- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investors, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously
To Apply: www.usbank.com/careers

Contact: Bob@staffordlends.com

Compensation: $45,000 Base + Liberal Production Bonus

Job Description: Stafford Financial, an independent mortgage broker company seeking outstanding candidate to join our team. To qualify, you must have:

• 3+ years conventional processing experience in retail environment
• Familiarity with loan programs and compliance regulations
• Proficiency with Calyx Point
• Knowledge of DU and LP
• Excellent written and verbal skills
• Able to take charge of loan process from submission through closing process

Please send resume to bob@staffordlends.com for immediate consideration.

What level of education or specialized training is required to perform the job?
Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.
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Are you an Underwriter who is interested in being a part of an entrepreneurial and dynamic organization that is re-setting the bar for an entire industry?Carrington Mortgage Services, a subsidiary of Carrington Mortgage Holdings, is a specialty finance company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service several billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Carrington Mortgage Holdings manages every aspect of single family assets in any phase of the market. Our core markets include asset manager and broker dealer, residential mortgage origination and special servicing, property management and maintenance and real estate sales and settlement services.

The Carrington Family of Companies employs in excess of 1600 full time associates in various locations throughout the US.

The Underwriter will underwrite loans in accordance with company and investor policies and procedures under general supervision. Must be able to make sound underwriting decisions and ensures that all decisions meet legal and policy requirements.

Duties and Responsibilities:

• Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines
• Apply and interpret company underwriting guidelines and make sound credit decision
• Complete credit, income analysis of loan, ensure proper audits are completed and verify consistency of loan file information
• Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs
• Determine any conditions, stipulations or pre-funding requirements
• Review any conditions, stipulations or pre-funding requirements received
• Communicate with Account Executives, Operations Manager, and Production Manager as required to resolve outstanding issues
• Assist departmental support staff when necessary
• Perform other related duties as assigned

EDUCATION, EXPERIENCE AND/OR LICENSES:
• Any combination of education and experience equivalent to a bachelor’s degree and/or experience that demonstrate a thorough knowledge of mortgage loan underwriting
• Three to five years of experience as a mortgage loan underwriter with multiple investors and loan products
• Must demonstrate thorough knowledge of all aspects of mortgage loan underwriting and investor loan guidelines
• Excellent computer skills and working knowledge of Microsoft Office products
• Calyx Point, DataTrac, DU, LP and other AUS experience preferred
• Ability to communicate effectively both verbally and in writing
• Strong customer service skills
• Ability to handle detailed assignments
• Ability to organize and prioritize workload and meet deadlines
• FHA Direct Endorsement designation preferred

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POSITION SUMMARY:
Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

ESSENTIAL FUNCTIONS:
The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons.

• Review and analyze the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of FHA HECM mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
• Sign off conditions in a timely manner set by management
• Work with staff and management to find solutions on escalated loans
• May be requested to make recommendations for improving Internal Audit’s policies and practices
• Manage loans by using all functions of Mortgage Cadence (Tasks, Comments, Case information)
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments
QUALIFICATIONS:
• Two to four years related experience or equivalent. DE Underwriter preferred.
• Must have mortgage industry experience- strongly preferred in reverse mortgage field.
• Thorough working knowledge of real estate documentation, policies, compliance, and procedures
• High level of proficiency with mortgage loan processing and underwriting systems
• Commitment to excellence and high standards
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills
• Ability to manage priorities and workflow
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Acute attention to detail
• Proficient on computer programs required for position
• Excellent customer service skills
• Proven ability to handle multiple projects and meet deadlines
• Strong interpersonal skills
• Good judgment with the ability to make timely and sound decisions
• Ability to effectively present information and respond to questions
• Ability to effectively communicate with people at all levels and from various backgrounds
• Bilingual skills a plus

Interested candidates should apply at www.genworth.com.

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Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:

- Reviewing loans and signed borrower mortgage applications upon receipt
- Making a credit decision on each loan reviewed
- Answering underwriting questions from processors and loan officers
- Conducting final checks of conditions before final approval
- Utilizing reports and other systems to manage their pipeline
- Working with underwriting leaders on difficult loan decisions
- Complying with all local and federal fair lending laws and net benefit requirements
- Submitting mortgage applications and borrower information thru an AUS
- Reviewing the AUS findings to status the application accordingly

Qualifications:

- Excellent interpersonal and written-oral communication skills
- Strong sense of urgency a passion to provide exceptional client service
- 5 years previous mortgage experience
- 3 years previous mortgage underwriting experience
- FHA and VA experience a plus but not required
- Business Degree preferred but not required
- Need to have Reverse Underwriting experience/guideline knowledge

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Location: US-TX-Richardson
Job Purpose:
Analyze financial information and assess the risk of offering credit to individuals. Market, train, counsel, advise, and communicate credit department policy and procedures to external and internal members. An active participant of the Consumer Lending Organization consisting of Equity Lending, Direct Lending, and Indirect Lending. Actively participates and communicates in the team-based work groups that make up the credit department.
Responsibilities:
Working within the credit union’s consumer credit program consistent with strategic initiatives, governing consumer credit laws, rules and regulations.

Meet with your manager (scheduled one on one) weekly and participate in team meetings monthly (all meeting minutes to be documented and shared with CLO).

Participate in analyzing data to evaluate the present and future status of consumer loan production, products, policies and procedures.

Provide member service and develops relationships with internal and external members.

Participates in achieving strategic initiatives and consumer lending goals. Follows a clear plan of action to achieve stated goals in all areas.

Assist Lending Manager with reports, communications and special projects.

Promotes and cross-sells credit union services/products that are beneficial to
the member.

Achieve measurable goals and other duties as necessary to achieve the goals of the credit union and department.

Maintain response time on loan decisions of under 30 minutes. Originate a minimum of $5M per month in loans within current underwriting guidelines.

Interpersonal Characteristics and Technical Qualifications:
Specific knowledge, skills, and abilities required for this position:
Working knowledge of a variety of financial products and services; excellent member service skills; exceptional interpersonal and oral communication skills; extensive knowledge in the areas of Truth-in-Lending, Equal Credit Opportunity Act, Fair Credit Reporting Act as well as a supporting knowledge in market trends in the area of Consumer lending.

Education: Bachelor’s degree in Finance, Economics, or Business.

Experience: Minimum 5 years or more of similar or related experience.

Currently Relocation and Visa Sponsorship are Not Available

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Now Hiring 2 Loan Officer Assistant for broker shop located in McHenry County

Requirements-
• at least 3 years mortgage experience
• Familiar with mortgage broker environment
• Working knowledge of FNMA, FHLMC, FHA, VA, Jumbo underwriting guidelines, DU/LP underwriting systems
• Familiar with short sales, and HARP refinances
• Must know how to complete in its entirety a loan application package including but not limited to 1003, GFE, itemization, Safe Harbor Disclosure, TIL, FHA application documentation.
• Must have strong communication skills to deal with all interested parties such as borrowers, lenders, title companies, realtors, attorneys, inspectors, appraisers etc via in person, phone or email.
• Loan Processing experience a huge plus
• Microsoft Office, ,Encompass LOS system

Looking for someone who is detail oriented, quick thinker, enjoys fast paced, multitasking environment and takes pride in job well done.

One position is for 25-30 hours a week. Polish speaking a plus
One position is for 30- 40 hours a week.

Send resume to: Lmarubio@mmsmtg.com

Type: Full time
Salary: (Verify your salary with Salary.com)
Location: United States - Missouri - St. Louis JobJob Description:
American Equity Mortgage has Career Opportunities for Underwriters in St. Louis!

American Equity Mortgage is one of the nation’s leading mortgage lenders and a home loan expert. We have a branch network that spans the country, with the corporate headquarters in St. Louis, Missouri.

Our organization has over 19 years of integrity, leadership, strength and stability making us highly respected in the industry, as well as throughout the communities we serve. With hundreds of different home loan programs - Agency, FHA, VA, Jumbo, debt consolidation, refinances and purchases, we are able to provide individualized service that is just right for our customers.

Position Overview
The Underwriting position is responsible for underwriting all in-house programs for FHA, VA, and Conventional loans according to American Equity Mortgage’s high standards and expectations.
Skills:
Qualifications:
•Previous mortgage underwriting experience required
•Excellent mathematical and problem solving skills
•Ability to adapt to constant change
•Work with extremely high integriy and ethical standards
•Working knowledge of Microsoft Office
•Excellent interpersonal skills
•Self-motivated and goal oriented
Responsibilities:
•Underwriting of conforming, non-conforming, FHA, and VA loans
•Performing pre-approvals and pre-determinations of the loan’s ability to fit into a program on a preliminary basis
•Performing final approvals and reviewing the entire loan file through verifications processes, including adherence to investor guidelines and compliance
•Providing impeccable customer service to loan officers, branch managers and others within the organization on pending files to accommodate borrowers’ lending needs
•Ensuring 100% adherence to all new and existing guidelines and investor programs
Comments:
Benefits
Benefits include 401k, medical, dental and paid holidays.

Come and be a part of our team and help people get to a better place!

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Description
Join our Underwriting team! The duties and responsibilities of this position encompass the underwriting of Conventional, FHA and VA loans in accordance with company and investor guidelines.

ESSENTIAL FUNCTIONS:

Complete a thorough analysis of entire loan package to determine compliance with company, investor, and FHA/VA guidelines. Provide training for Loan Officers, when needed.

Be available to Production and processing staff for questions in general or for specific loan files.

Understand and review Residential appraisals.

Understand and maintain a thorough knowledge of all company, investor, correspondent programs and requirements.

Calculate qualifying income including analyzing tax returns and financial statements.

Assume additional duties as they arise, cross-train within the department, and be responsive to changing needs within the department.

REQUIREMENTS:

Minimum three years senior level loan processing or loan underwriting experience.

Possess good judgment, ability to accept responsibility and handle confidential information.

Good at problem solving, researching, and decision making.

Willing to work overtime, when needed, to maintain an acceptable response time to our production staff, as outlined by manager.

Excellent communication skills: phone, personal contact and written.

Able to work as part of a team, as well as independently, and with people of diverse backgrounds.

Maintain effective communication and working relationship with manager, co-workers, branches, home office departments, correspondents and brokers.

Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.

Professional in standards, skills and manner of dealing with others.

Able to accept and facilitate change whether indicated by corporate needs, market, or regulatory requirements.

Data entry skills and computer skills.

HomeStreet Bank is an Equal Opportunity Employer

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Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for three consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they would come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:

* Reviewing loans and signed borrower mortgage applications upon receipt
* Making a credit decision on each loan reviewed
* Answering underwriting questions from processors and loan officers
* Conducting final checks of conditions before final approval
* Utilizing reports and other systems to manage their pipeline
* Working with underwriting leaders on difficult loan decisions
* Complying with all local and federal fair lending laws and net benefit requirements
* Submitting mortgage applications and borrower information thru an AUS
* Reviewing the AUS findings to status the application accordingly

Qualifications:

* Excellent interpersonal and written-oral communication skills
* Strong sense of urgency a passion to provide exceptional client service
* 5 years previous mortgage experience
* 3 years previous mortgage underwriting experience
* FHA and VA experience a plus but not required
* Business Degree preferred but not required
* Need to have Reverse Underwriting experience/guideline knowledge

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

CLICK TO APPLY

About the Organization AmTrust Financial Services, Inc., (Nasdaq: AFSI) headquartered in New York City, is a multinational insurance holding company, which, through its insurance carriers, offers specialty property and casualty insurance products, including workers’ compensation, commercial automobile and general liability; extended service and warranty coverage. For more information about AmTrust, visit www.amtrustgroup.com, or call AmTrust toll-free at 866.203.3037.

Position Underwriter

Location IL, Chicago

Description
The Workers Compensation Underwriter is responsible for growth and profit of assigned agents within a regional territory. The RU’s objectives include new and renewal production (on Accounts with $10,000 Package premium or greater), underwriting and processing along with effective communication with the assigned Agencies.

Principal Job Accountabilities

Agency Management

Review and discuss appropriate target classes, underwriting philosophies, trends and other appropriate information.
Communicate with the assigned Agency Plant during new business and the renewal underwriting process.
As appropriate, discuss information regarding the underwriting analysis, underwriting reports and other underwriting criteria applicable to underwriting acceptability.
Discuss and attain appropriate pricing.
Follow through appropriately with agency to gain new or renewal order for issuance.
Appropriate Field Travel will occur to enhance agency communications and relationship.
Underwriting

Selects appropriate new business account prospects for quotation-follows declination procedures on others.
Initiates and follows through all new business prep.
Logs submissions including declines
Orders necessary reports on new and renewal business (Accounts >$10,000)
GDM
Loss Control
Obtains appropriate rate and protection grade information (renewals will be prepped by Account Technicians)
MVRs.
Refers to Regional Mgmt. or HO Mgmt. as applicable via established Authorities.
Completes new/renewal quote based on the underwriting analysis and agency specifications
Follows through with Agency for order and issues per quote.
Documents underwriting and pricing thought process through proper Archive/Imaging and update of the Underwriting Workbook.
Leads Large Account Review Program on any applicable accounts.
Customer Service

Provides assistance on any customer service type issue.
Corrects any errors on new or renewals etc.
Coordinate resolution of customer service issues.
Respond to referral items that are over the authority of the Account Technicians.
Act as liaison with Audit or Accounting.
Profitability

Follows established corporate underwriting guidelines with appropriate documentation.
Prices accounts based on profitability objectives for territory.
Skills

Must be able to navigate and enter information in both a windows based and DOS environment.
Must be proficient in Word, Excel and Access database.
Must be familiar with internet business transactions and demonstrate the ability to navigate various state and vendor sites to procure information related to establishing rate and accurately determining premium.
Must become proficient in the use of AmTrust systems such as ANA, premium issuance and other systems necessary to support transactions related to processing business.
Position Objectives

Specific Objectives will be established for each territory and will entail:

Profitability Objectives
New Business Objectives
Proficiency of underwriting analysis/thought process through the CURE process.
Renewal retention.
Large Lines Program involvement.
Position Requirements

Full-Time/Part-Time Full-Time

Shift

Number of Openings 1

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Job Description
This position is for an Underwriter 2 (Junior Underwriter) and is designed for the Senior Processors and Senior Auditors that are looking to take the next step in their career and become a Mortgage Underwriter!

Underwriters provide underwriting to Wholesale Brokers and Retail Loan Officers. Our goal is to provide all clients, internal and external, with the best service in the industry. Our team can only achieve this goal by possessing and constantly demonstrating a positive attitude, excellent communication, superior program knowledge, knowledge of all company policies and procedures, as well as knowledge of the guidelines of our Investors.

Underwriters must be fully competent in underwriting fundamentals including property evaluation, and they are required to have a thorough knowledge of all products and guidelines in order to approve loans to be sellable in the secondary market.

Must be able to analyze each loan submission to determine if the loan meets our investor’s guidelines and offer alternatives when the loan cannot be approved the way it was submitted. Must have the ability to review conditions on approved loan files and clear them when needed, and know and answer product questions.
Qualifications
3-5 recent years of mortgage processing or auditing experience.

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Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.

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Job Summary
To underwrite low income housing tax credit investments.Job Responsibilities
• Underwrite tax credit investments as assigned by the Originator including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
• Under the direction of the originator, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
• Provide regular communication to originator regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
• Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator) and help to complete and organize closed deal files for transition to Asset Management.
• Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
• Participate in and contribute to group meetings and discu sions.
• Performs other duties as assigned.
Qualifications
• Bachelor’s degree or equivalent in Business, Accounting or Finance, or related field. Master’s degree a plus.
• 3-5+ years experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
• Extensive knowledge of LIHTC and strong financial analysis skill is required.
• Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines
• Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
• Strong writing /editing skills needed to produce correspondence and reports
• Demonstrated verbal communication and interpersonal skills to represent company to all parties.
• Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
• Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
• Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
• Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
• Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
• Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
• Ability to work evening and weekend hours during peak periods.

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Description

The HSBC Private Bank Underwriter is knowledgeable in the areas of credit and risk based products with emphasis in wealth management/private banking. The underwriter provides credit-related support to Private Banking relationship managers, and directors of credit advisory for assigned portfolio. This includes the development of appropriate recommendations for credit approval, credit analysis and completion of annual reviews in a timely manner. Must ensure compliance with documented covenants, financial reporting requirements, documentation requirements and all HBUS and GPB credit policies and FIMs.

Primary Responsibilities/Essential Functions

Effectively communicate HSBC Private Bank lending strategy and risk appetite
Operate with a sense of urgency, ability to work under tight deadlines
Establish a reputation of execution excellence. Gain confidence of credit advisory associates and managers, and relationship managers
Support the credit advisors and portfolio managers to insure that all credit facilities are consistent with HBUS, GPB credit policies and credit FIMs.
Balance objectives of risk management and the client
· Financial Statement, cash flow and Tax Return analysis ,
· Risk assessment and credit structure recommendation
· Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor and industry risks and trends
· Monitors an assigned credit portfolio and completes annual reviews, modifications and extensions for existing loan portfolio
Complete all required CARMs and supporting documentation
Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations
Recommend risk ratings
Serve as secondary contact on complex borrowing relationships and primary contact for others
· Maintains a thorough understanding of the content and aggregate risks within the portfolio, trends and other KRIs.
Participate in special projects as assigned by management

Decision Making Responsibilities

Recommend changes to debt structure/risk ratings in response to changes in risk
Recommend and review documentation
Actively work to maintain and improve portfolio quality and prevent loss
Stays abreast of legal and regulatory changes, industry trends and applies as relevant

Qualifications

Knowledge and Skill Requirements

5+ years experience and proven success in area of risk and portfolio management with credit products including, but not limited to, securities based lending, both purpose and non purpose, single stock lending, hedge funds and alternative investments, commercial real estate loans, home loans including first mortgages and HELOCs, private equity capital call lines, unsecured loans, foreign exchange and derivatives
Excellent credit analytics, interpersonal, portfolio management and risk management skills
Strong relationship building skills and presence, understands importance of building credibility
Ability to meet deadlines
High quality collaboration skills in a team-oriented environment
Excellent computer skills including Microsoft Office
Possess excellent oral and written communication skills.
Completion of formal credit training preferred.
· BA Required; MBA preferred

Job Field : Private Banking
Primary Location : North America-United States-New York-New York
Schedule : Full-time Shift : Day Job

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POSITION DESCRIPTION:
• Underwrite the traditional CIP Engineering business at the direction of the Sr. Underwriter, CIP and through contacts with Brokers, and Captives. • Coordinate the underwriting referral function with the Sr. Underwriter, CIP for CIP Engineering business, as required in the underwriting guidelines and mandates. • Complete the pricing and layering models of CIP Engineering and the MR rating process and when necessary motivate modifications of it. • Ensure a consistent standard in the underwriting process of CIP Engineering business. • Assist the Sr. Underwriter, CIP with completing the referral audit process with overall adherence to risk selection and pricing techniques developed for the CIP Engineering Group. • Develop and support new products and filings to satisfy client needs by using depth of underwriting background/experience for program development. • In coordination with the Sr. Underwriter, CIP negotiate and conclude the offers, and terms of contract with Brokers/Clients. • Analyze and evaluate our participation on CIP Engineering programs to maximize profitability potential. Claims Settlement: • Use claim reports to assist with implementing adequate underwriting terms. Administration: • Capture required risk information for CIP Engineering business, e.g. Cat accumulations, risks, written, etc. Assist Sr. Underwriter, CIP with maintaining records and monitoring business development and renewals for CIP Engineering business.

PREFERRED QUALIFICATIONS:
• Minimum of 5 years engineering insurance experience. • Knowledge of internal processing procedures and systems would be highly beneficial. • Negotiation and relationship marketing skills • Strong computer skills • Excellent verbal/written, language and communication skills • Ability to travel.

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Position Summary
The Property/Casualty Underwriter for the LARM account that maintains underwriting quality, proper rating classification and targeted loss ratios of risk associated with liability, property, and workers’ compensation coverage(s) for new applications and existing pool and commercial accounts. This position also provides technical expertise to JILB and clients in these areas.

