asset management and business process solutions specializing in residential mortgage loan servicing, mortgage originations and commercial loan servicing. Ocwen is headquartered in West Palm Beach, Florida and has a nationwide workforce mostly located in our offices in California, Florida, and Georgia. Ocwen has a large global presence with operations in India and Uruguay. Ocwen focuses its businesses on making its clients’ loans worth more by leveraging superior processes, innovative technology and high-quality global human resources.

The Company has identified opportunities to improve our existing capabilities, and improve collecting success rates, by designing and deploying scripts that enable loss mitigation representatives to communicate with and influence the conduct of borrowers more effectively.

The Company is seeking a professional who can help lead process improvement opportunities by applying psychological principles that will improve our interactions with consumers, including related tools and processes. The candidate will be responsible for developing and managing a strong Loss Mitigation team that applies the investor requirements along with Ocwen’s loss mitigation expertise to conclude with improved resolution rates, improved right party contacts and at the same time reduce variability of performance and improve efficiency.

Responsibilities:

• Use psychological research and principles to improve all interactions with customers
• Identify improvement opportunities for all customer-facing systems and processes
• Maintain client relationships with current engagements including process/service enhancement meetings, technology planning and senior level customer relations
• Create and implement a monthly operational review package and coordinate monthly review meetings with senior management
• Create, implement, and distribute daily reporting of key drivers and reports
Implement improved scripting through use of consumer psychology group personnel
• Improve the Loss Mitigation process via submission and implementation of improvement ideas related to automation and thought leadership
• Analyze customer calls and develop more effective loss mitigation techniques
Partner with Six Sigma Team and Business Units to continually update / upgrade / improve programs for better results
• Use expertise in survey design, analysis and research to better collect and measure feedback from employees and customers
• Collaborate with other groups to produce well-designed, effective and ethical persuasive communication with borrowers
• Take ownership over specific research projects. This entails design, data collection, analysis and presentation of results
• Interact with executive leadership to create high-impact, data-driven projects that align with corporate initiatives

Key Result Areas:

• Improve all scripts and written borrower communications in use
• Further develop and deploy process improvements utilizing statistical tools
• Prepare a need analysis based on current business requirements and assess loss mitigation staff
• Develop and implement improved training programs to enhance agent effectiveness

Required qualifications:

• A Doctorate in Psychology (Specialization in Social Psychology or Consumer Research) preferred
• Experience in leveraging psychological methods to improve performance or demonstrated academic knowledge of this field
• Knowledge of MS-Office and statistical analysis software
• Excellent written and verbal communication skills
• Cross-cultural exposure preferred
Required skills and abilities:

• Strong organizational skills, attention to detail and flexibility
• Ability to work effectively with global cross-functional teams in a fast-paced environment
• Strong functional knowledge in subject matter and ability to communicate that expertise to all levels of the organization
• Ability to provide insight into psychological status of borrowers and develop customized training scripts, goals and plans
• Ability to evaluate and test training programs and scripts

Senior Manager Strategy and Foreclosure Prevention - $ 100,000 plus incentive

To Apply for this job, please visit: www.ocwen.com

Business Summary:

Ocwen Financial Corporation is a leading provider of alternative asset management and business process solutions specializing in residential mortgage loan servicing, mortgage originations and commercial loan servicing. Ocwen is headquartered in West Palm Beach, Florida and has a nationwide workforce mostly located in our offices in California, Florida, and Georgia. Ocwen has a large global presence with operations in India and Uruguay. Ocwen focuses its businesses on making its clients’ loans worth more by leveraging superior processes, innovative technology and high-quality global human resources.

The position reports directly to the Senior Manager of Transaction Management.

Responsibilities include but not limited to the following:

• Perform transfer of servicing responsibilities upon request from Investors.
• Perform loan level research on escalated issues/concerns received.
• Responsible for persistent follow up on outstanding issues surrounding data requirements as it relates to the transfer of loans, in order to meet strict set deadlines.
• Review departmental control reporting to ensure compliance with internal and external guidelines.
• Perform deal reconciliations and compile special projects where analysis of data is required.
• Perform variety of Loan Setup clerical duties by following policies and procedures.

Key Result Areas:

• Perform variety of Loan Setup clerical duties by following policies and procedures.
• Complete research and Ombudsman items within 48 hours of receipt.
• Comply with RESPA and corporate guidelines/timelines as it relates to the transfer of servicing into or out of the company.
• Review and remediate all control reporting data anomalies within managements prescribed timelines.

Qualifications:

This position requires the candidate to be very detailed orientated as well as have the ability to multi task in a fast paced environment. Excellent verbal/written communication skills, research, comprehension, and interpersonal skills are required. An understanding of the mortgage servicing industry is a plus. The candidate also must be proficient in Microsoft Applications to include Word, Excel, Outlook and Power Point. Advanced Excel skills are a requirement.

Loan Set- Up - $26,000 to $32,000

To Apply for this job, please visit:  www.ocwen.com

Business Summary:

Ocwen Financial Corporation is a leading provider of alternative asset management and business process solutions specializing in residential mortgage loan servicing, mortgage originations and commercial loan servicing. Ocwen is headquartered in West Palm Beach, Florida and has a nationwide workforce mostly located in our offices in California, Florida, and Georgia. Ocwen has a large global presence with operations in India and Uruguay. Ocwen focuses its businesses on making its clients’ loans worth more by leveraging superior processes, innovative technology and high-quality global human resources.

This position reports directly to the Manager Trial Preparation/Discovery and is responsible for properly responding to litigated matters affecting Ocwen, its subsidiaries, and investors.

Responsibilities include:

• Responsible for completing loan level reviews and analysis of litigated matters assigned to the Law Dept.
• Responsible for the accurate preparation and timely completion of research and providing supporting documents needed by Ocwen’s attorneys.
• To appear as Ocwen’s witness in legal matters as designated by the Head of Litigation/AGC and or Senior Counsel.
• Responsible for miscellaneous job related duties as assigned by the Head of Litigation, Senior Counsel or Manager including special projects.
• To review, verify, sign Declarations, Affidavits, Discovery, and other legal documents as directed by Head of Litigation/AGC and or Senior Counsel.

Key Result Areas:

• Responsible for thoroughly reviewing, analyzing and interpreting all events and actions that did or did not occur on customers’ accounts that are in dispute, and to provide a fair and impartial assessment of the Bank’s servicing of the loan.
• Responsible for working with the Bank’s business units to fully understand their policies and procedures and the actions taken in relation to loans in dispute.
• Responsible for providing a potential recommendation if needed to implement a resolution.
• Responsible for miscellaneous job related duties as assigned by Head of Litigation, Senior Counsel or Manager including special projects.

