Mortgage Underwriter for Federal Savings Bank

Description:

American Bank is a Federally Chartered Community Bank located in the Washington DC area.  We have a robust national residential mortgage division and are currently seeking qualified mortgage underwriters.  We offer a great salary with benefits and also have a work culture that is driven by teamwork.

Requirements:

De designation a must

Significant experience working with DU and LP

Excellent critical thinking skills

Must be able to effectively communicate with processing staff

Experience underwriting to multiple sets of investor guidelines

Specifics:

Base salary: 55,000 to 70,000 with ample overtime also available

Full medical benefits along with 401k

Vacation and sick pay

Available: Immediate

Location:  Greenbelt,MD and/or Rockville, MD

Contact: Robert Jones (703) 964 6489

Email resume to: rjones@americanfsb.com

Mortgage Underwriter Team Lead - Retail Underwriting, Richmond, VA

Job Description:

Mortgage Underwriter Team Lead needed in Richmond, VA.  Functions as a group leader in a centralized operation by assisting in the training, assigning, and overseeing the work of lower level underwriters. Assists manager in general administrative duties such as accounting for time-off and preparing reports on the success of the unit. Contacts difficult and complex loan applications.

This position typically requires a Bachelor’s degree; 5+ years underwriting experience.

Please visit us at www.suntrust.com/careers and apply to job number 207432 for immediate consideration.

Mortgage Underwriter 3 - Centralized Bond Underwriting, Richmond, VA

Job Description:

Mortgage Underwriter 3 needed in Richmond, VA.  This position is based in our Centralized Bond Underwriting department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 206654 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting Mid-Atlantic Region, Richmond, VA

Job Description:

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207402 for immediate consideration.

Mortgage Underwriter 2 - Correspondent Underwriting, Richmond, VA

Mortgage Underwriter 2 needed in Richmond, VA.  This position is based in our Correspondent Underwriting department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.

Please visit us at www.suntrust.com/careers and apply to job number 206559 for immediate consideration.

Mortgage Underwriter 3 - Central Processing Underwriting, Richmond, VA

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207303 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting Support, Richmond, VA

Mortgage Underwriter 3 needed in Richmond, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications:  5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.

Preferred Qualifications:  Supervisory or training experience.

Please visit us at www.suntrust.com/careers and apply to job number 207310 for immediate consideration.

Mortgage Underwriter 3 - Retail Underwriting , Annandale, VA

Job Description:

Mortgage Underwriter 3 needed in Annandale, VA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Minimum Qualifications:  Incumbents will possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans. 

Preferred Qualifications:  Mortgage loan underwriting experience in the last year.  DE and/or LAPP certification is highly preferred. 

Please visit us at www.suntrust.com/careers and apply to job number 204074 for immediate consideration.

Mortgage Underwriter 2, Atlanta, GA

Job Description:

Mortgage Underwriter 2 needed in Atlanta, GA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.  DE certification required.

Please visit us at www.suntrust.com/careers and apply to job number 207713 for immediate consideration.

Mortgage Underwriter 2, Laguna Hills, CA

Job Description:

Mortgage Underwriter needed in Laguna Hills, CA.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents would typically possess more than 3 years of mortgage loan underwriting experience and be responsible for all loan types.  Examples include conventional, FHA and VA, bond/housing authority, and non-conforming loans.

Basic Qualifications:  3 or more years mortgage underwriting experience with FHA, VA, bond/housing authority, and non-conforming loans.

Please visit us at www.suntrust.com/careers and apply to job number 207417 for immediate consideration.

Mortgage Underwriter 1, Orlando, FL

Job Description:

 Mortgage Underwriter needed in Orlando, FL.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Typically reviews and/or underwrites conventional loans, but may be responsible for less complex FHA and VA loans.  May support more experienced underwriters.

Basic Qualifications:  1 to 3 years of mortgage loan underwriting experience.  6+ years of mortgage loan processing or other related mortgage experience.

Preferred Qualifications:  Pre-qualification experience.

Please visit us at www.suntrust.com/careers and apply to job number 206251 for immediate consideration.

Mortgage Underwriter Team Lead, Richmond, VA

Job Description:

Responsible for underwriting residential mortgage loans to ensure compliance with bank, FNMA/FHLMC, FHA, VA, and secondary market standards. Communicates with Processors, Originators, and other internal and external customers. Meets performance standards and goals established by the bank. Functions as a group leader in a centralized operation by assisting in the training, assigning, and reviewing the work of lower level underwriters. Assists manager in general administrative duties such as preparing reports for the success of the unit. 