Duties and responsibilities:
Evaluates new and reinstatement applications to determine quality of risks, proper rating classification, acceptability; and determine premium or contribution level to support targeted growth goals and targeted loss ratios
Declines or modifies applications/accepts or binds risks
Determines coverage(s) to be extended and endorsements or policy forms to be used
Coordinates negotiations for reinsurance on an individual account basis
Coordinates, reviews, and takes action on loss control inspection reports as needed
Reviews payroll audits of individual pool members for accuracy and completeness
Maintains and updates underwriting guideline & policy manuals for self-insured pools
Reviews and compares pool coverage documents to standard market policies and makes recommendations for changes in wording to address emerging issues, prevents coverage gaps with the reinsurance policies and to develop new coverage(s) and products
Reviews contract wording for pool members to assess compliance with requirements for insurance coverage(s), limits, certificates of insurance, additional insured status and waivers of subrogation as well as make recommendations on hold harmless/indemnity clauses
Assists in the training and development of existing and new team members
Assists Customer Service Associates and Customer Service Representatives by means of personal consultation and written instructions in matters of procedure and underwriting judgment
Coordinates with Program Executives to develop and amend underwriting policies and practices
Performs field activities such as attendance at client board meetings, marketing/sales meetings, assisting in conducting educational clinics for pool members or agents, and making inspection tours, as needed and approved
Provides technical advice and assistance to JILB and clients regarding coverage interpretations, policy and endorsement provisions and underwriting acceptability for assigned lines of business
Fulfill other responsibilities as needed

Position requirements:

Bachelor’s degree (B.A.) from four-year college or university; or one to two years’ related experience and/or training; or equivalent combination of education and experience
At least 5 years of property/casualty and workers’ compensation underwriting experience, preferably with experience in both the standard market and public entity arena as well as with municipalities
Valid Texas Driver’s license with acceptable driving record
Holds an active Texas General Lines insurance license, preferred
CPCU, AU, ARM, CIC or CRM professional designations, preferred
Strong verbal and written communication skills as well as the ability to work in a team environment
Other skills needed include organizational, time management and strong analytical skills and technical knowledge of insurance coverage(s)
Ability to develop and maintain effective working relationships with all levels of the organization and external customers
Understanding the rating methodology of workers’ compensation, property, and liability insurance coverage(s) in Texas and Nebraska, preferred
Working knowledge of public entity self-insured pool legal structures (immunities, tort limits, etc.) and general reinsurance arrangements commonly used
Ability to read, analyze and interpret common scientific and technical journals, financial reports, and legal documents; ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community; ability to write speeches and articles for publication that conform to prescribed style and format; ability to effectively present information to top management, public groups, and/or boards of directors
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry; ability to apply concepts such as fractions, percentages, ratios and proportions to practical solutions
Ability to define problems, collect data, establish facts, and draw valid conclusions; ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables
Proficient with Microsoft Office suite and contact management systems software/database (AMS 360, RPMS)
Ability to travel 5-10% when needed
Ability to lift up to 25 pounds

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When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Essential Functions
Manage Approval and Condition Queue to maintain company published service standards
Publish Underwriting Dispositions, clear conditions, analyze Change Requests
Analyze risk as it relates to investment quality loans
Underwrite a loan package to investor/agency guidelines
Maintain thorough understanding of loan documents
Maintain complete knowledge of loan products
Maintain complete knowledge of underwriting guidelines
Complete computer data entry as needed; i.e. Tigris approval screens, Point and various AUS systems
Communicate with originator, per service standards; answer underwriting and product questions
Complete Underwriting Certifications, as necessary
Qualifications
Minimum five years experience in the mortgage industry preferably with underwriting experience for minimum of 2 years.
DE and VA underwriting designations
Strong communication, organization and time management skills
Team player with a positive attitude willing to work with others in and out of the Operations Center
Attention to detail
Fast paced individual
Computer skills

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Job Description
This position requires 6-10 years mortgage lending experience with emphasis on credit and collateral analysis and evaluation. The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.
1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements.

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

# of Hires Needed 3
Exemption Type Non-Exempt
Hiring Manager

Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field(s) is required.

We are proud to be an EEO/AA employer M/F/D/V.

Skills
Division Underwriting - 124

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Advance your Underwriting career at Liberty Mutual - A Fortune 100 Company!

Our underwriters focus on answering two fundamental questions. Should we write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, but as an underwriter, you will possess a curiosity that propels you to dig a little deeper for the answers. You will rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.

With limited supervision, the Underwriter analyzes a company’s exposures, hazards, financial ratios, commercial casualty insurance coverage (workers’ compensation, commercial auto, general liability, etc.), loss history, pricing targets, and desired program structure to recommend whether to proceed with an account, and if so, under what terms and conditions. You will also act as a leader assigned to a set of producers to ensure book meets growth, profit, retention, rate, mix of business, and other objectives while maintaining a designated underwriting authority level.

Responsibilities:
Evaluates a prospect’s/renewal’s financial standing, operational strategy, and industry trends to determine whether to proceed with the account, and if so, under what terms and conditions
Performs a hazard analysis by combining knowledge and experience with available information on the prospect’s/renewal’s and its industry, and, where appropriate, collaborates with experienced underwriters and other departments to evaluate a prospect’s/renewal’s potential exposure to loss
Applies understanding of insurance with the hazards identified for the customer to assess the customer/broker request and determine acceptable coverage grants by line of business that address the customer’s critical insurance and service needs
Using assessments of the prospect’s/renewal’s operations and anticipated hazards, losses (primary & excess), and expenses (service requirements), applies knowledge of pricing tools, manual rates, rating plans, and reinsurance, develops a price for each coverage and rating plan option under consideration that meets or exceeds target returns, and has accountability and ownership of account pricing recommendations
Given the customer/broker request, the hazard, coverage, and loss analyses, and the competitive situation, recommends program structures (coverage, limits/retention, rating plan/pricing, and billing combinations) achieving desired Business Unit goals, including long term profitability
Creates a proposal that presents a business case reflecting the prospect’s/renewal’s critical risk and financial requirements and our unique value proposition; understands the customer and/or producer buying decisions; leads the proposal presentation (production underwriting model) or supports the territory manager who leads the proposal presentation
Cultivates effective business relationship with accounts, providing risk stewardship including initial setup of service commitments and ongoing consultation; completes all required steps on account setup, documentation, and account management; partners with service providers to build long-term relationships between customers/brokers and Liberty and manages expectations of all parties
Qualifications:
Intermediate level understanding of commercial casualty insurance coverages, forms/filings, underwriting standards and competitive practices
Ability to independently analyze complex financial statements, hazards, coverage, losses, pricing terms, and competitive positions
Demonstrated ability to make disciplined underwriting decisions while reaching new business, retention and other goals
Effective mathematical, interpersonal (relationship building, persuasion, etc.), and organizational skills as normally obtained through a Bachelor’s degree (or equivalent) and a minimum of 8 years’ casualty underwriting experience
Commitment to making progress towards attaining the CPCU
Benefits:
We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:
401K and Company paid pension plan
Medical coverage
Dental coverage
Paid time-off
Pay-for-Performance
Discounts on automobile and homeowner’s insurance
Discount fitness memberships
Flexible spending accounts
Tuition reimbursement
Vision care coverage
Work/Life resources
Credit Union membership
Employee and Dependent life insurance
Disability insurance
Long-term care insurance
Overview:

We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.

We believe that the Company’s success is inextricably linked to our employees’ satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.

We believe our employees take pride in knowing that they help people live safer more secure lives every day.

Responsibility. What’s your policy?
Job Underwriting
Primary LocationUS-CA-San Ramon
Other LocationsUS-CA-Orange
Schedule Full-time
Salary (Pay Basis)

66,000-83,000
Education Level Bachelor’s Degree (±16 years)
Shift Day Job
Travel Yes, 10% of the time

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- Must have prior training experience in mortgage underwriting and processing, specializing in FHA VA
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

Position Requirements
5+ years of Casualty (preferably General Liability) underwriting experience. Must have strong underwriting, marketing, and sales negotiations skills. Must be able to work independently and within a team environment.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Assist underwriters in the day-to-day activities of various insurance products, which include:

• Preparing and distributing a variety of documents, including letters, emails, invoices, faxes, and policies
• Database management
• Interacting with clients via telephone, facsimile and e-mail
• Completing special projects as needed
• Assisting with other administrative duties as requested
• Completes all new business functions within turnaround objectives and maintains a high level of accuracy
• Completes maintenance of existing files
• Maintains quality and time service standards
• Assists with the maintenance and improvement of unit procedures
• Completes special projects accurately and on a timely basis

Person Specification

• B.A./B.S degree
• Strong skills in Microsoft Office (Excel, Word, and PowerPoint), Outlook and Internet applications
• Excellent written and verbal communication skills
• Possess organizational and time management skills
• Able to multi-task and be flexible to handle multiple deadlines
• Excellent customer service skills
• Must be detail and results-oriented with a high degree of accuracy, self-directed
• Possess basic math skills and the ability to problem solve
• Maintain a high degree of confidentiality at all times
• Insurance experience a plus

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A fast growing mortgage company is seeking experienced processors, underwriters and trainees. Attention to detail is a must! Ability to follow directives, work independently and proactively resolve the many obstacles that exist in the underwriting of loans. You must have the ability and strong desire to work in a team environment to exceed company goals. You must be able to and DESIRE to effectively communicate with all parties in the mortgage transaction via email and phone. Do you genuinely love the mortgage industry or is it simply a job? Do you know all of the capabilities of CALYX POINT, ENCOMPASS and/or other mortgage technologies? Do you want to learn something new every day? Do you want to make an impact on improving processes and assisting other employees? Are you happy, want to have fun, have a genuine desire to be the very best in the industry? Do you have to leave the office when you have worked 8 hours or when you are done with your days work? Are you the best? Do you love winning? If you have ALL of these qualities then we are very interested in you!

Job Description:
Reviews, processes and underwrites mortgage files to Fannie Mae/ Freddie Mac underwriting guidelines which includes but is not limited to verification of assets and income (tax returns). Review of title and appraisal. Independent management of loan pipeline in a team environment.

ESSENTIAL JOB FUNCTIONS:
Independent management of defined pipeline.
Effective Communication/Interfaces via email and phone with all parties in the mortgage transaction.
Underwrites mortgage loan files in compliance with Fannie Mae/ Freddie Mac underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).
Strictly adheres to specified underwriting guidelines to fulfill FHA, and agency loans.
Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Promptly and accurately reviews files within specified timelines.
Ensures accuracy between file, LOS (TMO) and final AUS findings.

Send your resume to: dhoffman@mtgcoa.com

What level of education or specialized training is required to perform the job?
Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

Minimum of 3-5 years of prime underwriting experience, including FHA,VA and agency products.

Experience with DU system or comparable is required.
List any special certifications, licenses, and/or knowledge requirements for this job:
FHA: Direct Endorsement - DE Certified preferred

VA: LAPP/SAR a plus

Job Description: JOB SUMMARY

Reviews and underwrites mortgage files to Nationstar Mortgage underwriting guidelines. Determines loan conditions on loan files and communicates directly with branch/division personnel to resolve the conditions.
ESSENTIAL JOB FUNCTIONS

Underwrites mortgage loan files in compliance with Nationstar Mortgage underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).

Strictly adheres to specified underwriting guidelines to fulfill FHA, VA, and agency loans.

Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.

Effectively communicates required conditions to the branch/division and assists where possible to expedite final approval of the file.

Promptly and accurately reviews files within specified timelines to issue pre-approvals and final approvals.

Ensures accurate pricing within established guidelines.

Ensures accuracy between file, LOS (TMO) and final AUS findings.

Ensures that appraisal and title insurance are provided by an approved vendor.

Responsible for meeting productivity, TAT and Quality Control goals as required by management.

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Description

The HSBC Private Bank Underwriter is knowledgeable in the areas of credit and risk based products with emphasis in wealth management/private banking. The underwriter provides credit-related support to Private Banking relationship managers, and directors of credit advisory for assigned portfolio. This includes the development of appropriate recommendations for credit approval, credit analysis and completion of annual reviews in a timely manner. Must ensure compliance with documented covenants, financial reporting requirements, documentation requirements and all HBUS and GPB credit policies and FIMs.

Primary Responsibilities/Essential Functions

Effectively communicate HSBC Private Bank lending strategy and risk appetite
Operate with a sense of urgency, ability to work under tight deadlines
Establish a reputation of execution excellence. Gain confidence of credit advisory associates and managers, and relationship managers
Support the credit advisors and portfolio managers to insure that all credit facilities are consistent with HBUS, GPB credit policies and credit FIMs.
Balance objectives of risk management and the client
· Financial Statement, cash flow and Tax Return analysis ,
· Risk assessment and credit structure recommendation
· Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor and industry risks and trends
· Monitors an assigned credit portfolio and completes annual reviews, modifications and extensions for existing loan portfolio
Complete all required CARMs and supporting documentation
Underwrite and execute both loan and derivative structures, perform high quality analysis, due diligence and credit presentations
Recommend risk ratings
Serve as secondary contact on complex borrowing relationships and primary contact for others
· Maintains a thorough understanding of the content and aggregate risks within the portfolio, trends and other KRIs.
Participate in special projects as assigned by management

Decision Making Responsibilities

Recommend changes to debt structure/risk ratings in response to changes in risk
Recommend and review documentation
Actively work to maintain and improve portfolio quality and prevent loss
Stays abreast of legal and regulatory changes, industry trends and applies as relevant

Qualifications

Knowledge and Skill Requirements

5+ years experience and proven success in area of risk and portfolio management with credit products including, but not limited to, securities based lending, both purpose and non purpose, single stock lending, hedge funds and alternative investments, commercial real estate loans, home loans including first mortgages and HELOCs, private equity capital call lines, unsecured loans, foreign exchange and derivatives
Excellent credit analytics, interpersonal, portfolio management and risk management skills
Strong relationship building skills and presence, understands importance of building credibility
Ability to meet deadlines
High quality collaboration skills in a team-oriented environment
Excellent computer skills including Microsoft Office
Possess excellent oral and written communication skills.
Completion of formal credit training preferred.
BA Required; MBA preferred

Job Field : Private Banking
Primary Location : North America-United States-New York-New York
Schedule : Full-time Shift : Day Job

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Location Oklahoma City, OK
Functional Area Banking
Department Retail Mortgage Lending
Employment Type Full-Time Regular
Hours of Work 8:00 to 5:30; OT as needed
Education Required High School Diploma
Experience Required 5 - 7 Years

Position Description

Interpret and apply analysis of loan components for newly originated residential loans. This includes evaluating applicants’ credit, sources of income, type of property, type of loan, assets, debt ratios, collateral appraisal reports for the property etc. Exercising discretion in independently making loan approval decisions in compliance with MidFirst Bank and Investor guidelines. This position will work closely with the processing and MAE team advising them of credit decisions and working to clear loan stipulations and collateral requirements. Additional responsibilities include helping to monitor appropriateness and adequacy of current processing procedures and practices to ensure proper application of substantial real estate lending regulations and fulfillment of underwriting requirements. Other duties as assigned by management

Position Requirements

Direct Endorsement (DE) and VA Underwriting Certification
~5+ years of Underwriting Mortgage Loans
~5+ years of FHA, VA, and Conventional experience. Additional experience with USDA and FHA 203(K) loans is a plus.
~ Hands-on experience with DU
~ Strong job stability and work ethics
~ Excellent communication and organizational skills
~ Able to manage the daily flow of underwriting files, and the ability to turn around all files in an accurate and timely manner

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The successful Underwriter will:
Assess accounts to determine acceptability and review to verify issuance is in compliance; address discrepancies and enter information into appropriate systems.
Establish types and limits of coverage to be provided.
Create analyze and interpret data.
Be responsible for monitoring production, profitability, and maintaining agency relationships.
Collaborate with underwriting team and other departments, contributing knowledge and soliciting feedback relative to underwriting philosophy and company goals
Consult with agency staff to obtain additional information as needed.
Maintain familiarity with state laws and filing requirements to properly transact business.
Consult with underwriting team to determine if reinsurance is needed, and negotiates terms with designated reinsurer companies.
Identify and recommend changes to policy verbiage when standard text is not appropriate.
Monitor amount of insurance in force on a single risk or group of closely related risks; evaluate possibility of catastrophe losses and take action, as appropriate.
Occasionally be requested to assist with the development of special programs, underwriting procedures, and educational seminars.
Compose reports and business correspondence such as travel summaries, agendas, and meeting minutes.
Coordinate client visits, including but not limited to scheduling meetings, confirming staff availability, and arranging meals/entertainment.
Provide guidance and support to less experienced team members within the department.
QUALIFICATIONS

A minimum of one to three (1-3) years of experience as an Underwriter is required.
Bachelor’s degree or an equivalent combination of training and experience is necessary.
Excess and Surplus lines background is beneficial.
AIS, ASLI, and AU designations or insurance related classes preferred.
Basic knowledge of Windows environment, including Word and Excel, is expected.
Capability to learn and utilize various underwriting applications to determine classifications and calculate rates and premium charges using approved rating methods.
Excellent written and verbal communication skills required.
Some travel may be required - travel will vary according to business needs and manager discretion.
Nautilus believes their employees are their greatest asset. We foster an environment of accountability, teamwork and integrity. Our motivated employees have built an impeccable reputation for our firm serving the Excess and Surplus Lines industry. Nautilus Insurance offers a comprehensive benefits package which includes medical insurance, dental, life/AD&D, both short- and long-term disability insurance and a 401(k)/Profit Sharing plan. Nautilus promotes a healthy lifestyle for our employees by providing an onsite fitness facility and a variety of wellness programs.

Qualified candidates should submit their resumes along with salary requirements, directly to nautilusHR@nautilus-ins.com

Nautilus is an Equal Opportunity Employer (EOE).

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Location: Plano, TX, US

Underwriter, Consumer Lending-707953

Description
Job Purpose:
The primary purpose of the underwriter is to perform the timely and accurate preliminary and final underwriting of loan applications received from branch, internet and inbound channels while demonstrating sound discretionary credit intuition and simultaneously determining full compliance with the Bank’s credit policy requirements.

Duties & Responsibilities:
- Perform credit analysis, with or without the assistance of automated underwriting system, to determine borrower’s willingness and ability to repay the debt. This is done by reviewing the credit application to determine the loan amount and term, addressing potential red flags, assessing bank relationship, analyzing credit history, calculating income and proposed payment to income, debt to income and loan to value ratios.
- Review credit documents for completeness and accuracy.
- Review collateral value of the subject property.
- Examine income documentation to verify that the borrower has the capacity to repay the loan.
- Underwrite all products offered by the company to include real estate secured products and unsecured products.
- Train less experienced underwriters, processors and loan officers in basic underwriting requirements.

Skills & Abilities
- Must be detail oriented with strong organizational skills.
- Excellent verbal and written communication skills
- Ability to work under pressure.
- Customer service oriented.

Basic Qualifications:
- At least 2 consecutive years underwriting experience in a consumer lending role, or at least 1 year mortgage loan processing experience and at least 5 years residential mortgage experience.

- High School Diploma, GED or Equivalent Certification

Perferred Qualifications:
- At least 5 consecutive years underwriting experience in a consumer lending role.
- At least 5 years experience in residential lending.
- Ability to recommend and support business decisions outside of standard underwriting guidelines.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Qualifications
Basic Qualifications:
- At least 2 consecutive years underwriting experience in a consumer lending role, or at least 1 year mortgage loan processing experience and at least 5 years residential mortgage experience.

- High School Diploma, GED or Equivalent Certification

Perferred Qualifications:
- At least 5 consecutive years underwriting experience in a consumer lending role.
- At least 5 years experience in residential lending.
- Ability to recommend and support business decisions outside of standard underwriting guidelines.