Loan Analyst - $32,000 to $40,000

To Apply for this job please Visit : www.ocwen.com

FHA DE Underwriter

Job Description

The Government Underwriter will be responsible for the approval process of Government loans.  A thorough understanding of various product/program guidelines, necessary conditions for approval and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals.  Our fast paced environment requires teamwork, excitement and ambition for continuing success.  Excellent interpersonal and written communication skills are key, along with problem solving and decision-making abilities.
Short Description:  Responsible for reviewing, underwriting, and clearing conditions for Government FHA and VA loans.

Status: Full Time

Responsibilities
1. Underwriting both FHA and VA files.
2. Clearing conditions.
3. Providing strong customer service to both retail and wholesale customers.

Qualifications
1. Must have their FHA DE Number and experience underwriting FHA loans.
2. LAPP Approval for VA Appraisal review and experience underwriting VA loans preffered.
3. Experience with Automated Underwriting systems.
4. Current knowledge of FHA and VA guidelines.
5. Must possess a High School Diploma or Equivalent.

Job Location

San Antonio Texas

Position Type

Full-Time/Regular

Please email resume to Michael@pilgrimmtg.com  or call Michael Pilgrim at 210-499-4200

Job Title: Underwriter
Job ID: 10627
Location: Texas-Bedford

Full/Part Time: Full-Time
Regular/Temporary: Regular

Who May Apply To be eligible for another internal position, LTC Division employees must be in their current position for at least six months. If employees are in a Grade 5 non-exempt position, they are eligible to apply for another internal position after three months of employment in their current position if they have supervisor approval. All internal applicants must not be subject to any current disciplinary action and must have a performance rating of 2.25 or higher.

Employees invited to interview with the hiring manager must notify their current manager prior to the interview.

This position is at grade 17.

Additionally, if you know someone whom you believe to be qualified for this vacancy, you can refer them to www.aegonins.com, where he or she may apply for this posting. Make sure the applicant provides your name as the referring employee. If he or she is selected for this position, you may be eligible for a referral bonus based on the schedule below:

Jobs in Grades 5-11: $500
Jobs in Grades 12-17: $1000
Jobs in Grades 18+: $1500

Please refer to the Employee Referral Program Guidelines within the LTC Division Policies and Procedures link on HR’s intranet homepage.

Company Information

AEGON N.V. is one of the world’s leading insurance and financial services organizations. The AEGON Group’s businesses offer a diverse portfolio of products principally in life insurance, pensions and related savings and investment products, as well as accident, health and general insurance.

The AEGON Group is a connected organization, operating through locally managed units in three major markets: the Americas - including the United States and Canada - the Netherlands and the United Kingdom. The Group is also present in a number of other countries, including Hungary, Spain, France, Taiwan ROC and China and has a representative office in India. The Group employs over 27,000 people worldwide and has its headquarters in The Hague, the Netherlands.

Dept/Division Information

AEGON’s long-term care division, Transamerica Life Insurance Company, is located in Bedford, TX (DFW Metroplex). We are committed to enhancing financial results through creativity, innovation, risk management, and service while treating our policyholders, employees and other customers with integrity and respect. Our employees are considered to be one of the best teams in the industry when administering our products that are designed to meet the long-term health care needs of our customers during their retirement years. Our products provide insurance coverage for confinements in a nursing home or assisted living facility, or for professional and non-professional care received in the home or community usually due to a prolonged illness or disability.

Our long-term care team relies on responsive contributions from accountants, actuaries, attorneys, information technology specialists, customer service specialists, claims specialists, and compliance/regulatory specialists.

Responsibilities
GENERAL SUMMARY:

An individual with several years of experience who assesses long term care insurance risks through the evaluation of medical, cognitive and lifestyle factors in a timely and consistent manner to assure the acceptance of sound risks resulting in corporate profit. This is a Home Office (not remote) position.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

Review and interpret Telephone Interview/Cognitive Telephone Assessment results

Quickly but carefully read, analyze and interpret medical case histories, laboratory data, examination scores and observations and properly document findings

Assess risk for LTC using lifestyle, medical and cognitive information while processing a minimum of 75 cases weekly

Handle calls from agents about underwriting decisions, requirements, and delays in processing or procedures

Read and understand the long term care insurance policy and concepts such as ADL’s, IADL’s, rate structure, couples benefits/discount, etc. on new generation products as developed

Determine need for medical records, special examinations or reports, or additional information in evaluating risk

Prepare correspondence to applicants, doctors, agents, etc

Special projects or duties as assigned by management

Evaluate and present files for case referral

Record proper codes for final action

Follow current underwriting procedures for action on replacements

Update the computer screens as needed

Qualifications

Knowledge, skills and abilities normally required for competent performance in the job.

File management skills

Friendly telephone manner
Ability to communicate clearly and effectively verbally and in writing
Attention to detail
Ability to handle multiple tasks concurrently
Working knowledge of PC/computer
Keyboard by touch
Excellent organization skills
Knowledge of medical terminology helpful
Ability to process a minimum of 2.2 cases per hour required
Must support and comply with Company policies and procedures, including the practices set forth in the Company’s Core Values, Business Principles and Rules of Conduct

Typical educational background and experience required for competent performance in this job.

LOMA/AHIP courses preferred
High School diploma or equivalent
AND
Three years of LTC underwriting experience OR
Bachelor’s Degree with three years of health or life underwriting experience OR
Five years of health or life underwriting experience.

Equipment/Physical Demands/Environment:

Normal office environment. Personal computer usage up to 100% of the time.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

Pay,Benefits, & Work Schedule

We offer a comprehensive benefit package and a welcoming and friendly working environment that includes free parking, year-round business casual attire with casual dress Fridays, and health club reimbursement. Our employees actively serve on a variety of company sponsored committees, including charity, employee appreciation, health and safety, special functions, and care committees. Many employees are active in community activities including the Alzheimer’s Walk, N.E.E.D. food drive, United Way, Carter Blood Drive, CPR Classes, and Toastmasters.

D/FW location is home to the five million plus population that takes up 12,800 square miles (which is larger than nine states) and makes up one of the fastest growing regions in the country. Our Bedford location is convenient to both Dallas and Fort Worth.

Other Information

We offer challenging assignments, competitive compensation and benefits programs and an environment supportive of your professional development.

All candidates must successfully pass a thorough background investigation including verification of past employment, education, criminal history and other information.

How To Apply

Please complete the online form thoroughly and include your resume with salary expectations.