Minimum Job Requirements:         
-5 years underwriting experience
-Strong knowledge of agency and investor guidelines
-Strong knowledge of FNMA Desktop Underwriter
-Strong PC skills
-Experience with fraud detection systems
-Excellent analytical skills with regard to appraisal review
-Must have excellent verbal and written communication skills
-Must be organized and able to meet deadlines with minimal supervision

Preferred Job Requirements:
-Working knowledge of MLCS, PLX, Fidelity, E-trio   
-Direct Endorsement designation
-VA and LAPP approved

Please visit us at www.suntrust.com/careers and apply to job number 207313 for immediate consideration.

Mortgage Underwriting Technical Expert – Credit Underwriting, Richmond, VA

Job Description:

This position will be responsible for front line underwriting of Construction-Perm loans, Agency and Government repair escrow products, SunTrust REO loans, and other specialty products. In addition, this position may also be required to review maturing CP loans for modification and/or workout resolutions, to include loss/mitigation and troubled debt restructuring. 

 Minimum Job Requirements:         
-Minimum of 5 years mortgage experience of which 2 years preferably should include construction lending
-3 years underwriting experience
-Strong knowledge of agency and investor guidelines
-Strong knowledge of FNMA Desktop Underwriter
-Strong PC skills to include Microsoft Word, Excel and Access
-Experience with fraud detection systems: FastData / CoreLogic / Mers / other public record searches
-Excellent analytical skills with regard to appraisal review
-Must have excellent verbal and written communication skills
-Must be organized and able to meet deadlines with minimal supervision

Preferred Job Requirements:
-Working knowledge of MLCS, PLX, Fidelity, RealTrac, E-trio   
-Direct Endorsement designation

For immediate consideration, please visit us at www.suntust.com/careers and apply to job number 207692.

Mortgage Underwriter 3, Richmond, VA

Job Description:

Underwriter needed!  This position is based in our quality control department.  Responsible for underwriting residential mortgage loans to ensure compliance with bank, FHA/VA, and secondary market standards.  Communicates with processors, originators, and other internal and external clients.  Meets performance standards and goals established by the bank.  Incumbents will typically possess 5 or more years of mortgage loan underwriting experience and be responsible for mortgage loans of the most complex nature including conventional, FHA and VA, bond/housing authority, and non-conforming loans.  May be required to assist in the training of less experienced underwriters and residential origination staff members.  May be in a lead role.

Basic Qualifications: 5 or more years of mortgage underwriting experience with FHA, VA, Conventional, Bond/Housing Authority, and Non-Conforming loans.
Preferred Qualifications: Supervisory or training experience.

For immediate consideration, please visit us at www.sunstust.com/careers and apply to position number 206759.

Condominium Analyst. Richmond, VA

Job Description:

Responsible for supporting the project management needs of a business unit, division, or company-wide. Has an understanding of the business unit(s) and the operating systems that support them.  The responsibilities of the Condominium Review Analyst include but are not limited to the following:  Review and analysis of condominium documents including but not limited to condominium legal documents, budget, insurance, appraisal and STM condo questionnaire in order to determine that project meets eligible condominium project guidelines as established by Fannie Mae/Freddie/Mac.

 -Acts as subject matter expert on SunTrust and GSE’s (Fannie Mae/Freddie Mac/HUD/VA) project requirements across all business lines as necessary on condo project underwriting standards.

-Maintain departmental condo logs and database, and the SunTrust Approved Project List

- Remain up to date on latest condominium eligibility requirements and updates from GSE’s (Fannie Mae/Freddie Mac/HUD/VA

-Provides operational and administrative as needed in the preparation of departmental reports.

Basic Qualifications:

Expert knowledge of the business unit and related industry. Experience on project teams. Experience managing a segment of the project work. Demonstrated ability to achieve desired results. Strong problem-solving and partnership skills.
-Preferably a minimum of 3 years mortgage business experience in the area of credit and property underwriting and/or condo project approval. Position requires making sound decisions to maintain the credit quality objectives for the company. May require a general analysis of an individual credit underwriting package in order assess spot approvals from non-warrantable projects
-Advanced PC skills; including MLCS, Word, and Excel.
-Demonstrated ability to develop and apply creative business solutions.
-Demonstrated ability to work independently or within a team environment
-Ability to multitask and shift priorities as required. Must be detail oriented and must have professional written and verbal communication skills required to provide top quality customer service to branch personnel and internal/external customers. Strong time management and organizational skills desired.

Preferred Qualifications: Bachelor’s degree. Intermediate to advanced skills with Microsoft Project.

For immediate consideration, please visit www.suntrust.com/careers and apply to job number 206315 if you are interested in this position.

Resource Center Business Analyst/Project Manager

Loacation: Richmond, VA