Job: Mortgage
Primary Location: United States-Texas-Plano-DFW-Plano People Center Bldg 2 (31062)
Schedule: Full-time
Travel: No

Job Posting:
Unposting Date:>

Nearest Major Market: Plano
Nearest Secondary Market: Dallas
Job Segments: Bank, Banking, Credit Analyst, Customer Service, Finance, Mortgage, Real Estate, Sales

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Job Title: Underwriter
Employment Status: F=Full-Time
Business Unit: 10 - Specialty - IMU

Job Description:

We have an exciting opportunity for an Underwriter for our International Marine Underwriters (IMU) group in Boston, Massachusetts. In this position, you will provide underwriting, technical support and service to assigned agents. You must be able to identify and describe the major perils insured under marine policies, and identify and describe the exposures and hazards to consider in making an underwriting decision. You will also participate in development and implementation of corporate marine initiatives.

Responsibilities:
1) Evaluates risks for acceptance, rejection, modification or referral using various sources (e.g. application, inspection reports, credit reports, etc.) and company guidelines and processes this information into a final quote or rejection letter.
2) Assists in maintaining accurate premium and exposure statistics and accumulating and presenting this information for reports.
3) Manages profitable producer relationships by evaluating results and conducting portfolio reviews for assigned producers focusing on profitability, growth, retention, and recommending, implementing and monitoring necessary action plans.
4) Assists in special projects, producer reviews and meeting preparations as required.
5) Maximizes opportunities for profitable new business and retention by leveraging business relationships, product knowledge and underwriting acumen.
6) Collaborates with team members to manage work flow and all production activities to enable us to provide accurate and timely service in accordance with corporate standards.

Education and Experience:
Possession of a Bachelor’s degree and two to four years of experience in commercial hull, marine liability and/or ocean cargo is preferable. Professional insurance designation, AMIM or CPCU is preferred but not required. Position requires 5-10% travel.

OneBeacon Insurance Group, Ltd. is a Bermuda-domiciled holding company that is publicly traded on the New York Stock Exchange under the symbol “OB.” OneBeacon Insurance Group’s underwriting companies offer a range of specialty insurance products sold through select independent agents, regional and national brokers, and wholesalers. The company’s businesses include OneBeacon Professional Insurance, International Marine Underwriters, OneBeacon Entertainment, OneBeacon Accident Group, OneBeacon Government Risks, OneBeacon Energy Group, A.W.G. Dewar (tuition refund), collector cars and boats written through Hagerty Insurance Agency, OneBeacon Technology Group, OneBeacon Financial Services, OneBeacon Specialty Property, Property and Inland Marine, and OneBeacon Excess and Surplus Lines.

As one of the oldest property and casualty insurers in the United States, OneBeacon traces its roots to 1831 and the Potomac Fire Insurance Company. Today, OneBeacon’s specialty insurance businesses are national in scope.

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Function
Group Business Unit NA Retail
Business Unit CAPPPS
Division PortsmouthNH
Compensation and Benefits
Currency USD
Benefits Competitive salary and a comprehensive benefits package including life, medical, dental, vision, flexible spending accounts, disability coverage, 401k and an employee stock purchase plan as well as many other options to full time employees.

Job Description
About Willis
Willis Group Holdings plc is a leading global insurance broker, developing and delivering professional insurance, reinsurance, risk management, financial and human resource consulting and actuarial services to corporations, public entities and institutions around the world. Willis has more than 400 offices in nearly 120 countries, with a global team of approximately 17,000 employees serving clients in virtually every part of the world. Additional information on Willis may be found at www.willis.com.

The Programs Group at Willis is at the forefront of the development of the business and is recognized as a key driver of competitive advantage. This provides exceptional opportunities for our team to participate in wide variety of projects and activities.
Description
As a member of the underwriting team, assist the underwriters in efficient and accurate handling of technical aspects of the underwriting process within the Underwriting platform. Underwrite/manage ancillary lines of coverage and/or small accounts, as assigned. Provide technical rating support as needed to assure efficient operation of the underwriting team. Provide timely and professional customer service to agents to facilitate the processing of business. Gain knowledge of the operational processes and procedures of the Underwriting practices within the platform.

JOB DUTIES AND RESPONSIBILITIES

Review, manage or underwrite lines of coverage and/or small accounts within authority level and as assigned
Review, manage and authorize endorsements within authority level
Analyze & summarize Motor Vehicle Reports and Safer as well as follow up with sub-broker for missing driver information
Review and summarize account loss history by creating Premium and Loss Summary Statements.
Set up loss history for Experience Rating
Review loss control for operations and outstanding recommendations
Review website, if available
Update program database to include proper status and exposure information
Process Conditional Renewal or Non-Renewal Notices from Oden Terminator
Follow up with sub-broker for missing required items
Assist in the documentation of Underwriting and Policy Files
Provide underwriter with initial quote, based on “book” rate need
Process quotation re-rates as needed
Send out re-rated proposals as needed
Send out original proposals as needed
Respond to phone calls, emails and fax correspondence in a timely and professional manner
Assist in Status of Account Forms
Submit Workers Compensation New Business
Request Workers Compensation Re-rates as needed
Receive renewal Worker’s Compensation rating and experience modification worksheets
Refer Workers Compensation accounts within stated authority level
Process binding orders and bound reports for Workers Compensation
WEM proposals, binding acknowledgements and policies as needed
Perform all other duties as assigned
Skills / Qualifications
REQUIREMENTS
Associate degree and Insurance 21, 22 and 23 completed or in process with goal to complete. Associate Underwriting designation achieved or in process with a goal to complete. Good oral and written communication skills; strong interpersonal skills with the ability to work in a team environment; ability to work in a fast paced environment with seasonal volume. Skilled at using Microsoft Excel and Word.
WORK EXPERIENCE
Two to three years insurance experience in a rating or associate/assistant underwriter capacity. Rating experience preferred. Basic knowledge of commercial insurance contracts, including endorsements.

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Job Description
Assists Underwriters in processing requests for proposal. Logs incoming and completed quotes, maintains files, calculates eRate quotes. Assigns and tracks proposal requests as well as other department work. Provides general administrative assistance for Underwriters.

Prints out material for all quote requests received and reviews for completeness.

Prepares and sends completed proposals to field, and logs all pertinent information.

Distributes and tracks workflow through department based on Underwriters experience level and current work load. Maintains quote log, renewal log, pre-paid log and sold case log.

Calculates manual rates through eRate and prepares summary for Underwriters and notes any missing information.

Calculates and redistributes revised quotes within 24 hours. May perform other duties as assigned.

Works with Underwriters, Sales and Policy Management Services to obtain necessary information for the quote and application processes. Work of this position affects a wide range of department activities or operations of other departments.

This position requires limited supervision. Position is responsible for balancing and prioritizing workflow between several Underwriters. Limited authorization for proposal development. Serves as the primary contact for the field for all underwriting questions and requests.

Required Skills
Knowledge of company computer systems, products and department functions. Intermediate MS Office skills. Strong math and analytical skills. Ability to set priorities and work within time constraints.

Required Experience
1 to 3 years general office experience.
Experience with Excel, Word, Adobe Professional and eRate preferred
Job Location
Jacksonville, FL, US.
Position Type
Full-Time/Regular

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Detailed Description

Lincoln Financial Group is a diversified financial services organization with a strong focus on four core business areas - life insurance, annuities, defined contribution, and group protection; and three distribution platforms - wholesale, retail, and worksite. Since 1905, Lincoln Financial has helped customers face their futures with confidence by offering trusted financial solutions and advice. Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates.

General Purpose of Job

Responsible for the entire quoting process from RFQ system entry to determining the rate for a group based on benefits requested. Keys census data into system verify industry and verify plan designs to prepare quote for the Regional Office or Underwriter. Accountable for problem solving and decision-making, given ambiguous and unanticipated situations while continuing to perform quote processing accurately, quickly and completely.

Essential Duties and Responsibilities

Analyzes quote request information, group statistical data and market information to determine group eligibility.
Provides regional group offices with proposal within template quoting parameters by interpreting and entering information on appropriate system, reviewing underwriting guidelines and ineligible industry list, and checking for errors on groups up to 200 lives.
Determines coverage-pricing rates on quote request to deliver proposals to the regional office within the expected time frame.
Provides Underwriter with RFQ information if proposal is outside quoting parameters, after census data has been entered.
Recognizes what needs to be done to meet the customer�s needs and demonstrates flexibility and responsiveness by communication with others inside and outside the process to generate customer satisfaction.
Configure and calculate formulas and manipulate census worksheet data in Excel spreadsheets for the importing of census data into the Quote Engine.
Completes special projects as assigned to meet department goals and standards.
Assists team members to support departmental operations.
Maintains customer confidence by keeping all information confidential to protect company operations.

Job Requirements
Education and experience
High School diploma, or equivalency
2-4 years of related office experience
Ability to type 50 wpm minimum; proficient at 10 key
Strong attention to detail, highly organized and able to prioritize and meet deadlines
Product knowledge and industry courses preferred
Must be able to work in a team environment
Basic knowledge of Microsoft Excel and other Microsoft Office products
Regular and predictable attendance is required
Additional Details
How To Apply
Only on-line applications will be considered.

Lincoln Financial Group (”LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Lincoln Shared Values: Integrity, Commitment to Excellence, Responsibility, Respect, Fairness, Diversity, Employee Ownership.
Lincoln Affiliates IS-Group Protection
IS-Group Protection
2nd Location

CLICK TO APPLY

JOB DESCRIPTION

Aggressive Mortgage Banker has an opening for an experienced DE underwriter. Individual will be responsible for reviewing, analyzing, underwriting and clearing conditions for FHA, Agency, VA or other Investor loan types based on the specified guidelines. A thorough working knowledge of industry standard product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation must be executed constantly and consistently. Ability to manage a large pipeline, attention to detail and self-management is required. Must perform all duties in accordance with company policies/procedures and all state and federal regulations.
Compensation is very competitive!!!

MINIMUM QUALIFICATIONS

* 5 Plus years underwriting experience is A MUST
* Current CHUMS ID #
* VA/LAP/SAR Designation HIGHLY Preferred
* Candidates must have active DE within the last 2 years
* Experience with FHA and VA loans in a wholesale environment
* DU/LP Underwriting experience is mandatory * BYTE software experience is a plus
* Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates including a understanding of FHA, VA, FNMA and FMLMC guidelines. * Familiarity with review and understanding of complex tax documentation
* Attention to detail is essential
* Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines
* Superior internal and external customer service skills, interpersonal and communication skills
* Strong organizational skills
* Ability to work overtime as needed.
Interested candidates should respond by emailing their resume, salary history, and professional references to re@greenboxloans.com

Business Overview

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals. Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience.
Description

Role: Underwriting Specialist
Assignment: Product Lines
Location: Louisville, KY

Are you a fit?
Do you enjoy providing exceptional customer service? Would you like using your business knowledge to help analyze and assess risk?

Assignment Capsule
As an underwriting specialist you will: provide accurate and timely risk assessments proposals of Humana’s products and rates, using your knowledge of multiple product lines and multiple state product and ratings guidelines. You will also complete primary business functions that directly support underwriters and their ability to make decisions.
Process new business quote requests from individual agents and from regional sales offices
Evaluate and prepare risk assessments, adhering to established general policies and procedures
Identify, evaluate and communicate opportunities for process improvements
Interact with customers in a professional manner that creates confidence and trust in Humana
Key Competencies
Builds Trust: You honor your word by doing what you say you are going to do.
Champions the Customer: You keep closely attuned to the needs and perspectives of customers and use this insight for the benefit of the business.
Drives for excellence: You are a continuous learner who encourages others to learn. By constantly upgrading your own work, you achieve results and outperform the competition.
Is Accountable: You meet clearly stated expectations and take responsibility for achieving results.

Qualifications

Role Essentials
High School Diploma
Prior insurance industry experience, including telephone contact and customer service work
Comprehensive knowledge of Microsoft Word, Excel and Access
Role Desirables

Associate’s or Bachelor’s Degree in Art or Science, or equivalent experience

Reporting Relationships

You will report to a Frontline Leader. This area is under the leadership of the SVP & Chief Operating Officer.

Schedule: Full-time

Primary Location: US-KY-Louisville

Work Environment Type: Office
Travel: No

CLICK TO APPLY

Business Overview

Humana Inc., headquartered in Louisville, Kentucky, is one of the nation’s largest publicly traded health benefits companies. Humana offers a diversified portfolio of health insurance products and related services - through traditional and consumer-choice plans - to employer groups, government-sponsored plans, and individuals. Today, Humana is a leader in consumer engagement. Throughout its diversified customer portfolio, the company provides guidance that can both help lower costs and lead to a better health plan experience.
Description

Role: Underwriting Specialist
Location: Milwaukee, WI

Are you a fit?
Do you enjoy providing exceptional customer service? Would you like using your business knowledge to help analyze and assess risk?

Assignment Capsule
As an underwriting specialist you will: provide accurate and timely risk assessments proposals of Humana’s products and rates, using your knowledge of multiple product lines and multiple state product and ratings guidelines. You will also complete primary business functions that directly support underwriters and their ability to make decisions.
Process new business quote requests from individual agents and from regional sales offices
Evaluate and prepare risk assessments, adhering to established general policies and procedures
Identify, evaluate and communicate opportunities for process improvements
Interact with customers in a professional manner that creates confidence and trust in Humana
Key Competencies
Builds Trust: You honor your word by doing what you say you are going to do.
Champions the Customer: You keep closely attuned to the needs and perspectives of customers and use this insight for the benefit of the business.
Drives for excellence: You are a continuous learner who encourages others to learn. By constantly upgrading your own work, you achieve results and outperform the competition.
Is Accountable: You meet clearly stated expectations and take responsibility for achieving results.

Qualifications

Role Essentials
High School Diploma
Prior insurance industry experience, including telephone contact and customer service work
Comprehensive knowledge of Microsoft Word, Excel and Access
Role Desirables

Associate’s or Bachelor’s Degree in Art or Science, or equivalent experience

Reporting Relationships

You will report to a Frontline Leader. This area is under the leadership of the SVP & Chief Operating Officer.

Schedule: Full-time

Primary Location: US-WI-Waukesha

Work Environment Type: Office

CLICK TO APPLY

Position Description:
Quicken Loans is the #1 online mortgage lender in America, closing loans in all 50 states and one of the largest residential mortgage lenders in the nation. We’ve been recognized by FORTUNE Magazine as one of the “100 Best Companies to Work For” in America for eight consecutive years. We are the highest ranking financial institution and fastest growing company on the FORTUNE list!

The Operations Team at Quicken Loans is an integral part of the company. It provides such a high level of client service that 98% of our clients say they’d come back, and recommend us to friends and families.

If you love client service, making people happy and are looking for a challenge you can sink your teeth into, we have fantastic opportunities. The Underwriter reviews and analyzes loan application credit files to determine whether loan applicant meets acceptable underwriting standards set forth for FNMA-FHLMC-FHA-VA.

Responsibilities Include:
- Reviewing loans and signed borrower mortgage applications upon receipt
- Making a credit decision on each loan reviewed
- Answering underwriting questions from processors and loan officers
- Conducting final checks of conditions before final approval
- Utilizing reports and other systems to manage their pipeline
- Working with underwriting leaders on difficult loan decisions
- Complying with all local and federal fair lending laws and net benefit requirements
- Submitting mortgage applications and borrower information thru an AUS
- Reviewing the AUS findings to status the application accordingly

Qualifications:
- Excellent interpersonal and written-oral communication skills
- Strong sense of urgency a passion to provide exceptional client service
- 5 years previous mortgage experience
- 3 years previous mortgage underwriting experience
- FHA and VA experience a plus but not required
- Business Degree preferred but not required

Don’t wait another day! Take it to a Higher Level…The Quickest Way to a Rock Solid Future.

Quicken Loans is an Equal Opportunity Employer.

CLICK TO APPLY

TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office to work with our new Bank to set up and manage the mortgage underwriting process. . The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:
• Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
• Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
• Review daily reporting for accuracy and reconciliation against production system information.
• Prepare commitment and adverse action letters
• Prepare written communication to/for management or to bank personnel
• Ensure compliance with applicable state and federal laws
• Assisting with training of non-underwriting staff as needed to support a quality driven environment
• Ensure accurate application of secondary and company policies
• Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
• Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
• Obtain and maintain authority consistent with internal and third-party standards as required

Requirements:
• Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
• Bachelors degree in business or related field
• 5+ years real estate lending experience
• 5+ years of mortgage underwriting experience
• 3+ years of home equity underwriting experience
• Excellent communication and interpersonal skills
• Demonstrated track record of delivering high quality loans for both investor and portfolio origination

Interested parties please send your resume and cover letter to: majohnson@tiaa-cref.org

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Winter Haven, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Polk County/Winter Haven, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Sebring, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Highlands County/Sebring, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the central Tampa, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Hillsborough County/Tampa, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

CLICK TO APPLY 

Specify applicable endorsements, or apply rating to ensure safe and profitable distribution of risks. Authorize agents to guarantee coverage based on binding authority and risk factors. Provide timely, courteous and efficient service to agents and policyholders by offering technical advice, rating guidance and responding to inquiries and related underwriting matters, both through written and telephone communication. Serve in the production and quality control of underwriting practices to ensure appropriate premiums in relation to potential exposures as outlined by Company guidelines. Process, update and maintain record of all underwriting activity of assigned accounts on computerized database; ensure accurate and timely processing of changes on the system. Keep abreast of underwriting developments, products and changes within the Company as well as the industry.

Worker characteristics are normally acquired through successful completion of an undergraduate 4-year program and at least 6 months related experience, including formal underwriting training.

Effective and diplomatic verbal and written communication skills to correspond with agents, insureds, marketing and claims personnel concerning policies, coverage, etc.

Work is of moderate technical complexity, calling for general knowledge of underwriting standards, philosophy and practices.

Analytical ability to evaluate new and existing personal lines applications/policies and determine amount of risk and potential exposure to the Company and apply equitable premiums.

Requires occasional exercise of independent judgment to make decisions beyond the scope of established guidelines and parameters of underwriting, having a moderate to significant impact on the Company in terms of costs, revenue, and customer and agent relations.

Requires critical attention to detail and strong organizational skill.

CLICK TO APPLY 

Strong verbal and written communication and customer service skills

Strong analytical skills

Well versed in mortgage underwriting and risk guidelines, including compliance

Must adhere to pertinent laws, regulations , First Niagara’s Compliance Policy and external compliance requirements.

Job Description:
Provide credit decisions on residential mortgage applications

Ability to manage a pipeline of mortgage applications

Document credit decisions

Provide consultative services to loan officers regarding credit and product description

CLICK TO APPLY 

Under the direction of the Director of Homeownership Programs, the QC/Underwriting Specialist will analyze loan file documentation for compliance with applicable program and lending parameters (Conventional, FHA, VA, USDA and MRB), will evaluate underwriting decision, will verify data integrity and will check all documentation for misrepresentation; deficiencies will be communicated to management and to other appropriate parties via written report(s). File analysis will include a review of closing documents, appraisal report, and other file documentation. Candidate must be able to effectively and clearly communicate with external and internal personnel both in writing and orally, and must be adaptable, detail oriented and able to effectively problem solve.

REQUIREMENTS:

Bachelor’s degree or 3-5 years experience in the residential lending industry and secondary market. Nine years combined audit and underwriting experience required. Direct Endorsement underwriter certification preferred. VA, LAPP designation desired. Excellent verbal and written communication skills. Excellent analytical and organizational skills. Customer service experience. Computer literacy required. Excellent problem solving skills and ability to manage files, lenders and MI companies. Familiarity with guidelines and requirements in the residential lending industry and the secondary market.

REPLY:
Please send resume and salary requirement to: needemployment@ymail.com

Job summary:
Statewide responsibilities for all jurisdictions throughout the state. Works with and coordinates with settlement processing staff, agent, and attorney agents for assistance on transactions throughout the branch/state service area.
• Agent services, underwriting support for agent and direct operations.
• Assist processing and underwriting staff.
• Coordinate with counsel and conduct underwriting and settlement of commercial transaction.
• Coordinates with branch and state counsel with commercial settlement transactions.
• Supervise and assist with preparation of title insurance commitments and policies.
• Coordinate and assist review and analysis of title data as required.
Job Qualifications -Must have high school diploma or equivalent. College preferred.
-3+ years underwriting or risk analysis experience
-2+ years experience interpreting complex real estate documentation
-Paralegal experience is preferred
-Work with timeshares, a plus
-Intermediate MS Office skills
-SQL report writing knowledge preferred
-Excellent research and analytical skills required
-Advanced written and verbal communication skills
% of Travel Required 10%-25%

CLICK TO APPLY 

Boutique mortgage brokerage specializing in Super Jumbo lending is seeking to fill openings in their Malibu office. Candidates must possess a minimum of 10 years experience in residential lending as a Processor/ Underwriter with a strong understanding of complex tax return analysis and appraisal/ property evaluations. Further, candidates must possess an understanding of the Super Jumbo market and applicable lenders. Candidates are expected to possess a strong command of Encompass loan origination platform various lender websites and possess the ability to manage daily office duties including oversight of Jr. Processors and workflow of loan officers and their pipelines.