If you are a qualified applicant with a disability and require reasonable accommodation for the application process, please contact the Human Resources Department at 817-285-3415.

Equal Employment Opportunity

Transamerica Life Insurance Company is an equal opportunity employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, medical condition, marital status, citizenship status, military service status, or other basis protected by law. When necessary, Transamerica Life Insurance Company will reasonably accommodate employees and applicants with disabilities if the person is otherwise qualified to safely perform all of the essential functions of the position.

CLICK TO APPLY

Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. With multiple sales offices located throughout the US, we are the largest specialty insurance wholesaler in North America.

Coastal property, the windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox. Our brand pillars exemplify our determination and creativity. Our employees are smart, broad, quick and agile. We always go the extra mile to meet the specialized needs of our agents and agencies.

We are recognized around the world for our underwriting and brokerage expertise in specialty lines, professional and commercial liability, and property and personal lines. Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

Burns & Wilcox is committed to being at the forefront of the specialty insurance industry. Consistently profitable, Burns & Wilcox has experienced significant growth over the last several years.

At Burns & Wilcox, we value smart people, smart products, and smart solutions. We invite you to consider joining our winning team!

THE JOB OPPORTUNITY:

Underwriter

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Underwrite new and renewal business for insurance company partners based on underwriting authority and contract guidelines
• Underwrite multi-line accounts for multiple classes of business
• Produce business in assigned territories
• Access the breadth of products and markets at Burns & Wilcox
• Participate in a highly lucrative sales incentive plan

WE EXPECT THE SUCCESSFUL CANDIDATE TO:

• Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing
• Apply appropriate quality underwriting and risk selection on quoted business
• Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management
• Manage relationships with retail agents
• Develop and execute marketing plan to drive new business, including in-person visits, telemarketing and distribution of marketing materials
• Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary
• Use cutting-edge technology to deliver high quality service to agents and agencies
• Mentor and train Assistant Underwriters, as needed
• Enter computer data of quotations, binders and related support documents

QUALIFICATIONS:

• Bachelor’s degree or equivalent combination of education and experience
• Minimum 3 years of Multi-line Underwriting experience
• Excess and Surplus Lines Underwriting experience preferred
• Insurance license preferred

COMPENSATION:

Competitive compensation and benefits package available to successful candidates.

CLICK TO APPLY

Requirements

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2000 employees operating in major cities in the eastern half of the United States.

NVR is seeking a highly self-motivated individual to assume the position of Underwriter.

The Underwriter has responsibility for the daily underwriting of conventional, FHA and VA loans.

Essential Functions:
*Underwrite loans for compliance with investor and/or agency guidelines.
*Submit loans through an automated underwriting system for a decision.
*Approve or pend loans; present appropriate loans daily to loan committee.
*Assist branches with underwriting questions, scenarios and problems.
*Maintain 24 - 48 hour underwriting turnaround on new loans and resubmitals.
*Limited job related travel could be required.
*Operation of office equipment and maintenance of loan filing system.

This position offers:
*A service oriented work environment

This position requires:
*Excellent customer service skills

When you work for an industry leader, we reward you with:
* Excellent Salary Package
* Outstanding Growth Potential (90% of our managers have been promoted from within)
* Lucrative Profit Sharing/Employee Stock Ownership Plan
* 401(k)
* Medical Insurance
* Dental Insurance
* Paid Vacations and Holidays
* Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.

We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required

All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Mortgage Loan Officer oversees the extension of credit for home loans and related sales, underwriting, processing, closing, renewing, shipping, and funding functions. Ensures lending operations are in accordance with established policies, procedures, and legal requirements; and result in maximum volume, appropriate profit, and minimum delinquency ratios. Ensures all subordinate areas of responsibility support Credit Union objectives and goals. Trains, directs, and appraises assigned personnel. Ensures services are delivered professionally and efficiently. Manages relationships with mortgage brokers and real estate professionals

A college degree is preferred for this position in addition to two to five years of similar or related experience with performance management skills and a strong sales & or lending background. We will provide specialized training for recent college graduates.

Location: Temple, TX.
Please send your resumes to : pbrandt@texell.org

Ryland (NYSE: RYL), is one of the nation’s largest homebuilders and a leading mortgage-finance company. Founded in 1967, Ryland has built more than 280,000 homes and provided mortgage financing and related services for more than 235,000 homebuyers. Consistently recognized by Fortune and Forbes as one of the nation’s most admired and best-managed companies, Ryland has a solid national reputation built largely on the talent of our employees.

Job Description

We’re looking for a quality-focused, DE-certified Underwriter to join our team in Scottsdale. His/her primary responsibilities entail reviewing and underwriting new FHA, VA and conventional loans including:

* Analyzing documentation to make sound creditworthiness determinations
* Ensuring appraisals meet investor or HUD/VA requirements
* Approving VA appraisals (if LAPP designated)
* Offering alternative financing on eligible loans that cannot be approved as submitted
* Notifying local and remote Loan Officers and Branch Managers of approvals, denials and pends
* Using automated underwriting systems (LP/DU/CLUES) in the decision-making process
* Keeping current on agency and secondary marketing guidelines, internal underwriting procedures and market updates and changes

Education/Experience

* College degree or minimum of 2 years recent hands-on underwriting experience
* Direct Endorsement (DE) Certification
* LAPP Preferred

Required Knowledge/Skills

* Quality-focused
* Detail-oriented
* Excellent communication skills
* Experience with automated underwriting systems

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Title: Retail Underwriter
Job City/State/Zip: Pittsford, NY 14534
Facility: Five Star Bank
Assignment Type: Regular
Position Type: Full Time Position
Pay Rate: $31,993.00 - $54,388.00 per yearOn: 5/26/2010 1:12:43 PM
Job Ref. #: Tobey Village - FT

Job Description:
FUNCTION:

Within established policies and approved lending limits, is responsible for underwriting direct and indirect consumer and home equity loans and lines of credit. Proactively participates in the credit and service
relationships of direct and indirect origination network. Explains the various loan programs available and their requirements, collects financial information and performs an analysis to determine whether the applicant meets the necessary criteria. Approves loans within approved
lending limit. Provides excellent service to clients to develop new business and expand existing relationships. Cross sells and/or refers bank and non bank products and services in a professional manner.

Responds to questions concerning all aspects of the credit approval process. Must maintain an acceptable level of credit quality and adhere to all secondary market guidelines if applicable.