The Company was established in 1999, is licensed in California and services clients nationwide through a network of Private Banking relationships. The company functions at the consumer level engaging in loan origination and placement of residential mortgages from $1,000,000 to $20,000,000.

The Company is structured to provide a concierge service approach to Jumbo and Super Jumbo consumers. We strive to be a leading provider of solution oriented residential mortgage loans with an emphasis on long-term placement and goals of our clients.

Candidates without the required qualification will not be considered.

Equal Opportunity Brokerage

Recruiter: Walter Tharp
Walter@thinkcfa.com

Job Description:

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:

4+ years underwriting experience.
Minimal Qualifications:
-Mortgage underwriting experience.
-Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
-Thorough knowledge of FNMA, and FMLMC guidelines and standards.
-Experience with income validation including personal and corporate tax forms.
-Experience in Appraisal Review.
-Ability to handle confidential material in a professional, highly ethical manner.
-Excellent verbal and written communication skills and possess a high degree of attention to detail.
-Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
-Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
-Experience in talking with the borrower about loan decision.
-Must be able to work in a production/flexible environment.
-Work overtime as needed Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Qualifications:
DE/CHUMS ID
VA/LAPP/SAR

www.wellsfargo.com/careers
Requisition Number: 3517028
My email: Donna.Craddock@wellsfargo.com

Share our pride. Join our mission.
We are currently seeking talented Mortgage Closers - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
Services members by preparing and approving the final figures and documents needed for closing mortgage loans. Communicates with appropriate parties to ensure all loans close in accordance with bank, investor, and regulatory guidelines. Closes and funds various Mortgage loan products on a national basis. Answers urgent title company calls on a phone queue.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
JOB DUTIES
• Closes Conventional refinance and Conventional purchase loans. Is the point of contact for the member and the title company for USAA. Initiates outbound calls to title companies to obtain title commitment, fees, and set the expectations for loan closings. Answer calls from a phone queue to serve members at the mortgage closing table.
• Works under direct supervision. Uses established procedures to carry out routine work duties. Seeks guidance from team members to resolve issues and to identify appropriate issues for escalation.
• Reviews and approves the title commitment. Ensures title work is clear of liens, judgments and encroachments.
• Reviews and approves the HUD-1 Settlement Statement. Ensures fees, names, amounts, account conditions, seller concessions, taxes, payoffs, etc., are accurate. Focuses on RESPA compliance and rediscloses Truth in Lending as necessary.
• Completes system inputs to create mortgage loan documents and initiates necessary wiring of funds and confirms closing conditions were met and funds the loan in the loan origination system.
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
• Ability to attend up to 8 weeks of paid structured classroom training: Monday - Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is not available for this position.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12132.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Share our pride. Join our mission.
We are currently seeking talented Mortgage Processing Specialist III - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
As a Mortgage Processing Specialist for USAA, you will provide service to members by responding to routine to moderately complex telephone inquiries to complete loan requests. You will gain proficiency in processing mortgage loans and obtaining initial level of conventional or VA mortgage lending authority. You will comply with all bank, investor and regulatory requirements. You will evaluate and process loans on a national basis from point of application through final loan decision.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
Ability to attend up to 8 weeks of paid structured classroom training: Monday-Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12130.
Relocation assistance is not available for this position.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Rancho Cordova, CA, 95670

Wells Fargo is seeking Experienced Mortgage Underwriters in the Sacramento Area!

Job Description:
Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explaining rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:
4+ years underwriting experience.

Minimum Qualifications:
- Mortgage underwriting experience.
- Strong customer service background.
- Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
- Thorough knowledge of FNMA, and FMLMC guidelines and standards.
- Experience with income validation including personal and corporate tax forms.
- Experience in Appraisal Review.
- Ability to handle confidential material in a professional, highly ethical manner.
- Excellent verbal and written communication skills and possessing a high degree of attention to detail.
- Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
- Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
- Experience in talking with the borrower about loan decision.
- Must be able to work in a production/flexible environment.
- Must be able to work overtime as needed.
- Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Skills:
DE/CHUMS ID
Experience in a retail underwriting environment.

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Responsibilities of the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwrite conventional mortgage loans (FNMA/FHLMC).

Responsibilities:
• Customer Service to internal and external clients
• Respond effectively to customers(internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required
Minimum Qualifications:
• Minimum 2 years recent underwriting experience(Non forensic or modification) or extensive prior underwriting experience
• High School diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Extensive Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents
Performance Standards:
• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines.
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production
Position is temporary to hire. Salary ranges from 60K-65K per year based on experience. Interested candidates should visit www.novusstaffing.jobs and click on the Title Underwriter III job posting to apply. We are currently seeking 10 Underwriters for this opportunity.

Location: TX - Houston

Business Unit: Foreign Casualty & Global Ser

Recruiter: Alexander,Kristina Brooke
Job Details

Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

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JOB DESCRIPTION

SUMMARY
Responsibilities for the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwriter conventional mortgage loans (FNMA/FHLMC).

RESPONSIBILITIES

• Customer Service to internal and external clients
• Respond effectively to customers (internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional Duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required

MINIMUM QUALIFICATIONS:

• Minimum two years recent underwriting experience (Non forensic or modification) or extensive prior underwriting experience.
• High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Excellent Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents

REQUIREMENTS:

• Testing is a requirement prior to employment
• Math and Mortgage Test- Acceptable Test Scores

PERFORMANCE STANDARDS

• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production

Please email your resume to Recruiter@urban-ls.com

When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Location: TX-Dallas
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No
Position Description
Chartis has an opportunity for an Underwriter in its Transportation Division.

The key responsibilities for this position are as follows:

Follow underwriting guidelines to maintain the current book of renewals, including processing of endorsements, audits, and renewal policies, as well as producing new business through marketing visits.

Develop and manage insurance broker, client and intermediary relationships through sales and marketing.

Organize and prioritize risks and effectively communicate information needs to the broker with emphasis on building relationships.

Develop and build relationships with brokers, which include making independent calls to market products.

Either independently, or in consultation with management, prepare pricing and negotiation strategy.

Negotiate new and renewal coverage and price with brokers consistent with the quality of the risk and company strategy.

Identify exposures and analyze underwriting requirements; collateral calculations, loss rating, manual rating, schedule and experience rating, reinsurance placement, pricing, preparing proposals, negotiation and binding accounts.

Review current book for cross sell opportunities and working with other division to broaden book of business.

Understand policies with the ability to review coverage and compare competitors’ products.

Position Requirements
Bachelor’s degree or equivalent years of experience.

Must be highly organized with a “can do” attitude

Possess analytical/investigative skills

Ability to make independent decisions in a fast paced work environment

At least 3 years insurance experience with preference given to experience in casualty liability lines and/or underwriting

Must possess excellent communication skills, be a self started and have the ability to prioritize projects

Marketing skills and the ability to develop client relationships.

Strong computer skills including Word and Excel

Ability to multi-task and complete goals on a timely basis

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description

Underwrite new and renewal applications for E & S property
Conduct financial analysis
Analyze exposures plus loss frequency and severity
Determine acceptability and proper pricing
Manage current book of written business
- Process endorsements

- Financial responsibility filings

- Initiate and manage the renewal process

Maintain agency relationships
- Establish good communications

- Respond to quote deadlines and service requests

- Understand the market in agent’s region

- Promote RLI to cultivate new business opportunities
Required Skills

Good analytical skills
Attention to detail
Strong written and verbal communication skills
Knowledge of ISO based rating and policy forms
Ability to work independently and in a team environment
Familiarity with Excel

Required Experience
Bachelor’s degree in Risk Management/Insurance or related major (min 3.0/4.0 GPA)
2 - 5 years of property underwriting experience required
Job Location
Alpharetta, GA, US.
Position Type
Full-Time/Regular

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Mortgage Solutions strongly believes every client should be served with integrity, dignity and respect. Without compromise, Mortgage Solutions is committed to providing the loan that is in the best interest of our clients, not our bottom line. We will continue to educate the community to empower our clients to make responsible and informed fiscal decisions that will result in greater financial peace of mind.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!
Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV, CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials
Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [Encompass, Point, Data Trac, Viewwise]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills (MS Office, Citrix)
Candidate may work remotely.
Qualified applicants send your cover letter and resume to HR@msofco.com or fax to 866.876.8303.

Work Locations:
Oklahoma MSC (535A)
3100 Quail Springs Pkwy
Oklahoma City, 73134Description

Conducts comprehensive underwriting review and coverage binding of auto, home and umbrella insurance policies. Supports profitability and growth of assigned territory
Drives and is held accountable for profitability and growth of a territory with a Direct Written Premium of up to $200 million. Establishes and influences action plans to ensure profitable growth by working with Sales, Product, Actuarial and Marketing. Has authority to bind coverages with a significant impact to enterprise which fall outside of published guidelines (i.e., bind a home policy with combined coverages up to $3 million). Regional expert for assigned territory in the areas of compliance, legislative, demographic and socio-economic trends and internal profitability metrics. Through coaching, mentoring and training, guides decision-making of Associate Underwriter staff assigned to territory. Regularly participates on special projects as a subject matter expert with authority to make decisions on behalf of Underwriting Department.

Review, analyze, and initiate/recommend actions based on assigned state performance.

* Monitor reports and trends from profitability measures such as claim coverage frequency, severity, loss ratio and profile of business written

* Determines if additional metrics are needed and works with Staff Underwriters to coordinate and implement

* Analyzes book of business and reports for the purpose of initiating action to address issues identified. In some cases will make recommendations and discuss with other stakeholders such as State/Product team and Sales/Club prior to initiating.

* Actions and recommendations may include preparing presentation, documenting procedures, definining new metrics, success criteria/goal and connecting to territory/enterprise objectives. They must illustrate how their plans will improve the book of business, call out risks, and mitigation plans. Goal is to ensure territory is growing profitably

(cont.)

* Examples of actions would include programs designed to underwrite policies with excessive claims/losses, or

identify policies which may have additional household drivers not rated.

Review and evaluate exception requests from sales agents in assigned territory. These exception requests are those that fall outside of published guidelines and require Underwriter to apply exception decision making in order to determine if a policy can be bound or continued. Decision making is based on overall experience and profile of customer and understanding of agent and territory performance. For example, request may be to allow a policy with a Coverage A over $1 million to be bound however customer has a prior loss(es) and agent/territory performance is unprofitable with homes with prior losses. Underwriter will explain decision and if applicable negotiate terms that are favorable to the company and the customer. Underwriter has authority to make decisions which expose company assets on policies which fall outside of guidelines. For example can make exceptions to bind home policies with Coverage A up to $2 million. If exception falls outside of authority will make recommendation and review with Senior Underwriter or leadership team.

Coaching/Training

* Based on identified issues/trends or changes in underwriting guidelines/procedures will develop and deliver specific training for internal or external staff (Associate Underwriter and Sales, Contact Center, Claims)

Underwriting Programs / Projects

* Based on identified issues/trends will recommend and initiate programs designed to improve the overall profitability for the assigned territory

* Complete projects as assigned

Ability to lift or carry up to 20 lbs. Computer work - sitting, typing, printing. Ability to travel

Qualifications

Required:
Ability to work effectively in a team environment and independently

Proficient in Microsoft Office

Proficient Mathematical and Analytical skills

Organization/Time management skills

Excellent Interpersonal and communication skills

Understanding of Underwriting guidelines

Knowledge of insurance principles and terminology

Ability to adapt to change quickly

Demonstrate decision making ability, independent of established guidelines

Preferred:

Knowledge of system applications (DOTS, AS400, HUON,etc)

Required:

High School Diploma or equivalent

Bachelor’s degree in related area (Business) or an equivalent combination of education and experience

Preferred:

5+ years Personal Lines P/C experience

2 � 3 years Personal Lines Underwriting experience

Personal Lines P/C License

Insurance designations (e.g. CPCU, AIS, API)

Job: Underwriting
Schedule: Full-time
Job Type: Regular

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Responsibilities :

Examines complex loan documentation (i.e., appraisal reports, compliance inspections, credit reports, verifications and tax returns) to evaluate subject property and the credit worthiness of borrowers; determines if loan meets approval criteria and informs the production staff within 48 hours.
Coordinates underwriting activities with loan processing and loan closing to ensure loan requirements are met; notifies loan production personnel of incomplete files so they can procure appropriate information necessary to complete loan packages.
Provides technical assistance to other underwriters, loan originators, processors and closers in order to enhance volume, accuracy, efficiency and maintain superior customer service.
Maintains a daily log of loans underwritten which are approved, rejected or pending; provides a monthly report to management.
Keeps abreast of market conditions in the geographic areas where mortgage loans will be originated; evaluates, analyzes and distributes applicable changes and updates to production staff when necessary; recommend modifications to underwriting procedures/standards; responds to audits in a timely manner.
Performs other functions and assists supervisor as needed.

Qualifications :

This level of knowledge is normally acquired through the completion of a Bachelors degree and 1 to 3 years of residential mortgage loan underwriting or 7+ years of equivalent work related experience.

Thorough knowledge of underwriting procedures and real estate appraisal
Thorough knowledge of creditor financial analysis techniques and mortgage credit evaluation
Thorough knowledge of criteria, guidelines and government regulations associated with various loan types (i.e., FHLMC, FNMA, FHA, VA, Conventional and Private Investor)
Excellent verbal and written communications skills
Good PC skills, including word processing and spreadsheet software
Ability to handle a high degree of attention to detail

Preferred:
HUD Direct Endorsement Underwriter designation

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1. Evaluate and assess risk on applications, changes, renewals, and reinstatements.

2. Continuous communication with agents and customers in a positive business manner.

3. Coaching agents regarding Performance Assessment score, rules, guidelines, profitable business practices, agent automation system, and policy interpretation.

4. Assume responsibility for assigned states, by knowing state regulations, compliance, rules, ratings, coverages, and regulatory requirements.

5. Negotiate with agents and customers creating a WIN/WIN outcome while adhering to necessary company strategic goals.

6. Balance daily priorities in a rapidly changing environment to achieve productivity goals while maintaining customer responsiveness.

*PLEASE NOTE: Depending upon the qualifications of applicants, another level may be substituted for this position.
Requirements
Educational Equivalent - College degree or equivalent experience. CPCU, API, or AIS designation preferred. Previous industry experience also required.

Specialized Training - CPCU, IIA courses required. MS Word and Outlook experience/proficiency preferred.

Specific Abilities - Analytical skills required to analyze facts and make judgment decisions. Must have good written and verbal communication skills to work with agents and policyholders. Good keyboarding skills required.

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Location: TX - Houston

Recruiter: Alexander,Kristina Brooke

Job Details

Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

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We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.
Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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Responds to and resolves issues from internal and external customers regarding all aspects of mortgage underwriting and processing, in a professional, accurate and timely manner. Conveys information to borrowers in a clear and concise manner to facilitate the receipt of outstanding documents.

Continually develops and maintains specialized knowledge of mortgage underwriting. Keeps informed of industry trends and developments, including regulatory, internal, mortgage insurance and investor guidelines. Maintains knowledge of all products offered and has a comprehensive understanding of the benefits of each product.

Plays a key role in the development of mortgage processors. Provides one-on-one training on technical underwriting issues, as well as guidance in handling escalated, complex or sensitive customer issues.
Requirements College degree or equivalent work experience required.

1-3 years relevant experience.

Work involves sensitive and confidential information; discretion is essential.

Ability to handle escalated situations using excellent interpersonal, negotiating and problem solving skills.

Specialized knowledge of mortgage underwriting concepts, techniques, terminology and regulatory and investor guidelines.

Ability to work well with a team and share knowledge and skills. Ability to provide feedback to processors in a manner that supports employee development.

Strong written and verbal communication skills are needed to convey information to internal and external customers that may be complex or unfavorable, in a clear and concise manner.

Strong analytical skills are needed to review loan documentation and make decisions in an accurate and timely manner and to provide viable counter offers to retain customers.

Must possess strong and objective decision making ability and the ability to use internal and external resources to obtain information necessary to make loan decisions.

Strong organizational skills are needed to manage loan pipeline effectively.

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Candidate Requirements:
Strong manual underwriting skills in the secondary market ·Experience making the decisions on a loan and analyzing / reviewing the information regarding a loan particularly closed loans ·Secondary market experience is ideal ·8+ years of underwriting experience Undergraduate degree strongly preferred ·Need to know Fannie Mae and Freddie Mac guidelines ·Excellent communication skills (written and verbal) Please share this with your network of real estate and mortgage professionals.
Preferred Qualifications: Graduate degree in business, finance, accounting or related discipline preferred ·National certifications are a plus
Education Requirements: Associates

About us:
Advantage Talent Inc. has a tradition of Delivering Value in Accounting, Finance & Banking

Nationwide Search * Direct Hire Executive Positions * Interim Senior Financial Positions

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Opes Advisors, Inc. has an excellent opportunity for an experienced DE Underwriter in our Los Gatos, San Mateo, and/or Eugene, OR branch.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!

Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV,CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials

Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [(DU), Point, Data Trac, and Blitz Docs]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills(MS Office, AUS Systems, Citrix)

TO APPLY
Please send your resume and cover letter via email, with “DE Underwriter plus your name” in the subject line to resumes@opesadvisors.com. This position will be working onsite at one of the locations listed, this is not a telecommuting position.

ABOUT OPES ADVISORS
Opes Advisors is a premier financial advisory firm specializing in residential mortgage banking and wealth management. We offer comprehensive advisory services in personal finance management in real estate, real estate financing, investment management, and strategic tax and financial planning. Opes Advisors was named to Inc. Magazine’s 2010 Fastest Growing Companies and San Francisco Business Times 125 Best Places to Work in the Bay Area. Offices are located in California in San Mateo, Palo Alto, San Francisco, Larkspur, Los Gatos, San Diego, Sonoma and Santa Cruz, and Eugene, Oregon. Visit us at www.opesadvisors.com.

Strong analytical skills

Well versed in mortgage underwriting and risk guidelines, including compliance

Must adhere to pertinent laws, regulations , First Niagara’s Compliance Policy and external compliance requirements.

Job Description:
Provide credit decisions on residential mortgage applications

Ability to manage a pipeline of mortgage applications

Document credit decisions

Provide consultative services to loan officers regarding credit and product description

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Location: OH-Cleveland
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Some College
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Chartis has an opportunity available for an Underwriter in its Global Marine and Energy Primary Casualty Underwriting Division. The key responsibilities of this position are as follows:

Effectively produce, underwrite and manage a book of energy driven, commercial casualty accounts, in accordance with Global Energy Division objectives.

Complete underwriting analyses and maintain file documentation in accordance with division standards. Utilize applicable underwriting systems.

Maintain strong, effective relationships with current producers in assigned territory, while identifying new opportunities and sources of business.

Support division and regional cross-marketing strategies, demonstrating effective relationships with other divisions, as well as all internal and external contacts.

Some travel.

Position Requirements
Key requirements include:

Previous commercial casualty underwriting experience preferred, with emphasis on GL, Auto and WC.

Strong detail-orientation and demonstrated analytical and problem-solving abilities, plus the ability to adjust to rapidly changing priorities in a fast-paced environment.

Excellent communication, interpersonal and relationship management skills, coupled with a strong customer-service orientation.

Sales or marketing experience desired.

Proficiency with PC applications such as MS Office, Internet, and excellent organizational skills.

Available for travel, as required.

May fill position at an Associate or Sr. Underwriter level, depending on individual candidate qualifications and experience.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

CLICK TO APPLY 

Education High school diploma or equivalent

Location OVERLAND PARK, KS OVERLAND PARK, KS 66211, US
Career Level Experienced (Non-Manager)
Category
mortgage
Residential Lending
Underwriting
Salary Range $ - $
Date Needed By N/A
Job Type Full-time
Travel 0 - 10%
Job Description
The incumbent is required to underwrite and decision a variety of loan types to include portfolio, conforming sold loans and FHA/VA products. Excellent organizational and time management skills are required. The incumbent must be proficient with all HUD/VA, as well as, secondary market (FNMA/FHLMC) underwriting guidelines/requirements. Effective interpersonal skills are a critical component of this position as the incumbent is required to effectively interface with a variety of internal, as well as, external customers. Effective written and oral communication skills are required. Teamwork is essential requirement of the overall job function.Must demonstrate knowledge of the industry in terms of laws and regulations including the Bank Secrecy Act relative to his/her job responsibilities.

1. Underwrite and decision a variety of loan types to include purchase and refinance loan transactions.

2. Underwrite, condition, and manage government lending function within the Mortgage Loan Operation. This includes being a DE underwriter and coaching the staff on how to effectively process/close government loans.

3. Provide consultation and direction to loan officers and other associated staff members on marginal and complex transactions and scenarios.

4. Partner with the SVP Lending Operations or Chief Underwriter to provide continuing education, training and communication to entire company as it relates to credit and underwriting requirements

5. Responsible for reviewing, pricing, and decisions of portfolio products.

6. Must proactively partner with various department managers as needed for the purpose of facilitating corporate objectives.

# of Hires Needed 1
Exemption Type Non-Exempt
Hiring Manager
Job Code UW117
Job Requirements
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.

1. Must possess above average customer service skills and interpersonal skills
2. Must be adept in problem solving and conflict resolution.
3. Must have exceptional organizational, planning and delegation skills
4. Must be adept in business acumen and budget consciousness
5. Must have critical thinking and analytical skills including decision making.
6. Must possess leadership qualities
7. Necessary computer programs knowledge and use: Microsoft Outlook (email), Microsoft Word, Microsoft Excel, Powerflow, Easylender Mortgage and Easylender Consumer.
8. Assume additional responsibilities as requested by management for the purpose of facilitating corporate objectives.

High School diploma or equivalent required. Knowledge of all Mortgage and Investor loan types and documents is required. A minimum of 6 to 10 years of experience in the mortgage industry in related field (s) is required.

We are proud to be an EEO/AA employer M/F/D/V.
Open Date 8/8/2011
Skills
Division KS Underwriting - 224

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Description Underwriter will be responsible for the daily underwriting processes related to secured and unsecured consumer loans, as well as conventional, jumbo, FHA, and VA mortgages. Consumer decisions are typically on large or unsecured credits with underwriting exceptions and riskier credit decisions which fall outside the submitting lenders’ approval authority. Perform credit approval and decline reviews within assigned approval limits and bank credit quality, production, and yield guidelines. Make independent credit approval decisions without use of a scored credit system on more complex consumer transactions requiring non-standard structuring or exceptions to established guidelines

Essential Duties
• Responsible for reviewing, approving, declining, or restructuring all types of secured/unsecured consumer or mortgage loan requests based on independent credit underwriting. Review collateral and issue appraisal conditions on all loans.
• Partner with Branch Managers, Private Bankers, and Personal Bankers to structure loan transactions which minimize risk and meet the bank’s credit quality goals, as well as the customer’s needs and ability to repay, while ensuring appropriate pricing to meet ROE and production goals
• Responsible for participating in the post-closing insuring and guaranty process for government loans.
• Assist lenders in the completion of more complex consumer transactions and tax analysis for self employed consumers.
• Develop and conduct necessary analysis, underwriting, and product training for consumer lenders. Promote the potential cross-sell of additional products and services by identifying needs and opportunities on submitted applications.
• Responsible for directing the ACE program. Perform and report on follow-up audits of selected random samples of files after certification.
• Responsible for ensuring all regulatory guidelines are followed through application and approval or decline of all processed loans. Provide thorough second reviews of declined and withdrawn loans ensuring compliance with the bank’s Fair Lending Policy. Prepare ECOA notices.
• Responsible for acting as a resource for regulatory questions from employees. Update department policies and procedures based on applicable laws and regulations. Conduct assessments for Compliance or internal audit departments.

Education
High School Diploma or GED required.
Bachelor’s Degree in Business, Finance, Accounting, or other related area preferred.

FHA Chums designation required.
VA LAPP appraisal reviewer designation required.
Skills and Knowledge:
3 - 5 years of FHA, VA, or conventional mortgage origination/lending or consumer lending/underwriting experience required.
• Advanced knowledge of mortgage/consumer lending documentation and related compliance/regulatory laws. Knowledge of investor-specific requirements.
• Knowledge of bank consumer loan products, policies, services, and rates.
• Possess excellent written and verbal communication skills.
• Proven analytical skills for making sound credit decisions and completing complex tax analysis. Strong organizational, time management and customer service skills required.
• Ability to produce accurate, timely results in a stressful, deadline driven and goal oriented environment with minimal supervision.
• Experience with FHLMC Loan Prospector/FNMA Desktop Underwriter and BISYS preferred. Proficient in word processing and spreadsheet software (Word and Excel preferred).
Office Environment - no specific or unusual physical demands.

No recruiters, agencies, third-party agents, or consultants, please- only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

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Location: NC-Winston Salem
Functional Area: Underwriting
Company Name: United Guaranty Corporation
Employment Type: Full Time - Permanent
Education Preferred: High School Diploma
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Underwrite mortgage loans and field customer inquires related to both mortgage insurance risk and investor compliance, ensuring quality data integrity and decision making while promoting optimum customer service levels. Perform those duties required to support the underwriting, production and operational functions of Insurance Operations. Support the Insurance Operations business plan. Promote and support United Guaranty’s vision statement, corporate values and compliance policies.

Additional responsibilities:
• Manage all Underwriting related phone calls for internal and external customers. Provide accurate information regarding scenarios, guidelines, status, and rate quotes. Provide follow up as needed to ensure an exceptional customer experience. Adhere to established service level agreements as required.
• Underwrite mortgage loans for both mortgage insurance risk and investor compliance, exercising appropriate judgment and authority in interpreting and making sound, knowledgeable risk and underwriting decisions based on eligibility criteria, mortgage insurance underwriting guidelines and investor program guidelines. Review loan file conditions (trailing docs) within service level agreements as required.
• Perform as directed, other departmental priorities and activities including, but not limited to, Lenders Exception Administration, Lenders At A Glance, Insurance Operations Processes and Procedures, Insurance Operations Wiki, and other administrative functions.
• Advise customers and/or appropriate personnel of decisions. Effectively negotiate and resolve customer conflicts. Develop and build lender relationships and inform management of any business trends in need of further review.
• Adhere to expectations of underwriter productivity, quality underwriting execution, data integrity and service level agreements.
• Analyze and make recommendations to RUMs as required on higher risk loans, or contested loan decisions as required.

Position Requirements
High School diploma. Two year college degree or equivalent experience is preferred.
Conventional loan underwriting experience with strong credit analysis background.
Three years minimum experience.
Experience underwriting jumbo loans and self-employed borrowers preferred.
Knowledge of required computer skills (Windows, Word, Excel).
Demonstrated proficiency in underwriting related technology applications (DU, LP, Lender specific AUS, RAP Central, Loan Central/DPI, and AS400).
Strong organizational skills.
Ability to work in, and effectively adjust to, a rapidly changing environment.

About Us
Subsidiaries of United Guaranty provide mortgage guaranty insurance throughout the U.S. that protects lenders against mortgage credit losses. In addition, United Guaranty’s comprehensive range of financial products and services to lenders and investors includes structured products, innovative pricing options, and comprehensive online support. United Guaranty’s international locations include operations in Hong Kong, Seoul, Tokyo, Sydney, London, Madrid, Milan, Budapest, and Mexico City.

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Job Description
Under general management, support the underwriting functions of a product line.
Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions.
Build relationships between agents, reinsurers, and contacts.
Review simple to moderately complex submissions, account losses, pricing models, and profitable premiums.
Review sources of profit by selecting appropriate risks.
Assist in the approval, issuance, or change requests for policies.
Assist with special projects or other duties as needed.
**This position may be domiciled in the Chicago or Minneapolis branch.**

Required Skills
Requires a bachelor’s degree in business, insurance, or a related field.
Minimum 5 years of experience underwriting commercial property/general liability, BOP, Auto, Work Comp and Excess Liability lines of business with marketing responsibility to agents.
Required Experience
Must be able to travel up to 25% within the region.
Prefer multistate experience underwriting and marketing the professional services classes of business- ie- Architect/Engineers, Accountants, Consultants, Misc Professionals.
Ability to use analytical methods in underwriting processes to find workable solutions while maintaining discipline to achieve an underwriting profit.
Ability to generate innovative solutions within the underwriting department.
Ability to communicate findings and recommendations to internal and external contacts on underwriting matters.
Ability to use software to summarize and analyze large amounts of data.
Interpersonal skills to effectively market within the territory to build the book of business with new and established agents.
Job Location
Minneapolis, MN, US.
Position Type
Full-Time/Regular

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Location: USA - NY - New York (787 7th Ave)
Position Category: Private Banking
Education: Bachelors Degree
Position Type: Full-Time
Job Level: Associate

Position Description
Morgan Stanley Credit Corporation (MSCC) is a wholly owned subsidiary of Morgan Stanley, a global financial services firm with a leading market position in three primary businesses: asset management, credit services, and securities. MSCC has centralized its operations and is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a limitless proprietary source of inbound business.

If you have a passion for the mortgage business and are looking for a team atmosphere that encourages success and innovation, a healthy pipeline and a fast -paced environment, MSCC may have something to offer you.

The primary function of this role will be to produce an investment quality portfolio by adhering to sound credit policies and principles directly related to the borrower’s credit history, income, assets, total liabilities, and a detailed review of the borrower’s existing or proposed collateral.
• Thorough review of all loan documentation to ensure accuracy, data integrity, and ensure no existence of fraud
• Proper classification and documentation of grading of risk
• Ensure loan processing staff, producers or brokers procure appropriate information necessary to finalize incomplete loan packages
• Recommend modifications/clarifications to firms credit policy
• Provide work direction and training to more junior staff
• Provide assistance to secondary marketing area in support of due diligence for both sales and securitizations
• Establish and maintain a good relationship with other departments
• Recommend loan decisions for loan amounts or DTI’s in excess of authorized limit to Underwriting Manager or Underwriting Vice President

Skills Required
Position Responsibilities
• Thorough review of all loan documentation to ensure accuracy, data integrity, and ensure no existence of fraud
• Proper classification and documentation of grading of risk
• Ensure loan processing staff, producers or brokers procure appropriate information necessary to finalize incomplete loan packages
• Recommend modifications/clarifications to firms credit policy
• Provide work direction and training to more junior staff
• Provide assistance to secondary marketing area in support of due diligence for both sales and securitizations
• Establish and maintain a good relationship with other departments
• Recommend loan decisions for loan amounts or DTI’s in excess of authorized limit to Underwriting Manager or Underwriting Vice President

Experience
• Seven years resindential mortgage underwriting experience, both Conforming and non-conforming
• Knowledge of “unique vestings” i.e. irrevocable, trust, property in corporate entities
• Advanced knowledge/experience of self-employed income analysis a MUST
• Experience working with high profile / high net worth clients preferred

Skills/Abilities
• Must have current industery knowledge of underwriting procedures, policies, creditor financial analysis techniques, investor requirements and possess a high degree of attention to detail
• 1st and 2nd lien position product lending.
• Appraisal, income, title training from established agency, vendor, or accredited organization
• Proven ability to restructure loans and create “counter offers”
• Outstanding verbal and written communication skills
• Ability to champion a “client first” culture
• Abilty to thrive in a “paperless” environment

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Location: NJ-Berkeley Heights
Functional Area: Underwriting
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No

Position Description
Chartis has an opportunity for an Underwriter in Management Liability Growth Enterprises.

Under general direction, accepts, declines or modifies new and renewal Management Liability lines submitted by brokers;

Understands the coverages afforded by the form and can explain the exposures to loss assumed and restricted by the insuring agreements and the exclusions;

Identifies exposures and understands the appropriate questions to ask and analysis required to underwrite;

Analyze the risks associated with different Industry Group segments;

Review claims history and identifies loss experience;

Either independently, or in consultation with supervisor, prepares pricing and negotiation strategy and negotiates coverages and price with producers consistent with the quality of the risk and company strategy;

Develop and build relationships with producers and make independent calls to brokers to market products.

Position Requirements
2 years commercial insurance underwriting experience preferred.

Marketing skills and the ability to develop client relationships desired.

Knowledge of underwriting concepts, practices, procedures and techniques preferred;

Exceptional communication (written and verbal), organizational, customer service and negotiation skills.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description

Under general management, support the underwriting functions of a product line.
Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions.
Build relationships between agents, reinsurers, and contacts.
Review simple to moderately complex submissions, account losses, pricing models, and profitable premiums.
Review sources of profit by selecting appropriate risks.
Assist in the approval, issuance, or change requests for policies.
Assist with special projects or other duties as needed.
**This position may be domiciled in the Chicago or Minneapolis branch.**

Required Skills
Requires a bachelor’s degree in business, insurance, or a related field.
Minimum 5 years of experience underwriting commercial property/general liability, BOP, Auto, Work Comp and Excess Liability lines of business with marketing responsibility to agents.
Required Experience
Must be able to travel up to 25% within the region.
Prefer multistate experience underwriting and marketing the professional services classes of business- ie- Architect/Engineers, Accountants, Consultants, Misc Professionals.
Ability to use analytical methods in underwriting processes to find workable solutions while maintaining discipline to achieve an underwriting profit.
Ability to generate innovative solutions within the underwriting department.
Ability to communicate findings and recommendations to internal and external contacts on underwriting matters.
Ability to use software to summarize and analyze large amounts of data.
Interpersonal skills to effectively market within the territory to build the book of business with new and established agents.
Job Location
Minneapolis, MN, US.
Position Type
Full-Time/Regular

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Location: CA-Los Angeles
Functional Area: Insurance
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 3-5 years
Relocation Provided: No

Position Description

Chartis has an opportunity for an Underwriter in its Primary Casualty within the Global Marine and Energy division. This position will be responsible for a profitable book of energy related primary casualty business in the Los Angeles and San Francisco regions.

Current book of business includes medium and large commercial accounts ranging from guaranteed cost to large deductible / loss sensitive program structures.

This position will work with local management, Global Marine and Energy Regional Executives, and Global Energy Casualty Home Office regarding new business and account retention production goals.

Responsibilities include specific account underwriting, marketing, and cross-selling energy related products.

The position will be based in the Los Angeles Global Energy office.

Position Requirements
Candidate must have three to five years underwriting of primary casualty lines of business including worker’s compensation, automobile liability, and general liability.

Knowledge of large “commercial/national” type accounts with a loss sensitive / cash flow underwriting experience is needed.

Must have prior experience with west coast brokerage community.

Candidate must be self motivated, computer literate, and possess good analytical, organizational, interpersonal and communication skills.

Some travel required.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Location: GA-Atlanta
Functional Area: Insurance
Company Name: Chartis
Employment Type: Full Time - Permanent
Education Preferred: Bachelors Degree (or equivalent)
Experience Required: 1-2 years
Relocation Provided: No

Position Description

Chartis has an opportunity for an Underwriting Assistant in its Aviation Division.

The key responsibilities for this position are as follows:

Issue insurance policies and endorsements.

Invoice premium and manage accounts receivables.

Maintain file structures.

Provide assistance as required by Underwriters.

Prepare accounts for renewal.

Adhere to compliance policies and procedures.

Position Requirements
College degree preferred.

One - Two years experience in a clerical capacity within an Underwriting unit.

Advanced knowledge of rating, examining, coding, preparing binders and policy issuance.

Proficient communication (oral and written) math and PC skills.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description:

We currently have an opening for an experienced Underwriter to join our OneBeacon Entertainment team in Los Angeles, CA. This position will be responsible for underwriting risk regarding selection and rejection of new and/or renewal; and, administering and monitoring underwriting rules and guidelines, insurance laws and regulations.

Responsibilities:
1) Examines, identifies, and evaluates exposures by analyzing documentation from various sources (e.g. application, inspection reports, credit reports, etc.) and makes underwriting decisions to accept, decline, or modify risks within assigned underwriting authority levels. Implements underwriting decisions in compliance with state laws and company guidelines.
2) Develops superior working relationships with agents, and with internal and external partners, to successfully promote achievement of mutual operating goals (ie growth, retention and profitability) and to supply the appropriate products and services with limited to moderate assistance.
3) Processes underwriting decisions and documents files and reports via automated desktop systems and tools.
4) Collaborates with team members to manage work inventories and all production activities to provide accurate and timely service in accordance with corporate standards.

Requirements:
Must be able to identify and describe the exposures and hazards to consider in making an underwriting decision. Must show the ability to develop or have proven analytical, decision making, problem-solving, communication, listening and organizational skills. Must be able to work both independently and as a highly collaborative member of a team. Must be proficient with Microsoft Office suite as well as electronic underwriting systems. Must be able to work in fast pace, rapidly changing environment.

Education & Experience:
The ideal candidate will have a Bachelor’s degree. This position requires 2-3 years of Entertainment underwriting experience.

Some business travel may be required.

OneBeacon Insurance Group, Ltd. is a Bermuda-domiciled holding company that is publicly traded on the New York Stock Exchange under the symbol “OB.” OneBeacon Insurance Group’s underwriting companies offer a range of specialty insurance products sold through select independent agents, regional and national brokers, and wholesalers. The company’s businesses include OneBeacon Professional Insurance, International Marine Underwriters, OneBeacon Entertainment, Specialty Accident and Health, OneBeacon Government Risks, OneBeacon Energy Group, A.W.G. Dewar (tuition refund), collector cars and boats written through Hagerty Insurance Agency, OneBeacon Technology Group, OneBeacon Financial Services, OneBeacon Specialty Property, Property and Inland Marine, OneBeacon Excess and Surplus Lines and AutoOne.

As one of the oldest property and casualty insurers in the United States, OneBeacon traces its roots to 1831 and the Potomac Fire Insurance Company. Today, OneBeacon’s specialty insurance businesses are national in scope.

Location: 10940 Wilshire Blvd., 17th floor
Los Angeles, CA-California 90024-0000

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Description:CUNA Mutual Group’s insurance, retirement and investment products provide financial security and protection to credit unions and their members worldwide. As a dynamic and growing company, we strive to create a culture of performance, high standards and defined values.

Along with an excellent benefits package, our staff is engaged, rewarded for performance, and encouraged to grow professionally and personally. Our future is driven by our people, and our people are driven to deliver value through innovation, involvement and determination. If you want to be recognized for your results and empowered to reach your potential, we urge you to apply.

We are seeking an uncommon professional to join our team as an Underwriter

Under the direction of underwriting management the underwriter position will handle files/accounts that present complex underwriting situations. The key focus is to identify all risks and exposures, implement appropriate solutions and properly price files/accounts. This position is accountable for collaborating with the field staff, customers and other CUNA Mutual Group business areas as appropriate. Serve as a risk assessment resource for other underwriters. Assist other underwriters in the development of risk assessment knowledge.

Job Responsibilities

Evaluate customer risks and exposures for assigned product line(s). Consider complex coverage issues, consulting with senior underwriter and/or manager, when appropriate. Underwrite insurance coverages in compliance with underwriting guidelines, procedures, State and Federal regulations. Collaborate closely with field staff, customers and other CUNA Mutual Group business areas, as appropriate.

Based on underwriting experience and levels of authority, apply underwriting knowledge, judgment and appropriate underwriting philosophy in order to determine what information is needed, and available sources for that information. Understand the underwriting implications when deciding what information to secure in the process of evaluating risks and exposures. Document files to note decisions, underwriting thought process and correspondence using established guidelines.

Provide accurate, clear, credible, and relevant information via written and verbal communication. Follow corporate, compliance, privacy and confidentiality standards.