Additional Job Information:
BASIC QUALIFICATIONS:

• Undergraduate degree in related field or equivalent experience.
• Six to eight (6-8) years of progressively more responsible
consumer lending experience.
• Ability to guide, lead and develop underwriters.
• Excellent verbal and written communication skills. Ability to
explain loan product in specific terms to client (dealer or direct) to
ensure borrower’s understanding of loan.
• Ability to serve clients (dealer or direct) in a cordial, tactful
and professional manner.
• Must be factual so that client (dealer or direct) bases decisions
on lender’s knowledge rather than opinion.
• Very good analytical ability to interpret financial information,
determine credit worthiness, and make decisions and recommendations.
• Ability to work within a strong team environment.
• Highly motivated and sales oriented to promote, sell and refer
various bank and non-bank products and services.
• Good management and administrative capabilities.
• Good interpersonal skills.
• Proficient or must become proficient in Jack Henry, S-1, Outlook,
Word, and Excel applications.
• Working knowledge of indirect originations.
• Ability to operate various types of office equipment, which
includes but may not be limited to: telephone, copier, computer, and fax
machine.

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DescriptionWHY JOIN THE HARTFORD?

As a global leader in insurance, asset management and financial service products, we offer professionals every possibility for growth. Whether we’re helping customers or building careers, we’re experts at creating the kind of advantages that help people reach their goals.

WHAT ARE THE RESPONSIBILITIES OF THE POSITION?

· Proactively manages largest, most complex book of business, advising clients on various risk and underwriting issues.
· Performs analyses on insurance company client’s entire Life, AD&D, STD or LTD business.
· Assists in preparation of RFP responses.
· Gives client presentations at critical points such as at initial sale and renewal.
· Proactively develops and maintains excellent working relationships with broker, sales and internal representatives and clients.
· Represents underwriting function on segment and division project committees.
· Trains other underwriting staff, here and at client companies.
· Manages department projects.
· May perform underwriting audits internally and at client companies.

*This position can be an Underwriter or Underwriter II based on applicant’s experience. This position is a pipeline requisition for future opportunities.
WHAT IS THE COMPENSATION OPPORTUNITY?

At the Hartford, our compensation philosophy is simple: we pay competitive base salaries and reward performance. In addition, you will be eligible to participate in our comprehensive benefits program including Medical, Dental, Life and Disability Insurance, a 401k Plan, an Employee Stock Purchase Plan and more.

Qualifications
WHAT ARE WE LOOKING FOR?

· 6+ years experience preferably in National Accounts or Reinsurance.
· Exceptional group life and disability underwriting skills
· Proven decision making and critical thinking skills
· Advanced job and business knowledge, work flow, product and system knowledge
· Project and process management skills
· Advanced analytical and quantitative skills
· Excellent communication and negotiation skills
· Ability to manage priorities
· Customer focused
· Takes ownership
· Good team building and relationship skills
· Demonstrates integrity and respect consistently

Job Function : UO-Group UW
Primary Location : United States-Connecticut-Simsbury
Schedule : Full-time
Job Level : Individual Contributor
Education Level : High School Diploma/GED (±11 years)
Job Type : Standard
Shift : Day Job
Employee Status: Regular
Overtime Status : Exempt
Travel : Yes, 10% of the time
Job Posting : May 25, 2010

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Job Description

Loan Processor with a minimum of two years experience in FHA/ VA and Conventional Loan Processing.
Candidates should have the ability to work independently and have good verbal and written communication skills.
Atlantic Mortgage Services, Inc acts as a broker and lender so broker experience is a plus. Excellent benefits and retirement plan with a company that has been in business since 1990. Satellite Beach Florida office. Our web site is AtlanticEloan.com .

Location: Satellite Beach, FL

Please Contact: Dan Overstreet 321-266-3199

e-mail: Dan@atlanticeloan.com

Job Title: Underwriter
Job ID: 53004
Location: Illinois

Full/Part Time: Full-Time
Regular/Temporary: Regular

Job Location : Freeport, IL
Virtual Location : No
Job Category : Underwriting, Business Category
US Business - Auto & Home
Education Required : Associates Degree
Experience Required :One to Three Years
Salary Grade : 28
Number of Openings : 1

Job Description

Job Summary: Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance wtih rules and guidelines.

Functional Responsibilities: Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance wtih rules and guidelines. Identifies financial root causes, spots trends, and analyzes financial reports. Administers, monitors, and communicates underwriting guidelines and philosophies. Analyzes quality of assigned market; identifies unprofitable trends as well as growth opportunities; prepares reports identifying key drivers and recommends action plans for improvement. Manages processing to meet established quality and time service objectives. Responds to inquiries from applicants, policyholders, and agents. Provides training support for agents. May participate in special projects. Performs other related duties as assigned or required.

Job Requirements

1-3 years of relevant experience within a corporate environment.

College degree is preferred

Strong math apptitude and analytical ability
Ability to multi task and juggle competing priorities
Demonstrated ability to make sound decisions

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

How To Apply

For immediate consideration, click on the Apply Now button below. You will be directed to complete an on-line profile which may take 15 - 20 minutes to complete. Upon completion, you will receive an automated confirmation email verifying you have successfully applied to the job.

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Post Date: May 25, 2010
Type: Contract
Start Date : Salary: (Verify your salary with Salary.com)
Location: United States - Pennsylvania - Newtown Job Reference: 00000VWH

Job Description:

Underwriter, Newtown, PA
Immediate contract position with a well-known mortgage lender, excellent job opportunity and competitive pay!
Underwriter is responsible for performing financial income, credit, and collateral analysis of conforming and nonconforming, Jumbo and Super Jumbo loan decisions for proper compliance with product and program parameters, as well as translating underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors: comply with all policies and procedures for ensuring the loan decision meets all regulatory provisions and guidelines: work closely with the Loan Officers/Account Executives to ensure turnaround service guarantees and condition requirements for salability of the loan.

All interested candidates please submit your resume in Word format to an Employment Consultant at resumes@mortgagestaff.com

**Salary dependent upon experience - Local candidates only, unless otherwise specified**
**REFER TO JOB ORDER # 00000VWH**

Skills:

Prefer someone with their DE but will not use their CHUMS#. Retail background, Conv. FHA/VA, USDA, back end u/w, DD or SQC experience. 3 years Conventional Mortgage Underwriting experience is preferred for this assignment. Strong knowledge of FNMA and FHLMC underwriting guidelines required.

Underwriting experience with self employment income analysis. Experience with non-conforming, Jumbo and Super Jumbo lending preferred. Candidates must demonstrate strong analytical skills and decision-making ability in order to make lending decisions and translate guidelines. Candidates must be detail-oriented, organized and possess strong problem solving skills with the ability to make quick accurate decisions with limited information. The ideal candidates will also possess strong customer service skills, excellent communications skills (verbal & written), and interpersonal skills. Candidates should be open to flexible scheduling options and the ability to adapt/change as needed. Must have a strong knowledge of Microsoft Word and Excel.