Perform to predetermined performance metrics and goals.

Maintain and enhance underwriting skills and knowledge by pursuing learning and development opportunities through individual initiative. Recognize when assistance or referral is needed from a more experienced underwriter.

Participate in special projects/initiatives as needed. Participate in the development of and the testing and enhancements to underwriting tools and aids.

Assist less experienced underwriters in the development of risk assessment skills. Act as a role model by displaying positive team behaviors, leadership and core competencies and underwriting professionalism.

Participate in departmental audit process to ensure compliance with underwriting authority, policies and procedures.

The above statements describe the general nature and level of work being performed in this job. They are not intended to be an exhaustive list of duties and indeed additional responsibilities may be assigned, as required.

Job Requirements

1. Bachelor degree or equivalent trade off in related professional work experience.

2. Minimum four years of progressively responsible underwriting experience is required. Experience may include related areas such as credit union or financial institution internal operations, lending and financials. Experience is specific to assigned lending, payment protection product category.

3. Demonstrated ability to communicate with internal and external customers.

4. Demonstrated advanced organizational, analytical, planning, interpersonal, creative problem solving, presentation, project management and team participation skills.

5. Computer skills required to maintain expertise in the use of various internal and external systems.

6. Demonstrated desire to continue professional growth/education and follow training expectations to obtain designations and required knowledge. Obtain designations and knowledge required.

7. Willingness and ability to travel as needed.

8. Must exhibit values and competencies as expressed by the organization.

In return for your skills and contributions, we offer highly competitive compensation and benefit packages, significant professional growth, and the opportunity to win and be rewarded. To apply, create a career notification agent, and learn more about how CUNA Mutual delivers relevant products - via our Insurance, Services, and Asset Management businesses - to customers around the globe, visit our website at:

www.cunamutual.com

EOE

Requirements:
Experience Level 3-5 years
Area of Interest(s) Actuarial/Underwriting
Type of Job Full Time
Work Location Madison, WI Corporate Office

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Location:FL- Pensacola (GPO)

Basic Purpose: To evaluate and underwrite conventional and home equity loan applications, as well as FHA and VA loans, Jumbo and self-employed mortgage loans nation-wide according to specific state and federal requirements to limit risk exposure to Navy Federal¿s mortgage portfolio.

QUALIFICATIONS — KNOWLEDGE, SKILLS AND ABILITIES

Target:

Level I
* Significant experience in mortgage processing and/or lending, such as Mortgage Processor/Closer, Mortgage Loan Officer, Credit Researcher, etc.
* Knowledge of underwriting process and understanding of applicable rules and regulations

Level II
* Previous underwriting experience and solid knowledge of underwriting criteria utilized, per conventional financing guidelines set forth by FNMA and FHMLC
* Mortgage production or credit analysis experience that demonstrates the ability to interpret and apply Fair Lending and Consumer Protection laws/regulations (e.g., ECOA, TIL and RESPA)
* Good understanding of, and/or experience in, the granting of credit
* Good analytical and organizational skills
* Strong interpersonal, verbal and written communication skills
* Ability to exercise good judgment and initiative
* Familiarity with database, word processing and lending system software

Level III
* SAR/LAPP for VA and/or DE for FHA authorization
* Possesses current, in-depth experience and knowledge of the underwriting process and applicable guiding regulations, including FHA, VA, Jumbo and complex self-employed borrower loans
* Demonstrable knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis
* Exceptional interpersonal, verbal and written communication skills
* Strong analytical, underwriting, writing, organizational, communication and presentation skills
* Ability to analyze complicated exceptions and determines/recommends alternative mortgage products better suited to mortgage applicant
* Advanced knowledge of database, word processing and lending industry systems
* Thorough knowledge of complex personal and business financial analysis

Desired:
* Thorough knowledge of and extensive experience in credit union or retail banking operations
* Current or prior SAR, LAPP or DE authorization

Hours: Monday - Friday 8:00 a.m. to 4:30 p.m. (CST)
Conditions of Employment
If selected, you will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks.
Equal Employment Opportunity
Navy Federal Credit Union values, celebrates and enacts diversity in the workplace. EOE/AA/M/F/V/D

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Mortgage Processor needed for a national mortgage company working out of the corporate Processing Center in Maitland, FL.

The Mortgage Processor (Client Coordinator) is expected to manage and process through underwriting approval and into closing a pipeline of mortgage loan applications of primarily new construction loans.

All applicants should be customer service oriented and communicate proficiently with borrowers, title agents, builder employees, real estate agents and co-team members. This position requires very close attention to detail and high organizational skills.

All applicants should have at least 3 years of mortgage processing experience with conventional, FHA, VA and USDA loans.

Proficiency with automated underwriting is a must. Experience with processing for multiple states and new construction loans is a plus.

Taylor Morrison Home Funding is an equal opportunity employer and environmentally friendly company processing from a “paperless” file system.

Qualified applicants may email resumes to LKunzweiler@taylormorrisonhf.com or fax to 321-214-1163.

IMMEDIATE OPENING for a qualified individual with advanced computer proficiencies; systems administration and administrative/clerical qualities.

Individual will be in-house communications administrator, oversee and maintain server related issues and company websites. Minimum 3 years’ experience.

Come work for the largest and most successful Reverse Mortgage Company in Texas where you will be truly appreciated. Guaranteed Salary/No Benefits

Please email resume to: recruitment@rmeducator.com

The Post Closer is required to resolve all Post- closing loan issues and complete tasks assigned in a timely manner.

These tasks include but are not limited to document and systems review of loans in accordance with regulations, maintain departmental cycle time, service, and volume standards.

The position entails utilizing various systems as well as maintaining pipelines and workflow queues from different investors to prioritize purchase flow on a daily basis.

Back up Shipper-

Provide relief to Shipper when needed on a weekly basis:

Reviews and delivers all final documentation of correspondent loans to insure timely receipt to investors for loan purchasing.

• Reviews and evaluates mortgage loan documents for accuracy and acceptability and timely resolves any discrepancies prior to delivery to pre-selected investor.
• Clears investor requested exceptions required by investor prior to loan.
• Prepares and assembles loan documents for delivery to investors.
• Prepare all documents in separate file to ship to HUD within 30 days of file closing.
• Locates and delivers pertinent documents to appropriate warehouse banks in a timely manner.
• Transfers loan documents and ships to investor insure receipt prior to expiration date.
• Must have at least 1 year general office experience.
• Must have working knowledge of current word processing and spreadsheet software, Must be able to lift 10-20 lbs. of files.
• Must be able to stoop and kneel for filing.
Back up Banking Coordinator-

The primary focus of the position is to coordinate the administrative, loan processing/originating duties of the Mortgage Banking division. A Banking Coordinator is the initial point of contact for a Loan Officer/ Processor. Tasks include managing incoming file flow, including collecting additional documents as required by Processors/Underwriting in order to insure timely closing of loans. In addition, may review documents submitted for review are correct and accurate. They will serve as a liaison for the Loan Originator and the Loan Processor, while providing full support to the Underwriter and Director of Mortgage Banking.

•Understands and comprehends the Mortgage Loan Process through closing.
•Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
•Ability to demonstrate excellent communication and organizational skills.
•Strong computer skills including an fundamental understanding of MS applications, database management.
•Capable of pursuing Reverse Mortgage USA resources and how to access them.

Please email resume to: recruitment@rmeducator.com

IMMEDIATE OPENING:

Come work for the largest and most successful Reverse Mortgage company in Texas where you will be truly appreciated.

Guaranteed salary, no benefits.

Responsible for reviewing, closing and funding FHA loans.

Must have 3-5 years (minimum) experience in funding, insurance and closing loans - preferably FHA Loans.

Must understand HUD-1’s, title, survey and ordering wires.

Please email resume to: recruitment@rmeducator.com

Position Description
Lexington Insurance Company, a member of Chartis, has an opportunity in its National Branch Casualty Department for an Underwriter.

Duties/Responsibilities:
Responsible for soliciting and underwriting Professional Liability business - specifically E&O, A&E, and EPLI based on Lexington guidelines.

Position Requirements
Previous Professional Liability experience preferred
Interpersonal and technical underwriting skills
Strong aptitude for numbers and details
Superior organizational skills
Excellent communication skills, both verbal and written
Ability to work with all levels in the organization
Must conduct oneself in a professional manner at all times

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Job Description

POSITION SUMMARY

Aetna Signature Administrators is a specialty product offering that works with selected third-party administrators (TPA) to offer our ASA PPO network along with Aetna Stop Loss. Underwriters perform accurate stop loss underwriting analysis and risk assessment to write and/or renew ASA stop loss business in accordance with Aetna core values. Stop Loss underwriters review detailed clinical information on ongoing catastrophic risks and therefore, basic clinical knowledge is useful.

EDUCATION

The highest level of education desired for candidates in this position is a Bachelor’s degree or equivalent experience.

FUNCTIONAL EXPERIENCES

Underwriting/Alternate Funding arrangements/1-3 Years

Underwriting/Renewal - group medical/1-3 Years

REQUIRED SKILLS

General Business/Communicating for Impact/FOUNDATION

Finance/Delivering Profit and Performance/FOUNDATION

Service/Providing Solutions to Constituent Needs/FOUNDATION

DESIRED SKILLS

-General Business/Turning Data into Information/FOUNDATION
-Finance/Creating Profitable/FOUNDATION
-Prior experience with a TPA or Stop Loss MGU would be a plus.
-Former Medical Underwriting experience (reviewing Individual Health Statements) would be a plus.
-Ideal candidate would have a clinical background with strong analytical financial aptitude and desire to analyze data pertaining to clinical claims
-Ability to work in a fast paced, production environment
-Foundational proficiency in MS Word, Access and Excel required

Please note that benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna does not permit the use of tobacco related products or drugs in the workplace.

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Job Title: Direct Endorsement Underwriter (DE)
Reports to: Director of Mortgage Banking

SUMMARY:

Responsible for reviewing, underwriting and clearing conditions for Government (FHA) HECM Loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES:

1) Review, underwrite and clear conditions for HECM Loans
2) Provide strong customer service
3) Review loan files before disbursement to ensure accuracy and compliance with investor and
regulatory requirements
4) Maintain and monitor daily reports within our system, FHA Connection and other systems
directed by Management
5) Perform pre fund Quality Control audits as directed by Management
6) Ensure all loan files comply with RESPA, TIL, ECOA, 2010 GFE and other regulatory
requirements
7) Identify and report field training needs to management
8 ) Assist in the development of policies and procedures for department
9) Assist in the investor and home ownership center response process
10) Maintain consistent attendance record to ensure fulfillment of essential functions
11) All other duties are assigned by management

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS:

1) Ten years underwriting experience with five years as a DE
2) Two of the five years experience as a DE must be in the last 3 years
3) Working knowledge of federal and state financial regulations
4) Working knowledge of technology used in fraud prevention and familiarity with strategies to
prevent fraud
5) Ability to produce quality loans within tight timeframes

OTHER REQUIREMENTS:

1) Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point
2) Professional written and verbal communication and interpersonal skills
3) Excellent detail and time management skills
4) Excellent problem-solving and decision making skills
5) Willingness to work a flexible schedule
6) Must possess a High School Diploma or Equivalent

Please email resume to: recruitment@rmeducator.com

Job Details
Foreign Casualty Underwriter

Responsibilities Include:

1. To underwrite individual risks in a high unit volume environment. Evaluate and analyze Advantage Package submissions, consisting of Casualty at the core and ancillary/supporting lines of Property, Kidnap & Extortion and Accident & Health.

2. Work independently to evaluate and analyze submissions, apply underwriting guidelines/business practices and make an underwriting decision.

3. Demonstrate ability to find, develop and cultivate new business opportunities. Utilize strong business relationships to persuade brokers/customers to choose and stay with ACE Advantage.

4. Drive the sales process by marketing in the territory, making broker calls in Houston and surrounding areas, as well as limited time marketing in Austin, San Antonio and surrounding areas. Time out of the office is estimated to average 1 day per week.

5. Identify and pursue new distribution sources while maintaining/enhancing relationships with key brokers/agents within the territory.

6. Liaise with other ACE business units to identify account expansion opportunities for Foreign Casualty. Work to achieve new business goals for International Advantage Package program as well as overall suite of Foreign Casualty product offerings.

7. Recognize opportunities for process improvement and provide solution recommendations to the appropriate contact of authority.

8. Integrate special projects and tasks without impacting ability to complete existing workloads.

9. Present a positive and professional attitude. Influence team culture to adopt and portray same.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.

2. 1-2 years Casualty Insurance experience (International preferred)

3. Analytical skills needed to evaluate controlled master program

4. Ability to work independently, self-manage, organize and prioritize work with minimal direction from management. Perform multiple tasks simultaneous and shift focus quickly.

5. Previous work with brokers/agents in the Southwest preferred.

6. Outstanding Interpersonal Skills. Ability to establish trust and effective working relationships with team, field marketing and customers.

7. Proficient technology and communication skills. Foreign language skills desirable.

8. Ability to travel out of town approximately 10% of the time.

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1. Fundamentals of Directors’ and Officers’ coverage, terms and conditions.
Understanding of management liability coverage and the commensurate ability to offer
terms and conditions which generate a profit for Ace while meeting the needs of the
customer.

2. Risk Assessment. Ability to identify risk exposures, special or common hazards, and
appropriate controls for directors and officers, employment practices liability, fiduciary
liability, and crime insurance. Ability to evaluate risk based on exposure and risk
analysis.

3. Financial proficiency. Understanding of financial statements and ratios used in
management liability risk analysis. Understanding of impact of underwriting decisions
on company assets. Ability to understand credit risk.

4. Marketing and Communications. Ability to sell and negotiate private company
management liability coverage to achieve bottom line profitability for Ace. Ability to
make presentations and communicate articulately. Ability to base communications on
strategic thinking. Ability to manage producer strategy.

5. Systems and programs. Ability to use systems and software programs needed to
conduct daily business.

Job Qualifications:

1. College degree in insurance, business or related fields or equivalent experience.
2. 1-2 years D&O Insurance experience
3. Analytical skills needed to evaluate controlled master program
4. Ability to work independently, self-manage, organize and prioritize work with minimal
direction from management. Perform multiple tasks simultaneous and shift focus
quickly.
5. Previous work with brokers/agents.
6. Outstanding Interpersonal Skills. Ability to establish trust and effective working
relationships with team, field marketing and customers.
7. Proficient technology and communication skills.
8. Ability to travel out of town approximately 10% of the time.

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Description:

Personal Lines underwriting position located in the Kansas City Personal Lines Underwriting Center.

Position Responsibilities:
The Personal Lines Underwriter is accountable for:
• Financial performance, including profit, rate, retention, and growth of an assigned book of Personal Lines business.
• Identifying opportunities for growth within new and existing production sources and developing and executing a new business growth strategy including developing prospects
• Successful market penetration and agency management including building, maintaining and managing producer and customer relationships (may include travel)
• Working with Marketing personnel to develop agency strategy and goals with continual monitoring of progress
• Soliciting, selecting and analyzing risks within Chubb Personal Lines guidelines and ensuring proper documentation
• Meeting with producers.
• Collaborating with underwriters, operations, claims, appraisal, marketing and home office product management
• Consistently meeting service standards
• Collecting and sharing industry intelligence with team, including industry trending and development

Knowledge, Skills and Abilities:
• Solid knowledge of Personal Lines underwriting and insurance industry theories and practices
• Demonstrated technical expertise and product specific knowledge.
• Strong analytical skills including financial analysis
• Demonstrated proficiency in sales, marketing and negotiation
• Strong interpersonal, communication and negotiation skills.
• Ability to effectively interact with all levels of internal and external business partners.
• Experience developing and executing on marketing plans and prospects
• Ability to be creative and adaptable in a changing business environment
• Sound, balanced and timely decision making skills
• Knowledge of Microsoft Office Suite as well as other business-related software

Education and Experience:
• Bachelor’s degree or equivalent experience

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We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.
Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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Staff Appraisal Reviewer Designation (SAR) preferred but not mandatory
Three to five years of government underwriting experience
In-depth knowledge of VA Loans
Requirements
Desired Attributes:

Great co-worker
Ability to thrive in a fast-paced environment
Unparalleled work ethic
High attention to detail

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We offer a friendly team atmosphere with 401k and health benefits.

Salary commensurate with experience.

If you meet these requirements and are ready to work at a great company, please send your resume to jobs@BankAMC.com

Job Description:
The Group Division is one of Symetra’s three core product lines. Our team of more than 250 employees sells group insurance products, including Medical Stop Loss, Group Term Life Insurance, Group Disability Income Insurance and Select Benefits, a limited benefits medical plan. While we value hard work, we try never to lose our sense of humor or forget the importance of helping our employees grow their careers.

Our Group Insurance business unit recently announced plans to leverage its strong relationships with employee benefits brokers as a market leader in Medical Stop Loss to deliver an enhanced suite of Group Life and Disability Income insurance products and solutions to mid-sized businesses. Symetra intends to drive long-term growth in this product area by expanding in-house underwriting, claims and actuarial expertise, as well as field sales personnel.

We have a new opportunity for a candidate interested in becoming an Underwriter as part of the Group Life & Disability initiative. The position will reside in the South Windsor office, reporting to the Director of Life & DI underwriting.

Responsibilities:

Analyze claim experience; combine with manual in accordance with credibility factors to determine appropriate rate levels for new business and renewal accounts using a variety of pricing and funding methods.
Review plan design and calculate rates for requested or recommended plan changes.
Develop and communicate new business and renewal rate recommendations and decisions in accordance with level of authority.
Process sold accounts and/or confirmed renewals following established procedures.
Manage new business and renewal accounts from assigned regions to balance profitability and growth; monitor performance of assigned book of business and initiate actions to improve performance when needed.
Develop and maintain relationships with Symetra sales and service teams including visits to regional sales offices for training and expanding sales activity and persistency.
Develop and maintain relationships with Symetra clients, producers and reinsurance partners including participating in external meetings.
Provide competitive feedback on rates and products to management.
Develop improvements in underwriting practices, pricing and marketing strategies.
Manage projects and training initiatives.
Act as a mentor to junior underwriters through training, answering questions and reviewing accounts that exceed their authority level.
Assist in interviewing and hiring of new staff members.

Requirements:
Minimum of 2 years life and disability underwriting experience, or related actuarial or other underwriting experience.
4 year college degree or equivalent business experience.
Strong analytical and technical skills.
Strong Excel, Word, and Power Point skills.
Ability to negotiate and make decisions.
Effective interpersonal and written communication skills.
Ability to travel and make presentations to clients and producers.
Service oriented with commitment to meet deadlines.
Strong teamwork orientation.

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9755 Patuxent Woods Dr, Columbia, MD 21046

Virtual Location?

No

Job Category

Mortgage/Real Estate

Business Category

MetLife Bank

Education Required

Bachelors Degree Preferred

Experience Required

Five to Seven Years

Number of Openings

2

Job Description

Job Summary: Provides quality loans for the company by underwriting and evaluating mortgage loan applications. Reviews and verifies all items provided by the borrowers and ensures that they meet the Fannie Mae and FHA required guidelines. Ensures that all investor guidelines as well as Federal guidelines are met. Underwrites loan files that fall out of the automated project plan. Provides a second layer of quality control to ensure that the liability taken on by the company will not result in a non-saleable loan.

Functional Responsibilities:
Work is performed for most complex assignments.
Reviews and underwrites for consumer loans originated in the assigned regions, assuring compliance with all credit policies and consumer lending regulations; assures that the credit quality of the portfolio remains within standards established by senior management.
Supports and contributes to the quality and sales goals of the bank through coaching sales staff in cross-selling and up-selling loan products and by delivering loan support through one-on-one coaching, group meetings and training classes.
Performs other related duties as assigned and required.

Job Requirements

10-14 years preferred in mortgage industry within the underwriting field.
Accurate typing, spelling and grammar skills
Proficient with applicable computer software
Excellent written and oral communications skills
Excellent organizational and customer service skills
FHA Direct Endorsement Chums Number Required with related recent experience
VA LAPP Number and related experience preferred.