Comments:

Overtime available! Great opportunity, competitive compensation!

CLICK TO APPLY

Location: Dallas, Texas
Please contact JD Currey at (972) 446-9800
Email: jd@accountingteamsearch.com

Company Information

AEGON N.V. is one of the world’s leading insurance and financial services organizations. The AEGON Group’s businesses offer a diverse portfolio of products principally in life insurance, pensions and related savings and investment products, as well as accident, health and general insurance.

The AEGON Group is a connected organization, operating through locally managed units in three major markets: the Americas - including the United States and Canada - the Netherlands and the United Kingdom. The Group is also present in a number of other countries, including Hungary, Spain, France, Taiwan ROC and China and has a representative office in India. The Group employs over 27,000 people worldwide and has its headquarters in The Hague, the Netherlands.

Dept/Division Information

AEGON’s Florida location supports many business entities. Our focus is on offering a wide range of investment-oriented products and providing quality service to the customer. Together these companies strive to bring superior life insurance, mutual funds and asset accumulation products and services to customers; provide reasonable return to shareholders; furnish opportunities for personal and professional growth to employees; and be good corporate citizens.

All persons hired will become employees of Western Reserve Life Assurance Co. of Ohio Inc.

Responsibilities

Evaluates life insurance applications using company underwriting guidelines, practices, manuals and other medical and non-medical resources to accept, incomplete, decline or otherwise classify risk consistent with pricing assumptions; reviews all new business, underwriting mail, and referrals within quality and productivity standards; communicates with producers, policy owners, physicians and other insurance companies during the course of applicant evaluation; responds to field communications; refers cases with amounts greater than stated signature retention authority to Senior Underwriter or Underwriting Manager Consultant; other duties as assigned.

Qualifications

Requires a Bachelor’s degree; six years prior life underwriting experience or equivalent combination of education and work experience; active pursuit of FLMI or AALU designation; intermediate knowledge of medical terminology for diagnoses, medications and treatments and prognosis of illnesses; intermediate knowledge of financial underwriting; intermediate understanding of medical underwriting, legal and compliance principles; familiar with confidentiality laws/regulations regarding release of information; excellent verbal, written and inter-personal communication and relationship skills; excellent knowledge of all insurance products.

Pay,Benefits, & Work Schedule

The AEGON company’s pay ranges are competitive and are based on the external labor market. An annual bonus opportunity may be available to regular employees.

Job FLSA status: Exempt
Salary Range: $42,500 - $70,000

Note: Job offer amounts are commensurate with applicant qualifications, level of experience and other compensable factors and are determined by hiring supervisors/managers.

Regular full-time and part-time employees working 20 hours or more per week are eligible for the AEGON USA, Inc. benefit package, which is a comprehensive benefit package including optional health, dental and vision insurance, flexible spending accounts, 401(k) with employer match, pension, tuition assistance, and much more!

How To Apply

To apply for this position, please follow the online application process. Be sure to fully complete the form and include your resume. If you experience technical problems during the application process, please e-mail applicantsupport@aegonusa.com.

CLICK TO APPLY

If you do not have access to a computer, the Internet or are otherwise unable to apply online, you may apply in person Monday through Friday from 7:00am to 7:00pm.

Job Summary:

AFC Insurance, Inc. of Bethlehem, PA has a career opportunity for a Production Underwriter. The ideal candidate must be self-motivated, adaptable, and proactive. If you have a winning track record, are competitive, persistent, and driven by an internal need for greater authority and responsibility, you may be the individual we are seeking.

Required Competencies:

* Self starter with competitive and entrepreneurial spirit.
* Results oriented.
* Ability to create and break relationships.
* Excellent verbal and written communication skills.
* Prior Insurance Experience is required - minimum 5 years.
* Underwriting Background preferred.
* Property/Casualty License.
* College Degree.
* Team Player.

Qualified applicants will have the ability to manage schedules, set appointments with prospective clients, and present solutions to fulfill the needs of prospects and clients.

Position offers competitive pay and benefits package.

Salary Range:
Relocation Expenses:

Contact: Dina.Tristani@afcins.com

Post Date: May 18, 2010
Type: Contract
Start Date: Salary: (Verify your salary with Salary.com)
Location: United States - Wisconsin - Sussex Job Reference: 00000VNJ
Job Zip Code:

Job Description:

Immediate contract position, excellent job opportunity and competitive pay!

The candidate will be in charge of making sure loan credit attributes fall within appropriate guidelines, including debt to income ratios, LTV/ CLTV restrictions, mortgage and credit histories. The candidate will be required to complete compliance reviews for federal, state and local regulations, including TILA finance charge and APR tests, loan high cost analysis, FNMA restrictions and regulations, and predatory lending statutes, as well as be able to extrapolate data from compliance disclosures. Perform appraisal reviews to determine quality and accuracy of valuation. Review title and deed documentation to verify appropriate vesting and ownership interest and appropriate lien history.
Work with quality control and team leads to complete projects on job level issues, including reviewing data discrepancies

All interested candidates please submit your resume in Word format to an Employment Consultant at resumes@mortgagestaff.com

**Salary dependent upon experience - Local candidates only, unless otherwise specified**

**REFER TO JOB ORDER # 00000VNJ**

Skills:

3+ years mortgage underwriting experience
Experience with Prime, Alt A, Sub prime paper and Scratch and Dent
General knowledge of mortgage underwriting standards and practices
Ability to work in fast paced environment with consistent productivity while maintaining a high level of quality, accuracy and professionalism
Flexibility- ability to adapt to various work environments
Computer Skills (Excel, Word, Outlook)

Comments:
Overtime available! Great opportunity, competitive compensation!

CLICK TO APPLY

Job Description:

Experienced Contract Mortgage Underwriters Needed for a Great Team

What You’d be Doing:

Performing due diligence underwriting, portfolio analysis and compliance reviews on scratch and dent, loan files submitted from various financial institutions including reviewing for completeness and accuracy with a focus on identifying fraud and misrepresentation as well as analyzing credit documents like mortgage applications, credit history, income documents, title documents and appraisals.

Adhering to all client/lender policies and procedures, in addition to Federal, State and/or municipal laws and regulations within the due diligence process.

Identifying portfolio risks resulting from clients’ underlying business practices, underwriting and/or fraud exposure.

Supporting the decisions and knowledge of supervisors and colleagues by sharing information about the business unit, organization and the underwriting industry.

Taking an active role in identifying potential challenges within the underwriting process and/or department and making recommendations for improvements.