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

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Job Details
MAJOR RESPONSIBILITIES:
• Under limited supervision, assist underwriters by performing various service responsibilities
including, but not limited to, the following:
- meet deadlines and service level agreements
- review information for completeness and accuracy
- request additional information required to handle an account
- perform necessary system transactions
- meet productivity and quality goals/expectations
- work independently to make sound business decisions
- identify improvement opportunities
- communicate effectively with underwriting team
DESIRED QUALIFICATION AND EXPERIENCE:
• Excellent PC Skills - knowledge of Excel and Word
• 3 - 5 years Insurance Experience
• Successful completion of a college level curriculum or the equivalent related business experience
is desired
• Detail oriented
• Excellent oral and written communication skills
• Organized, focused, and has a structured system to meet deadlines
• Resourceful, able to see things through to resolution
• Strong Math skills
• Self-starter & ability to work in a fast paced team environment
• Understanding of basic Insurance terminology
• Dependable

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Job Description:
• Responsible for underwriting a wide range of mortgage loan products, to include 1-4 family and multi-family loans.
• Review and analyze financial information received from borrowers that request a loan modification
• Make recommendations on the appropriate loan workout plan based on the borrower’s financial information and other considerations
• Review and analyze rent rolls and operating statements received on multi-family & other loans as needed
• Coordinate and monitor routine property inspections for multi-family and other loans needed
• Assist in other special projects as needed

Qualifications/Experience:

• A minimum of 2-3 years as commercial and/or mortgage loan underwriter
• Thorough knowledge or real estate and consumer loan compliance guidelines required ability to apply logic to situations; make common-sense analysis of credit package.
• Self-starter that can work independently yet as a team player, handle a multi-tasked environment; work under pressure; provide exceptional customer service; effectively train staff to ensure achievement of management objectives and communicate effectively with loan officers, branches, and customers. Bachelor’s degree in Finance or equivalent of related experience.

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Primary Location FW-Tollway I_31002

Requirements

Job purpose:
The primary purpose of the default underwriters is to review and approve loan restructuring and terms modifications on defaulted and at-risk residential real estate loans. Responsible for evaluating difficult and complex loan applications to ensure we remain in full compliance with the mortgage banking requirements as well as those of FNMA, FHLMC, numerous private investors, housing authorities and private mortgage insurers.

Duties and Responsibilities:
• Review and analyze borrower documentation to determine income and repayment ability, assess borrower’s hardship, analyze housing expenses, and determine proper loan resolution.
• Maintain responsibility for timely and accurate database maintenance as well as updates and corrections in all related systems.
• Analyze delinquency, escrow analysis, analyze modification scenarios and proposals and recommend appropriate loan workout.
• Maintain up-to-date knowledge of relevant default practices effecting loan servicing decisions.

Skills and abilities:
• Must exhibit strong work ethic.
• Strong analytical skills.
• Ability to handle multiple projects with minimal supervision.
• Detail oriented with strong organizational skills.
• Must have excellent problem solving skills.
• Excellent time management skills.
• Excellent verbal and written communication stills with management and peers.

Basic Requirements:
• High School Diploma, GED or Equivalent Certification.
• 2 years of mortgage banking experience.

Preferred Requirements:
• 2 years of underwriting experience.
• 3 years default mortgage banking experience.
• Minimum of 2 years sub-prime experience.
• Bachelor’s Degree.
• Formal Credit Training.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

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Job Summary
To underwrite low income housing tax credit investments.This position may be based in Columbia, MD, San Fransicisco, CA, Portland, OR or Chicago
Job Responsibilities
• Underwrite tax credit investments as assigned by the Originator including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
• Under the direction of the originator, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
• Provide regular communication to originator regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
• Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator) and help to complete and organize closed deal files for transition to Asset Management.
• Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
• Participate in and contribute to group meetings and discu sions.
• Performs other duties as assigned.

Qualifications
• Bachelor’s degree or equivalent in Business, Accounting or Finance, or related field. Master’s degree a plus.
• 3-5+ years experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
• Extensive knowledge of LIHTC and strong financial analysis skill is required.
• Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines
• Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
• Excellent grammar, editing and proofreading skills to produce complete, correct correspondence and reports.
• Demonstrated verbal communication and interpersonal skills to represent company to all parties.
• Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
• Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
• Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
• Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
• Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
• Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
• Ability to work evening and weekend hours during peak periods.

Physical Demands/Working Conditions
• Ability to work under stress/pressure.
• Ability to travel for flights up to 6 hours, or in automobile, or train.
• Ability to climb stairs offsite at project sites.
• When visiting project sites, incumbent may be exposed to varying environmental conditions (e.g. outdoor weather, dirt, dust, and other construction work site hazards).
• Valid driver’s license required

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To be considered for a position with CB Richard Ellis, Inc., please apply online at http://cbre.com/careers. Click on “Search and Apply” on the left side of the screen. If a pop-up window does not open, please check your browserâ€^TMs settings. On the login window either login with your existing username and password or click on “Register Today” to create one. Once you are logged in you can either apply for specific jobs or submit your general application using the link at the bottom of the page.

Current CBRE employees should apply online through the myHR section of Employee Self Service.

EOE & AA Employer M/F/D/V

CBRE Multifamily Capital Inc. - Multifamily Underwriter requires 1-3 years multi-family underwriting experience to work within the Fannie Mae DUS group. Primary responsibilities include:

• Process incoming exhibits and other documentation required for loan approval.

• Review of field underwriting submissions in preparation for loan committee and final delivery of investor packages.

• Prepare investment memos for presentation to loan committee.

• Perform property and market level due diligence.

• Other related tasks include credit, market and real estate analysis.

Competencies/Qualifications

Candidates must possess a strong work ethic, excellent written communication and analytical skills, must be detail-oriented and possess the ability to work effectively with other team members and Production personnel in a fast paced environment. Travel required. Must be proficient in MS-Excel, Word and Office. The ideal candidate will have a BS in finance, accounting, economics, real estate or other related subject.

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Minimum education required:

High School Diploma. College graduate preferred.

Minimum work experience required:
2 years as rater or underwriting assistant with insurance carrier, MGA, or broker, rating multi-state ISO general liability and commercial automobile, as well workers compensation coverage.
Special skills required:
Computer skills to include Microsoft Word and Excel.
Excellent math and oral and written English communication skills.
Candidate must be able to prioritize work and possess effective time management skills.
Minimum typing requirement is 45 wpm.
Description of duties & responsibilities:
Assist underwriters in rating, quoting, binding, invoicing and servicing of new and renewal business.
Prepares correspondence, handles suspense activity.

Aon offers competitive compensation, exceptional benefits, continuing education & training, a unique internal advancement program, and tremendous potential with a growing worldwide organization.

Aon’s professionals are unwavering in their client focus and integrity. We promote diversity, professional development, frugality and stewardship, applying a disciplined non-bureaucratic approach to help our clients realize their business potential. Drawing on our experienced team as a competitive advantage, Aon employees have the freedom to take risks, foster innovation, champion for change and replicate best practices.

For more information about Aon Corporation, visit our website at http://www.aon.com.

Aon is an equal opportunity employer committed to a diverse workforce. M/F/D/V

DISCLAIMER:
Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

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Virtual Location? No

Job Category Underwriting

Business Category US Business - Auto & Home

Education Required Bachelors Degree Preferred

Experience Required One to Three Years

Number of Openings 1

Job Description

US - RI- Underwriter

Job Summary: ****** Recent College Graduates Welcome To Apply *******
Reviews applications for property and casualty insurance, and determines whether risk is appropriate in accordance with rules and guidelines

The ideal candidate would hold a bachelor’s degree or related experience and possess proven problem solving, conflict resolution, time management and decision making skills. The individual should also demonstrate strong oral and written communication skills and work well in a team environment.

The successful candidate will be responsible for managing underwriting decisions within an assigned geographic territory, including profitable risk selection at the point of sale and management of existing customer base. Analysis of current market quality with a focus on identifying unfavorable trends and recommending action plans targeting improvement is critical.

This position directly supports sales and service representatives in the risk selection and account management processes and may contribute to the development of these groups through training.

Responsibilities may also include participation in special projects, related to corporate profit objectives.

This position requires completion of insurance courses, on line learning and/or internal training programs as an educational requirement.

Job Requirements

Excellent oral and written communication skills

Time management, organization and multitasking abilities

Creative problem solving skills

Ability to work both independently and as a member of a group

This position requires completion of insurance courses, on line learning and/or internal training programs as an educational requirement.

Equal Employment Opportunity

MetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.

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Job ID #: 58999

Location: TX-Dallas

Functional Area: Underwriting

Company Name: Chartis

Employment Type: Full Time - Permanent

Education Preferred: Bachelors Degree (or equivalent)

Experience Required: 3-5 years

Relocation Provided: No

Position Description

Underwriter - Environmental - PollutionChartis has an opportunity for an Underwriter in its Environmental - Pollution Division.The key responsibilities for this position are as follows:Target, market and procure environmental insurance opportunities through insurance brokers and the environmental marketplace.Review technical environmental reports, underwriter environmental risks and negotiate insurance policy terms and conditions.Develop and manage insurance broker, client and intermediary relationships through sales and marketing.Organize and prioritize risks and effectively communicate information needs to the broker with emphasis on building relationships.Develop and build relationships with brokers, which include making independent calls to market products.Either independently, or in consultation with management, prepare pricing and negotiation strategy.Negotiate new and renewal coverage and price with brokers consistent with the quality of the risk and company strategy.Identify exposures and analyze underwriting requirements.

Position Requirements:

Bachelor’s degree in geology, biology or environmental science/engineering or Bachelor’s degree with 5 + years professional experience in the environmental marketplace.Marketing skills and the ability to develop client relationships.Strong communication (written and verbal), organizational, customer service and negotiation skills.

About Us

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website at http://www.Chartisinsurance.com.

At Chartis we support and encourage a diverse work environment. EOE.

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Overview:

Manages underwriting territory in accordance with company goals, objectives and policies; builds territory accordingly. Provides direction to Underwriting Assistants or Assistant Underwriter.

Responsibilities:

The essential functions of this position include, but are not limited to:Independently analyzes new and renewal business within underwriting authority. Collects all necessary facts and analyzes data prior to decision. Makes decisions independently after obtaining appropriate input. Analyzes outcome of decisions.Presents decision to management and producer clearly and concisely. Presents thought process so that underwriting conclusions are a logical result. Presents flexibility within parameters of underwriting criteria.Identifies priorities; utilizes whatever time is necessary to accomplish major priorities. Handles pressures of everyday business decisions. Responds with tact and clarity to all concerned with territory management.Manages underwriting territory. Knows and analyzes profitable producers. Selects new business with producer awareness, utilizing this information in underwriting and pricing. Is aware of company goals and trends and builds territory accordingly.Provides direction to Underwriting Assistants or Assistant Underwriter.Performs other job related duties as assigned.Qualifications:Education, Skills and Experience Requirements

Required Skills

College degree or equivalent preferred CPCU desirable.2 years Workers Compensation experience or equivalent.PC experience preferred.Good communication skills.Valid California Driver’s License in good standing.Preferred Skills:Underwriting Workers’ Compensation policies with an emphasis on agricultural businessStrong knowledge of the Central Valley agricultural industryPreferred 5 years Worker’s Compensation agricultural underwriting experienceExisting relationships with key Central Valley commercial insurance agenciesPerforms field marketing work and relationship building with both agents and policyholders.Participates in the point of sale presentations with agents and brokersProficient knowledge of the California Uniform Statistical Reporting Plan and Experience Rating PlanAttendance RequirementsDue to the nature of the needs in the office, must be able to work at least 37.5 hours per week, Monday through Friday, and be available should a situation arise requiring extended hours.

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Business GE Capital

Business Segment Capital - Retail Finance

Posted Position Title Underwriter

Career Level Entry-Level

Function Financial Services Operations

Function Segment Underwriting

Location United StatesU.S. State, China or Canada Provinces Minnesota

City St. Paul

Postal Code 55101-7714

Relocation Assistance No

Essential Responsibilities -

Review and evaluate credit applications, making credit decisions based on the Company’s Policies and Procedures Manual and the Company’s credit evaluation system- Conduct analysis to ensure portfolio quality- Communicate credit decisions to external and/or internal customers- Develop and maintain good rapport with respective customers by providing superior service turnaround time- Meet turn around time goals and/or loan volume objectives monthly as established by the Company- Ability to foster relationships and generate additional business from existing client relationships- Ability to determine the degree to which each application meets or exceeds credit criteria and then communicate the status to internal and external customersQualifications/Requirements - 1+ years experience in credit/loan processing or underwriting field- A working understanding of credit bureaus- Ability to work flexible schedules between 7 am and 9 pm and every other Saturday

YOU MUST BE ABLE TO SATISFY THE REQUIREMENTS OF SECTION 19 OF THE FEDERAL DEPOSIT INSURANCE ACTELIGIBILITY

REQUIREMENTS:-

All applications for employment must be submitted through either www.gecareers.com or the Career Opportunity System (COS) to be considered- You must be 18 years or older- You must have a high school diploma or equivalent- You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the selection process- You must have unrestricted authorization to work in the United States- If currently a GE employee, you must have been in your current position for at least 6 months, have at least a “consistently meets expectations” performance rating and have the approval of your manager to post (or the approval of your manager and HR to apply if you don’t meet the time-in-job or performance requirement)Additional Eligibility Qualifications GE will only employ those who are legally authorized to work. Any offer of employment is conditioned upon the successful completion of a background investigation and drug screen.

Desired Characteristics -

College degree (finance/business/marketing or related field preferred) or comparable experience- Judgemental Underwriting experience- Goal-oriented individual who can function successfully in a fast-paced environment- Strong problem solving and analytical skills- Strong verbal and written communication skills- Solid PC/keyboard knowledge and experience- Excellent organizational skills- Customer service oriented

Section 19 Job YOU MUST BE ABLE TO SATISFY THE REQUIREMENTS OF SECTION 19 OF THE FEDERAL DEPOSIT INSURANCE ACT.

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Job Group Underwriting

Auto req ID 3231BR

Locations CT-Hartford

Percent of Travel Required 0 - 10%Potential Telework Position No

Full or Part Time Full Time

Supervisory No

Pay Opportunity Min $40,000

Pay Opportunity Max $50,000

Bonus Potential Variable %

Job Description

POSITION SUMMARY

Aetna Signature Administrators is a specialty product offering that works with selected third-party administrators (TPA) to offer our ASA PPO network along with Aetna Stop Loss. Underwriters perform accurate stop loss underwriting analysis and risk assessment to write and/or renew ASA stop loss business in accordance with Aetna core values. Stop Loss underwriters review detailed clinical information on ongoing catastrophic risks and therefore, basic clinical knowledge is useful.EDUCATIONThe highest level of education desired for candidates in this position is a Bachelor’s degree or equivalent experience.

FUNCTIONAL EXPERIENCES

Underwriting/Alternate Funding arrangements/1-3 YearsUnderwriting/Renewal - group medical/1-3 Years

REQUIRED SKILLS

General Business/Communicating for Impact/FOUNDATIONFinance/Delivering Profit and Performance/FOUNDATIONService/Providing Solutions to Constituent Needs/FOUNDATION

DESIRED SKILLS

-General Business/Turning Data into Information/FOUNDATION-Finance/Creating Profitable/FOUNDATION-Prior experience with a TPA or Stop Loss MGU would be a plus.-Former Medical Underwriting experience (reviewing Individual Health Statements) would be a plus.-Ideal candidate would have a clinical background with strong analytical financial aptitude and desire to analyze data pertaining to clinical claims-Ability to work in a fast paced, production environment-Foundational proficiency in MS Word, Access and Excel requiredPlease note that benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna does not permit the use of tobacco related products or drugs in the workplace.

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Location Susquehanna Loan Service Center

Branch/Dept. PA Direct Underwriting

City Lititz

State PA

Status Full-Time

Hours per Week 40

Temporary No

Description Susquehanna has an excellent opportunity for an Indirect Lending Underwriter located in its Lititz, PA location. In this role, you will provide underwriting for a variety of indirect products, such as auto, recreational vehicles, and motorcycle loans. The successful candidate will apply their knowledge and understanding of indirect loan regulations and compliance to underwrite a large volume of loans in accordance with company guidelines. They must learn all aspects of Susquehanna’s loan products and procedures in order to underwrite complex transaction applications. Ability to work extended weekday hours (10:00 a.m. - 7:00 p.m.) and one Saturday per month (approx 9:00 a.m. - 3 p.m.).

Requirements Top candidates for the Indirect Underwriter will possess the following:

A minimum of 5 years of manual and/or automated underwriting experience in indirect (auto) loans including complex loansProven ability to work independently as well as part of a team while successfully achieving productivity goals within deadlinesProven ability to work closely with sales staff to structure loansMust possess excellent verbal and written communication skillsStrong mathematical and analytical skillsAbility to prioritize and organize multiple tasks

Excellent attention to detail

Ability to work extended weekday hours (10:00 a.m. - 7:00 p.m.) and one Saturday per month (approx 9:00 a.m. - 3 p.m.).At Susquehanna, we provide a professional, team-oriented environment that encourages both personal and professional growth. We’re looking for people who are knowledgeable, sincere, solutions-oriented and supportive. If these traits describe you, then we want you to join the Susquehanna Team!

We offer company training, competitive salaries and an opportunity for growth. Susquehanna is an Equal Opportunity/Affirmative Action employer committed to building a diverse workforce.

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Job ID:60485

Location: Illinois

Full/Part Time:Full-TimeRegular/Temporary:Regular

Job Location Aurora, ILVirtual Location? No

Job Description

*** College Grads Welcome to Apply***Provides group underwriting services for new business and renewals of dental, disability, and/or life products.Functional Responsibilities: Analyzes risk by running manual rate calculations or preparing experience-rated quotes; works with sales office to ensure cases are rated appropriately prior to approval. Underwrites new business quotes by analyzing financial and plan design information to decide weather to accept risk and at what premium level. Underwrites renewals by reviewing current plan’s premium history, claims history, and company financial condition to determine appropriate renewal action. Prices and offers plan changes; produces experience reports, and responds to broker and customer inquiries. Updates databases with quote and sales information to track results. Assists in the implementation process by verifying quoted plan design information. Prices plan changes upon request. Meets specified metrics for completion of new business quotes and renewals. Provides underwriting and pricing approvals for cases with 1000-10,000 lives. Performs other related duties as assigned or required.Supervisory Responsibilities: None.Job RequirementsBachelor’s degree or equivalent business experience.Equal Employment OpportunityMetLife is proud to be an equal opportunity/affirmative action employer. We are committed to attracting, retaining and maximizing the performance of a diverse and inclusive workforce.For immediate consideration, click on the Apply Now button below. You will be directed to complete an on-line profile which may take 15 - 20 minutes to complete. Upon completion, you will receive an automated confirmation email verifying you have successfully applied to the job

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Job ID: 298489

Location: IN - Richmond

Business Unit: Operations Job Details

MAJOR RESPONSIBILITIES:

• Under limited supervision, assist underwriters by performing various service responsibilitiesincluding, but not limited to, the following:- meet deadlines and service level agreements- review information for completeness and accuracy- request additional information required to handle an account- perform necessary system transactions- meet productivity and quality goals/expectations- work independently to make sound business decisions- identify improvement opportunities- communicate effectively with underwriting teamDESIRED QUALIFICATION AND EXPERIENCE:• Excellent PC Skills - knowledge of Excel and Word• 3 - 5 years Insurance Experience• Successful completion of a college level curriculum or the equivalent related business experienceis desired• Detail oriented• Excellent oral and written communication skills• Organized, focused, and has a structured system to meet deadlines• Resourceful, able to see things through to resolution• Strong Math skills• Self-starter & ability to work in a fast paced team environment• Understanding of basic Insurance terminology• Dependable

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Site Name: TX-DALLAS-CORNERSTONE MAIN

Category: COMMERCIAL BANKING

FLSA Status: EXEMPT

Type: FULL TIME

Responsibilities:

Assists and counsels originators in qualifying loans, determining borrower’s needs, determining appropriate commercial loan product in light of needs, and obtaining requisite financial data. Reviews credit requests, business credit scores, business reports and consumer bureaus. Evaluates collateral adequacy, industry risk, purpose and viability of business. Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan. Determines appropriate structure and pricing in light of borrower type, industry, collateral, and risk and documenting any deviations from the prescribed structure. Assesses strengths and weaknesses of loan requests. Completes financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis. Thoroughly documents the credit request in the appropriate format. Verifies underwriting conditions and additional approval requirements are satisfied. Ensures effective communication between Relationship Managers, Loan Administration, Loan Documentation & Funding Control and other departments involved in the loan process. Strives to minimize turnaround-time while thorough documenting credit requests. Responsible for Credit File maintenance.