Maintaining knowledge of applicable underwriting guidelines by completing all training programs and staying abreast of business unit policy and/or guidelines.

Experience:

Knowledge/familiarity with current mortgage and compliance laws and regulations.
Five years of underwriting experience.
Experience in Scratch and Dent or Fraud Review, including the use of fraud identification tools.
Strong commitment to customer service and satisfaction.
Team player with a strong service orientation.
Ability to produce high-volume, high-quality output.
Excellent time management skills with the ability to multi-task regularly.
Superior verbal and written communication skills.
Detail orientation, with the ability to plan ahead and meet established deadlines.

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Swiss Reinsurance America Corporation seeks Senior Marine Reinsurance Underwriter for Armonk, NY.​ Requires: 8+​ yrs.​ of exp.​ in Latin America marine reinsurance mrkt.

Please apply by visiting our website at www.​swissre.​com /​ careers and ref.​ job code EXT-NB50208808.

Location : 10504
Industries : Other/​Not Classified
Job TypeFull Time : Employee
Job Reference Code : 1000230448_020

Title: Regional Office Sr. Marine

UnderwriterLocation: California-BreaWHY JOIN THE HARTFORD?As a global leader in insurance, asset management and financial service products, we offer professionals every possibility for growth. Whether we’re helping customers or building careers, we’re experts at creating the kind of advantages that help people reach their goals.WHAT ARE THE RESPONSIBILITIES OF THE POSITION?This position is responsible for Profit, Growth and Quality of assigned programs business within the department.

The position will assist in directing the execution of the Marine Strategic and Operating Plans, including:

Agency Sales/Program Management: Build strong, distinctive strategic partnerships with key agents and brokers. Develop and implement segment sales plans. Keen insight into competitor’s strengths, weaknesses and strategies to leverage for profitable business and increased agency penetration.

Underwriting Operations: Ensures that underwriting practices and guidelines are understood and adhered to, specifically focusing upon pricing, risk selection, mix of business, flow management and quality analysis. Utilize QA and referral programs to identify opportunities to develop staff to ensure functional and regulatory integrity of the book of business and overall compliance with middle market segment guidelines.

Planning and Monitoring Results:

Works closely with management to develop strategic and operating plans, which leverage agent/broker relationships and positions The Hartford to grow profitably. Closely manages plan results and directs implementation of specific actions to address financial shortfalls.Additionally, the position will produce and underwrite Commercial Inland Marine, Ocean Cargo, and Property business. The primary responsibility will be new business development and retaining larger profitable renewals. This will be accomplished by devoting 40 - 50% of their time attending scheduled producer visits, soliciting new business, working renewals, and making account presentations.There may be light overnight travel. This position is eligible for an annual bonus which is based on achieving results in production and profit objectives.

WHAT ARE WE LOOKING FOR?The ideal candidate will posses the following qualifications:

* Experienced in Commercial Inland and/or Ocean Marine with some exposure to property

* 5 years Marine Underwriting Experience

* Bachelor’s Degree or equivalent in experience

* Excellent Interpersonal Skills

* Candidate must be able to mainly travel locally* Good presentation skills

* Strong written and verbal communication skills* Strong sales acumen preferred

WHAT IS THE COMPENSATION OPPORTUNITY? At The Hartford our compensation philosophy is simple: we pay competitive base salaries and reward performance. In addition, you will be eligible to participate in our comprehensive benefits program including Medical, Dental, Life and Disability Insurance, a 401K Plan, an Employee Stock Purchase Plan and more.WHAT ELSE CAN YOU TELL ME?Excellent opportunity for a high achiever with experience in Marine Underwriting. This position is located in our Brea, CA Regional Office.An Equal Opportunity EmployerCommitted to Building Inclusion and Leveraging Diversity***NO AGENCIES PLEASE***

CLICK TO APPLY

Job Description
ABOUT OUR COMPANY
We are a company built on excellence. We have a culture that values growth, achievement and diversity and a workplace where your voice can be heard.

JOB GROUP SUMMARY
Underwriting directly helps our company achieve financial and strategic goals. As the financial professionals who identify and calculate risk, underwriters are charged with increasing revenues, earnings and membership while protecting the company from loss.

POSITION SUMMARY
Support enterprise strategy for case-specific pharmacy pricing that focuses on structuring balanced financial offers that are both competetive and profitable. The Pharmacy Specialist will be responsible for developing sound and accurate financial proposals that support case strategy and the financial goals of National Account Underwriting.

ADDITIONAL JOB INFORMATION
Once sufficiently trained, the Pharmacy Specialist will be expected to work on pharmacy underwriting requests under the direction of a mentor.

Job Requirements

EDUCATION
The highest level of education desired for candidates in this position is a Bachelor’s degree or equivalent experience.

FUNCTIONAL WORK EXPERIENCES
# Underwriting: Pricing methodologies (manual, experience, blended, alternate, etc.)
# Underwriting: Rating methodologies and/or functions (rating and accounting).

REQUIRED SKILLS
# Communicating for Impact
# Leveraging Technology
# Delivering Profit and Performance
# Providing Solutions to Constituent Needs

DESIRED SKILLS
# Demonstrating Service Discipline
# Managing Aetnas Risk
# Maximizing Work Practices
# Creating Profitable Customers

We value leadership, creativity and initiative. If you share those values and a commitment to excellence and innovation, consider a career with Aetna.

We conduct pre-employment drug and background testing.
Aetna does not permit the use of tobacco related products or drugs in the workplace. No agencies, please.

Aetna is an Equal Opportunity/Affirmative Action Employer. M/F/D/V

Aetna is committed to maintaining an environment in which all employees are treated equitably and given the opportunity within the context of the business to achieve their potential. Aetna’s Affirmative Action responsibilities extend to women, minorities, persons with disabilities and veterans. Company policy also provides for equal opportunity for qualified individuals regardless of race, color, sex, national origin, religion, age, disability, veteran status, sexual orientation, gender identity or marital status.

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Job Category :Network Services
Primary Location :USA-DE: DELAWARE-NEWARK
Schedule :Full-time
Remote Work Authorized:No
Relocation Assistance :Not Available
Clearance Level :None
Job Posting :2010-May-08

Description

Essential Job Functions

* Coordinates the installation of highly complex voice and video telecommunications equipment and peripheral devices. Oversees site preparation activities including conduit, power, and signal cable runs.
* Analyzes, tests and repairs voice mail network alarms, file systems, disk drives and networking for multiple network designs, software versions and hardware platforms.
* Integrates, installs, and tests complex telecommunications systems in accordance with applicable standards.
* Provides technical support for a wide variety of telecommunication systems to meet business needs.
* Maintain modems for remotes and wide area linkages to meet business needs.
* Performs highly complex hardware and software configuration and setup of voice and video components.
* Documents problems and/or other matters of significance, customer configurations, change requests, and other topics to ensure appropriate response. Makes recommendations to management and implements solutions in order to provide high quality customer service.
* Collaborates with support personnel in investigating and resolving complex customer telecommunication network matters of significance.
* Provides leadership and work guidance to less experienced personnel.

Qualifications

Basic Qualifications

* High school diploma
* Six or more years of experience in system design or management information systems
* Experience working with technical and operational capabilities and implementation procedures
* Experience working with PC communications and configuration of network cards
* Experience working with network cabling practices and procedures

Other Qualifications

* Good analytical and problem solving skills to find and correct errors in the telecommunication networks
* Good interpersonal skills to interact with customers and team members
* Leadership skills to coordinate projects and provide assistance to less experienced personnel
* Strong communication skills
* Ability to work in a team environ

CLICK TO APPLY

Built on a foundation of traditional community values, Sawgrass Mutual is a policyholder-owned insurance company; neighbors helping neighbors. Sawgrass Mutual exists solely to serve the insurance needs of our policyholders, not to provide investment profits to shareholders. Through our commitment to excellence in performance, service and professionalism, Sawgrass Mutual is focused on the welfare of our community of policyholders and the communities in which they reside.

About the Position

Responsible for the profitability, growth and retention of business that is consistent with underwriting procedures as well as short and long-term business goals. Role and Responsibilities : 1. Develop proficiency in general insurance theories and practices as well as the specific underwriting policies for the company 2. Completes insurance applications by adhering to established underwriting guidelines 3. Review and analyze underwriting data in order to determine if risks meet company underwriting criteria 4. Provides information by answering questions and requests; quoting rates; explaining company underwriting policies 5. Resolves discrepancies by collecting and analyzing information. 6. Other assigned duties

Minimum of 2 years homeowner’s underwriting experience required Education:

1. High School Diploma or equivalent
2. Bachelor’s Degree a plus but not required
3. Must have active and compliant 2-20 or 4-40 Florida License Skills

1. One who demonstrates initiative and the ability to think analytically and critically
2. Effective verbal and written communication skills
3. Excellent interpersonal and customer service skills
4. Ability to work under and meet timely deadlines
5. Committed team player with a consensus-building approach
6. Strong organizational, time-management and multi-tasking skills
7. Strong skills in Microsoft Office (Outlook, Excel, Word) and the ability to adapt quickly to proprietary departmental software programs

Position Information

Job Status: Employee
Job Type: Part Time
Relevant Work Experience Prefered: 1 to 5 years
Career Level Desired: Mid Career (In workforce 2 to10 years)
Salary and Benefits: Salary will commensurate experience

. Company offers a complete benefits package which includes (medical, dental, vision, life, disability, 401K, paid holidays, personal days and vacation.

Contact Information

Company: Sawgrass Mutual Insurance Company
Salary Range: $15 - $20 per hour

CLICK TO APPLY

Basic Function:

Classify and accept automobile, personal or commercial lines insurance coverage in accordance with FBL policy and procedures and in compliance with governmental regulations. Monitors the current book of business to reduce the company’s losses. Contribute to the profitability of FBL by effectively accepting, modifying, or rejecting new application submissions and policy changes. Assist agency staff in selecting and writing profitable business for FBL by training the agents at classes, meetings and through daily contact. Responsibile for educating the agency force through daily interaction and for assisting the Claims Department with claims settlements and coverage questions.

Qualifications:

College degree or equivalent required plus at least one to three years Auto, Personal Lines or Farm underwriting experience preferred. Training experience and/or strong presentation skills are highly desired. Successful progress toward IIA General Insurance, Assoc. in Personal Insurance (API), or Assoc. Underwriter (AU) designation. Must have good analytical and problem solving skills. Ability to negotiate and cope with stressful situations. Must have valid driver’s license and the ability to travel and/or stay overnight on occasion.

CLICK TO APPLY

* Please send resumes in confidence to Emilie Booth- booth0801@sbcglobal.net

Job Description

The Mortgage Company is a long-established mortgage company, with builder partnerships across the USA. Today, after 15 years of continuous growth, the Company has 130 employees and originates over $1 Billion in purchase loans though 20+ home builder partnerships in six states. This Company is in excellent financial shape and has business relationships with some of the most prestigious and long-standing builders in the Country.

Skills/Qualifications:

Our ideal candidate has:

· At least three (3) years experience as a loan processor, processing different kinds of mortgage loans. Must have FHA experience.
· High School Diploma or educational equivalent
· Thorough understanding of underwriting criteria and guidelines
· Mortgage banking background preferred with a proven track record of success
· Ability to process with speed and accuracy

We offer:

· Medical (PPO, HMO), dental, vision
· Prescription plan
· Health and dependent care reimbursement
· Group life and dependent life
· AD&D insurance
· 401(k) with company contribution
· Paid holidays
· Paid sick time
· Vacation plans

Duties:

· Prepares mortgage loan files by reviewing loan application; clarifying or obtaining additional information.

· Confirms mortgage loan application information by mailing verification forms; contacting verification sources.

· Obtains mortgage loan documentation by ordering credit report, land survey, building appraisal, title, and related information.

· Identifies mortgage loan application and documentation problems by highlighting deficiencies.

· Prepares closing statements and informs borrowers by calculating principal and interest payments, and closing costs; forwards information to borrowers.

· Keeps information accessible by sorting, organizing, and filing documents.

· Maintains customer confidence by keeping mortgage loan information confidential.

Job Location : Freeport, IL
Virtual Location : No
Job Category : Underwriting
Business Category : US Business - Auto & Home
Education Required : Associates Degree
Experience Required : One to Three Years
Salary Grade : 28
Number of Openings : 1

Job Description

Job Summary:

Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance wtih rules and guidelines.

Functional Responsibilities:

Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance wtih rules and guidelines. Identifies financial root causes, spots trends, and analyzes financial reports. Administers, monitors, and communicates underwriting guidelines and philosophies. Analyzes quality of assigned market; identifies unprofitable trends as well as growth opportunities; prepares reports identifying key drivers and recommends action plans for improvement. Manages processing to meet established quality and time service objectives. Responds to inquiries from applicants, policyholders, and agents. Provides training support for agents. May participate in special projects. Performs other related duties as assigned or required.