Qualifications:

All candidates must have superior verbal, written, and organizational skills. Must be able to prioritize tasks demonstrating both management skills and ability to achieve communicated deadlines. High integrity and respect for confidentiality are invaluable. Excellent computer skills in Windows, understanding of business and personal financial statements, good phone and communication skills required. Bachelor?s degree in business related field business with emphasis in management, accounting, finance, or a related field. Candidates must have 3 plus years of previous underwriting or credit analysis experience.

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Location: PA - Canonsburg

Description

Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.

NVR is seeking a highly self-motivated individual to assume the position of Underwriter.

The Underwriter has responsibility for the daily underwriting of conventional, FHA and VA loans.

Essential Functions:

• Underwrite loans for compliance with investor and/or agency guidelines.• Submit loans through an automated underwriting system for a decision.• Approve or pend loans; present appropriate loans daily to loan committee.• Assist branches with underwriting questions, scenarios and problems.• Maintain 24 - 48 hour underwriting turnaround on new loans and resubmitals.• Limited job related travel could be required.• Operation of office equipment and maintenance of loan filing system.

This position offers:

• A service oriented work environment

This position requires:

• Candidate must be an approved FHA, DE (Direct Endorsed) Underwriter• Excellent customer service skills

When you work for an industry leader, we reward you with:

• Excellent Salary Package• Outstanding Growth Potential (80% of our managers have been promoted from within)• Lucrative Profit Sharing/Employee Stock Ownership Plan• 401(k)• Medical Insurance• Dental Insurance• Paid Vacations and Holidays• Home Purchase DiscountIt takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.No Phone Calls PleaseWe are an Equal Opportunity Employer

Drug Testing, Background and Credit Check Required

All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas

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Job Type: Full Time

Location: South Jordan, UT

Department: Underwriting

Category: Operations

Salary: Hourly

Benefits: Full Benefits

Contact: Dale Jakins, Human Resources

Job Description

MORTGAGE UNDERWRITER

W.J. Bradley Mortgage Capital Corp is seeking a Mortgage Underwriter to work out of our South Jordan, UT office.Duties associated with this position include the following:· Manage Approval and Condition Queue to maintain company published service standards (6 business hours)· Publish Underwriting Dispositions, clear conditions, analyze Change Requests· Analyze risk as it relates to investment quality loans· Underwrite a loan package to investor/agency guidelines· Maintain thorough understanding of loan documents· Maintain complete knowledge of loan products· Maintain complete knowledge of underwriting guidelines· Complete computer data entry as needed; i.e. Tigris approval screens and various AUS systems and third party tools· Communicate with originator, per service standards (4 - 6 business hours); answer underwriting and loan product questions· Complete Underwriting Certifications, as necessarySkills/RequirementsThe successful candidate will meet the following requirements:Two-five years experience in the mortgage industryDirect EndorsementStrong communication, organization and time management skillsTeam player with a positive attitude willing to work with others in and out of the Operations CenterAttention for detailFast paced individualStrong computer skillsW.J. Bradley is an independent retail mortgage banker, backed by a group of private investors that provide us with a strong and stable financial foundation to grow on. Our forward-thinking team is committed to helping our clients obtain real estate financing tailored to their personal needs and goals.At W.J. Bradley, we are dedicated to becoming the top retail mortgage originator in the nation and a leader in the industry. We are building a reputation based upon exceptional customer service, responsible lending practices, a solid infrastructure and a team of experts comprised of the very best talent in the industry. We seek highly motivated, dedicated individuals with a passion to succeed.

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Description

Advance Your Underwriting Career at Liberty Mutual - A Fortune 100 Company

Our underwriters focus on answering two fundamental questions. Should we write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, but as a Liberty Mutual underwriter, you will possess a curiosity that propels you to dig a little deeper for the answers. You will rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.Are you looking for a Commercial Underwriting opportunity with a responsible company that has consistently outpaced the industry in year over year growth? We have an excellent underwriting opportunity available. As a Commercial Underwriter you will work to manage assigned agencies, select profitable risks and build a profitable portfolio of accounts. In addition to a wide range of benefits, as a direct employee, your insurance education and training are paid by us.

Responsibilities:

Build & manage internal and external sales relationships.Select profitable risks based upon individual account criteria and underwriting standardsManage portfolio to control the overall mix of accounts, manage exposures & take prompt action when necessaryDevelop new business and retain existing accountsQualifications:Bachelors degree or equivalent preferred, continuing insurance education desiredSuccess driven individual who has demonstrated 3-10 years of success in a commercial underwriting roleAbility to analyze variables, such as type & amount of coverage, loss control, credit reports, and loss experienceThorough knowledge of commercial insurance coverages, contracts & underwriting guidelinesAbility to interact successfully with customers to build & maintain good business relationships.Negotiation and pricing skillsHard work, honesty, integrity and unwavering business ethics

Benefits:

We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:401K and Company paid pension planMedical coverageDental coveragePaid time-offPay-for-PerformanceDiscounts on automobile and homeowner’s insuranceDiscount fitness membershipsFlexible spending accountsTuition reimbursementVision care coverageWork/Life resourcesCredit Union membershipEmployee and Dependent life insuranceDisability insuranceLong-term care insurance

Overview:

We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.We believe that the Company’s success is inextricably linked to our employees’ satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.We believe our employees take pride in knowing that they help people live safer more secure lives everyday.

Responsibility.

What’s your policy?

Job Underwriting

Primary LocationUS-TN-Nashville

Schedule Full-time

Salary (Pay Basis)46,100-75,000

Education Level Bachelor’s Degree (±16 years)

Shift Day Job

Travel Yes, 10% of the time

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Type: Full time

Start Date: ASAP

Salary: (Verify your salary with Salary.com) Experience Based

Location: United States - Michigan - Troy

Job Description:

JOB PURPOSE:

The Underwriting Assistant (UW ASSISTANT) is responsible for Ensuring that all New Files and conditions received from our Third Party Clients are properly set up and submitted to underwriting in a timely fashion; that our Third Party Clients are satisfied with your support, professionalism and knowledge you provide; and the organization is confident in your ability to perform the tasks necessary to ensure an acceptable file flow from submission through post closing

RESPONSIBILITY

1. To Ensure that All New Loan Submissions are set up in System(s) properly

2. To ensure that all new loan submissions(and conditions) are sorted properly and submitted to underwriting timely

3. To Complete Flood Certs and Verbals in a timely fashion

4. To communicate clearly and concisely to third party clients via phone, email and any other form of communication.

5. To be available throughout the day answering and returning phone calls in a timely manner in response to internal and external customer inquiries on loans.

6. To send out Denial and Withdraw notices to applicants as directed.

7. Ensure loans are post closed in a timely basis

8. Ensure any outstanding post closing issues are cleared in a timely manner

9. To follow process and procedures as directed by supervisor relating to use of systems (ie. Avista, Delpni New, etc.)

10. Review Initial GFEs and complete GFE screens

11. To continuously seek process and personal improvement so as to provide increasing levels of service to customers

12. To assist others in completion of miscellaneous projects and properly utilize her/his individual time.

13. To comply with all internal policies and procedures.

STANDARDS

1. All NEW LOAN submissions in our system under the correct Loan Officer and Client Name. The DO Findings are in the proper status and the loan program registered or locked under is the same program loan is submitted under, and HMDA information is completed.

2. Electronic NEW FILES are submitted to underwriting Same day and Conditions are submitted to underwriting within 3 hours of receipt. All documents are sorted properly on line. In no instance is a loan NOT sorted by the time Underwriting picks up file to review.

3. Within 1 hour of receiving notification that Flood and Verbal are required, the UW ASSISTANT shows attempt to obtain flood and verbal. Timely follow up is evidenced in notes in system and praise from internal and external clients regarding your timeliness in obtaining information.

4. Third Party Clients are confident with your support and have favorable comments regarding your communication skills. In no instance does a client go around you due to their inability to understand you or comments on your lack of professionalism.

5. All Calls should be answered immediately but in every instance when a message is left, the call is returned within One (1) hour. Emails should be returned as soon as possible but in no instance shall an email not be responded to within One (1) hour. You are able to assist the third party clients in their needs or know who can assist them. Third Party Clients speak favorably of you regarding your support and responsiveness.

6. All notice of denials/withdraws are mailed out in compliance and the denial/withdraw letters are saved online in the loan file with a memo as to your action on the file.7. All loans are post closed within 3 business days of receiving the closing package. You follow the procedures for post closing files and updating the system 100% of the time.

8. All post closing issues are noted in our post closing screens. You are able to clear all outstanding post closing items within 24 hours of post closing the file and in no instance are post closing issues open after 3 business days without your direct supervisor having knowledge of the issues.

9. All process and procedures are followed and employee is able to articulate their job requirements pertaining to a specific function.

10. GFE screens on system are complete and accurate and match the GFE submitted by client. Underwriters speak favorably on the accuracy of the information completed by the UW ASSISTANT.

11. You participate in meetings, suggest improvement, develop your knowledge, handle increasing work levels and project a passion for the business (e.g., are enthusiastic and empathetic)

12. Others are confident in your assistance and you inquire as to others needs when time permits

13. You are ready to work at the beginning of the day, limit your lunch break to the permitted time period and work through the end of the day. Your supervisor and peers are contacted when arriving late, exceeding the normal lunch break, or leaving early. All anticipated time off is scheduled with your supervisor at the earliest possible time and consideration is given to others in the department when doing so.

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Advance your Underwriting career at Liberty Mutual - A Fortune 100 Company!

Our underwriters focus on answering two fundamental questions. Should we write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, but as an underwriter, you will need to possess a curiosity that propels you to dig a little deeper for the answers. You will have to rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.
Responsibilities:

* Market company products and services to the agents and participants in the agency management process to achieve company growth and profitability targets.
* Handle and manage assigned complex books of business to maximize profitability and growth.
* Within delegated authority levels and company guidelines you will accept, reject and or modify new and renewal business for all personal lines.
* Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met.
* Develop on-going relationships with agents, monitors agency growth, profitability and quality of submissions, and keeps agents up-to-date with underwriting and/or product changes.
* Promote the company’s public image by speaking to insurance-related groups, drivers education classes etc… by networking within the insurance community to stay abreast of changes within the industry.

Qualifications:

*
Bachelors degree or equivalent experience in a directly related insurance position.
*
2 or more years of direct personal lines underwriting experience.
*
Thorough knowledge of personal lines products.
*
Proficiency in underwriting all personal lines exposures, thorough knowledge of regulatory and policy differences among states in which business is transacted.
*
Actively working toward professional designation(s).

Benefits:

We recognize that talented people are attracted to companies that provide competitive pay, comprehensive benefits packages and outstanding advancement opportunities. For this reason we offer a Comprehensive Benefits Plan that includes the following:

* 401K and Company paid pension plan
* Medical coverage
* Dental coverage
* Paid time-off
* Pay-for-Performance
* Discounts on automobile and homeowner’s insurance
* Discount fitness memberships
* Flexible spending accounts
* Tuition reimbursement
* Vision care coverage
* Work/Life resources
* Credit Union membership
* Employee and Dependent life insurance
* Disability insurance
* Long-term care insurance

Overview:

We believe strongly that commercial success can be achieved in a manner consistent with principles and ideals that bind us together as one company, that set us apart from our competitors, and that in the end will allow us to say we have succeeded commercially by doing the right thing the right way.

We believe that the Company’s success is inextricably linked to our employees’ satisfaction and success: satisfaction that they work for an industry leader committed to improving safety, satisfaction that they work for a company that does the right thing, and satisfaction that the company will reward them for their contributions and provide opportunities for personal growth and success.

We believe our employees take pride in knowing that they help people live safer more secure lives everyday.

Responsibility. What’s your policy?

Job
Underwriting
Primary Location
US-WA-Seattle
Schedule
Full-time
Salary (Pay Basis)
51,800-57,600
Education Level
Bachelor’s Degree (±16 years)
Shift
Day Job

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· Manage Approval and Condition Queue to maintain company published service standards (6 business hours)
· Publish Underwriting Dispositions, clear conditions, analyze Change Requests
· Analyze risk as it relates to investment quality loans
· Underwrite a loan package to investor/agency guidelines
· Maintain thorough understanding of loan documents
· Maintain complete knowledge of loan products
· Maintain complete knowledge of underwriting guidelines
· Complete computer data entry as needed; i.e. Tigris approval screens and various AUS systems and third party tools
· Communicate with originator, per service standards (4 - 6 business hours); answer underwriting and loan product questions
· Complete Underwriting Certifications, as necessary
Skills/Requirements
The successful candidate will meet the following requirements:
* Two-five years experience in the mortgage industry
* Direct Endorsement
* Strong communication, organization and time management skills
* Team player with a positive attitude willing to work with others in and out of the Operations Center
* Attention for detail
* Fast paced individual
* Strong computer skills

W.J. Bradley is an independent retail mortgage banker, backed by a group of private investors that provide us with a strong and stable financial foundation to grow on. Our forward-thinking team is committed to helping our clients obtain real estate financing tailored to their personal needs and goals.

At W.J. Bradley, we are dedicated to becoming the top retail mortgage originator in the nation and a leader in the industry. We are building a reputation based upon exceptional customer service, responsible lending practices, a solid infrastructure and a team of experts comprised of the very best talent in the industry. We seek highly motivated, dedicated individuals with a passion to succeed.

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Burns & Wilcox is a dynamic industry leader in the specialty insurance and brokerage business. Coastal property, the windmill powered farm, the famous pianist’s hands, the huge concert venue; these are just a few of the types of coverage that can be underwritten at Burns & Wilcox.

For more than 40 years, Burns & Wilcox has been consistently profitable and we have continuously expanded our footprint in the specialty insurance sector, both in the United States and internationally.

Burns & Wilcox is committed to excellence, professionalism and service to our clients as exemplified by our brand pillars - Smart, Broad, Quick and Agile - and we know that our success is the result of our employees delivering on that brand promise each and every day.

WE OFFER THE SUCCESSFUL CANDIDATE THE OPPORTUNITY TO:

• Support underwriters and agents in accessing the breadth of our products and markets
• Use cutting-edge technology to deliver high quality service to agents and agencies
• Bind risk, post the invoice and process technical data into ConceptOne as well as other on-line formats.
• Screen renewals and send out renewal letters
• Screen renewal applications, perform some of the underwriting and prepare the quotes for underwriter approval
• Be responsible for ensuring the correct technical data on a risk is input into ConceptOne
• Grow your career with a consistently profitable company

WE EXPECT THE SUCCESSFUL CANDIDATE TO:

• Maintain producer files including distribution of marketing brochures and mailing contract information to new producers
• Maintain quality of end product verifying prepared documents follow established procedures
• Have knowledge of and perform computer data entry of quotations, binders and related support documents
• Be technologically savvy and data driven
• Assist underwriters in producing business in assigned territories
• Verify inspection bills and maintain bordereau for reimbursement
• Handle endorsement requests and referrals to the underwriter as necessary
• Handle bordereau reports and follow up with necessary parties for missing information
• Follow up for any outstanding information needed to complete the underwriting file
• Order and follow up on inspections and referral for the underwriter as necessary
• Complete project work as assigned by underwriter

REQUIRED QUALIFICATIONS

• Bachelor’s degree or equivalent combination of education and experience
• Minimum 2 years of Personal Lines underwriting support experience

QUALIFICATIONS THAT WILL HELP YOU SUCCEED:

• Insurance experience in underwriting support with excess and surplus lines preferred
• B2B Sales & Marketing experience preferred

WHO WE ARE:

• We are the largest specialty insurance wholesaler in North America with 37 offices located throughout the US
• More than 40 years of experience in the industry
• Consistently profitable, and continuously growing
• Underwriting and brokerage expertise in specialty lines, professional and commercial liability, property and personal lines
• Our employees feel part of an extended family, enjoying a strong team-oriented culture and a friendly working environment.

COMPENSATION AND BENEFITS:

• Competitive compensation and bonus packages
• Excellent benefits packages that include a 401K match, me

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• Ensure loan files are properly set up based on loan type and product.
• Perform a detailed underwriting analysis for both credit and documentation deficiencies and determine the marketability of each loan; including income and asset calculations, employment history, credit score eligibility, qualifying ratios, etc.
• Rerun automated underwriting decisions when required.
• Perform a comprehensive appraisal review to ensure the characteristics of the collateral meet UMG and investor guidelines.
• Prepare files for submission to FHA, VA and MI companies as needed.
• Proactively communicate loan status with loan originator and Processor throughout the process; respond to questions in a timely manner and notify all parties when additional information is needed.
• Ensure a consistent and proactive approach to condition clearing to increase pull through percentage and decrease overall cycle time.
• When applicable, prepare and submit mortgage loan files to Closing ensuring UMG and investor policies and procedures are met.
• Ensure compliance with FNMA, FHLMC, FHA, VA, underwriting and mortgage lending regulations including RESPA, ECOA, FDPA, HMDA, CRA and Truth-in-Lending guidelines.
• Prepare letters for management signature on declined loans ensuring accurate disclosure of reason(s) for adverse action.
• Maintain records for all loans in process.
• Maintain thorough knowledge of documentation required to meet investor underwriting and compliance requirements.
• Efficiently utilize automated mortgage processing systems and automated underwriting systems.
• Proactively manage pipeline of loans in underwriting, taking ownership of the loan processes.
• Perform other clerical duties as necessary; answer telephones, copy material and fax.
• Provide guidance and training to less experienced personnel.
• Provide quality control responses in a timely manner.
• Monitor incoming mail, correspondence and documents collected by loan originators.
• Resolve closing issues and assist with post closing follow up.
• Support Secondary Marketing with investor pricing and guideline issues.
• Adhere to all applicable laws and regulations governing bank operations, including compliance with Union First Market Bankshares’ Policy and Procedures.
Requirements Position Qualifications

Education & Experience
• High school diploma or equivalent work experience
• Two years in mortgage underwriting, or comparable experience in loan processing and originating.

Knowledge & Skills
• High degree of professionalism
• Excellent interpersonal, communication, and organization skills
• Ability to handle multiple tasks
• Flexible, able to adapt to change
• Advanced math and moderate accounting skills
• Moderate computer skills relevant to Microsoft Office Suites
• Working knowledge of FHLMC, FNMA, FHA, and VA documentation guidelines and mortgage lending regulations including Truth-in-Lending, RESPA, ECOA, FDPA, HMDA and CRA.
• Ability to grasp concepts quickly, make sound decisions and be able to communicate effectively with investors and branch personnel.
• Advanced written, oral, and interpersonal communication skills with ability to explain complex calculations, documentation and loan closing requirements.
• Ability to effectively perform multiple tasks under aggressive time constraints.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace.
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Update weekly reports - Work with Program Managers and Unit Manager to track and update weekly sales forecast reporting.

Track and distribute submissions to underwriters - Work with Program Administrators and Program Managers to log and track all underwriting referrals submitted by Program Administrators.

Maintains Unit Documentation - Work with all Program Managers, Unit Manager and Chief Underwriting Officer to ensure accurate and complete documentation of Programs activity. This will require compliance with URD Program Administrator Guidelines.

Maintains File Room - In support of Unit Documentation, ensure the Programs file room is in order at all times.

Position Requirements
Skills and Experience required:

Good organizational & communication skills.

Good Excel skills.

Ability to improve workflow processes.

Risk Management/Insurance majors are a plus.

The ideal candidate will likely be a recent college graduate, although candidates with 0 - 3 years business experience are acceptable.

About Us
Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit our website a