Job Requirements

1-3 years of relevant experience within a corporate environment.
College degree is preferred
Strong math apptitude and analytical ability
Ability to multi task and juggle competing priorities
Demonstrated ability to make sound decisions
Equal Employment Opportunity
MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

CLICK TO APPLY
Upon completion, you will receive an automated confirmation email verifying you have successfully applied to the job.

Relocation Provided: NoThis position, under general direction and supervision, underwrites and approves applications up to authority limit for all risk classifications on own signature. Analysis and recommendations, including major underlying assumptions, decision making processes and conclusions, are reviewed with management. This position will develop underwriting skill and product knowledge through on-the-job training and/or participation in an organized training program. Essential duties and responsibilities include but are not limited to the following:

* Responsible for end to end processing renewals, rewrites, premium-bearing endorsements, binding and issuance of new business.
* Ensures documentation is consistent and follows appropriate guidelines.
* Assists in promoting new business and reviews the profitability of renewal business.
* Responds to inquires from and supports career agents, brokers, clients and co-workers.
* May provide technical direction to underwriting personnel.
* Meet service standards.
* Performs special projects as assigned by management.

Position Requirements

The qualified candidate will have strong organization, time management, execution and communication skills. To perform this job successfully, an individual must be able to perform each essential duty. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Minimum Knowledge and Skills:

- Proficient ability to work under deadlines while managing priorities.
- Proficient attention to detail.
- Proficient communication (oral & written), analytical, organizational, PC, and customer service skills.
- Knowledge of multiple insurance lines preferred but not required.
- Knowledge of underwriting methods, practices and procedures preferred but not required.

Typical Minimum Experience:
- 1-2 years of work experience in a service center or insurance environment.
- Experience within underwriting helpful but not required.

Education:

- Bachelor’s degree or equivalent work experience.

About Us

We’re not your ordinary insurance company. Travel Guard was there at the emergence of the travel insurance industry over 20 years ago. A true industry pioneer, Travel Guard has shaped modern travel insurance and service provision as we find it today. We’re proud to tell people that our direction is led by our values. By placing our values at the core of our business philosophy, we have become the world’s largest provider of travel insurance, emergency travel services, travel medical assistance, concierge, and customized call center solutions. Travel Guard offers travel solutions, global expertise, capabilities and services to clients around the world and we are unmatched in the industry.

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With interest rates dropping to an all-time low, our clients are looking for experienced mortgage professionals to handle the growing demand for refinancing and other mortgage services. Our clients are located in the St Louis and O’fallon, MO areas.

Adecco can connect qualified mortgage specialists with top companies on a part-time or permanent basis. Right now, we have the following opportunities:

* Loan Processing Specialist - Level II

2+ years experience in mortgage processing is required. Must have Government Lending experience - FHA/VA. HS diploma or equivalent and college degree preferred.

* Loan Processing Specialist - Level III

Minimum of 4 years mortgage processing experience required with Government Lending experience - FHA/VA. Must have worked in the mortgage industry within the last 3 years.

* Loan Document Processor

Must have mortgage knowledge and be familiar with mortgage documents.

* Title Examiner

Abstract and analyze deeds, deeds of trust/mortgages, judgments, tax assessments, and other applicable instruments. Review issues of moderate to advanced complexity to determine the status of title or recommendation for further risk assessment. Demonstrated proofreading skills, plotting of metes and bounds legal descriptions a plus but not required. The ideal candidate will have strong understanding of operational procedures for the processing and delivery of electronic title and insurance products; ability to communicate effectively, both orally and in writing; time management skills with the ability to meet deadlines and to work independently; and the ability to work well in a high-stress environment. 1-3 years title review experience a must!

Visit the Adecco website for job listings.

www.adeccousa.com

In addition to great jobs, Adecco gives you access to a comprehensive group medical coverage plan, 401(k), direct deposit and training to help build your skills.

If you or someone you know has experience in the mortgage industry, lives in the St Louis Metro area and is interested in learning more about our job opportunities, please apply on line at www.adeccousa.com

Category

1. Underwriting
2. Residential Lending
3. mortgage

This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.Must demonstrate knowledge of the industry in terms of laws and regulations including the Bank Secrecy Act relative to his/her job responsibilities.

1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP -Lending Operations or VP/Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills

2. Must be adept in problem solving and conflict resolution.

3. Must have exceptional organizational, planning and delegation skills

4. Must be adept in business acumen and budget consciousness

5. Must have critical thinking and analytical skills including decision making.

6. Must possess leadership qualities

7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.

8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field (s) is required.

No physical exertion required. Work performed is in an office environment.

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Position Description

MPL UNDERWRITING EXPERIENCE IS A MUST.

Job Summary

Individual contributor responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. Recognized as a technical expert in an underwriting specialty. Under general management direction, works within broad limits of authority on assignments requiring a high degree of technical complexity and coordination. May have regional, industry segment or company-wide scope.

Essential Duties & Responsibilities

1. Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk.
2. Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements.
3. Makes recommendations on underwriting policy and pricing strategy.
4. Analyzes quality and quantity of highly complex risks underwritten; prepares and presents reports to management.
5. May market products and services through agencies or through the brokerage community.
6. Develops and maintains agency and/or broker relationships to reach positive and profitable outcomes on complex, high-risk business.
7. Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
8. May mentor and guide less experienced underwriters and assist in the development of underwriting training.
9. May be responsible for special underwriting projects and presentations.

May perform additional duties as assigned.

Reporting Relationship

Manager or above

Skills, Knowledge & Abilities

1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA’s internal and external business partners.
3. Advanced analytical and problem solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.

Education & Experience

1. Bachelor’s degree or equivalent experience. Professional designations preferred.
2. Typically a minimum eight years underwriting experience.

CNA has provided essential insurance to businesses for more than 100 years. We are respected worldwide as experts in understanding risks with an innovative portfolio of products and services. CNA products include standard commercial lines, specialty lines, surety, marine and other property-casualty coverages.

CNA services include risk management, information services, underwriting, loss control and claims administration. Our comprehensive approach to insurance opens doors to an array of career opportunities. We offer an environment that challenges you to learn, to use your imagination and to gain professional qualifications in a company where you are part of a team pursuing common goals.

One of the many advantages of working at CNA is the exceptional benefit program which includes: medical, dental, vision, Savings and Accumulation Plan (S-CAP) with company contributions, prescription drug plan, flexible spending accounts, sick and disability benefits, life insurance, tuition reimbursement, a business casual dress code, and an Employee Assistance Program (EAP).

CNA is an Equal Opportunity Employer committed to a diverse work culture, M/F/D/V.

Listed duties, responsibilities, requirements and functions are not meant to be all inclusive.

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